United Ag Lending
- Company typePrivate
- Founded-
- HeadquartersOverland Park, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
United Ag Lending firmographics
Firmographics- Name
- United Ag Lending
- Legal name
- United Ag Lending
- Website
- https://unitedaglending.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
United Ag Lending industry classification
Industry- Product category
- Wholesale Agricultural Lending
- NAICS
- Sales Financing (52222)
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Agricultural & Rural Development Banks (FSABAKAE)
- akta.pro secondary industries
- SME Commercial Real Estate (CRE) Lending (FSABABAG), Government Wholesale Lending (FHA/VA/USDA) (FSALACAE)
Keywords
Where United Ag Lending is headquartered
LocationHeadquarters
- HQ city
- Overland Park
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
United Ag Lending business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Agricultural Loan Origination and Servicing: United Ag Lending generates revenue through originating and servicing agricultural real estate loans. As a wholesale lender, the company provides loan products to mortgage brokers, lenders, and banks who then distribute to end borrowers. Revenue is generated from interest income on the loan portfolio. The company offers various loan programs including commercial farm loans, hobby farm loans, rural residential loans, cattle ranch loans, equestrian loans, and recreational land loans with terms ranging from 10 to 30 years fixed-rate and adjustable rate options.
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
United Ag Lending product offering
Product offeringCore offering
United Ag Lending is a non-bank wholesale agricultural mortgage lender that originates and services agricultural real estate loan programs for mortgage brokers, lenders, and banks. It offers a portfolio of specialized loan products covering commercial farms, cattle ranches, hobby farms, equestrian properties, groves/orchards/vineyards, recreational land, rural manufactured homes, rural residential, and farm loan refinancing, with loan amounts from $500,000 to $100 million and terms of 10–30 years. Partners access the products through a dedicated partner portal (Encompass) and an online loan qualification tool.
Product overview
United Ag Lending is a full-service agricultural wholesale lender offering specialized loan programs for brokers, banks, and mortgage lenders. The company provides a comprehensive portfolio of loan products including Cattle Ranch Loans, Commercial Farm Loans, Equestrian Loans, Farm & Ranch Loans, Grove/Orchard/Vineyard Loans, Hobby Farm Loans, Recreational Land Loans, Rural Manufactured Homes Loans, Farm Loan Refinancing, and Rural Residential Loans. The company also offers an online Loan Tool for property qualification and pre-qualification. These programs are designed to serve agribusiness landowners, hobby farmers, and those seeking recreational or rural residential properties, with loan amounts ranging from $500,000 to over $100 million and terms up to 30 years fixed-rate.
Differentiator
Problem solved
Functional benefit
Products and services
- Cattle Ranch Loans
Companies that use United Ag Lending
Customer profileNamed customers5 records
Segments3 records
Ideal customer profiles2 records
United Ag Lending technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
United Ag Lending partnerships and signals
Strategic signalScale indicators2 records
Recent moves5 records
Expansion highlights5 records
United Ag Lending competitors and assessment
Company assessmentBroad incumbents
- Farmer Mac: Federal Agricultural Mortgage Corporation providing secondary market for ag real estate loans — competes indirectly with United Ag by purchasing loans from primary agricultural lenders, including many of the same brokers United Ag works with.
- Farm Bureau Bank: Bank affiliated with Farm Bureau federation offering farm real estate loans, equipment financing, and rural mortgages — provides overlapping ag lending products to a similar rural borrower base.
- Farm Credit Services of America: Part of the Farm Credit System, one of the largest agricultural lenders in the U.S., offering farm real estate loans, operating loans, and rural infrastructure financing — directly competes with United Ag Lending in the commercial ag space but with GSE-equivalent funding advantages.
- Rabo AgriFinance: U.S. subsidiary of Dutch Rabobank, one of the largest non-bank ag lenders globally — provides farm real estate loans, operating lines, and equipment financing with deep agricultural expertise, competing for the same commercial farm customer.
Emerging players
- Stearns Bank: Minnesota-based bank with a specialized ag and commercial real estate lending division — provides rural property and farm loans through a partner-driven model that overlaps with United Ag's wholesale approach.
Direct peers
- Conterra Asset Management: Specialized agricultural lender focused on ranch, farm, and rural property loans — operates in a similar niche to United Ag Lending with comparable non-bank structure and direct-to-borrower/partner model.
- Live Oak Bank: Specialty small business and ag lender focused on farm, ranch, and rural property loans — operates as a non-bank/ag-bank hybrid with similar product breadth to United Ag Lending, including hobby farm and commercial farm financing.
- AgAmerica Lending: Specialized non-bank agricultural lender offering farm and ranch loans, land refinancing, and operating lines — closely comparable to United Ag Lending in product focus, target borrower, and non-bank wholesale model.
Regional players
- AgFirst Farm Credit Bank: Farm Credit System bank serving agricultural lending associations across the Eastern U.S. — offers farm real estate loans and operating credit through member associations, competing for similar commercial ag borrowers in the Southeast and Mid-Atlantic.
- Capital Farm Credit: Texas-based Farm Credit System association offering real estate, operating, and equipment loans to rural borrowers — comparable in product menu to United Ag but limited to a specific regional footprint.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
United Ag Lending social profiles
Digital presenceUnited Ag Lending financial estimates
Financial estimateRevenue estimate
Valuation estimate
United Ag Lending leadership team
Management profileNumber of profiles
United Ag Lending funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
United Ag Lending M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about United Ag Lending
What does United Ag Lending do?
United Ag Lending is a non-bank wholesale agricultural mortgage lender that originates and services agricultural real estate loan programs for mortgage brokers, lenders, and banks. It offers a portfolio of specialized loan products covering commercial farms, cattle ranches, hobby farms, equestrian properties, groves/orchards/vineyards, recreational land, rural manufactured homes, rural residential, and farm loan refinancing, with loan amounts from $500,000 to $100 million and terms of 10–30 years. Partners access the products through a dedicated partner portal (Encompass) and an online loan qualification tool.
Is United Ag Lending a public or private company?
United Ag Lending is a private company. It is classified as unknown and is currently operating.
When was United Ag Lending founded?
United Ag Lending was founded in -1. It employs 1 to 10 people.
Where is United Ag Lending based?
United Ag Lending is headquartered in Overland Park, United States, in the North America region.
How does United Ag Lending make money?
One revenue line is on record: agricultural Loan Origination and Servicing.
Who are United Ag Lending's main competitors?
Broad incumbents on record are Farmer Mac, Farm Bureau Bank, Farm Credit Services of America and Rabo AgriFinance. Stearns Bank is listed as an emerging player. Direct peers are Conterra Asset Management, Live Oak Bank and AgAmerica Lending. Regional players are AgFirst Farm Credit Bank and Capital Farm Credit.
Does United Ag Lending have an API?
No public API is recorded for United Ag Lending.
What industry is United Ag Lending in?
United Ag Lending's product category is Wholesale Agricultural Lending. Its primary akta.pro industry code is FSABAKAE, Agricultural & Rural Development Banks, with a secondary code of FSABABAG, SME Commercial Real Estate (CRE) Lending. Its NAICS code is 52222 and its SIC code is 6162.