ASSURHELIUM
ASSURHELIUM is a French digital insurance brokerage serving 2,000+ SMEs, liberal professionals, executives, and individuals across 90+ sectors. Operating under ORIAS regulation, it compares 46 insurer partners to deliver business, employee, executive, and personal insurance nationwide.
- Company typePrivate
- Founded2019
- HeadquartersLyon, France
- Headcount1–10
- GTM typeB2B
- OfferingServices
What ASSURHELIUM does
ASSURHELIUM is a French digital insurance brokerage founded in 2019 and headquartered in Lyon, operating as ASSURHELIUM SARL with a wholly-owned life and social protection subsidiary, ASSURHELIUM VIE SAS. The firm serves French SMEs, liberal professionals, executives, and individuals across 90+ sectors of expertise, comparing products from a panel of 46 insurance partners including AXA, GROUPAMA, GENERALI, ALLIANZ, HISCOX, and Abeille Assurances. Its core offering is organized into four solution areas: business insurance (Mon entreprise), employee benefits (Mes Salariés), executive protection (Les dirigeants), and personal lines (Ma vie personnelle), with specialty modules covering RC Pro, Multirisque Professionnelle, RCMS/D&O, business interruption, key person, and cyber coverage.
The firm's technology stack centers on a Modulr-based client portal (courtage.modulr.fr), web quote-request forms, WhatsApp and phone channels, Microsoft Outlook appointment booking, and a content-marketing blog optimized for organic search across sector-specific insurance keywords. It employs a proprietary 3-step brokerage methodology (Check-up, Tender, Management) and a GreenScore environmental indicator as client-facing differentiators. The company is registered with ORIAS (#19 004 937) and supervised by ACPR, holding mandatory professional liability insurance and financial guarantees under Articles L512-6 and L512-7 of the French Insurance Code.
The business model is commission-based, earning revenue from insurance carrier placements with the option to also charge professional fees as disclosed in the CGU. Pricing is per-client and risk-tailored; initial needs analyses and quotes are provided free of charge with no obligation. Go-to-market is sales-led, combining inbound digital demand capture (SEO, content, self-service forms) with dedicated human expert advisors who serve as single points of contact. The firm claims 2,000+ businesses served since founding, a 5.0 Google rating, and 2,500+ trees planted under a '1 client = 1 tree' environmental commitment. Operating geographies are national (France-wide) via digital-first operations, with no international footprint disclosed.
ASSURHELIUM firmographics
Firmographics- Name
- ASSURHELIUM
- Legal name
- ASSURHELIUM SARL
- Website
- https://assurhelium.com
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- ASSURHELIUM is a French digital insurance brokerage serving 2,000+ SMEs, liberal professionals, executives, and individuals across 90+ sectors. Operating under ORIAS regulation, it compares 46 insurer partners to deliver business, employee, executive, and personal insurance nationwide.
- Ownership category
- akta.pro rank
ASSURHELIUM industry classification
Industry- Product category
- Insurance Brokerage
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Insurtech-Enabled Brokerage (Digital Brokers & Aggregators) (FSAEADAN)
Keywords
Where ASSURHELIUM is headquartered
LocationHeadquarters
- HQ city
- Lyon
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
ASSURHELIUM business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Others
Revenue model
- Insurance Brokerage Commissions: Assurhelium earns commissions from insurance companies (assureurs partenaires) for placing business with them. This is the primary revenue stream for a regulated insurance brokerage firm operating under the ORIAS registration framework.
- Professional Services Fees: The company may charge professional fees in addition to insurance commissions, as disclosed in the CGU: 'ASSURHELIUM peut percevoir une rémunération sous forme de commissions versées par les compagnies d'assurance et/ou d'honoraires.'
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Pay-as-you-go | Free initial needs analysis and quote |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels8 records
ASSURHELIUM product offering
Product offeringCore offering
ASSURHELIUM operates as an independent insurance brokerage that analyzes each client's risk profile, tenders the market across its 46 insurer partners, and constructs customized insurance programs rather than reselling off-the-shelf contracts. Its offering is organized into four solution pillars (business insurance, employee benefits, executive protection, personal lines) covering RC Pro, multirisque, cyber, protection juridique, prévoyance, mutuelle, épargne salariale, RCMS, key person, and personal coverages. Delivery combines a digital platform (Modulr client portal, online quote forms, WhatsApp, Outlook booking) with dedicated expert advisors applying a proprietary 3-Step Method.
Product overview
ASSURHELIUM is an insurance brokerage firm offering a comprehensive portfolio organized around four core solution areas: (1) Mon entreprise for business insurance (RC professionnelle, multirisque, cyber-risques, protection juridique, international programs), (2) Mes Salariés for employee benefits (prévoyance, mutuelle, épargne salariale/PERO), (3) Les dirigeants for executive protection (RCMS/D&O, prévoyance, retirement), and (4) Ma vie personnelle for personal coverage (health, prévoyance, insurance borrower, home/auto). Key product modules include RC Pro professional liability, Multirisque Professionnelle (MRP) multi-risk business coverage, RCMS (Directors & Officers liability), Perte d'exploitation (business interruption), Garantie Homme Clé (key person insurance), and Assurance Cyber (cyber insurance). The company serves 90+ expertise sectors including healthcare, construction, hospitality, temporary staffing, and professional services, working with 46 insurance partners.
Differentiator
Problem solved
Functional benefit
Products and services
- Mon entreprise (Business Insurance Solutions) Tailored business insurance program covering RC professionnelle, multirisque professionnelle, cyber-risques, protection juridique, and international programs; designed for French SMEs and enterprises that need coverage adapted to their actual risk profile rather than generic off-the-shelf contracts.
- Mes Salariés (Employee Benefits) Collective employee benefits package including prévoyance (severance/life/disability insurance), mutuelle (collective health insurance), and épargne salariale / PERO (employee retirement savings) designed to help French employers attract, retain, and protect their workforce.
- Les dirigeants (Executive Protection) Executive protection package covering Responsabilité Civile des Mandataires Sociaux (RCMS / D&O), prévoyance dirigeant, retirement planning, key person insurance (garantie homme-clé), and assurance emprunteur professionnelle, for business leaders facing personal liability exposure tied to their management decisions.
- Ma vie personnelle (Personal Insurance) Personal insurance coverage including individual health insurance (santé), prévoyance personnelle, assurance emprunteur (borrower), home insurance (habitation), auto insurance, retirement planning, and assurance-vie, primarily for business owners, executives, and their families.
- Garantie Homme Clé (Key Person Insurance) Key person insurance protecting the company financially if an essential employee becomes unavailable due to death, disability, or prolonged absence; sold to French SMBs and mid-market companies with key person concentration risk.
- Multirisque Professionnelle (MRP) Business multi-risk insurance bundling protection for premises, equipment, furniture, inventory, civil liability, and business interruption coverage for French SMBs and mid-market companies.
- RCMS (Responsabilité Civile des Mandataires Sociaux / D&O) Directors and Officers liability insurance protecting executives' personal assets when held personally liable for decisions made in their professional capacity; targeted at French SMB and mid-market corporate officers.
- Perte d'exploitation et frais généraux permanents (Business Interruption) Business interruption insurance compensating for loss of revenue and covering fixed costs when business operations are halted due to covered incidents; sold to French businesses exposed to operational disruption risk.
- Assurance Cyber (Cyber Insurance) Cyber insurance covering consequences of hacking, data breaches, ransomware, and IT system blockages, including IT and legal assistance; targeted at French SMBs and liberal practices exposed to digital risks.
- RC Pro (Responsabilité Civile Professionnelle) Professional liability insurance covering damages caused to third parties in the course of professional activity, including errors, negligence, and material, bodily, or financial harm; mandatory for regulated liberal professions and widely adopted by French SMBs.
Quantifiable outcome
- 5.0/5.0 Google rating based on client reviews
- +2 more outcomes
Companies that use ASSURHELIUM
Customer profileNamed customers4 records
Segments13 records
Ideal customer profiles4 records
ASSURHELIUM technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
ASSURHELIUM partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered minor and core.
- Fondation Le RefugeminorAssurhelium supported the charity gala organized for Fondation Le Refuge at Lyon City Hall. The foundation supports LGBT+ youth in family or social rupture. The partnership reflects Assurhelium's commitment to inclusion, solidarity, and local impact initiatives.
- Lyon Street Food FestivalminorAssurhelium is a partner of the Lyon Street Food Festival, one of France's largest culinary festivals attracting over 52,000 visitors. The partnership aligns with the company's values of local engagement, entrepreneurship support, and community presence in Lyon.
- EuroGames Lyon 2025minorAssurhelium served as a mecene (patron) of EuroGames Lyon 2025, one of Europe's largest inclusive sporting events with approximately 5,000 athletes. The partnership reflects commitment to inclusion, diversity, and openness — values aligned with the company's human-centered brokerage approach.
- AXAcoreMajor insurance partner. Assurhelium distributes AXA insurance products as part of its multi-insurer brokerage panel, offering AXA coverage options to clients across business and personal lines.
- GROUPAMAcoreInsurance partner integrated into Assurhelium's market comparison approach. GROUPAMA products are included in the range of solutions offered to clients seeking coverage across multiple sectors.
- GENERALIcoreInsurance partner providing coverage options across business insurance lines. GENERALI is one of the major insurers in Assurhelium's partner network.
- ALLIANZcoreInsurance partner contributing to Assurhelium's multi-insurer comparison panel. ALLIANZ coverage solutions are offered to clients across various sectors.
- HISCOXcoreSpecialist insurer partner, particularly relevant for professional liability and cyber risk coverage for SMEs and liberal professions. HISCOX is recognized for specialized commercial insurance products.
- Abeille AssurancescoreInsurance partner integrated into Assurhelium's brokerage panel, providing additional coverage options for clients across business and personal insurance lines.
Scale indicators8 records
Recent moves8 records
Expansion highlights5 records
ASSURHELIUM competitors and assessment
Company assessmentBroad incumbents
- Aon France: Global insurance and reinsurance broker with substantial French operations across commercial and personal lines. Comparable to Assurhelium across multiple product lines, with significantly broader scale and enterprise reach.
- Marsh France: Global insurance broker and risk advisor with a major French operation serving large corporates and complex mid-market accounts. Comparable to Assurhelium in the French brokerage market, with overlap in risk advisory and program broking.
- Howden France (formerly Verlingue): International insurance broker with a significant French presence serving SMEs, mid-market, and large enterprises. Comparable to Assurhelium in serving the French commercial brokerage segment, though broader in scale and geographic reach.
Emerging players
- Alan: French digital health insurance carrier serving SMEs and individuals with a fully digital platform. Comparable to Assurhelium's employee-benefits segment ('Mes Salariés') and represents the insurtech benchmark on UX and digital-first distribution in France.
- Leocare: French multi-line insurtech providing home, auto, health, and pet insurance through a fully digital app. Comparable to Assurhelium's personal-lines offering and to the digital-distribution thesis Assurhelium is pursuing.
- Luko: French insurtech offering home insurance with a mission-driven, digital-first model. Comparable to Assurhelium in applying digital tools to advisory-led insurance, with overlap in Assurhelium's personal-lines segment.
Direct peers
- Filhet-Allard: French family-owned insurance broker and risk manager with deep SME, construction, and regulated-profession expertise. Comparable to Assurhelium in its vertical specialization and dedicated advisor model for French businesses.
- Verspieren: French independent insurance broker serving SMEs and mid-market companies with multi-line commercial and personal coverage. Direct peer to Assurhelium in business insurance brokerage in France, with a comparable multi-insurer panel and risk-advisory positioning.
- Hiscox France: Specialist insurer of professional liability and cyber risks for SMEs and liberal professions in France. Listed as an Assurhelium carrier partner and a direct competitor in the niche cyber/RC Pro segments Assurhelium targets.
- April: Major French insurance brokerage group distributing health, provident, retirement, and P&C products to individuals, professionals, and SMEs. Comparable to Assurhelium in its multi-line, multi-carrier distribution model and focus on the French SME and liberal-profession segments.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights7 records
Customer concentration
ASSURHELIUM social profiles
Digital presenceASSURHELIUM financial estimates
Financial estimateRevenue estimate
Valuation estimate
ASSURHELIUM leadership team
Management profileNumber of profiles
Profiles3 records
ASSURHELIUM subsidiaries and ownership
Company hierarchySubsidiaries1 record
ASSURHELIUM funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ASSURHELIUM M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ASSURHELIUM
What does ASSURHELIUM do?
ASSURHELIUM operates as an independent insurance brokerage that analyzes each client's risk profile, tenders the market across its 46 insurer partners, and constructs customized insurance programs rather than reselling off-the-shelf contracts. Its offering is organized into four solution pillars (business insurance, employee benefits, executive protection, personal lines) covering RC Pro, multirisque, cyber, protection juridique, prévoyance, mutuelle, épargne salariale, RCMS, key person, and personal coverages. Delivery combines a digital platform (Modulr client portal, online quote forms, WhatsApp, Outlook booking) with dedicated expert advisors applying a proprietary 3-Step Method.
Is ASSURHELIUM a public or private company?
ASSURHELIUM is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was ASSURHELIUM founded?
ASSURHELIUM was founded in 2019. It employs 1 to 10 people.
Where is ASSURHELIUM based?
ASSURHELIUM is headquartered in Lyon, France, in the Europe region.
How does ASSURHELIUM make money?
Two revenue lines are on record. Insurance Brokerage Commissions are the primary driver. The others are professional Services Fees.
Who are ASSURHELIUM's main competitors?
Broad incumbents on record are Aon France, Marsh France and Howden France (formerly Verlingue). Emerging players are Alan, Leocare and Luko. Direct peers are Filhet-Allard, Verspieren, Hiscox France and April.
Does ASSURHELIUM have an API?
No public API is recorded for ASSURHELIUM.
What industry is ASSURHELIUM in?
ASSURHELIUM's product category is Insurance Brokerage. Its primary akta.pro industry code is FSAEADAN, Insurtech-Enabled Brokerage (Digital Brokers & Aggregators). Its NAICS code is 5242 and its SIC code is 6411.