UK INSURANCE BROKERS INC

What UK INSURANCE BROKERS INC does

UK Insurance Brokers Inc. is a privately-held, independent insurance brokerage headquartered in Mississauga, Ontario, operating with 1–10 employees under owner Javed Umar Khitab. The company places personal, commercial, and travel insurance policies on behalf of Canadian consumers and small businesses by acting as an intermediary between clients and a panel of Canadian carriers that includes Aviva, Intact, Wawanesa, Manulife, Economical, Chieftain, Max, Pembridge, and Pafco. Service is offered in English, Urdu, Hindi, Punjabi, and Pashto, with the multicultural language capability functioning as a key differentiator targeting diaspora communities underserved by generalist brokerages.

The product portfolio spans personal lines (auto, home, condo, tenant, travel, life, critical illness, disability, health and dental) and commercial lines (property, general liability, business interruption, crime, bonds, and contractor coverage). The technology stack is lightweight and broker-standard: a WordPress-based marketing website with integrated quote request forms, Applied Systems ezLeadsplus for online auto and home quoting, and embedded handoffs to Manulife's travel platform and Member Health Plan for health/dental flows. No proprietary technology, AI/ML capabilities, or custom underwriting systems are disclosed. The firm is a member of the PROLINK Broker Network, which provides additional carrier access and back-office support.

UK Insurance Brokers earns revenue through traditional brokerage commissions paid by carriers on new policy placements and renewals, with pricing set on a quote-by-quote basis according to customer risk profile and coverage requirements. Go-to-market is sales-led and human-broker-driven: customers submit inquiries via website forms, social channels (Facebook, X, Instagram), or referrals, and licensed brokers close the sale by phone, email, or in-person appointments, including after-hours and weekend availability. The company has no disclosed funding, institutional investors, or M&A history, and is founder/management-owned.

Name

UK INSURANCE BROKERS INC

Legal name

UK Insurance Brokers Inc.

Website

https://ukinsurance.ca

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

UK Insurance Brokers Inc. is an independent, privately-held insurance brokerage in Mississauga, Ontario that places personal, commercial, and travel insurance across Canada on behalf of consumers and small businesses through a multi-carrier panel, with multilingual service in English, Urdu, Hindi, Punjabi, and Pashto.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

akta.pro secondary industry

Commercial Lines Insurance Brokerage (FSAEADAB)

Keywords

• Insurance brokerage services
• Personal lines insurance
• Commercial insurance
• Life and health insurance
• Travel insurance

Headquarters

HQ city

Mississauga

HQ country

Canada

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Brokerage Commissions: Traditional insurance brokerage model where the company earns commissions from insurance companies for placing and servicing policies. As an independent brokerage representing multiple insurance companies, commissions are earned on new policy placements and renewals.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

UK Insurance Brokers Inc. is an independent full-service insurance brokerage representing multiple leading Canadian insurance carriers and placing personal, commercial, and travel insurance policies on behalf of customers across Canada. Licensed brokers assess each client's risk profile and shop across carrier partners (Aviva, Intact, Wawanesa, Manulife, Economical, and others) to source coverage for auto, home, condo, tenant, life, health, dental, critical illness, disability, travel, and commercial lines. Quotes are generated via website forms and routed to brokers who complete placement via phone, email, or in-person consultation, with services offered in English, Urdu, Hindi, Punjabi, and Pashto.

Product overview

UK Insurance Brokers Inc is an independent full-service insurance brokerage representing Canada's leading insurance companies. They offer a comprehensive portfolio of personal and commercial insurance products through multiple carrier partnerships. The product lineup includes personal lines (auto, home, condo, tenant, travel, health/dental, life, critical illness, and disability insurance) and commercial insurance products. As a broker, they act as an intermediary between customers and insurance providers, using Applied Systems for quote submissions and Manulife/Member Health Plan platforms for specific product lines. Services are provided in English, Urdu, Hindi, Punjabi, and Pashto.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Vehicle insurance covering cars, trucks, vans, and motorcycles, including mandatory Ontario liability coverage, basic accident benefits, and optional collision and comprehensive physical damage coverage for vehicle owners and lessees.
• Home Insurance Homeowners insurance covering dwellings, detached structures, contents, additional living expenses, and liability, with endorsements available such as sewer backup and single limit of insurance.
• Condominium Insurance Condo insurance covering contents, additional living expenses, personal liability, loss assessment, and additions/alterations not covered by the condominium corporation's master policy.
• Tenant Insurance Renter's insurance covering personal contents, additional living expenses if displaced, and personal liability for damage to the building or injury to others.
• Travel Insurance Travel insurance for Canadians traveling abroad, visitors to Canada, and international students covering emergency medical expenses resulting from accidents or sickness during travel.
• Health, Dental, and Basic Critical Illness Insurance Health and dental coverage including term and permanent plans, with options for basic critical illness coverage through Manulife.
• Life Insurance Life insurance products including term life insurance (5, 10, or 20-year terms) and permanent life insurance with cash value, providing death benefits to beneficiaries.
• Critical Illness Insurance Critical illness coverage providing lump sum payments upon diagnosis of covered illnesses such as heart attack, cancer, stroke, organ transplant, and Alzheimer's.
• Disability Insurance Disability insurance coverage providing income replacement when an insured is unable to work due to illness or injury.
• Commercial Insurance Business insurance covering buildings, contents, general liability, business interruption (extra expense and loss of income), crime and robbery, bonds, and contractor coverage for small and mid-sized business owners.

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Partnerships

Eleven partnerships are on record, tiered core and minor.

• PROLINK Broker NetworkcoreChannel Partner/ Reseller/ DistributorUK Insurance Brokers is a proud member of the PROLINK Broker Network, an insurance broker network serving customers across Canada. This membership provides access to carrier relationships, professional resources, and network support.
• AvivacoreStrategic or Co-development PartnerMajor Canadian insurance carrier partner providing auto, home, and commercial insurance products. Aviva is one of the largest insurers in Canada.
• Intact InsurancecoreStrategic or Co-development PartnerLeading Canadian insurance provider specializing in personal and commercial insurance solutions. Intact is Canada's largest property and casualty insurer.
• Wawanesa InsurancecoreStrategic or Co-development PartnerMutual insurance company providing auto and property insurance across Canada, known for competitive pricing and customer-focused service.
• ManulifecoreStrategic or Co-development PartnerGlobal financial services company providing travel, health, dental, life, and critical illness insurance products through UK Insurance Brokers. Manulife travel insurance products are linked directly from the website.
• Chieftain InsuranceminorStrategic or Co-development PartnerSpecialty insurance provider offering commercial and niche insurance products.
• IBAO (Insurance Brokers Association of Ontario)minorOthersProvincial industry association for insurance brokers in Ontario, providing professional development, advocacy, and industry standards support.
• Max InsuranceminorStrategic or Co-development PartnerInsurance carrier partner providing various property and casualty insurance products.
• Pembridge InsuranceminorStrategic or Co-development PartnerInsurance company offering personal insurance products including auto and property coverage.
• Pafco InsuranceminorStrategic or Co-development PartnerInsurance carrier partner providing specialty insurance products.
• Economical InsurancecoreStrategic or Co-development PartnerOne of Canada's oldest and largest property and casualty insurance companies, providing personal and commercial insurance products.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Firstbrook Insurance Brokers: Independent Canadian brokerage focused on personal and commercial lines with multi-carrier relationships. Operates at a similar sub-scale level and is a natural comparable peer for UK Insurance Brokers.
• Morison Insurance Brokers: Independent Ontario-based insurance brokerage offering personal, commercial, life, and group benefits. Closely comparable in geography (Ontario), scale, and product breadth to UK Insurance Brokers.
• PetleyHare Insurance Brokers: Independent Ontario-based insurance brokerage offering personal, commercial, life, and group benefits products. Closely matched in business model, geographic focus, and independent multi-carrier positioning.
• Dan Lawrie Insurance Brokers: Independent Ontario-based brokerage providing personal, commercial, life, and group benefits through multiple carrier partnerships. Comparable scale and product breadth to UK Insurance Brokers.
• McFarlan Rowlands Insurance Brokers: Independent Canadian insurance brokerage serving Southwestern Ontario with personal, commercial, life, and group benefits products. Closely aligned in scale and independent brokerage model to UK Insurance Brokers.

Broad incumbents

• Arthur J. Gallagher & Co. Large global insurance brokerage and risk management firm with a meaningful Canadian retail brokerage presence. Comparable intermediary model serving personal and commercial clients, though at enterprise scale.
• Hub International: Global insurance brokerage with significant Canadian operations across personal and commercial lines. Comparable intermediary model but offers broader specialty and enterprise capabilities UK Insurance Brokers cannot match.
• Westland Insurance: Major Canadian personal and commercial insurance brokerage with an active acquisition strategy targeting independent brokers. Highly comparable business model and product mix to UK Insurance Brokers, but with national scale.
• BrokerLink: One of Canada's largest independent insurance brokerages with hundreds of branches nationwide. BrokerLink is a direct competitor in personal and commercial lines but operates at vastly greater scale, with stronger carrier leverage and brand recognition.

Emerging players

• Surex Direct: Canadian online insurance brokerage comparing rates across carriers for personal lines. Different distribution model (digital-first) but competes directly for the same end customer in the same category, representing a structural threat to traditional broker channels.

Market position

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/uk-insurance-brokers-inc

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about UK INSURANCE BROKERS INC