What Releaf Financial does

Releaf Financial is a private, seed-stage company developing patented blockchain-based technology that verifies whether a digital action was initiated by a responsible human or by an agentic AI system. Its core product, Proof of Intent (POI), is protected by U.S. Patent No. 12,505,416 (granted December 2025) and is delivered as Trust as a Service (TaaS) — infrastructure that organizations integrate to create a secure, traceable record for every digital decision and to prevent unauthorized AI-initiated execution before it occurs. The technology is designed for passive validation via smartphones across millions of devices and is positioned as a horizontal trust layer spanning Financial Services, Government, Healthcare, Telecommunications, Legal & Compliance, Cybersecurity, E-Commerce, Supply Chain, Insurance, and Real Estate.

The company generates revenue through licensing of the POI technology, although no public pricing tiers or subscription models have been disclosed. Go-to-market is enterprise field sales supplemented by strategic partnerships: STS Capital Partners serves as exclusive advisor for strategic partners and investors, while regional deployment partners Inspira Te Ilumina (Peru) and Macondo Magic Softwares support Latin American rollout. The only disclosed end-customer deployment is a 150,000-user digital rewards pilot with Inspira Te Ilumina in Peru; major telecommunications operators have signed Letters of Intent but are not yet converted paying customers. No revenue, ARR, or pricing figures are publicly disclosed.

Releaf is led by President & CEO Chris Surdak with David Chaum — widely credited as the inventor of blockchain and digital cash — as Co-Founder. The eight-person leadership team is supported by seven named advisors spanning data strategy, M&A, telecom, legal tech, aerospace IP, token economics, and Fortune 500 communications. Headquartered in Wilmington, Delaware, the company claims a global footprint across North America, Latin America, EMEA, Asia, and Africa, though only the U.S. and Peru have disclosed operational activity. The company is currently preparing to close its seed investment round.

Name

Releaf Financial

Legal name

ReLeaf Financial

Website

https://releaf-financial.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Releaf Financial is a seed-stage company that licenses its patented Proof of Intent technology as Trust as a Service, enabling enterprises to verify whether digital actions were initiated by humans or agentic AI. It targets financial services, telecom, government, and other regulated verticals, with pilots in Latin America.

Ownership category

akta.pro rank

Product category

Digital Trust Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199)

akta.pro primary industry

Identity Verification & Digital ID (IDV, eIDAS, biometrics) (FSAGAFAA)

akta.pro secondary industries

DAO Treasury, Governance & On-Chain Finance Tools (FSADAMAL), Records Management, Information Governance & Retention (BPAEAPAO)

Keywords

• Trust verification software
• Human intent authentication
• Blockchain security platform
• Transaction authorization technology
• Agentic AI governance

Headquarters

HQ city

Wilmington

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Trust as a Service (TaaS): ReLeaf offers Trust as a Service infrastructure that organizations can plug into, enabling verification of real human intent behind every digital action. Revenue is generated through licensing the POI technology to organizations across financial services, government, healthcare, telecoms, legal, cybersecurity, e-commerce, supply chain, insurance, and real estate sectors.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels8 records

Core offering

Releaf Financial develops and licenses Proof of Intent (POI), a patented technology that verifies whether a digital action was initiated by a responsible human versus an agentic AI, creating a secure, traceable record for every digital decision. The technology is delivered as Trust as a Service (TaaS) infrastructure that organizations across financial services, government, healthcare, telecoms, legal, cybersecurity, e-commerce, supply chain, insurance, and real estate can integrate to prevent unauthorized AI-initiated transactions and meet regulatory compliance requirements.

Product overview

ReLeaf Financial offers a unified platform centered on its patented Proof of Intent (POI) technology, which is delivered as Trust as a Service (TaaS). POI is the core patented capability that verifies human intent at transaction authorization, while TaaS is the service layer through which organizations integrate this capability into their existing workflows. The platform enables distributed validation across millions of devices for applications spanning Financial Services, Government, Healthcare, Telecoms, Legal & Compliance, Cybersecurity, E-Commerce, Supply Chain, Insurance, and Real Estate sectors.

Differentiator

Problem solved

Functional benefit

Products and services

• Proof of Intent (POI) A patented technology that verifies human intent at the moment of authorization, creating a secure, traceable record for every digital decision to determine whether the action was initiated by a responsible human in the network versus an agentic AI, preventing unauthorized execution before it happens.
• Trust as a Service (TaaS) A trust infrastructure platform that enables organizations to plug in and verify real human intent behind every digital action, reduce fraud and identity theft across channels, and meet regulatory compliance requirements through distributed validation across millions of smartphones.

Quantifiable outcome

• Prevents unauthorized execution before it happens
• +3 more outcomes

Named customers3 records

Segments10 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature1 record

Partnerships

Two partnerships are on record, tiered flagship and core.

• Inspira Te IluminaflagshipStrategic or Co-development Partner · 1 May 2026ReLeaf Financial and Inspira Te Ilumina launched a secure digital rewards pilot for 150,000 users in Peru. This is a pilot program demonstrating the application of ReLeaf's Trust as a Service infrastructure in the Latin American market.
• Macondo Magic SoftwarescoreStrategic or Co-development Partner · 1 May 2026ReLeaf Financial and Macondo Magic Softwares partnered to build and deploy trust solutions serving Latin America, leveraging ReLeaf's patented Proof of Intent technology.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Prove (formerly Payfone): Prove focuses on phone-centric identity and authentication, particularly for telecom and financial services. Its mobile-first, telecom-anchored verification approach mirrors Releaf's smartphone-based passive validation model.
• Jumio: Jumio is a leading identity verification and digital ID platform serving financial services, telecom, and other regulated enterprises. It competes most directly with Releaf's POI/TaaS in verifying that a real human is behind a digital action.
• Onfido (Entrust): Onfido, now part of Entrust, is a major digital identity verification provider for financial services and other regulated verticals. It is a direct competitor in verifying human identity at the moment of digital action.
• Trulioo: Trulioo provides global digital identity verification, particularly for cross-border financial services and regulated enterprises. It is comparable as a multi-vertical identity-verification platform pursuing a similar customer base.
• Veriff: Veriff offers AI-powered identity verification with strong coverage in fintech and digital platforms. Its focus on verifying that a real human is performing a transaction aligns directly with Releaf's Proof of Intent.
• Persona: Persona provides identity verification and orchestration APIs used by fintechs and digital businesses to confirm real users behind transactions. Its verification-and-trust posture directly overlaps Releaf's human-intent verification value proposition.
• Socure: Socure provides digital identity verification and fraud prevention for financial services, insurance, and government. It is a comparable enterprise trust-and-identity vendor targeting the same primary verticals as Releaf.
• ID.me: ID.me verifies digital identity for government agencies, financial institutions, and healthcare organizations. Releaf's government and healthcare segments map closely to ID.me's core customer base.

Emerging players

• Worldcoin (Tools for Humanity): Worldcoin uses cryptographic and biometric methods to verify unique human users in the age of AI. It is an emerging player pursuing proof-of-human identity at global scale, conceptually adjacent to Releaf's POI but with a very different mechanism.

Broad incumbents

• Okta (Auth0): Okta, via Auth0, is a broad identity and access management incumbent spanning workforce and customer identity. While not focused on transaction-level intent verification, it offers adjacent authentication and authorization capabilities and could bundle intent verification into its enterprise stack.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/releaf-financial

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Releaf Financial