NxPay.ee
NxPay is a Tallinn-based, non-custodial crypto payment and accounting automation platform that lets SMBs pay suppliers, manage treasury, and reconcile books via plain-English Slack or Telegram commands, with native QuickBooks and Xero sync.
- Company typePrivate
- Founded2026
- HeadquartersTallinn, Estonia
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What NxPay.ee does
NxPay OÜ is a privately held Estonian company headquartered in Tallinn that operates NxPay.ee, a non-custodial crypto payment and accounting automation platform targeting small and medium-sized businesses that are not crypto-native. The product allows users to send payments, manage crypto treasury, and reconcile books by issuing plain-English commands inside Slack or Telegram — for example, "Pay Acme Ltd 2,400 USD for the March invoice" — and claims to complete the full message-to-reconciled-entry workflow in under 30 seconds. Underlying technology connects to third-party self-custody wallets (MetaMask, Coinbase Wallet, Trust Wallet, and WalletConnect for 200+ additional wallets), supports USDC, USDT, and ETH, and syncs categorized transactions natively to QuickBooks and Xero with CSV export as a fallback.
The core proprietary layer is the "AI Bookkeeper," which parses natural-language payment instructions, verifies transaction details, prepares approvals, and categorizes settled payments for downstream accounting sync. New users can create a wallet in roughly 30 seconds by signing in with Google, X, or Apple credentials without managing seed phrases. The platform is positioned as EU-registered and self-attested GDPR compliant, and is offered as a private beta/MVP capped at 50 spots, with pricing not publicly disclosed.
The business model is subscription-based recurring revenue, currently undisclosed in detail, with a product-led go-to-market anchored by a waitlist, self-serve Slack/Telegram onboarding, email outreach via [email protected], and a book-a-call pathway for larger prospects. NxPay targets six SMB verticals — construction and real estate, professional services, e-commerce and retail, tech and SaaS, import/export and logistics, and marketing and creative agencies — emphasizing cross-border contractor payments, supplier settlement, and elimination of manual reconciliation. The company has 1–10 employees, no disclosed funding rounds, no named paying customers, and no management team publicly listed.
NxPay.ee firmographics
Firmographics- Name
- NxPay.ee
- Legal name
- NxPay OÜ
- Website
- https://nxpay.ee
- Company type
- Private
- Founded year
- 2026
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- NxPay is a Tallinn-based, non-custodial crypto payment and accounting automation platform that lets SMBs pay suppliers, manage treasury, and reconcile books via plain-English Slack or Telegram commands, with native QuickBooks and Xero sync.
- Ownership category
- akta.pro rank
NxPay.ee industry classification
Industry- Product category
- Crypto Payment and Accounting Automation
- NAICS
- Accounting, Tax Preparation, Bookkeeping, and Payroll Services (54121), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)
- akta.pro secondary industries
- Settlement, Reconciliation & Merchant Treasury Tools (Crypto) (FSADAIAK), Payroll & Contractor Payments (Crypto) (FSADAIAH), Invoice, Billing & Subscription Payments (Crypto) (FSADAIAG), Cross-Border FX, Multi-Currency & Treasury for Payments (FSAGABAK)
Keywords
Where NxPay.ee is headquartered
LocationHeadquarters
- HQ city
- Tallinn
- HQ country
- Estonia
- HQ region
- Europe
Offices1 record
Markets served
NxPay.ee business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Subscription/Platform Fees: MVP stage - specific pricing not publicly disclosed. The company is currently in private beta with 50 spots remaining.
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
NxPay.ee product offering
Product offeringCore offering
NxPay is a non-custodial crypto payment and accounting automation platform that allows SMBs to pay suppliers, reconcile books, and manage stablecoin (USDC, USDT, ETH) treasury via plain-English Slack or Telegram commands. The product processes natural-language payment instructions, automatically categorizes and syncs transactions to QuickBooks and Xero, and supports multi-wallet connectivity through MetaMask, Coinbase Wallet, Trust Wallet, and WalletConnect. Built-in AI Bookkeeper completes payment-to-reconciled-entry workflow in under 30 seconds.
Product overview
NxPay is a single unified crypto payment and accounting automation platform designed for SMB owners. The core NxPay product provides wallet connectivity (MetaMask, Coinbase Wallet, Trust Wallet, WalletConnect), payment processing via Slack/Telegram messaging, AI-powered automatic categorization and reconciliation (AI Bookkeeper), and direct sync to QuickBooks and Xero accounting software with CSV export. The product is non-custodial and EU-registered/GDPR compliant. Currently offered as a private beta/MVP with 50 spots remaining.
Differentiator
Problem solved
Functional benefit
Products and services
- NxPay Platform Non-custodial crypto payment and accounting automation platform for SMBs that pays suppliers, reconciles books, and manages stablecoin (USDC, USDT, ETH) treasury via plain-English Slack or Telegram commands. Provides AI-powered automatic categorization, multi-wallet connectivity (MetaMask, Coinbase Wallet, Trust Wallet, WalletConnect), seed-phrase-free wallet creation, and direct sync to QuickBooks and Xero. Target users are SMB owners and finance managers who are not crypto-native.
Quantifiable outcome
- Payment settlement and book reconciliation in under 30 seconds
Companies that use NxPay.ee
Customer profileNamed customers1 record
Segments6 records
Ideal customer profiles6 records
NxPay.ee technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration8 records
AI capability3 records
Feature5 records
NxPay.ee partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core.
- QuickBookscoreAccounting software integration for automatic payment reconciliation and book sync. NxPay exports transaction data directly to QuickBooks.
- XerocoreAccounting software integration for CSV export and transaction reconciliation. Enables automated bookkeeping workflow.
- MetaMaskcoreSupported wallet for treasury management. Users can connect existing MetaMask wallet to NxPay for payment automation.
- Coinbase WalletcoreSupported self-custody wallet. Users can connect Coinbase Wallet for managing crypto treasury within NxPay.
- Trust WalletcoreSupported mobile wallet for treasury connectivity. Enables NxPay users to manage payments from Trust Wallet.
- WalletConnectcoreOpen protocol enabling connection to 200+ wallets. Provides broad wallet interoperability for NxPay treasury management.
- SlackcorePrimary interface platform. Users interact with NxPay through Slack channels, issuing payment commands and receiving notifications.
- TelegramcoreAlternative messaging platform for NxPay interaction. Users can manage crypto payments through Telegram bot.
Scale indicators2 records
Recent moves1 record
Expansion highlights5 records
NxPay.ee competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key highlights6 records
Customer concentration
NxPay.ee social profiles
Digital presenceNxPay.ee compliance and trust
Trust signalCompliance2 records
NxPay.ee financial estimates
Financial estimateRevenue estimate
Valuation estimate
NxPay.ee leadership team
Management profileNumber of profiles
NxPay.ee funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
NxPay.ee M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about NxPay.ee
What does NxPay.ee do?
NxPay is a non-custodial crypto payment and accounting automation platform that allows SMBs to pay suppliers, reconcile books, and manage stablecoin (USDC, USDT, ETH) treasury via plain-English Slack or Telegram commands. The product processes natural-language payment instructions, automatically categorizes and syncs transactions to QuickBooks and Xero, and supports multi-wallet connectivity through MetaMask, Coinbase Wallet, Trust Wallet, and WalletConnect. Built-in AI Bookkeeper completes payment-to-reconciled-entry workflow in under 30 seconds.
Is NxPay.ee a public or private company?
NxPay.ee is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was NxPay.ee founded?
NxPay.ee was founded in 2026. It employs 1 to 10 people.
Where is NxPay.ee based?
NxPay.ee is headquartered in Tallinn, Estonia, in the Europe region.
How does NxPay.ee make money?
One revenue line is on record: subscription/Platform Fees.
Does NxPay.ee have an API?
No public API is recorded for NxPay.ee.
What industry is NxPay.ee in?
NxPay.ee's product category is Crypto Payment and Accounting Automation. Its primary akta.pro industry code is BPAMAFAL, Crypto Payments & Stablecoin Settlement Platforms, with a secondary code of FSADAIAK, Settlement, Reconciliation & Merchant Treasury Tools (Crypto). Its NAICS code is 54121 and its SIC code is 7372.