SEBA Bank AG
AMINA Bank AG is a Swiss FINMA-regulated digital asset bank offering combined fiat and crypto banking, trading, custody, staking, lending, tokenization, and cross-border payments to individuals, corporates, and enterprises across Switzerland, the EU, UK, Hong Kong, and Abu Dhabi.
- Company typePrivate
- Founded2018
- HeadquartersZug, Switzerland
- Headcount—
- GTM typeB2B and B2C
- OfferingServices
What SEBA Bank AG does
AMINA Bank AG (formerly SEBA Bank AG) is a Swiss-regulated digital asset bank headquartered in Zug, Switzerland, operating across five jurisdictions including Switzerland (FINMA), the EU via an Austrian MiCAR-licensed subsidiary, the UK, Hong Kong, and Abu Dhabi (FSRA branch). Founded in 2018 and rebranded to AMINA in 2023, the bank provides a full-stack platform combining traditional banking services (current accounts, deposits, lending, credit cards) with digital asset capabilities (crypto trading, custody, staking, tokenization, stablecoin rewards) under one regulated roof. Its three primary customer segments are individuals seeking integrated fiat-crypto banking, corporates (including Web3 startups) requiring corporate banking plus crypto treasury management, and enterprises needing institutional-grade infrastructure such as omnibus accounts, API integration, client money accounts, and crypto forensics.
Underlying technology includes multi-signature hot/cold wallet custody infrastructure, the AMINA Payment Network (APN) for cross-border fiat and stablecoin transfers, and integrations with major blockchain ecosystems (Polygon, Stellar, Chainlink, Circle, Ripple, Taurus). AMINA was the first regulated bank to join 21X, the EU's first regulated blockchain securities exchange, and is Ripple's first European bank customer for Ripple Payments, both of which anchor its positioning as the regulated bridge between TradFi and on-chain finance.
The business model is multi-stream and transaction-fee-heavy: trading/custody/lending/APIs generate transaction fees and recurring subscription revenue, staking and stablecoin rewards generate usage-based income, and treasury-as-a-service plus tokenization platform fees round out enterprise monetization. Pricing is quote-based and bespoke across three tiers (individual self-serve, mid-market consultation, enterprise direct sales), distributed through a hybrid channel mix of digital onboarding, expert consultation, and dedicated enterprise sales. AMINA operates a content-led marketing model anchored by research publications and press coverage rather than paid acquisition, and pursues a partnership-driven ecosystem strategy with infrastructure providers, exchanges, and the Web3 Alliance startup program.
SEBA Bank AG firmographics
Firmographics- Name
- SEBA Bank AG
- Legal name
- AMINA Bank AG
- Website
- https://seba.swiss
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Short description
- AMINA Bank AG is a Swiss FINMA-regulated digital asset bank offering combined fiat and crypto banking, trading, custody, staking, lending, tokenization, and cross-border payments to individuals, corporates, and enterprises across Switzerland, the EU, UK, Hong Kong, and Abu Dhabi.
- Ownership category
- akta.pro rank
SEBA Bank AG industry classification
Industry- Product category
- Digital Asset Banking
- NAICS
- Depository Credit Intermediation (5221), Commercial Banking (522110)
- SIC
- National Commercial Banks (6021), Finance Services (6199), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Crypto Borrowing & Margin Credit Facilities (FSADAFAC)
- akta.pro secondary industries
- Account & Balance Services (Operating accounts, statements, eBAM) (FSABAIAD), BaaS Platforms & Sponsor Bank Enablement (FSAGALAA), Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes) (FSAGALAK)
Keywords
Where SEBA Bank AG is headquartered
LocationHeadquarters
- HQ city
- Zug
- HQ country
- Switzerland
- HQ region
- Europe
Offices5 records
Markets served
SEBA Bank AG business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Infrastructure, Marketing or Sales, Others
Revenue model
- Banking Services: Banking packages providing current accounts, online banking, and related services likely on subscription or fee-based model.
- Trading and Securities: Trading platform enabling equities, fixed income, ETFs, crypto, and FX transactions generating transaction fees.
- Custody Services: Custody services for hot wallets, cold wallets, and off-exchange custody generating recurring fees.
- Staking Rewards: Staking services enabling clients to earn rewards on crypto holdings.
- Lending Products: Lending services including loans, credit cards, and overdrafts generating interest income.
- Crypto Treasury Services: Crypto treasury as a service for corporate clients managing digital asset holdings.
- API and Enterprise Services: API integration services for enterprise clients connecting to banking infrastructure.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Banking Packages |
| Transaction based/ take rate | Pay-as-you-go | Trading Services |
| Other | Multi-year contract | Custody Services |
| Other | Pay-as-you-go | Lending Products |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels4 records
SEBA Bank AG product offering
Product offeringCore offering
AMINA Bank AG (formerly SEBA Bank AG) is a Swiss-regulated digital asset bank providing traditional banking (current accounts, deposits, lending, credit cards) combined with crypto-native services including trading, custody, staking, stablecoin rewards, tokenization, and investment products. The bank serves individual, corporate, and enterprise clients globally through regional entities in Switzerland, the EU, UK, Hong Kong, and Abu Dhabi, operating as a full-stack bridge between traditional finance and digital assets under multiple regulatory licenses (FINMA, MiCAR, FSRA).
Product overview
AMINA Bank AG (formerly SEBA Bank AG) is a Swiss-regulated digital asset bank offering a comprehensive platform of banking, trading, custody, and investment services. The platform operates as a multi-module ecosystem with core banking services (current accounts, deposits, lending, credit cards), crypto-native products (trading, custody, staking, stablecoin rewards), investment solutions (ETPs, structured products, tokenized assets), and enterprise-grade services (omnibus accounts, API integration, client money accounts). The company holds regulatory licenses in Switzerland (FINMA), Austria (MiCAR), Abu Dhabi (FSRA), and serves clients globally through regional entities including AMINA UK and AMINA Hong Kong.
Differentiator
Problem solved
Functional benefit
Brands
- AMINA Payment Network (APN): Payment network for cross-border transfers and crypto settlement
- AMINA Gold Token (AGT)
- Web3 Alliance
Products and services
- Banking Digital banking services including current accounts, online banking, banking packages, and APIs for individuals and corporates.
- Crypto Trading Trading platform for cryptocurrencies, forex, derivatives, and securities including equities, fixed income, and ETFs.
- Crypto Custody Secure digital asset storage with hot wallets, cold wallets, custody services, and off-exchange custody options for both individuals and institutions.
- Lending Crypto-backed lending services including loans, credit cards, and overdraft facilities.
- Investments Investment solutions including ETPs, index products, discretionary mandates, structured products, AMINA Gold Token (AGT), and Elysium Alpha Bitcoin Fund.
- Deposits Interest-earning deposit accounts including fixed-term deposits, 7-day notice, and 35-day notice accounts.
- Enterprise Solutions Institutional-grade services including Omnibus accounts, Institutional Liquidity, API Integration, Client Money Accounts, Staking, Stablecoin Rewards, Investment Solutions, Lending, and Crypto Forensics.
- AMINA Payment Network (APN) Payment network for cross-border transfers and treasury management services, enabling near-real-time cross-border transfers involving fiat currencies and stablecoins including RLUSD without multiple correspondent banks or delayed clearing cycles.
- AMINA EU (MiCAR License) MiCAR-regulated crypto asset services operated through the Austrian subsidiary AMINA (Austria) AG, enabling access to up to 30 European markets.
- AMINA Gold Token (AGT) Gold-backed token offering for investment purposes.
Quantifiable outcome
- First regulated bank to join EU's first regulated blockchain securities exchange 21X under DLT pilot regime
- +1 more outcomes
Companies that use SEBA Bank AG
Customer profileNamed customers1 record
Segments5 records
Ideal customer profiles3 records
SEBA Bank AG technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature4 records
SEBA Bank AG partnerships and signals
Strategic signalPartnerships
Twelve partnerships are on record, tiered flagship, core and minor.
- 21X (EU Blockchain Exchange)flagship
- Ripplecore
- Polygoncore
- Stellarcore
- Chainlinkcore
- Circlecore
- GenTwocore
- MarketVectorcore
- Kaiser Partnersminor
- Euronextminor
- SIX Groupminor
- LTG (London Token Group)minor
Scale indicators5 records
Recent moves7 records
Expansion highlights6 records
SEBA Bank AG competitors and assessment
Company assessmentDirect peers
- BitGo: Institutional digital asset custodian and trading platform offering qualified custody, lending, and staking services. Comparable to AMINA's custody and enterprise offerings, with overlap in target institutional client segments.
- Anchorage Digital: US federally chartered crypto bank offering custody, trading, staking, and issuance services to institutional clients. The leading American analog to AMINA, demonstrating the regulated crypto bank model in a different geography.
- Bitcoin Suisse: Swiss-based crypto financial services firm providing brokerage, custody, lending, staking, and tokenization. Comparable to AMINA in Swiss market positioning and crypto-native product suite, though operating under different regulatory structures (not a full bank).
- Sygnum Bank: Swiss-regulated digital asset bank offering banking, brokerage, custody, and tokenization services to institutional and private clients. The closest direct competitor to AMINA given its similar Swiss FINMA licensing, product mix, and target customer segments.
- Taurus: Swiss-based digital asset infrastructure provider offering custody, tokenization, and trading technology to banks and issuers. Direct comparability through Swiss market presence and overlapping tokenization and custody capabilities.
Broad incumbents
- Kraken: Major global crypto exchange with banking ambitions including staking, custody, and trading. Overlaps with AMINA on crypto trading and staking though lacks AMINA's full Swiss banking license and product breadth.
- Coinbase: Large publicly-listed crypto exchange and custody provider expanding into broader financial services. Competes with AMINA across retail and institutional trading, custody, and staking, with broader geographic reach.
- Standard Chartered (Zodia): Standard Chartered's crypto custody subsidiary offering institutional digital asset services. Represents incumbent bank entry into crypto custody directly competing with AMINA's institutional custody offering.
Emerging players
- Solaris SE: European embedded finance platform offering banking-as-a-service infrastructure with API connectivity. Comparable to AMINA's enterprise/API integration capabilities for clients needing regulated banking access.
- Fireblocks: Digital asset custody and infrastructure platform serving institutions with secure wallet, transfer, and settlement technology. Competes with AMINA on institutional custody infrastructure though without the full banking license overlay.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
SEBA Bank AG compliance and trust
Trust signalCompliance3 records
SEBA Bank AG financial estimates
Financial estimateRevenue estimate
Valuation estimate
SEBA Bank AG leadership team
Management profileNumber of profiles
Profiles2 records
SEBA Bank AG subsidiaries and ownership
Company hierarchySubsidiaries4 records
SEBA Bank AG funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
SEBA Bank AG M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about SEBA Bank AG
What does SEBA Bank AG do?
AMINA Bank AG (formerly SEBA Bank AG) is a Swiss-regulated digital asset bank providing traditional banking (current accounts, deposits, lending, credit cards) combined with crypto-native services including trading, custody, staking, stablecoin rewards, tokenization, and investment products. The bank serves individual, corporate, and enterprise clients globally through regional entities in Switzerland, the EU, UK, Hong Kong, and Abu Dhabi, operating as a full-stack bridge between traditional finance and digital assets under multiple regulatory licenses (FINMA, MiCAR, FSRA).
Is SEBA Bank AG a public or private company?
SEBA Bank AG is a private company. It is classified as unknown and is currently operating.
When was SEBA Bank AG founded?
SEBA Bank AG was founded in 2018.
Where is SEBA Bank AG based?
SEBA Bank AG is headquartered in Zug, Switzerland, in the Europe region.
How does SEBA Bank AG make money?
Seven revenue lines are on record. Banking Services are the primary driver. The others are trading and Securities, custody Services, staking Rewards, lending Products, crypto Treasury Services and API and Enterprise Services.
Who are SEBA Bank AG's main competitors?
Direct peers on record are BitGo, Anchorage Digital, Bitcoin Suisse, Sygnum Bank and Taurus. Broad incumbents are Kraken, Coinbase and Standard Chartered (Zodia). Emerging players are Solaris SE and Fireblocks.
Does SEBA Bank AG have an API?
No public API is recorded for SEBA Bank AG.
What industry is SEBA Bank AG in?
SEBA Bank AG's product category is Digital Asset Banking. Its primary akta.pro industry code is FSADAFAC, Crypto Borrowing & Margin Credit Facilities, with a secondary code of FSABAIAD, Account & Balance Services (Operating accounts, statements, eBAM). Its NAICS code is 5221 and its SIC code is 6021.