TEMAX INSURANCE, INC

What TEMAX INSURANCE, INC does

Temax Insurance, Inc is a privately held, family-owned insurance brokerage incorporated in Florida and headquartered at 7400 SW 50 Ter, Suite 207, Miami, FL 33155. The company was founded circa 2014 (with firmographic data indicating a 2010 origin) and operates with 1–10 employees serving customers throughout Florida via a single physical office, a company website, and a phone-based sales channel open Monday–Friday, 9:00am–5:30pm.

The brokerage distributes personal and commercial insurance products across four core lines: Personal Auto (PIP, Liability, Comprehensive/Collision, Uninsured/Underinsured, Rental, Towing, Loss of Income), Homeowners (owner-occupied, tenant-occupied, seasonal, and vacant properties), Flood, and a full Commercial Lines suite (Commercial Auto, Commercial Property, General Liability, Worker's Compensation, Professional Liability, Errors & Omissions, Umbrella/Excess Liability, Garage Liability, Business Personal Property). Underwriting is sourced through at least ten appointed carriers including XPro, Progressive, United, National, Infinity, Bristol West, Mercury, Granada, Ascendant, and Amwins. The customer mix is segmented horizontally across individual consumers (auto, homeowners, flood) and small-to-medium businesses (contractors, restaurants, offices, day cares, assisted living facilities, dry cleaners, trucking).

Temax generates revenue exclusively through carrier commissions on placed policies; no proprietary technology platform, AI capabilities, mobile app, API, or differentiated underwriting model is disclosed. Customer acquisition runs through SEO-driven web pages, online quote request forms, phone consultations, and an Instagram presence at instagram.com/temaxinsurance. Pricing is quote-based and varies by coverage selections and risk profile, with monthly billing and a stated discount schedule covering wind mitigation features, alarms, prior insurance, good students/drivers, multi-car, and safety equipment. The company holds no disclosed funding, no patents or trademarks, no awards, no parent or subsidiary structure, and no M&A, leadership, or restructuring activity in the input data.

Name

TEMAX INSURANCE, INC

Legal name

Temax Insurance, Inc

Website

https://temaxinsurance.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

1–10 employees

Short description

Temax Insurance is a family-owned insurance brokerage in Miami, Florida that places personal auto, homeowners, flood, and commercial lines policies through more than ten carriers for individuals and small-to-medium businesses across Florida.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Commercial General Liability (CGL) (FSAJADAA)

akta.pro secondary industries

Fleet & Commercial Auto Liability (FSAJABAA), Commercial Auto & Fleet Insurance (FSAJAMAB)

Keywords

• Insurance brokerage services
• Personal auto insurance
• Homeowners insurance coverage
• Flood insurance policies
• Commercial insurance lines

Headquarters

HQ city

Miami

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: Temax Insurance, Inc operates as an insurance agency/brokerage earning commissions from insurance carriers for placing policies. The company offers products from multiple carriers including XPro, Progressive, United, National, Infinity, Bristol West, Mercury, Granada, Ascendant, and Amwins.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Temax Insurance, Inc is a family-owned insurance brokerage operating from Miami, Florida, that places personal and commercial insurance policies on behalf of multiple carriers (including XPro, Progressive, United, National, Infinity, Bristol West, Mercury, Granada, Ascendant, and Amwins). The agency sells Personal Auto, Homeowners, Flood, and a full suite of Commercial Lines (Commercial Auto, Commercial Property, General Liability, Worker's Compensation, Professional Liability, E&O, Umbrella/Excess Liability, Garage Liability, and Business Personal Property) to consumers and small-to-medium businesses across Florida, earning commissions from the underlying carriers.

Product overview

Temax Insurance, Inc is a family-owned insurance agency with over 10 years of experience serving Florida, offering a portfolio of insurance products through a multi-carrier approach. The company provides Personal Auto Insurance (with coverages including PIP, Liability, Comprehensive/Collision, Uninsured/Underinsured, Rental, Towing, and Loss of Income), Homeowners Insurance (covering owner-occupied, tenant-occupied, seasonal, and vacant properties with Dwelling, Other Structures, Personal Property, Loss of Use, Personal Liability, and Medical Payments), Flood Insurance (covering home and contents), and a comprehensive suite of Commercial Lines products including Commercial Auto Insurance, Commercial Property Insurance, General Liability Insurance, Worker's Compensation Insurance, Professional Liability (for architects, engineers, real estate agents, insurance agents), Errors & Omissions, Umbrella/Excess Liability, Garage Liability, and Business Personal Property. The company serves diverse business classes including child day cares, adult day cares, contractors, restaurants, offices, stores, trucks, buses, dry cleaners, and assisting living facilities.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Auto Insurance Auto insurance providing coverage including Personal Injury Protection (PIP), Liability, Comprehensive/Collision, Uninsured/Underinsured, Rental, Towing, and Loss of Income for individual drivers in Florida.
• Homeowners Insurance Homeowners insurance covering owner-occupied, tenant-occupied, seasonal, and vacant properties in Florida, with coverages including Dwelling, Other Structures, Personal Property, Loss of Use, Personal Liability, and Medical Payments.
• Flood Insurance Flood insurance covering home and contents in the event of flooding, since standard homeowners policies typically exclude flood coverage.
• Commercial Auto Insurance Commercial auto insurance for businesses covering multiple drivers and vehicles with options for PIP, Bodily Injury, and Comprehensive & Collision coverage.
• Commercial Property Insurance Commercial property insurance covering business premises with options for building improvements including wiring, plumbing, heating, and roofing, with alarm system discounts available.
• General Liability Insurance General liability insurance for businesses including contractors, beauty salons, churches, day cares, offices, restaurants, and stores with coverage options of 1,000,000/2,000,000, 500,000/1,000,000, or 300,000.
• Worker's Compensation Insurance Worker's compensation insurance covering employees and owners with options for exemption status, supporting businesses with up to multiple employees.
• Professional Liability Insurance Professional liability coverage for professionals including architects, engineers, real estate agents, and insurance agents.
• Errors & Omissions Insurance Errors and omissions coverage for professionals including real estate agents and insurance agents.
• Umbrella / Excess Liability Insurance Umbrella and excess liability coverage providing additional protection beyond standard policy limits.
• Garage Liability Insurance Garage liability insurance for automotive-related businesses.
• Business Personal Property Insurance Coverage for business personal property including equipment, inventory, and other business assets.

Quantifiable outcome

• 100% Customer Satisfaction commitment

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration10 records

Scale indicators2 records

Expansion highlights2 records

Broad incumbents

• Hub International Limited: Major North American insurance brokerage with significant Florida presence. Offers personal and commercial lines through multi-carrier appointments, making it a scaled comparable to Temax's brokerage approach.
• Insurance Office of America: Large Florida-based independent insurance agency offering personal and commercial lines across multiple carriers. Comparable multi-line brokerage model with broader scale and similar Florida footprint to Temax.
• Brown & Brown, Inc. Large publicly-traded insurance brokerage headquartered in Daytona Beach, FL with national scale. Operates retail property/casualty brokerage serving personal and commercial lines, making it a relevant incumbent comparable to Temax's Florida brokerage model.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm with substantial retail brokerage operations. Comparable multi-line, multi-carrier agency model operating at much greater scale than Temax.
• Marsh McLennan: Global insurance brokerage and advisory firm. Comparable brokerage/agency model with personal and commercial lines, operating at a substantially larger scale than Temax.

Regional players

• Florida Peninsula Insurance Company: Florida-only property insurance carrier focused on homeowners. While Temax is a broker rather than carrier, Florida Peninsula represents the regional specialization that shapes the carrier panel Temax sells from.
• Universal Property & Casualty Insurance Company: Florida-focused homeowners insurance carrier. Relevant regional comparable as one of the carrier types that populate Temax's distribution panel for Florida-specific homeowners risk.

Direct peers

• Higginbotham: Independent insurance brokerage firm offering personal, commercial, and employee benefits across multiple carriers. Comparable multi-line brokerage model with comparable carrier-dependent commission revenue structure.
• NSM Insurance Group: Specialty insurance brokerage managing placement across multiple carriers for niche commercial lines. Comparable multi-carrier agency model with similar dependence on carrier commission revenue.

Emerging players

• Lemonade, Inc. Digital-first insurance carrier targeting the same personal lines (auto, homeowners) that Temax sells via traditional brokerage. Represents the technology-enabled competitive alternative Temax does not currently match.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat2 records

Key risks5 records

Key highlights6 records

Customer concentration

• Instagraminstagram.com/temaxinsurance
• LinkedInlinkedin.com/company/temax-insurance-inc

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about TEMAX INSURANCE, INC