teko

What teko does

teko (legally Teko Tech Pte. Ltd.) is a Singapore-incorporated, pre-launch fintech building a mobile investing application targeted at retail investors in Vietnam. The app enables users to buy fractional shares of U.S. listed stocks and exchange-traded funds (ETFs) — including names such as Apple, Tesla, Coca-Cola, and Starbucks — starting from a $1 minimum investment, with custody provided through regulated U.S. brokerage partners offering up to $500,000 of SIPC protection. Customer onboarding is fully self-serve on mobile (iOS and Android), with a Vietnamese-localized, plain-language user interface aimed at first-time investors who currently save but do not invest. Investment positions and account activity are surfaced in a community feed to encourage peer social proof and engagement.

The product surface is paired with tekoversity, an integrated educational content library organized into categories covering money foundations, investing basics, global investing, and market mechanics. Tekoversity functions simultaneously as a top-of-funnel content marketing channel (with email newsletter and organic social distribution) and as in-product onboarding material designed to reduce intimidation for novice users. The platform's underlying technology is a mobile-first application hosted on Amazon Web Services (AWS) infrastructure, with no disclosed proprietary models, AI/ML capabilities, or API products. The company's go-to-market is product-led: customers join a waitlist (with tiered referral rewards of $5–$500) for early access, after which they can download the app, complete identity verification, fund an account, and begin trading without human intermediation.

teko's business model is transaction-based, generating revenue through trading fees, FX conversion spreads on USD/VND currency movement, and potentially custody or account maintenance fees typical of retail brokerage platforms. Pricing is not publicly disclosed at the pre-launch stage. The company is privately held, has no disclosed funding rounds, no named leadership team, and no announced partnerships beyond the regulated U.S. brokerage custodians. Its current geographic footprint is a single-country launch in Vietnam, with stated intent to expand across Southeast Asia post-launch.

Name

teko

Legal name

Teko Tech Pte. Ltd.

Website

https://getteko.com

Company type

Private

Founded year

2025

Operating status

Operating

Headcount range

1–10 employees

Short description

teko is a Singapore-incorporated fintech building a mobile app that lets everyday Vietnamese retail investors buy fractional U.S. stocks and ETFs from $1, paired with an integrated educational platform (tekoversity) and U.S.-brokerage custody.

Ownership category

akta.pro rank

Product category

Retail Investing Platform

NAICS

Securities and Commodity Contracts Intermediation and Brokerage (5231)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

Cross-Border & FX Payments Platforms (BPAMAFAK)

Keywords

• Fractional share investing
• Mobile trading app
• Retail investment platform
• US stock investing
• Financial education platform

Headquarters

HQ city

Singapore

HQ country

Singapore

HQ region

Asia

Offices1 record

Markets served

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Transaction-based investing: The platform enables users to buy fractional shares of U.S. stocks and ETFs. Revenue is generated through trading fees, FX conversion spreads, and potentially custody or account maintenance fees as is typical for retail investing platforms.
2. Potential subscription/premium features: While not explicitly detailed, typical fintech investing platforms generate additional revenue through premium features, research subscriptions, or higher-tier account services.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

teko is a mobile-first investing app that lets retail investors in Vietnam buy fractional shares of U.S. stocks and ETFs starting from $1, with holdings custodied at regulated U.S. brokerage partners and protected up to $500,000. The product is paired with tekoversity, an integrated plain-language educational platform covering money foundations, investing basics, and global investing, designed to onboard complete beginners through a self-serve, education-first experience.

Product overview

teko offers a mobile investing application paired with an educational content platform called tekoversity. The core teko app enables Vietnamese users to invest in U.S. stocks and ETFs starting from $1 through fractional shares, while tekoversity provides foundational financial education covering topics from emergency funds to global investing. The platform emphasizes transparency, education-first approach, and long-term investing habits over speculation.

Differentiator

Problem solved

Functional benefit

Products and services

• teko Mobile Investing App A mobile-first investing application that enables everyday retail investors in Vietnam to buy fractional shares of U.S. stocks (e.g., Apple, Tesla, Coca-Cola, Starbucks, Nike) and ETFs starting from $1, with holdings custodied at regulated U.S. brokerage partners and protected up to $500,000 against broker insolvency; designed for self-serve use by beginners with no prior investing experience.

Quantifiable outcome

• Investments protected up to $500,000 against broker insolvency
• +1 more outcomes

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Saxo Markets: Global multi-asset broker with educational content and cross-border market access. Overlaps with teko on brokerage execution and FX conversion but operates at a much higher account minimum and richer target client.
• Interactive Brokers: Established multi-asset global brokerage serving retail and professional clients with US equities and ETFs. Provides the same tradable instruments teko routes to but at a professional-tier UX, not beginner-focused.
• eToro: Global social-trading platform offering retail investors access to stocks, ETFs, and fractional shares across multiple geographies with beginner education. Same investor profile and overlapping functionality.
• Robinhood: Mobile-first US brokerage that pioneered $1 fractional investing and a streamlined UX for first-time investors. Same product DNA — fractional shares, simplified UX, education content — though currently US-geography focused.

Direct peers

• Infina: Vietnam-based retail investing app enabling small-ticket purchases of stocks, funds, and bonds with embedded education. Closest domestic incumbent for the same Vietnamese retail investor teko is targeting.
• Finhay: Vietnamese mobile investing app offering diversified portfolios and stocks to retail users with low minimums and an education-led product experience. Same geography, same beginner demographic, same Vietnam-specific localization.
• Tiger Brokers (Tiger Trade): Mobile-first multi-market brokerage offering fractional US stock trading via its Singapore entity, directly competing for the same Vietnamese and SEA retail investor. Teaches teko's exact product category with global brand backing.
• Gotrade: Singapore-based mobile-first fractional US stock/ETF investing app for Southeast Asian retail users. Most direct comparison: shared headquarters region, identical cross-border value proposition, same UAE/U.S.-brokered execution model, and the same beginner-friendly UX.
• Moomoo (Futu): Futu's consumer-facing moomoo app offers fractional US equities, ETFs, and education content to retail investors across Asia. Directly comparable product, target user, and content-led growth playbook.

Regional players

• Bamboo: Australia-based platform giving retail users access to US and Australian shares with fractional functionality. Comparable fractional-share business model but focused on the Australian market rather than SEA.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xtwitter.com/teko
• Facebookfacebook.com/tekoinvest
• LinkedInlinkedin.com/company/teko-invest

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about teko