MARPLE S.R.L.

What MARPLE S.R.L. does

Marple S.R.L. is an Italian-headquartered (Rome, Via Nizza 59) private limited company that builds an AI-powered anti-fraud and digital identity verification platform targeting financial institutions, e-commerce platforms, telecommunications companies, public administration entities, utilities, and luxury goods businesses. The platform is structured around three core products — Digital FootPrint (OSINT and behavioral data collection), Mobile Identity (real-time smartphone data-flow analysis), and Custom Risk Model (collaborative risk model development with consulting) — and six solution modules covering Safe Onboarding (with anti-deepfake detection), Safe Enrollment, Check IBAN, Real Time Credit Check (PSD2-based), Anti Money Muling, and Anti Account Takeover. Underlying technology combines proprietary machine learning algorithms, statistical models, multimodal AI spanning structured transactional data and image/video analysis, and integrations with PSD2 open banking aggregators and mobile network operators via the GSMA Open Gateway channel partnership.

The company monetizes through a licensed platform model (licenza d'uso) distributed via direct enterprise field sales and REST API integration, with multi-year contracts and contact-based pricing. Onboarding follows a four-step workflow (account setup, API integration, custom rule configuration with expert support, ongoing monitoring). Marple positions the platform as compliant with GDPR, AML, KYC, PSD2, and PCI-DSS regimes, making it suitable for regulated European financial-sector buyers. The firm claims global availability and protection of "millions of users" worldwide, though the 1-10 employee headcount, absence of disclosed funding rounds, lack of named customers, and single Rome office indicate a company in early commercialization rather than scaled growth.

The business is differentiated by its combination of mobile network operator data (via GSMA), PSD2 transactional signals, and digital footprint analytics within a unified identity verification stack, alongside custom risk-model consulting. Distribution relies on direct enterprise sales rather than self-serve SMB channels, and no management team, investors, patents, awards, or revenue figures are publicly disclosed, which limits transparency for prospective investors and partners.

Name

MARPLE S.R.L.

Legal name

Marple s.r.l.

Website

https://marple.tech

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

1–10 employees

Short description

Marple S.R.L. is a Rome-based Italian vendor of an AI-powered anti-fraud and digital identity verification platform combining PSD2 open banking, mobile network data, and behavioral analytics, sold via enterprise licensing to banks, e-commerce, telecom, and public sector clients.

Ownership category

akta.pro rank

Product category

Anti-Fraud and Identity Verification Software

NAICS

Software Publishers (5132)

SIC

Finance Services (6199)

akta.pro primary industry

Fraud, Risk, KYC/AML & Compliance Platforms (BPAMAFAI)

akta.pro secondary industries

Consumer Identity Verification (KYC) & Fraud Risk for Credit (FSAKAKAD), Account Verification & Ownership (AVS/AOV, micro-deposits, auth) (FSAGACAB)

Keywords

• Anti-fraud platform
• Identity verification
• Risk management software
• Fraud prevention API
• Digital identity solutions

Headquarters

HQ city

Antwerp

HQ country

Belgium

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations

Revenue model

1. Platform Licensing: Marple offers its anti-fraud platform as a licensed solution (licenza d'uso). Businesses adopt the platform to eliminate fraud without disrupting existing systems. The licensing model provides immediate deployment capability with flexible integration options.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels3 records

Core offering

MARPLE provides an AI-powered digital identity and anti-fraud platform delivered as a licensed software solution (licenza d'uso) with REST API access and a web interface. The platform combines machine learning, proprietary statistical models, mobile identity verification, digital footprint analysis, and PSD2 open banking data to deliver real-time identity verification, credit risk assessment, and fraud prevention across onboarding, enrollment, and transaction stages for financial institutions, e-commerce, telecommunications, and public sector clients.

Product overview

MARPLE is a unified digital identity-based anti-fraud platform consisting of three core products (Digital FootPrint, Mobile Identity, Custom Risk Model) and six solution modules (Safe Onboarding, Safe Enrollment, Check IBAN, Real Time Credit Check, Anti Money Muling, Anti Account Takeover). The platform leverages AI and machine learning to provide real-time identity verification, behavioral analysis, and risk assessment across the customer lifecycle—from onboarding through transactions—protecting financial institutions, e-commerce, telecommunications, and public administration entities from fraud.

Differentiator

Problem solved

Functional benefit

Products and services

• Digital FootPrint
• Mobile Identity Real-time verification system that analyzes data flow generated by the user's smartphone to identify and prevent anomalies that could indicate fraud attempts. Verifies the identity of the actual mobile device user against the bank account holder. Designed for financial institutions and telecom operators.
• Custom Risk Model Highly personalized risk modeling solution developed in collaboration with clients, examining each phase of the sales and credit cycle to identify potential risks and weaknesses. Combined with high-level strategic anti-fraud consulting. Targeted at banks, financial institutions, and luxury goods businesses.
• Safe Onboarding Secure user onboarding service that applies high security standards for user identification, reducing identity theft risks and preventing fraud while maintaining a simple and innovative user experience with rapid registration times. Includes digital footprint analysis, anti-deepfake detection, and mobile identity verification.
• Safe Enrollment Secure association of a user's device (smartphone or tablet) to their bank account, guaranteeing certainty that the device owner is the same person as the bank account holder before enabling access to digital banking services. Uses metadata analysis.
• Check IBAN IBAN verification service using advanced algorithms to confirm the validity of international bank account numbers in real-time. Protects companies and customers against payment errors and fraud related to false or counterfeit bank accounts.
• Real Time Credit Check Real-time creditworthiness verification service leveraging PSD2 open banking transactional data and proprietary algorithms to provide financial health indicators for safer credit decisions and fraud prevention. Targeted at banks, financial institutions, and businesses.
• Anti Money Muling Anti-money muling platform using advanced digital identity verification and multilayer AI-powered controls to detect and prevent potential mule account creation before they cause damage to businesses. Ensures compliance with AML and KYC regulations.
• Anti Account Takeover Account takeover fraud prevention system that verifies whether the user requesting authorization is the legitimate account holder by analyzing data flow from the requesting device and comparing it against the bank account holder's identity in real-time. Blocks suspicious operations immediately.

Quantifiable outcome

• Real-time verification in milliseconds for bank transaction authorization
• +2 more outcomes

Segments6 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability6 records

Feature9 records

Partnerships

One partnership is on record.

• GSMAminorChannel Partner/ Reseller/ DistributorMarple is listed as a Channel Partner under the GSMA Open Gateway initiative. GSMA represents mobile operators worldwide, and the partnership enables Marple to leverage mobile network operator data for identity verification services.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• GBG: GBG offers global identity verification, location intelligence and fraud prevention services to financial institutions and digital businesses. It is directly comparable across KYC, AML and digital identity verification.
• Sift: Sift operates a digital trust and safety platform using ML to prevent payment fraud, account abuse and content abuse. It overlaps with Marple's behavioral analytics and account takeover prevention for digital commerce and fintech.
• Sumsub: Sumsub provides an all-in-one verification suite covering KYC, AML, identity verification, transaction monitoring and anti-fraud. It directly overlaps Marple's portfolio across identity verification, AML/KYC compliance and anti-money-muling controls.
• Onfido: Onfido is a global identity verification and KYC/AML platform combining document verification, biometric checks and fraud signals. It is directly comparable to Marple's Safe Onboarding and Mobile Identity offerings for financial institutions and regulated enterprises.
• Feedzai: Feedzai is a transaction fraud and anti-money-laundering platform widely used by banks and payment providers. It is directly comparable to Marple's Anti Account Takeover and Anti Money Muling solutions for financial institutions.
• SEON: SEON provides digital footprint-based fraud prevention and AML solutions for fintechs and online lenders. It overlaps directly with Marple's Digital FootPrint, Real Time Credit Check and Custom Risk Model products.
• Veriff: Veriff is an identity verification platform offering document, biometric and fraud checks to banks, fintechs and marketplaces. It is directly comparable to Marple's onboarding, KYC and digital footprint capabilities.

Broad incumbents

• Experian: Experian provides credit reporting, identity verification and fraud prevention across consumer and commercial markets. It is a broad incumbent that competes with Marple's credit-check and KYC products as part of a much larger data services portfolio.
• ThreatMetrix (LexisNexis Risk Solutions): ThreatMetrix, now part of LexisNexis Risk Solutions, is a large-scale digital identity network serving banks, e-commerce and telcos. It is a broader incumbent that overlaps with Marple's mobile identity and behavioral analytics capabilities, but operates at much larger scale.
• Mastercard Identity Solutions (Ekata / NuData): Mastercard's identity solutions unit (incorporating Ekata and NuData) provides identity verification, digital identity and behavioral biometrics at global scale. It is a broad incumbent competing across the same onboarding, account takeover and AML use cases Marple targets.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/marpledata

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MARPLE S.R.L.