FUTUREPAY GLOBAL LIMITED
FuturePay Global Limited is a Hong Kong-incorporated fintech that provides cross-border payment acquiring, multi-currency accounts, global payouts, and FX services to e-commerce merchants across 100+ countries via an API-first platform.
- Company typePrivate
- Founded2016
- HeadquartersHong Kong
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What FUTUREPAY GLOBAL LIMITED does
FuturePay Global Limited is a Hong Kong-incorporated financial technology company founded in 2016 that provides cross-border payment, collection, and account solutions for global e-commerce merchants. Its platform consists of four core product lines — Online Acquiring (global payment acceptance), Online Collection (local currency receiving accounts), Online Payment (international disbursements), and Global Currency Exchange — complemented by vertical solutions for E-commerce, Local Payment Method acceptance, and Pay-by-Link checkout. The underlying technology is a RESTful API-based platform authenticated via Bearer Token with SHA-256 signature verification, supporting webhooks for real-time transaction events, and capable of handling roughly 200 million business-critical API requests daily. It accepts 160+ currencies and 50+ local payment methods across 100+ countries, with intelligent transaction routing, dynamic 3D Secure authentication, and AI-driven fraud detection trained on billions of data points.
The company's regulatory footprint includes a Hong Kong Money Service Operator license (22-06-03112), a U.S. MSB registration (FinCEN 31000276858336), and PCI DSS certification, alongside GDPR, CCPA, PIPEDA, and CASL privacy compliance. FuturePay generates revenue through transaction-based fees (fixed fee plus payment-method variable), foreign exchange spreads sourced from XE.COM, and PCI DSS-compliant payment aggregation — explicitly with no setup or monthly fees. Distribution is API-first, augmented by 34+ pre-built plugins for platforms including Shopify, Amazon, eBay, Salesforce, Magento, and Shopline, plus strategic partnerships with Alipay+ and the International Bank of Chicago. The company claims cumulative transaction volume exceeding $10 billion and a $50 billion+ annual transaction volume on its exchange services, serving 2,000+ merchants across 100+ countries.
The company operates with a notably lean team of 1–10 employees, suggesting a capital-efficient, partner-dependent operating model that relies on banking and platform partners for execution. No external funding rounds, acquisitions, parent company, or named management team members are disclosed in the available data, indicating it has been self-financed to date.
FUTUREPAY GLOBAL LIMITED firmographics
Firmographics- Name
- FUTUREPAY GLOBAL LIMITED
- Legal name
- Futurepay Global Limited
- Website
- https://futurepay.global
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- FuturePay Global Limited is a Hong Kong-incorporated fintech that provides cross-border payment acquiring, multi-currency accounts, global payouts, and FX services to e-commerce merchants across 100+ countries via an API-first platform.
- Ownership category
- akta.pro rank
FUTUREPAY GLOBAL LIMITED industry classification
Industry- Product category
- Cross-Border Payment Processing
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Cross-border Payments & FX for E-commerce (CRAFALAF)
- akta.pro secondary industries
- Cross-Border & FX Payments Platforms (BPAMAFAK), Marketplace & Platform Seller Payouts (FSAMAKAE), Recurring Billing, Subscriptions & Tokenized Payments (CRAFALAH)
Keywords
Where FUTUREPAY GLOBAL LIMITED is headquartered
LocationHeadquarters
- HQ city
- Hong Kong
Offices2 records
Markets served
FUTUREPAY GLOBAL LIMITED business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Operations, Personnel, Marketing or Sales, Infrastructure, Others
Revenue model
- Transaction Processing Fees: FuturePay charges fixed transaction fees plus fees based on payment method used. The pricing model is 'Fixed Transaction Fee + Fee Based on Payment Method' with no setup or monthly fees. Merchants pay per transaction processed through the platform.
- Currency Exchange (Forex) Services: The platform provides global currency exchange services with real-time exchange rates. Revenue is generated through exchange rate spreads and minimal transaction fees on currency conversion services.
- PCI DSS Compliance Services: FuturePay provides PCI DSS-compliant payment processing infrastructure, enabling merchants to handle payment card data securely. This allows the company to serve as a payment aggregator with compliance-based revenue streams.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Global Acquiring - Pay Per Transaction |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels4 records
FUTUREPAY GLOBAL LIMITED product offering
Product offeringCore offering
FuturePay provides a one-stop global payment platform that enables cross-border payment acceptance, multi-currency collection, international payouts, and currency exchange for e-commerce merchants and enterprises. The platform supports 160+ currencies and 50+ local payment methods across 100+ countries through a single RESTful API, pre-built plugins, and hosted checkout pages, serving more than 2,000 merchants with cumulative transaction volume exceeding $10 billion.
Product overview
FuturePay is a one-stop financial technology platform providing a comprehensive suite of payment solutions for global enterprises. The core platform consists of Online Acquiring (global payment acceptance), Online Collection (local currency accounts), Online Payment (global disbursements), and Global Currency Exchange services. These are complemented by industry-specific solutions including E-commerce, Local Payment, and Pay by Link. The platform integrates fraud prevention using AI/ML, supports 160+ currencies and 50+ payment methods across 100+ countries, and processes over $10 billion in cumulative transaction volume.
Differentiator
Problem solved
Functional benefit
Products and services
- Online Acquiring Global online payment acceptance solution that enables merchants to receive online payments across devices, supporting multi-channel experiences including webpage payments, in-app payments, and personalized payment links. Designed for global merchants needing unified payment acceptance.
- Online Collection Global receiving account service providing local currency accounts for international businesses. Supports multiple currencies including CHF, GBP, HKD, JPY, MXN, NOK, SGD, USD, AUD, BRL, EUR, and more.
- Online Payment Global payment/disbursement solution enabling instant payments to providers, suppliers, and partners worldwide. Supports batch processing, multiple payment channels, and localized customer support.
- Global Currency Exchange One-stop forex service providing 24-hour real-time exchange rates sourced from XE.COM. Supports 60+ inbound remittance countries and 180+ outbound remittance capabilities with minimal transaction fees.
- E-commerce Solution Comprehensive payment platform tailored for e-commerce merchants, providing pre-built payment pages, AI-powered fraud prevention, subscription billing, and omnichannel sales integration.
- Local Payment Payment solution providing access to 50+ local payment methods across 100+ countries with intelligent risk control and authorization optimization, designed for companies entering regional markets.
- Pay by Link Channel-agnostic payment method enabling merchants to receive payments regardless of channel by sending secure payment links to consumers. Supports cards, e-wallets, bank transfer, installments, cash, and real-time payments.
Quantifiable outcome
- 36% reduction in fraudulent payments on average
- +5 more outcomes
Companies that use FUTUREPAY GLOBAL LIMITED
Customer profileNamed customers3 records
Segments4 records
Ideal customer profiles3 records
FUTUREPAY GLOBAL LIMITED technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration6 records
AI capability4 records
Feature6 records
FUTUREPAY GLOBAL LIMITED partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core and major.
- Alipay+coreFuturePay is a global payment partner of Alipay+, providing seamless integration with the Alipay+ cross-border payment network. This partnership enables merchants to accept Alipay, AlipayHK, and other Alipay+-enabled local payment methods including Dana, GCash, Kakao Pay, and Touch 'n Go eWallet.
- International Bank of Chicago (IBC)coreFuturePay and the International Bank of Chicago formed a strategic partnership to provide merchants with efficient global payment and collection services, ensuring security and compliance of cross-border transactions.
- SalesforcemajorSalesforce integration allows merchants using Salesforce Commerce Cloud or Salesforce CRM to directly access FuturePay payment solutions through native platform connectors.
- MagentomajorMagento merchants can integrate FuturePay payment processing directly through the Magento marketplace and plugin ecosystem for seamless e-commerce checkout.
- ShoplinemajorPartnership with Shopline enables cross-border e-commerce merchants on the platform to integrate FuturePay payment solutions for global payment acceptance and multi-currency settlement.
- AmazonmajorIntegration with Amazon marketplace platform allows Amazon sellers to utilize FuturePay for payment acceptance and cross-border settlement.
- ShopifymajorShopify integration enables Shopify merchants to accept global payments through FuturePay with pre-built checkout solutions and plugin support.
- eBaymajorIntegration with eBay allows sellers on the platform to process international payments through FuturePay's global acquiring network.
Scale indicators14 records
Recent moves1 record
Expansion highlights5 records
FUTUREPAY GLOBAL LIMITED competitors and assessment
Company assessmentDirect peers
- Adyen: Adyen is a direct competitor providing unified global payment processing, local acquiring, multi-currency settlement, and 250+ payment methods through a single API for enterprise e-commerce merchants.
- 2Checkout (Verifone): 2Checkout (now part of Verifone) is a direct competitor offering global online payment processing for e-commerce and SaaS merchants, with multi-currency support, local payment methods, and subscription billing.
- Checkout.com: Checkout.com is a direct peer offering global acquiring, local payment methods across 100+ countries, AI-driven fraud prevention, and a unified API for cross-border e-commerce — competing head-to-head for the same enterprise merchants.
- PingPong: PingPong is a direct competitor providing cross-border payment collection, FX, and payouts for e-commerce merchants on Amazon, Shopify, and other marketplaces — closely aligned with FuturePay's marketplace seller focus.
- dLocal: dLocal is a direct peer specializing in local payment method acceptance (PIX, OXXO, Boleto, UPI, etc.) for cross-border merchants entering emerging markets — overlapping FuturePay's Southeast Asia and Latin America coverage.
- Stripe: Stripe Payments is the closest direct competitor — a global API-first payment processor offering multi-currency acceptance, fraud prevention (Stripe Radar), local payment methods, and unified checkout for e-commerce merchants worldwide.
- Airwallex: Airwallex is a direct competitor in cross-border payments for businesses, offering multi-currency accounts, global acquiring, FX, and API-based payouts serving e-commerce merchants across Asia-Pacific and globally.
Others
- PPRO: PPRO is an adjacent infrastructure provider aggregating 100+ local payment methods through a single API — operates as an enabling layer rather than a direct merchant-facing competitor to FuturePay.
Broad incumbents
- Worldpay: Worldpay (FIS) is a broad incumbent global merchant acquirer offering omnichannel processing, local payment methods, and FX — competes for the same cross-border e-commerce enterprise merchants at higher scale.
- PayPal: PayPal is a broad incumbent operating a global digital wallet and merchant acquiring business with multi-currency support, BNPL, and accepted at millions of merchants — competes across the same payment rails as FuturePay.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
FUTUREPAY GLOBAL LIMITED social profiles
Digital presenceFUTUREPAY GLOBAL LIMITED compliance and trust
Trust signalCompliance7 records
FUTUREPAY GLOBAL LIMITED financial estimates
Financial estimateRevenue estimate
Valuation estimate
FUTUREPAY GLOBAL LIMITED leadership team
Management profileNumber of profiles
FUTUREPAY GLOBAL LIMITED funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
FUTUREPAY GLOBAL LIMITED M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about FUTUREPAY GLOBAL LIMITED
What does FUTUREPAY GLOBAL LIMITED do?
FuturePay provides a one-stop global payment platform that enables cross-border payment acceptance, multi-currency collection, international payouts, and currency exchange for e-commerce merchants and enterprises. The platform supports 160+ currencies and 50+ local payment methods across 100+ countries through a single RESTful API, pre-built plugins, and hosted checkout pages, serving more than 2,000 merchants with cumulative transaction volume exceeding $10 billion.
Is FUTUREPAY GLOBAL LIMITED a public or private company?
FUTUREPAY GLOBAL LIMITED is a private company. It is classified as unknown and is currently operating.
When was FUTUREPAY GLOBAL LIMITED founded?
FUTUREPAY GLOBAL LIMITED was founded in 2016. It employs 1 to 10 people.
Where is FUTUREPAY GLOBAL LIMITED based?
FUTUREPAY GLOBAL LIMITED is headquartered in Hong Kong.
How does FUTUREPAY GLOBAL LIMITED make money?
Three revenue lines are on record. Transaction Processing Fees are the primary driver. The others are currency Exchange (Forex) Services and PCI DSS Compliance Services.
Who are FUTUREPAY GLOBAL LIMITED's main competitors?
Direct peers on record are Adyen, 2Checkout (Verifone), Checkout.com, PingPong, dLocal, Stripe and Airwallex. PPRO is listed as an others. Broad incumbents are Worldpay and PayPal.
Does FUTUREPAY GLOBAL LIMITED have an API?
Yes. FuturePay provides a RESTful API that allows access to global payment products including local payment methods and card products. All endpoints accept and return JSON payloads. API authentication requires Bearer Token. Each customer can make up to 200 read requests and 200 write requests per second in the live environment, and 5 requests per second in sandbox. The API includes endpoints for payment processing, subscriptions, payouts, currency exchange, virtual accounts, reconciliation, and reporting. Developer documentation is at doc.futurepay.global.
What industry is FUTUREPAY GLOBAL LIMITED in?
FUTUREPAY GLOBAL LIMITED's product category is Cross-Border Payment Processing. Its primary akta.pro industry code is CRAFALAF, Cross-border Payments & FX for E-commerce, with a secondary code of BPAMAFAK, Cross-Border & FX Payments Platforms. Its NAICS code is 522320 and its SIC code is 7372.