The Tiny House Adviser LLC

What The Tiny House Adviser LLC does

The Tiny House Adviser LLC is a privately held, fee-only fiduciary financial planning firm founded in 2023 and headquartered in Abiquiu, New Mexico, that serves individuals and households pursuing tiny house and alternative living lifestyles. The firm operates as a registered investment adviser in New Mexico, Florida, and other exempt jurisdictions, delivering all advisory work online via Zoom and supporting client engagement through third-party portals — RightCapital for financial planning and Altruist/Charles Schwab for investment custody. There is no proprietary technology platform; the firm's product is human-led advice built on founder Laura Lynch's personal experience living mortgage-free in a tiny house and her stack of credentials (CFP, ABFP, CDFA, AAMS, plus an M.Ed.).

The firm sells two core service lines. The first, Tiny House Financial Plan, is a one-time, project-based engagement priced in three tiers — Basic Downsize at $4,875 (5 months), Typical Downsize at $7,500 (12 months), and Complex Downsize at $11,700 (18 months) — covering downsizing logistics, cash flow analysis, debt management, and implementation guidance for clients transitioning into alternative housing. The second, Financial Freedom Comprehensive Planning, is an ongoing annual subscription priced at 0.79% on the first $1 million of net worth and 0.50% above, with a $3,900 minimum annual fee, encompassing full financial planning, cash flow and tax strategy, behavioral coaching, and optional bundled Investment Management (Traditional, Structured, or Impact-themed portfolios).

Go-to-market is content-led direct-to-consumer: the 'Less House More Moola Resilience' podcast (136+ episodes, 7,500+ downloads in year one), case studies, a values quiz, blog content, social media, and event presence at gatherings such as TinyFest and SkooliePalooza drive inbound discovery, with prospects booking a discovery call via the website. The company is bootstrapped, founder-owned, and has a stated headcount of two (Laura Lynch and her partner Eric), with no external funding, parent entity, or acquisitions reported. Customer concentration is low and distributed across personas including Solo Women, Mid-Career FIRE Seekers, Retirees Seeking Downsizing, and the broader Alternative Living Community (tiny houses, barndominiums, skoolies, vans, sailboats, ADUs).

Name

The Tiny House Adviser LLC

Legal name

The Tiny House Adviser LLC

Website

https://thetinyhouseadviser.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

1–10 employees

Short description

The Tiny House Adviser LLC is a fee-only fiduciary financial planning firm that serves individuals and households pursuing tiny house and alternative living lifestyles, delivering one-time transition plans and ongoing subscription-based planning and investment advisory online across US jurisdictions.

Ownership category

akta.pro rank

Product category

Personal Financial Planning & Investment Advisory

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Fee-Only Advisory (FSAEAAAL)

akta.pro secondary industry

Discretionary Portfolio Management (Retail) (FSAAAAAH)

Keywords

• Financial planning services
• Alternative lifestyle planning
• Investment management advisory
• Retirement planning services
• Tiny house finance

Headquarters

HQ city

Abiquiu

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations

Revenue model

1. Tiny House Financial Plan (Project-Based): One-time fee financial planning service for clients transitioning to tiny or alternative living. Three tiered packages based on complexity: Basic Downsize ($4,875 for 5 months), Typical Downsize ($7,500 for 12 months), and Complex Downsize ($11,700 for 18 months). Includes virtual sessions, financial analysis, customized plan, and implementation guidance.
2. Financial Freedom Comprehensive Planning (Ongoing): Annual subscription-based comprehensive financial planning for clients already living alternative lifestyles. Fee structure: 0.79% on first $1M net worth, 0.5% on assets over $1M, with minimum annual fee of $3,900. Includes investment management (optional), cash flow management, tax strategies, and ongoing behavioral coaching.
3. Investment Management Services: Optional investment advisory service bundled with Comprehensive Planning or available separately. Three strategy themes: Traditional (low-cost balanced mix), Structured (with diversification element), and Impact (aligned with Health, Wealth, Earth, Equality, Trust pillars).

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels7 records

Core offering

The Tiny House Adviser LLC provides fee-only financial planning and investment advisory services tailored to individuals pursuing tiny house and alternative living lifestyles. Its services are delivered online via Zoom and include a one-time project-based Tiny House Financial Plan with three tiered packages, an ongoing annual Financial Freedom Comprehensive Planning subscription that includes cash flow, debt, tax, and retirement planning, and optional standalone Investment Management with Traditional, Structured, and Impact strategies. The firm operates as a Registered Investment Advisor using third-party platforms (RightCapital, Altruist, Charles Schwab) to deliver plans and manage client assets.

Product overview

The Tiny House Adviser LLC operates as a fee-only financial planning firm offering two primary service tiers: a one-time Tiny House Financial Plan for those transitioning to alternative living (offered in Basic, Typical, and Complex tiers ranging from $4,875 to $11,700), and an ongoing Financial Freedom Comprehensive Planning subscription for those already living tiny (0.79%/0.5% of AUM annually, minimum $3,900). Investment Management is available as an optional add-on to Comprehensive Planning or as a standalone service. The company also produces the 'Less House More Moola' podcast as an educational content platform, and offers a free 'Financial Values Quiz' tool for lead generation. All services are delivered online with Zoom-based consultations.

Differentiator

Problem solved

Functional benefit

Brands

• Less House More Moola Resilience Podcast: A podcast hosted by Laura Lynch focusing on resilience, financial planning, and alternative living through the lens of tiny house and unconventional lifestyle choices.

Products and services

• Tiny House Financial Plan A one-time, project-based financial planning engagement for individuals transitioning into tiny houses or other alternative living arrangements, covering downsizing logistics, cash flow analysis, debt management, and implementation guidance through to completion. Delivered entirely online via Zoom consultations and provided in three tiered packages based on complexity: Basic Downsize ($4,875, 5 months), Typical Downsize ($7,500, 12 months), and Complex Downsize ($11,700, 18 months). It is targeted at individuals and households actively planning a move to non-traditional housing.
• Financial Freedom Comprehensive Planning An annual subscription-based, ongoing comprehensive financial planning service for individuals already living in tiny or alternative lifestyles. Covers cash flow management, debt elimination, tax strategies for self-employed and nomadic income, retirement and legacy planning, ongoing behavioral coaching, and optional bundled investment management. Priced annually at 0.79% on the first $1,000,000 of net worth and 0.5% on net worth above $1,000,000, with a $3,900 minimum annual fee. Delivered online via Zoom and the RightCapital client portal.
• Investment Management An optional investment advisory service that can be purchased as a standalone engagement or bundled with the Financial Freedom Comprehensive Planning subscription. Offers three strategy themes: Traditional (low-cost balanced mix), Structured (diversified with systematic elements), and Impact (values-aligned investing around Health, Wealth, Earth, Equality, and Trust pillars). Investment accounts are custodied at Charles Schwab and accessed through Altruist, with portfolios fully customized to each client's risk tolerance and goals.

Quantifiable outcome

• The 2023 average US home price was $428,700, costing $925,298.32 total over 30 years at 6% interest - representing up to 40% of net income for many households
• +2 more outcomes

Named customers6 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Others

• RightCapital: Financial planning software platform used by thousands of RIAs including The Tiny House Adviser. Comparable as the underlying technology stack and an ecosystem participant that enables small fee-only advisory practices to deliver comprehensive plans.
• XY Planning Network: Membership network of fee-only financial planners serving Gen X and younger clients. Comparable as an ecosystem enabler for small, niche-oriented fee-only RIAs operating outside the wirehouse model.

Emerging players

• Harness Wealth: Tech-enabled advisory platform connecting professionals and high earners to fiduciary financial planners. Comparable in its focus on serving career-pivoting professionals with comprehensive, ongoing planning delivered virtually.
• Zoe Financial: Curated marketplace that matches consumers with vetted fee-only financial advisors. Comparable as a go-to-market channel for finding niche, fee-only RIAs and for serving individuals seeking ongoing comprehensive planning relationships.
• Wealthsimple: Digital wealth management and financial planning platform with values-aligned and impact investing options. Comparable on online D2C delivery, ongoing subscription planning, and 'Impact' investment theme offerings.
• Boldin (formerly NewRetirement): Retirement planning software platform empowering individuals to model downsizing, early retirement, and alternative lifestyle scenarios. Comparable on the retirement/downsizing planning use case that drives The Tiny House Adviser's 'Retirees Seeking Downsizing' segment.

Direct peers

• Facet Wealth: Online, flat-fee financial planning firm serving individuals nationwide via video consultations. Closely comparable to The Tiny House Adviser in its D2C, Zoom-based, fee-only advisory model targeting specific life-stage and lifestyle client segments.
• Ellevest: Digital wealth management and financial planning platform built around women investors and solo-aging concerns. Highly comparable to The Tiny House Adviser's primary persona segment ('Solo Women Seekers') and its mission-aligned, lifestyle-segmented positioning.

Broad incumbents

• Personal Capital (now Empower): Large hybrid digital wealth manager offering financial planning dashboards plus advisor access at scale. Comparable as a broad incumbent offering comprehensive financial planning tools and discretionary investment management to retail investors.
• Vanguard Personal Advisor Services: Hybrid robo-plus-human advisory offering from Vanguard combining algorithm-driven portfolio management with CFP access. Comparable as a low-cost incumbent competing for the same fee-based comprehensive planning wallet share.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xtwitter.com/tinyhouseadviser
• YouTubeyoutube.com/@lesshousemoremoolapod
• LinkedInlinkedin.com/company/thetinyhouseadviser
• Instagraminstagram.com/tinyhouseadviser

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about The Tiny House Adviser LLC