Working Title

What Working Title does

Working Title, LLC is a Florida-domiciled, private title services company headquartered in Coral Gables that provides title insurance, title searches, closing coordination, and settlement services for residential and commercial real estate transactions. The firm's service portfolio covers property and judgment/lien searches, Owners & Encumbrance (O&E) reports, Florida title insurance policies for owners and lenders, refinance transaction support, 1031 tax-deferred exchange handling, payoff and survey ordering, and escrow closing services. Service delivery is anchored by a nationwide mobile closing network that supports in-office, remote, and after-hours closings anywhere in the United States, backed by 24/7 on-call availability, weekend closings, and electronic/CD file options.

The company monetizes on a transaction-fee basis with quote-based pricing that varies by deal type, property, and service scope; no public rate cards exist. Its go-to-market is sales-led, targeting mortgage lenders and real estate professionals in Florida with an explicit positioning of individualized service against high-volume competitors. The operating stack is human-capital-intensive: experienced real-estate attorneys, an in-house abstracting department, and a network of notaries/agents who execute closings at customer locations. The firm offers no mobile app, no public API, no disclosed proprietary technology, and no AI/ML capabilities.

Working Title serves three primary customer segments: (1) mortgage lenders and financial institutions needing lender title policies and fast turnarounds; (2) real estate buyers and sellers requiring closing coordination and title insurance; and (3) real estate investors conducting 1031 exchanges. The Coral Gables headquarters is the only disclosed office, while nationwide closings are fulfilled via the mobile network rather than branch offices. No funding rounds, M&A activity, patents, awards, leadership changes, or partnership agreements are disclosed.

Name

Working Title

Legal name

Working Title, LLC

Website

https://workingtitlellc.com

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

1–10 employees

Short description

Working Title LLC is a Florida-based title services company providing title searches, title insurance, closing coordination, and settlement services for lenders, buyers, sellers, and real estate investors, delivered through a nationwide mobile closing network with 24/7 availability.

Ownership category

akta.pro rank

Product category

Title Insurance and Closing Services

NAICS

Direct Title Insurance Carriers (524127), Title Abstract and Settlement Offices (541191)

SIC

Title Insurance (6361)

akta.pro primary industry

Title Insurance & Underwriting (BPAJAOAA)

akta.pro secondary industries

Closing & Settlement Services (Settlement Agents) (BPAJAOAE), Title Search & Examination (BPAJAOAB), Abstracting Services (Title Abstracts) (BPAJAOAC), Notary & Signing Agent Services (Remote/Onsite) (BPAJAOAF), Closing Coordination & Transaction Management (Broker/Agent Support) (BPAJAOAH), Title Insurance (FSAJACAL)

Keywords

• Title insurance
• Title search
• Closing services
• Settlement services
• 1031 exchange

Headquarters

HQ city

Coral Gables

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Title Insurance Services: Provides Florida title insurance policies for lenders and property owners, including title searches, title policies, and related risk mitigation services for real estate transactions.
2. Closing and Settlement Services: Escrow closing services, coordination of closings, and settlement services for home purchase and refinance transactions. Includes weekend and after-hours closing options.
3. Title Search and Search Reports: Property title searches, judgment and lien searches, record owner searches, and Owners & Encumbrance Reports (O&E) for real estate transactions.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels2 records

Core offering

Working Title LLC is a Florida-based title services company that provides title insurance policies, property title searches, closing and settlement coordination, and refinance and 1031 exchange support for real estate transactions. The company delivers services through a nationwide mobile closing network available 24/7, with in-office, remote, and after-hours closing options for lenders, real estate professionals, buyers, sellers, and investors.

Product overview

Working Title LLC is a Florida-based title services company offering a comprehensive suite of title insurance and closing services. The company provides a unified service offering that includes property title searches, Florida title insurance policies for lenders and owners, closing and settlement services, refinance transaction support, 1031 tax-deferred exchanges, and Owners & Encumbrance Reports. Services are delivered through a nationwide mobile closing network with 24/7 availability, in-office or remote closings, online request forms, and CD/electronic file options. The portfolio integrates lender title services, in-house abstracting capabilities, and real-estate attorney expertise to serve home purchase transactions, refinances, and commercial deals throughout Florida.

Differentiator

Problem solved

Functional benefit

Products and services

• Florida Title Insurance
• Title Search Services
• Closing and Settlement Services
• Lender Title Services
• Refinance Transactions
• 1031 Tax Deferred Exchange
• Owners & Encumbrance Reports (O&E)
• Nationwide Mobile Closing Network

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves4 records

Expansion highlights4 records

Emerging players

• Spruce: Digital title and escrow platform serving real estate transactions. Represents the technology-led alternative to traditional title agencies like Working Title, particularly in e-closing and remote notarization.
• Qualia: Real estate closing software platform used by title agencies and settlement firms. A technology enabler/competitor that illustrates the digital direction the title industry is moving toward.

Broad incumbents

• Stewart Title: Major national title insurer and settlement services provider. Directly competes in Florida title insurance issuance and closing coordination, with broader geographic and product reach than Working Title.
• First American Title Insurance Company: One of the largest national title insurers and settlement service providers in the U.S. Competes with Working Title on Florida title policies and lender title services, but operates at vastly greater scale across all 50 states.
• Fidelity National Title: National title insurance underwriter (parent of FNF, Fidelity National Title, Chicago Title) with deep lender panel relationships. Overlaps with Working Title's lender title and closing services but at national scale.
• Old Republic Title: National title insurance underwriter serving lenders, real estate professionals, and consumers. Provides the same core services as Working Title (title search, title policies, closing) with national scale.

Direct peers

• PropLogix: Provider of title searches, lien searches, and closing services for real estate professionals. Directly comparable as a competitor offering title search and due diligence products to lenders and agents.
• Title Partners: Mid-sized regional title insurance agency providing title searches, underwriting, and closing services. Comparable to Working Title in serving lenders and real estate professionals with a similar service mix.
• Capitol Title of Florida: Florida-based boutique title insurance and closing services firm. Closely comparable to Working Title in size, geographic focus, and service-led positioning toward lenders and real estate professionals.

Regional players

• Florida Title & Guarantee Company: Florida-focused title underwriter. Competes with Working Title directly in the same Florida title insurance market, sharing the same regulatory and lender panel dynamics.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/working-title-llc

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Working Title