Members Insurance Center, Llc.

What Members Insurance Center, Llc. does

Members Insurance Center, LLC is an independent insurance agency headquartered in Tampa, Florida, licensed to write policies throughout the State of Florida (License L004442). Founded in 2004, the agency distributes personal, commercial, and life/health insurance products as a multi-carrier intermediary, representing 35+ insurance carriers including Progressive, Liberty Mutual, Travelers, Zurich, Mercury, and Florida-specialist carriers such as Citizens, Heritage, and Florida Peninsula. The agency generates revenue primarily through commissions paid by carriers on new policy placements and ongoing renewals, with revenue streams across auto, homeowner, flood, commercial property, workers compensation, cyber liability, and specialty lines including pet insurance (Nationwide) and life insurance (TruStage/CUNA Mutual).

The agency operates a sales-led go-to-market model with customer acquisition via phone (888-238-7511), online quote request forms, website presence (floridamic.org), and Facebook/LinkedIn channels. A defining relationship is the affiliation with Suncoast Credit Union, which provides member-exclusive products such as recuperative care insurance ($4/month), hospital accident plans ($19.65/month), and dental discount programs through Benefit Services of America/Aetna. This credit union channel, alongside the Trusted Choice independent agent network membership, forms the agency's primary distribution moat.

The company is privately held with no institutional investment, no parent company, and no subsidiaries. The technology stack is minimal and non-proprietary: the website is built and hosted on Webtricity, with no mobile app, no API, and no disclosed AI/ML capabilities. Headcount is reported in the 11-50 range, consistent with a small, locally-owned independent agency. Revenue is not publicly disclosed, and the agency operates exclusively within Florida with no multi-state licensing evident in the input data.

Name

Members Insurance Center, Llc.

Legal name

Members Insurance Center, LLC

Website

https://floridamic.org

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

11–50 employees

Short description

Members Insurance Center is an independent Tampa-based insurance agency distributing personal, commercial, and life/health products through 35+ carrier partnerships across Florida, with a core distribution channel through its Suncoast Credit Union affiliation.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321), Hospital & Medical Service Plans (6324)

akta.pro primary industry

Individual Health Insurance Brokerage & Distribution (FSAIAEAL)

akta.pro secondary industries

Full-Coverage Personal Auto Insurance (FSAJAAAF), General Liability Insurance (FSAJAMAE), Public Liability (Premises/Operations) (FSAJADAD)

Keywords

• Independent insurance agency
• Personal insurance coverage
• Commercial insurance products
• Life health insurance
• Insurance brokerage services

Headquarters

HQ city

Tampa

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commission Revenue: Members Insurance Center generates revenue through commissions paid by insurance carriers for new policy placements and ongoing renewals. As an independent insurance agency, they earn a percentage of premiums written through their carrier partnerships. The agency offers personal insurance (auto, homeowner, flood, condo, renters, motorcycle, RV, boat, off-road vehicles), commercial insurance (commercial property, liability, workers compensation, contractors, restaurant, technology, nonprofit, bonds, inland marine, cyber liability, commercial flood), and life & health insurance (life, health, dental, recuperative care, hospital accident plans, pet insurance).

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

Members Insurance Center is an independent insurance agency headquartered in Tampa, Florida, licensed in the State of Florida (License L004442). It distributes personal, commercial, specialty, and life/health insurance products sourced from 35+ insurance carrier partners (Progressive, Liberty Mutual, Travelers, Zurich, Mercury, Neptune Flood, Nationwide, TruStage, etc.). The agency earns commissions on policies placed and renewed, providing quoting, personalized coverage recommendations, and ongoing claims support to Florida consumers, Suncoast Credit Union members, and small-to-medium businesses.

Product overview

Members Insurance Center, LLC is an independent insurance agency headquartered in Tampa, Florida, offering a comprehensive portfolio of personal, commercial, and life/health insurance products. The agency operates as an independent agent representing multiple insurance carriers, enabling them to shop coverage options across different providers. Their personal insurance offerings include auto, homeowner, condo, renters, flood, boat, motorcycle, RV, off-road vehicle, and pet insurance (through Nationwide). Commercial insurance products encompass commercial auto, liability, property, workers compensation, cyber liability, technology, restaurant, contractor, nonprofit, inland marine, commercial flood, surety bonds, and landlord protection coverage. The agency also provides life and health insurance through strategic partnerships including TruStage for life insurance and offers specialty products like wedding insurance and personal umbrella policies. The company is affiliated with Suncoast Credit Union and is a member of the Trusted Choice independent agent network.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Personal vehicle coverage including liability, collision, comprehensive, medical payments, and uninsured/underinsured motorist protection, distributed through carrier partners for Florida drivers.
• Homeowner Insurance Residential property protection against damage, theft, and liability claims for homeowners in Florida.
• Condo Insurance Coverage for personal property, liability, and unit improvements/alterations for condominium owners in Florida.
• Renters Insurance Personal belongings and liability coverage for renters in Florida.
• Flood Insurance Flood-related property damage coverage through NFIP and private carriers including Neptune Flood, with instant online quotes available.
• Boat & Watercraft Insurance Watercraft protection including liability, physical damage, medical payments, and emergency assistance.
• Motorcycle Insurance Motorcycle coverage including liability, medical, custom parts, and roadside assistance.
• RV Insurance Recreational vehicle protection for motorhomes, travel trailers, and campers with various coverage options.
• Off-Road Vehicle Insurance Coverage for ATVs, dirt bikes, golf carts, snowmobiles, and other specialty vehicles.
• Nationwide Pet Insurance Veterinary expense coverage for pets including accidents and illnesses, offered through Nationwide starting at $10/month and accepted by any licensed veterinarian.
• Wedding Insurance Specialty coverage protecting wedding events against cancellations, liability, and property damage.
• Personal Umbrella Insurance Additional liability protection above standard policy limits for personal coverage.
• Commercial Auto Insurance Vehicle coverage for business-owned automobiles, trucks, and fleets in Florida.
• Commercial Liability Insurance Protection against bodily injury and property damage claims arising from business operations.
• Commercial Property Insurance Coverage for buildings, inventory, equipment, and business personal property against various risks.
• Workers Compensation Insurance Coverage for employee workplace injuries including medical care, rehabilitation, and wage replacement.
• Cyber Liability Insurance Protection against data breaches, cyber attacks, and technology-related risks for businesses.
• Technology Insurance Customized coverage for IT companies including professional liability, data breach, and business property coverage.
• Restaurant Insurance Comprehensive coverage for food service businesses including property, liability, liquor liability, and equipment breakdown.
• Contractor Insurance Coverage for construction professionals including general liability, property, inland marine, and commercial vehicle insurance.
• Nonprofit Insurance Coverage for nonprofit organizations including general liability, D&O, EPLI, and workers compensation.
• Inland Marine Insurance Coverage for goods in transit, bailee's customer protection, and mobile equipment.
• Commercial Flood Insurance Flood protection for businesses through NFIP and private carriers including business interruption coverage.
• Surety Bonds Construction bonds, commercial bonds, license/permit bonds, fidelity bonds, and court bonds.
• Landlord Protection Insurance Coverage for rental properties including dwelling fire, liability, and loss assessment.
• TruStage Life Insurance Term and whole life insurance products offered through CUNA Mutual Group partnership, primarily for Suncoast Credit Union members.
• Health Insurance Individual and family health coverage plans with various premium and deductible options.
• Dental Coverage Discount dental program through Benefit Services of America with access to Aetna network providers, serving credit union members.
• Hospital Accident Plan Supplemental insurance providing cash benefits of up to $1,800/day ICU ($900/day hospital confinement) underwritten by Federal Insurance Company (Chubb).
• Recuperative Care Insurance Supplemental plan paying up to $300/day for hospital stays, available to Suncoast Credit Union members at $4/month (member) or $6/month (family).

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

38 partnerships are on record, tiered core, major and supporting.

• ProgressivecoreChannel Partner/ Reseller/ DistributorProgressive Insurance is one of the largest insurance carriers represented by Members Insurance Center. They provide personal and commercial auto insurance products distributed through the agency.
• Liberty MutualcoreChannel Partner/ Reseller/ DistributorLiberty Mutual is a major national insurance carrier providing personal and commercial insurance products through Members Insurance Center.
• TravelerscoreChannel Partner/ Reseller/ DistributorTravelers Insurance is a leading commercial and personal lines insurer represented by Members Insurance Center.
• ZurichcoreChannel Partner/ Reseller/ DistributorZurich Insurance provides commercial and specialty insurance products through Members Insurance Center.
• MercurycoreChannel Partner/ Reseller/ DistributorMercury Insurance is a personal auto and homeowner insurance carrier represented by Members Insurance Center.
• Neptune FloodcoreChannel Partner/ Reseller/ DistributorNeptune Flood provides private flood insurance products. Members Insurance Center offers instant flood insurance quotes through Neptune Flood's online platform.
• American IntegritymajorChannel Partner/ Reseller/ DistributorAmerican Integrity Insurance provides personal lines insurance products in Florida.
• AssurantmajorChannel Partner/ Reseller/ DistributorAssurant provides specialty insurance and protection products distributed through the agency.
• BankersmajorChannel Partner/ Reseller/ DistributorBankers Insurance Group provides property and casualty insurance products.
• Burns & WilcoxmajorChannel Partner/ Reseller/ DistributorBurns & Wilcox is a wholesale insurance broker providing specialty and surplus lines coverage.
• Citizens InsurancemajorChannel Partner/ Reseller/ DistributorCitizens Property Insurance Corporation is Florida's state-chartered insurance company providing property coverage.
• EdisonmajorChannel Partner/ Reseller/ DistributorEdison Insurance provides property insurance products in Florida.
• Florida PeninsulamajorChannel Partner/ Reseller/ DistributorFlorida Peninsula Insurance provides homeowner and property insurance in Florida.
• GeoVeramajorChannel Partner/ Reseller/ DistributorGeoVera Insurance provides flood and earthquake insurance products.
• Heritage InsurancemajorChannel Partner/ Reseller/ DistributorHeritage Property & Casualty Insurance Company provides homeowner insurance in Florida.
• Homeowners ChoicemajorChannel Partner/ Reseller/ DistributorHomeowners Choice Property & Casualty Insurance provides Florida homeowner coverage.
• KempermajorChannel Partner/ Reseller/ DistributorKemper Corporation provides personal insurance and specialty products.
• Lexington InsurancemajorChannel Partner/ Reseller/ DistributorLexington Insurance (AIG) provides excess and surplus lines insurance products.
• Monarch NationalmajorChannel Partner/ Reseller/ DistributorMonarch National Insurance provides homeowner coverage in Florida.
• National General InsurancemajorChannel Partner/ Reseller/ DistributorNational General Insurance provides personal auto and homeowner insurance products.
• PMA CompaniesmajorChannel Partner/ Reseller/ DistributorPMA Companies provides workers compensation and commercial insurance products.
• RLImajorChannel Partner/ Reseller/ DistributorRLI Insurance provides specialty insurance products including surety bonds and commercial lines.
• SafePointmajorChannel Partner/ Reseller/ DistributorSafePoint Insurance provides homeowner coverage in Florida.
• Security FirstmajorChannel Partner/ Reseller/ DistributorSecurity First Insurance provides homeowner coverage in Florida.
• Slide InsurancemajorChannel Partner/ Reseller/ DistributorSlide Insurance provides Florida-focused property and casualty insurance.
• Southern OakmajorChannel Partner/ Reseller/ DistributorSouthern Oak Insurance Company provides homeowner insurance in Florida.
• Universal North AmericamajorChannel Partner/ Reseller/ DistributorUniversal North America provides personal insurance products including auto coverage.
• Wright FloodmajorChannel Partner/ Reseller/ DistributorWright Flood Insurance provides National Flood Insurance Program (NFIP) and private flood coverage.
• Bass UnderwriterssupportingChannel Partner/ Reseller/ DistributorBass Underwriters is a wholesale insurance MGA providing specialty coverage.
• Personal UmbrellasupportingChannel Partner/ Reseller/ DistributorPersonal Umbrella provides umbrella liability insurance products.
• Suncoast Credit UnioncoreChannel Partner/ Reseller/ DistributorSuncoast Credit Union is a major Florida credit union. Members Insurance Center is affiliated with Suncoast Credit Union, providing insurance products to their members. Suncoast has served over 1 million members with insurance products through this partnership.
• Suncoast Realty SolutionssupportingChannel Partner/ Reseller/ DistributorSuncoast Realty Solutions provides real estate services and is affiliated with Suncoast Credit Union.
• Members Title AgencysupportingChannel Partner/ Reseller/ DistributorMembers Title Agency LLC provides title insurance services, affiliated with the Members Insurance Center brand.
• TapcosupportingChannel Partner/ Reseller/ DistributorTapco provides specialty insurance products.
• TruStage (CUNA Mutual Group)coreChannel Partner/ Reseller/ DistributorTruStage, administered by CUNA Mutual Group, provides life insurance products to Members Insurance Center customers. Partners with the agency to offer term and whole life insurance through Suncoast Credit Union membership.
• Benefit Services of America / AetnamajorChannel Partner/ Reseller/ DistributorBenefit Services of America provides dental discount programs through the Aetna Dental Access network. Serves over 11 million credit union members and has partnered with Suncoast Credit Union & Members Insurance for more than fifteen years.
• Nationwide (Pet Insurance)majorChannel Partner/ Reseller/ DistributorNationwide provides pet insurance through Members Insurance Center, offering plans starting at $10/month. Founded in 1980 and recommended by 4 out of 5 veterinarians.
• WebtricitysupportingImplementation/ SI/ Consulting PartnerWebtricity is the website platform provider that hosts and develops the Members Insurance Center website.

Scale indicators3 records

Recent moves1 record

Expansion highlights3 records

Others

• Trusted Choice: National independent insurance agent network of which Members Insurance Center is a member. Relevant as the industry association and brand that the agency leverages for credibility and consumer referrals across the U.S. independent agency channel.

Broad incumbents

• GEICO: Direct-to-consumer auto and property insurance carrier and one of the largest personal lines writers in the U.S. Competes with Members Insurance Center for the same Florida personal auto and homeowner customers via direct distribution.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm with a major retail brokerage segment. Comparable brokerage model with multi-carrier access for personal and commercial lines, though operating at significantly larger scale and broader geography.
• Brown & Brown Insurance: Large U.S. insurance brokerage headquartered in Florida with strong retail and commercial lines capabilities. Directly comparable as a Florida-rooted independent agency consolidator competing for the same SMB and personal lines customers.
• Hub International: Large North American insurance brokerage offering personal, commercial, and specialty lines through multiple carrier partnerships. Comparable to Members Insurance Center in brokerage model and multi-line distribution, though at much larger scale and broader geographic reach.

Direct peers

• TruStage (CUNA Mutual Group): Insurance provider that distributes life, auto, and home products exclusively through credit unions and their members. Direct peer in business model — both serve as distribution channels for credit union member insurance — and is an active carrier partner of Members Insurance Center.
• InsurMark / Bankers Insurance Group: Florida-based property and casualty insurance carrier that distributes through independent agents. Comparable as a Florida property insurance specialist accessed through the same agency channel, and is one of Members Insurance Center's carrier partners.

Emerging players

• SelectQuote: Direct-to-consumer insurance distribution platform specializing in life, auto, and home comparison shopping. Comparable as a multi-carrier comparison shopping distributor pursuing the same end customers, though operating via a national call-center model rather than local independent agency presence.
• Lemonade: InsurTech direct-to-consumer carrier offering renters, homeowners, auto, and pet insurance via mobile app. Comparable as a competitor pursuing the same Florida personal lines customers through a digital-first model that bypasses the independent agency channel.
• CoverWallet (Aon): Digital SMB commercial insurance brokerage now owned by Aon, offering instant online quoting across general liability, workers comp, and commercial property. Comparable as an SMB-focused commercial lines distribution competitor using a technology-enabled agency model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks1 record

Key highlights6 records

Customer concentration

• Facebookfacebook.com/membersinsurance
• LinkedInlinkedin.com/company/members-insurance-center-llc.

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Members Insurance Center, Llc.