Total Scholastic Solutions, Llc

What Total Scholastic Solutions, Llc does

Total Scholastic Solutions, LLC (TSS) is a privately held insurance brokerage and administrative services firm headquartered in Hilton Head Island, South Carolina, focused on the global education sector. The company operates as a marketing and coordination umbrella under which a group of subsidiaries and aligned brands — TSS Assist, Inc., TSS Administrative Services, Inc., TieCare International, LLC (40+ years serving educators and faculty at international schools), Clifford Allen Associates (30+ years serving private secondary schools), and USCHIO Solutions (international students) — deliver specialized health insurance plans to international students, educators, faculty, and school administrators worldwide. The company presents itself as a unified platform with a single TSS Member Portal for claims submission, claims tracking, pre-authorizations, and plan details, backed by 24/7 TSS Assist multilingual support and in-network access to Aetna, UnitedHealthcare, CVS Caremark, and VSP.

The underlying technology is a web-based and mobile member portal using encrypted tokens for authentication (TSSMemberPortalWebOid, currentsession, X-Auth-Token, TSSProductPortalAccessToken) and supporting provider network search across the four major network partners. Insurance products themselves are issued by an insurance company unaffiliated with TSS; TSS and its subsidiaries provide administration and intermediary services rather than underwriting risk. The revenue model is recurring subscription premiums collected annually for individual student plans and group/educator benefit plans, with quote-based pricing determined by coverage type, duration, and customer profile. Distribution is hybrid: direct-to-consumer through the member portal and website, plus affinity and channel partnerships with Clifford Allen Associates, TieCare International, and US Chips Solutions that give the group reach into international schools and exchange-program student populations.

Name

Total Scholastic Solutions, Llc

Legal name

Total Scholastic Solutions, LLC

Website

https://totalscholasticsolutions.com

Company type

Private

Founded year

2024

Operating status

Operating

Headcount range

1–10 employees

Short description

Total Scholastic Solutions is a privately held insurance brokerage and administrative services provider for the global education sector, delivering specialized health insurance plans for international students, educators, faculty, and school administrators through its TSS Member Portal and affiliated brands.

Ownership category

akta.pro rank

Product category

Education Sector Insurance Services

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242), Educational Support Services (611710)

SIC

Insurance Agents, Brokers & Service (6411), Services-Educational Services (8200)

akta.pro primary industry

Student Health Insurance Plans (University-Sponsored) (FSAIAFAI)

akta.pro secondary industries

Student Health Insurance & Benefits Administration (EDALAFAL), Student Health Insurance Plans (Individual Market) (HLAEABAI), Primary Care & General Medical Services (EDALAFAA)

Keywords

• Student health insurance
• Education sector insurance
• International student coverage
• Educator benefit plans
• Insurance administration services

Headquarters

HQ city

Hilton Head Island

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Student Health Insurance Premiums: Insurance coverage premiums for international students studying in North America or globally, including those participating in cultural exchange programs. Premiums are collected through the TSS member portal and administrative systems.
2. Educator and Faculty Benefit Plans: Customized employee benefit plans for educators and faculty at international schools, provided through the TieCare International subsidiary with 40+ years of experience.
3. Secondary School Student Insurance: Student health insurance solutions for the private secondary school market through Clifford Allen Associates partnership, serving for 30+ years.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Total Scholastic Solutions provides insurance brokerage and administrative services tailored to the global education sector, offering health insurance plans for international students (via USCHIO), private secondary school students (via Clifford Allen Associates), and customized employee benefit plans for educators and faculty at international schools (via TieCare International). The company operates a unified web and mobile member portal for claims submission, tracking, pre-authorization requests, and plan management, backed by 24/7 multilingual support and access to provider networks including Aetna, UnitedHealthcare, CVS Caremark, and VSP.

Product overview

Total Scholastic Solutions (TSS) operates as a unified insurance administration platform serving the academic community. The core offering consists of specialized health insurance plans for students, educators, administrators, and faculty globally. TSS aggregates multiple sub-brands including USCHIPs Solutions (international student plans), Clifford Allen Associates (private secondary school coverage), and TieCare International (international school employee benefits). The platform is enhanced by the TSS Assist 24/7 support module and the TSS Member Portal, which provides claims management, pre-authorization, and provider search functionality. All services are backed by major provider networks including Aetna, CVS Caremark, UnitedHealthcare, and VSP.

Differentiator

Problem solved

Functional benefit

Brands

• TSS Assist: Provides 24/7 customer support and assistance services for TSS members
• TSS Assist, Inc.
• TSS Administrative Services, Inc.

Products and services

• College Health Insurance Plans (USCHIO) Health insurance plans designed for international students studying in North America or globally, including those participating in cultural exchange programs. Plans are administered through USCHIO/US Chips Solutions with coverage accepted across major U.S. provider networks.
• Clifford Allen Associates (CAA) Private Secondary School Student Insurance Student health insurance solutions dedicated to the U.S. private secondary school market for over 30 years, addressing the unique requirements of boarding schools and international pupils enrolled in private secondary education.
• TieCare International Educator Benefit Plans Customized employee benefit plans for educators and faculty at international schools worldwide, with more than 40 years of experience delivering benefits administration tailored to the international school workforce. Includes a dedicated TieCare Member Portal.
• TSS Assist 24/7 Member Support Round-the-clock member support and assistance service providing customer assistance for all TSS, TieCare, and CAA members regardless of geography, via email, US/Canada toll-free phone, and worldwide collect calling.

Named customers3 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature4 records

Partnerships

Seven partnerships are on record, tiered core.

• TieCare InternationalcoreChannel Partner/ Reseller/ DistributorTieCare International is a subsidiary of Total Scholastic Solutions, LLC and has been a leading provider of customized employee benefit plans for educators and faculty at international schools for over 40 years. They operate their own member portal and provider network search system.
• Clifford Allen Associates (CAA)coreChannel Partner/ Reseller/ DistributorFor 30+ years, CAA has been solely dedicated to providing premier student health insurance solutions for the private secondary school market. They serve as a key distribution partner for TSS in the secondary education segment.
• USCHIO (US Chips Solutions)coreChannel Partner/ Reseller/ DistributorUS Chips Solutions provides student health insurance solutions, particularly focused on international students. Their platform is accessible at students.uschipsolutions.com and they appear as a key partner in the TSS customer ecosystem.
• AetnacoreTechnology or IntegrationAetna is a major provider network partner, with their network accessible through TSS provider search portals for members to find in-network healthcare providers.
• UnitedHealthcarecoreTechnology or IntegrationUnitedHealthcare is a major provider network partner, accessible through TSS provider search for member use.
• CVS CaremarkcoreTechnology or IntegrationCVS Caremark is a pharmacy network partner for TSS, providing prescription drug coverage for members.
• VSPcoreTechnology or IntegrationVSP is a vision care network partner for TSS members, providing access to vision care providers and services.

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Compass Student Insurance: Specialist broker of student health insurance plans, including plans for international and study-abroad students, closely overlapping TSS's college student health insurance product.
• ISO Insurance (International Student Organization): Directly competes with TSS's USCHIO brand offering health insurance plans to international students studying in the US. Both are specialist brokers focused on the international-student niche with comparable provider network integrations.
• StudyInsured: Provides international student and study-abroad health insurance plans, overlapping directly with USCHIO's product positioning in the international-student segment.
• International Student Insurance (ISI): Directly comparable to TSS's USCHIO line — both broker health insurance plans specifically for international students in the US, serving similar university and exchange-program customer segments.

Emerging players

• HTH Worldwide / GeoBlue (HTH): Specialist in international student and expatriate health insurance with comparable product features (provider networks, member portals). Functions as a specialist competitor to TSS's international lines.

Broad incumbents

• Aetna Student Health: Major US carrier's student health division offering health insurance to college and university students including international students. Incumbent competitor with deeper balance sheet but less niche specialization than TSS.
• Mercer Marsh Benefits: Global benefits broker with deep relationships with international schools and multinational employers; competes against TSS's TieCare line for educator and faculty benefit plan mandates at international schools.
• GeoBlue: Specialist in international health insurance for globally mobile populations including students and expatriates. Overlaps with TSS's international student and educator lines with a broader expatriate focus.
• Cigna Global Health: Large incumbent offering international health insurance plans including coverage for international students and globally mobile educators/faculty — a comparable broader-scope alternative to TSS.
• UnitedHealthcare Student Resources: UnitedHealthcare's student-focused health insurance division, one of the largest providers of student health plans in the US. Comparable provider network partner that also competes against TSS at the plan level.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/total-scholastic-solutions

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Total Scholastic Solutions, Llc