What Partnerhub Zrt does

Partnerhub Zrt, operating under the trade names PartnerHub and InvoiceHub, is a private Hungarian B2B technology company founded circa 2012-2013 and headquartered in Budapest at Budafoki út 187-189. The company develops white-label digital invoice management, e-invoicing interoperability, and API-based banking connectivity solutions, primarily serving banks, fintechs, and large enterprises across Hungary, India/APAC, and—following the February 2026 Digiteal partnership—Benelux and France. Named banking clients include OTP Bank, Budapest Bank, Raiffeisen Bank, K&H Bank, and CIB Bank, alongside Fortune 500 client FIS Global (selected in 2024) and enterprise users including Generali Biztosító, MOHU, Szeged City Government, and historical FCA intercompany invoicing.

The core platform comprises the InvoiceHub suite (configurable editions for Banks, Enterprises, Embedded Finance, EBPP, and Data Management), the Invoice2RTP Request-to-Pay module, a configurable invoice-payment reconciliation engine, and a PSD2/Multibank Gateway. Underlying architecture consists of proprietary low-code technology including TransDrive (data storage layer), TransShell (command-based data management layer), and an API Driver Layer with pre-built connectors to the four major Hungarian banks, ERP systems, Peppol, and tax authority APIs. The platform is engineered to reduce ERP and bank API integration effort by up to 80-90% and to deliver 100% invoice-payment data accuracy through automated reconciliation.

PartnerHub operates an enterprise B2B revenue model combining white-label technology licensing (recurring), API/multibank gateway subscription services, and bundled implementation/professional services under multi-year contracts. Distribution is exclusively B2B via white-label/OEM embedding into banking platforms, direct enterprise sales, channel partnerships, and event-driven demand generation (Finovate, EFMA, ITU). Pricing is quote-based and not publicly disclosed. The company is founder-controlled, has not disclosed institutional funding rounds, and is supplementing R&D investment with a HUF 98.86 million EU ERFA grant (Project DIMOP_PLUSZ-1.1.2/B-24-2025-00107) for a general data operating system targeted to complete by end-2026.

Name

Partnerhub Zrt

Legal name

Partner HUB Zrt.

Website

https://partnerhub.hu

Company type

Private

Founded year

2012

Operating status

Operating

Short description

Partnerhub Zrt is a Budapest-based B2B technology company providing white-label digital invoice management, e-invoicing interoperability, and API-based banking connectivity solutions to banks, fintechs, and large enterprises across Hungary, India/APAC, and Western Europe.

Ownership category

akta.pro rank

Product category

Open Banking and E-Invoicing Software

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Custom Computer Programming Services (541511)

SIC

Services-Computer Programming Services (7371)

akta.pro primary industry

Biller Direct EBPP Platforms (FSAMAJAA)

akta.pro secondary industry

Trade & Invoice Payments (Cross-Border B2B) (FSAMAIAL)

Keywords

• Digital invoice management
• E-invoicing interoperability
• Open banking APIs
• Request-to-pay solutions
• White-label fintech platform

Headquarters

HQ city

Budapest

HQ country

Hungary

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. White-Label Technology Licensing: PartnerHub licenses its proprietary InvoiceHub platform and associated technologies (Invoice2RTP, API integration tools, reconciliation engine) to banks and enterprises as white-label solutions, generating recurring licensing revenue from platform deployments and API usage.
2. API and Integration Services: Revenue generated from API-based bank connectivity services, multibank gateway technology, and ERP integration implementations. The company offers integration toolkits that reduce development requirements for enterprise clients connecting to banking APIs.
3. Professional Services and Implementation: Implementation, customization, and consulting services associated with deploying the white-label invoice management and open banking solutions, typically bundled with licensing agreements.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels7 records

Core offering

PartnerHub Zrt provides white-label digital invoice management, e-invoicing interoperability, and API-based banking connectivity solutions for banks, fintechs, and large enterprises. Its core InvoiceHub platform supports e-invoicing compliance, Peppol connectivity, automated invoice-payment reconciliation, and Request-to-Pay (Invoice2RTP) capabilities, delivered via a proprietary low-code technology platform with pre-built connectors to major Hungarian banks and ERP systems.

Product overview

PartnerHub Zrt offers a modular platform architecture centered on the Invoice HUB ecosystem for banks and enterprises. The core offering includes Invoice HUB for Banks (white-label digital invoice management for banking channels) and Invoice HUB for Enterprises (customizable invoicing systems). Key modules include Invoice2RTP for request-to-pay integration, Integration Toolkit for multibank API connectivity, Invoice HUB for Embedded Finance, Invoice-Payment Reconciliation Engine, Invoice HUB for EBPP, PSD2/Multibank Gateway, and Invoice HUB Data Management. The platform is built on proprietary low-code technology and focuses on e-invoicing interoperability, API-based banking integration, and automated reconciliation capabilities.

Differentiator

Problem solved

Functional benefit

Brands

• Invoice2RTP: Request-to-Pay solution that offers a flexible framework for banks to help enterprise customers manage and automate business processes related to bill settlement.
• TransDrive
• TransShell

Products and services

• InvoiceHub for Banks White-label digital invoice management solution enabling banks to provide SME customers with complete invoicing functionality integrated into online and mobile banking channels, including e-invoicing compliance and payment/finance integration.
• InvoiceHub for Enterprises Digital invoice management technology allowing enterprises to build customized invoicing systems block-by-block using a low-code/no-code approach, with e-invoicing compliance and ERP integration.
• Invoice2RTP (Request-to-Pay) API product enabling enterprises to integrate ERP systems with bank request-to-pay APIs, generating payment request messages from invoice data with automatic invoice-payment reconciliation at 100% data accuracy.
• Integration Toolkit for API Banking Pre-built integration tools enabling enterprises to connect treasury APIs from multiple banks (OTP, Raiffeisen, K&H, CIB) with minimal development effort, featuring sandbox environment and sample code.

Quantifiable outcome

• 60-80% cost savings compared to paper-based invoice management
• +8 more outcomes

Named customers10 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

Feature7 records

Partnerships

Eleven partnerships are on record, tiered core and minor.

• DigitealcoreStrategic or Co-development Partner · 3 February 2026PartnerHub and Digiteal announced a non-exclusive co-marketing agreement on 3 February 2026 to integrate digital invoice management into banking channels across the Benelux countries and France, combining PartnerHub's InvoiceHub technology with Digiteal's regional market presence.
• FIS GlobalcoreTechnology or Integration · 1 January 2024Fortune 500 fintech company FIS Global selected PartnerHub and its Invoice2RTP product in 2024 for payment and invoice integration capabilities, representing a significant enterprise client win.
• Budapest BankcoreTechnology or Integration · 1 January 2020Budapest Bank launched its InvoiceHub-based digital financial assistant (BUPA) in 2020, providing beyond banking invoice management services to its SME customer segment.
• OTP BankcoreTechnology or IntegrationOTP Bank, Hungary's largest bank, uses PartnerHub's InvoiceHub as the backend for its eBiz digital financial assistant launched in 2016, serving OTP's SME customers with digital invoice management capabilities integrated into the bank's online platform.
• Raiffeisen BankcoreTechnology or IntegrationPartnerHub provides API connectivity to Raiffeisen Bank Zrt., enabling enterprise clients to integrate with the bank's treasury APIs, payment initiation services, and request-to-pay functionality through PartnerHub's multibank gateway. Raiffeisen Bank also partners on joint webinars and events.
• K&H BankcoreTechnology or IntegrationK&H Bank Zrt. is connected via PartnerHub's integration toolkit, providing API-based banking services including account information, payment initiation, and digital banking features to enterprise clients.
• CIB BankcoreTechnology or IntegrationCIB Bank Zrt. is among the bank connections available through PartnerHub's API integration platform, enabling enterprise clients to access the bank's banking services via unified API.
• Delta Technologies Nyrt.minorStrategic or Co-development PartnerDelta Technologies Nyrt. co-organized a four-part webinar series on treasury automation with PartnerHub and DLZS Kft., targeting corporate treasury and finance professionals in Hungary.
• DLZS Kft.minorStrategic or Co-development PartnerDLZS Kft. co-hosted a webinar series on financial management process automation alongside PartnerHub and Delta Technologies Nyrt., targeting mid-to-large enterprise finance leaders.
• Electronic Payments and Services Pvt Ltd.minorStrategic or Co-development PartnerPartnerHub and Electronic Payments and Services Pvt Ltd. (India) jointly conducted a survey of financial institutions on invoice data utilization in payments and lending in India, and co-authored a white paper on accelerating India's financial supply chain using invoice data.
• SME Banking ClubminorGTM or Marketing PartnerPartnerHub co-hosts webinars with the SME Banking Club on topics including API banking, banking product development, and creating value for SMEs through invoice-related services.

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Bill.com: Bill.com provides SMB-focused accounts payable, accounts receivable, and invoice management with integrated payments. A broader incumbent in B2B invoice management though primarily US-focused and serving direct SMB customers rather than white-labeling for banks.
• Plaid: Plaid provides financial data connectivity and payment initiation APIs connecting applications to bank accounts. A broader incumbent in financial connectivity, with similar bank API aggregation value proposition though primarily US-focused and at much larger scale.
• Basware: Basware is a global leader in AP automation, e-invoicing, and purchase-to-pay solutions serving large enterprises. A broader incumbent in the same e-invoicing and invoice-payment reconciliation category as PartnerHub, though serving enterprise AP teams rather than white-labeling for banks.
• Backbase: Backbase is a digital banking engagement platform provider offering white-label banking portals and embedded finance tools to banks globally. A broader incumbent in the same white-label banking distribution model PartnerHub uses for InvoiceHub deployment.

Direct peers

• Yapily: Yapily provides open banking infrastructure across Europe with a single API for accessing multiple banks' account information and payment initiation services. Directly comparable to PartnerHub's PSD2 Multibank Gateway approach and bank connectivity model.
• Tink: Tink (acquired by Visa) provides open banking APIs for PSD2 payment initiation and account information across European banks, with bank and fintech distribution models. Directly comparable to PartnerHub's PSD2 Multibank Gateway technology and bank API integration toolkit.
• TrueLayer: TrueLayer is a UK-headquartered open banking infrastructure provider offering unified APIs for payment initiation and data connectivity across European banks. Directly comparable to PartnerHub's multibank gateway approach and bank API aggregation model.
• Meniga: Meniga provides digital banking solutions including PFM, BFM, and transaction data enrichment for retail and SME banking customers across Europe. Comparable to PartnerHub's data enrichment and bill management features embedded into bank digital channels.
• Tradeshift: Tradeshift operates a B2B e-invoicing and supply chain finance network with bank integrations and embedded financing capabilities. Comparable to PartnerHub's InvoiceHub for B2B invoice management, request-to-pay, and invoice financing enablement.
• Pagero: Pagero operates a Peppol-connected e-invoicing and business document exchange network with bank connectivity and API-driven integrations. Highly comparable to PartnerHub in e-invoicing interoperability, bank ERP integration, and white-label distribution to banks and enterprises.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@partnerhub1
• LinkedInlinkedin.com/company/partnerhub-zrt

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Partnerhub Zrt