Hdi Sigorta A.s.

What Hdi Sigorta A.s. does

HDI Sigorta A.Ş. is a Turkish non-life insurance company founded in 2006 and headquartered in Istanbul (Kadıköy), operating as a private joint-stock company under HDI International AG, a German insurance group. The company offers a broad product portfolio covering comprehensive auto (Kasko), mandatory third-party liability (Trafik), residential property (Konut), mandatory earthquake (DASK), health, travel health, personal accident, engineering, cargo, agriculture, mobile phone, business premises, and Green Card insurance. It also historically offered Sharia-compliant participation insurance through a wholly-owned subsidiary, HDI Katılım Sigorta, which the company is divesting to Aydın Grup as part of a 2026 portfolio refocusing.

The company's distribution combines an agency network of 4,000+ business partners across 15+ Turkish regions, a dedicated call center (HDI Kolay Hat), a web-based "internet branch" (online.hdisigorta.com.tr), and a mobile application (HDI Mobil Uygulama). The digital platform allows customers to manage policies from any insurer, submit claims, and track status in real time. HDI Sigorta complements this with deep service-side networks: 1,800+ contracted auto repair providers and 800+ contracted healthcare institutions, plus roadside and fast-support services. It has also struck a strategic partnership with Turkish EV maker Togg to integrate insurance into the Togg digital vehicle ecosystem.

Revenue is generated through recurring insurance premiums across the product portfolio, with quote-based, individualized pricing rather than standardized tiers. The company serves a base of 2M+ active customers split across vehicle owners, homeowners, travelers, health insurance buyers, and small and medium businesses, with no single anchor customer disclosed. Scale signals in the input include the 4,000+ agency partners, 1,800+ repair services, 800+ health institutions, and 15+ regional offices, supported by 501-1,000 employees.

Name

Hdi Sigorta A.s.

Legal name

HDI Sigorta A.Ş.

Website

https://www.hdisigorta.com.tr

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

501–1,000 employees

Short description

HDI Sigorta is a Turkish non-life insurer offering auto, home, health, travel, and specialty insurance products to individuals and SMBs via a 4,000+ agency network, mobile app, web portal, and contracted repair and healthcare service providers.

Ownership category

akta.pro rank

Product category

Non-Life Insurance

NAICS

Direct Health and Medical Insurance Carriers (524114), Direct Insurance (except Life, Health, and Medical) Carriers (52412)

SIC

Accident & Health Insurance (6321)

akta.pro primary industry

Travel & Accident (Non-Life) Insurance (FSAJAMAN)

Keywords

• Non-life insurance
• Auto insurance
• Health insurance
• Property insurance
• Commercial insurance

Headquarters

HQ city

Kadikoy

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Premiums: HDI Sigorta generates revenue through collecting insurance premiums from policyholders across multiple insurance categories including auto (kasko and traffic), residential, health, travel health, engineering, transit, agriculture, business, personal accident, and mobile phone insurance. Revenue is collected as recurring premiums based on policy terms.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

HDI Sigorta is a Turkish non-life insurance company that underwrites and distributes property, casualty, health, travel, and specialty insurance products to individual consumers and businesses. The company sells comprehensive auto (Kasko), mandatory traffic (Trafik), residential (Konut), compulsory earthquake (DASK), health, travel health, personal accident, engineering, cargo, agriculture, commercial property, mobile phone, and international motor (Green Card) insurance products. Coverage is delivered through a 4,000+ agency network, a proprietary digital platform with mobile app and internet branch, and a contracted service network of repair and healthcare providers.

Product overview

HDI Sigorta is a Turkish insurance company offering a comprehensive portfolio of property, casualty, health, and specialty insurance products. The core offerings include vehicle insurance products (Kasko and Trafik Sigortası), residential coverage (Konut Sigortası and mandatory DASK earthquake insurance), health insurance (Sağlık Sigortası and Seyahat Sağlık Sigortası), and supplementary products including Ferdi Kaza, Mühendislik, Nakliyat, Tarım, Cep Telefonu, İş Yeri, and Yeşil Kart insurance. The company also operates subsidiary HDI Katılım Sigorta for Islamic-compliant insurance. Digital services include a mobile application (HDI Mobil Uygulama) and web-based self-service portal (HDI İnternet Şubesi) enabling policy management across all products from multiple insurers.

Differentiator

Problem solved

Functional benefit

Products and services

• Kasko (Comprehensive Auto Insurance)

Quantifiable outcome

• 35M+ TL total premium production
• +2 more outcomes

Named customers1 record

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Two partnerships are on record, tiered core and major.

• ToggcoreStrategic or Co-development Partner · 1 June 2026HDI Sigorta has entered into a strategic partnership with Togg (Turkish electric vehicle manufacturer) to deliver a new generation user experience for vehicle insurance services. This collaboration integrates HDI's insurance products with Togg's digital vehicle ecosystem, providing seamless insurance coverage for Togg electric vehicle owners.
• Aydın GrupmajorStrategic or Co-development Partner · 1 June 2026HDI Sigorta signed a share transfer agreement with Aydın Grup for the sale of its 100% subsidiary HDI Katılım Sigorta. This strategic transaction is part of HDI Sigorta's growth strategy, divesting its participation insurance operations to Aydın Grup, a growing financial services group.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Güneş Sigorta: Turkish non-life insurance carrier offering similar multi-line P&C products through comparable agency networks and digital platforms; competes directly with HDI Sigorta in the domestic market.
• Anadolu Sigorta: One of Turkey's largest non-life insurance companies, offering the same multi-line P&C product set (auto, home, health, engineering) via a comparable agency and digital network. Direct competitor in the same regulatory and macro environment.
• Zurich Sigorta: Turkish subsidiary of Zurich Insurance Group, providing non-life insurance products for individuals and businesses with comparable multi-channel distribution including agents and digital platforms.
• Aksigorta: Turkish non-life insurance carrier affiliated with Sabancı Holding, offering directly comparable auto, home, health, and commercial insurance products to individuals and businesses across Turkey.
• Generali Sigorta: Turkish subsidiary of Italian insurance major Generali, offering comparable non-life insurance products distributed through agents and digital channels to similar customer segments.
• Allianz Sigorta: Turkish subsidiary of global insurance major Allianz, offering parallel multi-line P&C and health insurance products with comparable agency and digital distribution models.
• Mapfre Sigorta: Turkish subsidiary of Spanish insurance group Mapfre, competing in similar non-life insurance segments with overlapping agency and digital distribution models.
• Sompo Sigorta: Turkish subsidiary of Sompo Japan, offering non-life insurance products (auto, home, health) with similar agency and digital distribution strategies.

Broad incumbents

• HDI International AG: Parent company and global insurance group; provides comparable HDI-branded P&C insurance offerings across multiple countries and serves as the strategic and financial backbone of HDI Sigorta.
• Türkiye Sigorta: State-affiliated, largest Turkish non-life insurance carrier offering products across auto, home, health, and commercial lines. Competes directly with HDI Sigorta but with materially greater scale and capital backing.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/hdi-sigorta-a-s-

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Hdi Sigorta A.s.