Habitat For Humanity Of St Joseph County Inc

Name

Habitat For Humanity Of St Joseph County Inc

Legal name

Habitat for Humanity of St. Joseph County

Website

https://hfhsjc.org

Company type

Private

Founded year

1987

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Affordable Housing Development

SIC

Services-Social Services (8300)

akta.pro primary industry

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC)

akta.pro secondary industries

Public & Affordable Housing Programs (Subsidies, Vouchers, Public Housing) (BPAIANAA), Community Centers & Neighborhood Support Services (BPAGAEAL)

Keywords

• Affordable housing development
• Homeownership program services
• Home repair services
• Volunteer construction programs
• Housing advocacy nonprofit

Headquarters

HQ city

Mishawaka

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Supply Chain, Infrastructure, Operations, Marketing or Sales, Others

Revenue model

1. Individual Donations: Direct monetary donations from individuals supporting the Habitat mission. Donors can give via an online portal (QGiv). Donors receive tax deductions for contributions.
2. Vehicle Donations (Cars for Homes): Proceeds from donated vehicles are sold or recycled, with revenue supporting local Habitat families. Donors may receive a tax deduction.
3. Indiana State Tax Credit Donations (AHTC): Through the Attainable Homeownership Tax Credit (AHTC) program, Indiana state taxpayers can deduct 50% of contributions to Habitat from their state tax liability, up to $20,000 (providing a $10,000 credit). Checks are routed through Habitat for Humanity of Indiana.
4. Planned Giving: Bequests through wills or living trusts (cash, securities, real estate, personal property), beneficiary designations on retirement plans or life insurance, charitable gift annuities, charitable remainder trusts, stocks, IRAs, donor advised funds, and real estate gifts. These generate immediate or deferred revenue.
5. ReStore Sales (Note: Both locations currently closed): Previously operated two ReStore retail locations selling donated building materials, furniture, and appliances. Revenue supported Habitat's building programs. Both locations are now closed; the organization directs donors to nearby Habitat ReStores in Goshen and Plymouth.
6. Corporate Sponsorships: Corporate partners sponsor Women Build events, luncheons, and other programs. Sponsors receive recognition and branding opportunities. Revenue supports the build programs.
7. Homeownership Program — Mortgage Payments: Families purchase homes through Habitat's affordable homeownership program with an affordable mortgage. Each homeowner pays $1,500 toward closing costs, first year's homeowner's insurance, and monthly mortgage payments. This generates recurring loan repayment revenue.

Pricing tiers

Go-to-market motion1 record

Distribution channels6 records

Marketing channels7 records

Core offering

Habitat for Humanity of St. Joseph County is an independent nonprofit affordable housing affiliate that builds, rehabilitates, and sells homes to qualifying low-to-moderate income families in St. Joseph County, Indiana through a sweat equity homeownership model paired with affordable mortgages. The organization also delivers critical home repair services to senior homeowners (Aging in Place), coordinates a volunteer construction program, and operates fundraising, vehicle donation, planned giving, and corporate partnership programs to fund its housing mission.

Product overview

Habitat for Humanity of St. Joseph County is a nonprofit affordable housing organization offering a portfolio of programs centered around homeownership. The core offering is the Homeownership Program, which helps families build and purchase homes through sweat equity and affordable mortgages. Related programs include the Aging in Place Program for seniors (age 60+) needing home repairs, the Vera Z. Dwyer Women Build team competition, and the Notre Dame Student Build partnership. The organization operates a Volunteer Program coordinating individual and group volunteers, manages advocacy efforts to change housing policy, and develops major housing projects like Woodfield Crossing (50+ homes in Mishawaka) and a new Volunteer Center facility. Ancillary programs include Cars for Homes vehicle donations, Planned Giving legacy gifts, and the Attainable Homeownership Tax Credit (AHTC) for Indiana taxpayers. Note: The ReStore retail locations are now closed.

Differentiator

Problem solved

Functional benefit

Brands

• ReStore: A home improvement resale store that sold new and gently used building materials, furniture, and appliances. Both ReStore locations are now closed.

Products and services

• Homeownership Program

Quantifiable outcome

• 700 families served, 290 homes built, 35,000 volunteers mobilized (cumulative impact)
• +5 more outcomes

Named customers8 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

21 partnerships are on record, tiered core, major, flagship and minor.

• University of Notre DamecoreStrategic or Co-development Partner · 14 January 2025Notre Dame partnered with Habitat for Humanity of St. Joseph County to enhance access to affordable housing in South Bend. Notre Dame employees were invited to participate, and the university's Habitat for Humanity Campus Chapter organizes volunteers and raises funds annually to help homeowners build homes.
• Whirlpool CorpcoreStrategic or Co-development PartnerWhirlpool Corp is a Platinum sponsor of Habitat for Humanity of St. Joseph County. As a major appliance manufacturer, Whirlpool likely provides in-kind donations of appliances for Habitat homes.
• 1st Source BankmajorStrategic or Co-development Partner1st Source Bank is a partner and sponsor of Habitat for Humanity of St. Joseph County. John Bedient, VP of 1st Source Bank, serves as Board Vice Chair.
• KeyBankmajorStrategic or Co-development PartnerKeyBank is a partner and sponsor of Habitat for Humanity of St. Joseph County. Bhumika Norris from KeyBank serves on the board.
• Community Foundation of St. Joseph CountymajorStrategic or Co-development PartnerCommunity Foundation of St. Joseph County is a community partner and supporter of Habitat for Humanity of St. Joseph County's programs.
• Gurley Leep AutomotivemajorStrategic or Co-development PartnerGurley Leep Automotive is a corporate partner and sponsor. Bobbi Imel from Gurley Leep serves as Board Secretary.
• Bradley CompanymajorStrategic or Co-development PartnerBradley Company is a partner and sponsor of Habitat for Humanity of St. Joseph County, listed among major community partners on the website.
• Vera Z. DwyerflagshipStrategic or Co-development PartnerVera Z. Dwyer is the namesake sponsor of the Vera Z. Dwyer Women Build program, a major annual fundraising and build initiative for the organization. She is a Silver sponsor.
• Healy GroupmajorStrategic or Co-development PartnerHealy Group is a partner and sponsor of Habitat for Humanity of St. Joseph County, listed among the organization's major community partners.
• Ruoff Mortgage / RuoffmajorStrategic or Co-development PartnerRuoff Mortgage is a partner and sponsor of Habitat for Humanity of St. Joseph County, appearing among major community partners on the website.
• NIPSCO (Northern Indiana Public Service Company)majorStrategic or Co-development PartnerNIPSCO is a partner and sponsor of Habitat for Humanity of St. Joseph County, appearing among major community partners on the website.
• TireRackmajorStrategic or Co-development PartnerTireRack is a partner and sponsor of Habitat for Humanity of St. Joseph County. A 2024 Habitat build event was named after TireRack, indicating significant support.
• Place BuildersmajorStrategic or Co-development PartnerPlace Builders is a partner and sponsor of Habitat for Humanity of St. Joseph County, listed among community partners on the website.
• Ascher RoofingminorStrategic or Co-development PartnerAscher Roofing is a partner and sponsor of Habitat for Humanity of St. Joseph County, listed among community partners on the website.
• ZolmanminorStrategic or Co-development PartnerZolman is a partner and sponsor of Habitat for Humanity of St. Joseph County, listed among community partners on the website.
• South Bend Area RealtorsmajorStrategic or Co-development PartnerSouth Bend Area Realtors is a partner and sponsor of Habitat for Humanity of St. Joseph County, listed among community partners on the website.
• Jimmy and Rosalynn CarterflagshipStrategic or Co-development PartnerJimmy and Rosalynn Carter hosted the 2018 Carter Work Project in St. Joseph County, building and improving 41 homes in Mishawaka and South Bend over one week. This was the 35th Carter Work Project globally.
• Muffet McGrawflagshipStrategic or Co-development PartnerMuffet McGraw, former Notre Dame women's basketball coach, served as namesake of the 2022 Muffet McGraw Women Build, which helped homeowner Erika build a home for herself and two children.
• Habitat for Humanity of Marshall CountyminorStrategic or Co-development PartnerNearby Habitat affiliate in Plymouth, IN (Marshall County). Their ReStore remains open and accepts donations from St. Joseph County residents since local ReStores closed.
• Habitat for Humanity of Elkhart CountyminorStrategic or Co-development PartnerNearby Habitat affiliate in Goshen, IN (Elkhart County). Their ReStore remains open and accepts donations from St. Joseph County residents since local ReStores closed.
• Corporations and Organizations (General)coreStrategic or Co-development PartnerHabitat for Humanity of St. Joseph County actively recruits corporate partners for in-kind donations (pro-bono professional services, building materials, furniture, appliances), event sponsorships, group volunteering, and long-term partnerships. The website provides a 'Become a Partner' page specifically for corporate engagement.

Scale indicators11 records

Recent moves9 records

Expansion highlights4 records

Broad incumbents

• Local Initiatives Support Corporation (LISC): A national community development financial institution (CDFI) supporting affordable housing and neighborhood revitalization. It is a broad incumbent because it channels capital and grants to local groups, including Habitat affiliates, pursuing affordable housing supply expansion.
• Habitat for Humanity International: The global parent network that sets the homeownership, sweat equity, and ReStore operating standards for local affiliates. It is a broad incumbent because St. Joseph County operates under its brand, programming framework, and Cars for Homes vehicle donation pipeline.
• Enterprise Community Partners: A large national nonprofit affordable housing developer and policy advocate. It is a broad incumbent because it finances, develops, and advocates for affordable housing at a scale Habitat St. Joseph County does not, but pursues the same mission and donor audiences.
• NeighborWorks America: A national network of community-based affordable housing and neighborhood revitalization organizations. It is a broad incumbent because it sets parallel standards for homeownership counseling, lending, and development that Habitat affiliates operate alongside.

Others

• Make-A-Wish Foundation: A national nonprofit with a comparable local-affiliate fundraising and volunteer mobilization model (peer-to-peer team fundraising, corporate sponsorships, signature events). It is thematically adjacent rather than competitive, illustrating how Habitat competes for the same corporate CSR dollars and individual donor attention.

Regional players

• South Bend Heritage Foundation: A South Bend-area nonprofit working on neighborhood revitalization, affordable housing, and community development. It is a regional peer because it operates in the same St. Joseph County geography with overlapping donor and municipal-relationship ecosystems.

Direct peers

• Rebuilding Together: A national nonprofit focused on critical home repairs and aging-in-place support for low-income homeowners. It is a direct peer to Habitat's Aging in Place program because both use volunteer labor to preserve existing homes for vulnerable owner-occupants.
• Habitat for Humanity of Elkhart County: A neighboring Indiana Habitat affiliate based in Goshen that runs the same homeownership, volunteer, and ReStore model. It is directly comparable because it shares funding channels, donor pools in the broader South Bend-Elkhart region, and even absorbs donations redirected from St. Joseph County's closed ReStores.
• Habitat for Humanity of Marshall County: A Plymouth, Indiana-based Habitat affiliate operating the same affordable homeownership and ReStore model. It is a direct peer because it accepts redirected donations from St. Joseph County after the local ReStore closures and serves an adjacent geographic market.
• Indianapolis Neighborhood Housing Partnership: An Indiana-based nonprofit that builds and finances affordable homes for low- and moderate-income families. It is comparable because it pursues the same mission of affordable homeownership in Indiana with similar homebuyer education, lending, and development activities.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/SJCHabitat
• LinkedInlinkedin.com/company/habitat-for-humanity-of-st-joseph-county

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Habitat For Humanity Of St Joseph County Inc