Multiple Option Mortgage Services Inc

What Multiple Option Mortgage Services Inc does

Multiple Option Mortgage Services Inc is a privately held residential mortgage broker headquartered in Louisville, Kentucky, operating with a headcount of 1-10 employees. Per the firm's self-description, it provides residential mortgage loans and related borrower guidance, functioning as an intermediary between individual borrowers and wholesale lending sources rather than as a balance-sheet lender. The legal entity is confirmed as Multiple Option Mortgage Services Inc, and the operating status is recorded as active. The firm's website (momsoptions.com) is registered to the company, but at the time of data collection it displayed only a loader/verification interstitial ("One moment, please... Please wait while your request is being verified") with no substantive content, no product details, no pricing, no team information, no partnerships, and no customer-facing disclosures.

The business model is consistent with a standard retail mortgage brokerage: revenue is typically generated through origination fees or yield-spread premiums on closed loans, with GTM reliant on local referral networks, real estate agent relationships, and direct-to-consumer lead generation. The input does not surface any specific products, technology platform, integrations, pricing tiers, or distribution partnerships that would differentiate the firm from a typical small-shop broker. There is no evidence of proprietary technology, an in-house LOS (loan origination system) build, automated underwriting capability, or any AI-assisted tooling. No management team, ownership, funding history, subsidiaries, M&A activity, regulatory actions, or certifications are documented. Geographic scope beyond the Louisville market is unconfirmed; no operating geographies or restricted-state licensure data is provided.

Name

Multiple Option Mortgage Services Inc

Legal name

Multiple Option Mortgage Services Inc

Website

https://momsoptions.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Multiple Option Mortgage Services Inc is a small (1-10 employee) privately held residential mortgage broker based in Louisville, Kentucky, providing residential mortgage loans and borrower guidance through a local intermediary model.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage Services

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Loan Brokers (6163)

akta.pro primary industry

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)

akta.pro secondary industry

Retail Residential Mortgage Brokers (Purchase & Refinance) (FSALABAA)

Keywords

• Residential mortgage lending
• Mortgage brokerage
• Home loan services
• Mortgage origination
• Borrower advisory

Headquarters

HQ city

Louisville

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Core offering

Multiple Option Mortgage Services is a mortgage broker that arranges residential mortgage loans for individual borrowers and provides related borrower guidance. The firm acts as an intermediary connecting home loan applicants with lending products suited to their needs.

Differentiator

Problem solved

Functional benefit

Products and services

• Residential Mortgage Brokerage

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Broad incumbents

• PrimeLending: PrimeLending is a national retail mortgage lender offering purchase, refinance, and home equity loans through a branch network across the U.S. Comparable to Multiple Option Mortgage Services as a branch-based retail residential mortgage originator serving consumer borrowers in regional markets.
• loanDepot: loanDepot is a national retail and wholesale residential mortgage originator offering purchase, refinance, and HELOC products across the U.S. Comparable to Multiple Option Mortgage Services as both operate in U.S. residential mortgage origination serving consumer borrowers, with overlapping retail broker/lender activities.
• Guild Mortgage: Guild Mortgage is a national retail mortgage lender with branch presence in dozens of U.S. states, originating purchase and refinance residential loans. Comparable to Multiple Option Mortgage Services as a branch-based retail mortgage originator serving consumer borrowers in the Louisville/Kentucky market.
• Embrace Home Loans: Embrace Home Loans is a regional retail and wholesale mortgage lender operating primarily on the U.S. East Coast, originating purchase and refinance residential loans. Comparable to Multiple Option Mortgage Services as a branch-based retail mortgage originator serving consumer borrowers in regional U.S. markets.
• Cardinal Financial Company: Cardinal Financial is a national retail and wholesale mortgage lender originating purchase and refinance residential loans across multiple U.S. states. Comparable to Multiple Option Mortgage Services as a retail mortgage lender/broker serving consumer borrowers, with similar branch-based loan origination.
• Rocket Mortgage: Rocket Mortgage (formerly Quicken Loans) is the largest U.S. retail residential mortgage originator, offering purchase and refinance home loans nationwide through a direct-to-consumer and broker channel. Comparable to Multiple Option Mortgage Services as a residential mortgage lender/broker providing purchase and refinance loans to U.S. consumers, though operating at vastly greater scale.
• NewRez (now part of Rithm Capital): NewRez is a national direct-to-consumer and wholesale mortgage originator offering purchase, refinance, and HELOC products across the U.S. Comparable to Multiple Option Mortgage Services as a residential mortgage lender operating in U.S. consumer mortgage origination through broker and retail channels.
• Movement Mortgage: Movement Mortgage is a national retail mortgage lender with branch networks across multiple U.S. states, focused on purchase and refinance residential loan originations. Comparable to Multiple Option Mortgage Services as a branch-based consumer mortgage originator serving borrowers in regional markets.
• United Wholesale Mortgage (UWM): UWM is the largest U.S. wholesale mortgage lender, operating exclusively through the broker channel. Comparable to Multiple Option Mortgage Services because independent mortgage brokers like MOMS rely on wholesale lenders like UWM as a primary funding source for residential purchase and refinance originations.
• Fairway Independent Mortgage Corporation: Fairway Independent Mortgage is a large retail mortgage lender operating hundreds of branches across the U.S., specializing in purchase and refinance residential loans. Comparable to Multiple Option Mortgage Services as a branch-based residential mortgage lender/broker serving consumer borrowers in markets like Louisville, KY.

Market position

Strengths3 records

Weaknesses5 records

Competitive moat1 record

Key risks5 records

Key highlights4 records

Customer concentration

• LinkedInlinkedin.com/company/multiple-option-mortgage-services

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Multiple Option Mortgage Services Inc