J. Edward Knight Insurance
J. Edward Knight Insurance is a family-owned independent insurance agency founded in 1898, representing approximately 30 carriers across seven Midcoast Maine offices and serving individuals and small-to-medium businesses with personal and commercial coverage.
- Company typePrivate
- Founded1898
- HeadquartersBoothbay Harbor, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What J. Edward Knight Insurance does
J. Edward Knight Insurance (legal entity J. Edward Knight & Co.) is a family-owned independent insurance agency founded in 1898 and headquartered in Boothbay Harbor, Maine. The firm operates a broker model, representing approximately 30 insurance carriers — including Acadia, Allstate, Chubb, Liberty Mutual, Progressive, and Travelers — and matches individuals and small-to-medium businesses with carrier-specific coverage across personal lines (auto, home, motorcycle, boat, life, flood, earthquake, travel, pet, personal liability) and commercial lines (business owners, commercial auto, property, workers compensation, general liability, data breach, management liability, inland marine, and specialized packages for contractors, restaurants, salons, apartment owners, liquor liability, golf courses, and commercial marine). Distribution is hybrid: seven physical offices across Midcoast Maine (Boothbay Harbor, New Harbor, Vinalhaven, Rockland, Bath, Wiscasset, Damariscotta), an in-house claims department, phone-based sales and service, and a digital layer comprising online quote forms, a secure client services portal hosted via secure-one.co, and a knowledge-center content site. The agency is licensed in seven states — Maine, New Hampshire, Rhode Island, Massachusetts, Texas, Florida, and Colorado — though physical presence is concentrated in Maine.
J. Edward Knight Insurance firmographics
Firmographics- Name
- J. Edward Knight Insurance
- Legal name
- J. Edward Knight & Co.
- Website
- https://jedwardknight.com
- Company type
- Private
- Founded year
- 1898
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- J. Edward Knight Insurance is a family-owned independent insurance agency founded in 1898, representing approximately 30 carriers across seven Midcoast Maine offices and serving individuals and small-to-medium businesses with personal and commercial coverage.
- Ownership category
- akta.pro rank
J. Edward Knight Insurance industry classification
Industry- Product category
- Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)
- akta.pro secondary industries
- Marine Specialty (Hull/P&I/Cargo) (FSAJAGAJ), Management Liability (D&O/EPL/Fiduciary) (FSAJAGAD)
Keywords
Where J. Edward Knight Insurance is headquartered
LocationHeadquarters
- HQ city
- Boothbay Harbor
- HQ country
- United States
- HQ region
- North America
Offices7 records
Markets served
J. Edward Knight Insurance business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others
Revenue model
- Insurance Agency Commissions: As an independent insurance agency, J. Edward Knight earns commissions from multiple insurance carrier relationships. They represent approximately 30 insurance companies including Acadia, Allstate, Chubb, Liberty Mutual, Progressive, Travelers, and others. Revenue is generated through commissions on insurance policies sold and serviced for personal lines (auto, home, life, motorcycle, boat) and commercial lines (business owners, commercial auto, workers compensation, general liability).
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Personal Insurance - Auto, Home, Renters, Motorcycle, Boat, RV |
| Subscription | Annual | Commercial Insurance - Business Owners, Commercial Auto, Property, Liability, Workers Comp |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
J. Edward Knight Insurance product offering
Product offeringCore offering
J. Edward Knight Insurance (legal entity J. Edward Knight & Co.) is an independent insurance agency founded in 1898 that represents approximately 30 insurance carriers to deliver personal and commercial insurance brokerage services. The firm operates seven physical offices across Midcoast Maine and pairs carrier selection with in-house claims handling to serve individuals, families, and businesses in its regional market.
Product overview
J. Edward Knight Insurance is an independent insurance agency operating as a broker model, representing multiple insurance carriers to provide personalized coverage solutions. The company offers two primary product lines: Personal Insurance (covering auto, home, motorcycle, flood, earthquake, life, travel, and pet insurance) and Commercial Insurance (covering commercial auto, property, workers compensation, general liability, data breach, and industry-specific coverages for contractors, restaurants, and salons). Additional specialized products include Commercial Marine Insurance for vessels and marine operations, and Golf Course Insurance. The company operates as an independent agency structure, matching clients with optimal coverage from its carrier network rather than offering a single proprietary insurance product.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Insurance
- Commercial Insurance
- Commercial Marine Insurance
- Golf Course Insurance Targeted insurance program for golf courses and country clubs covering property, liability, equipment, and operations-specific exposures.
- Travel Insurance Trip-cancellation, medical, and travel-related coverage products purchased by individual travelers through the agency.
- Pet Insurance Veterinary-cost and pet-health coverage products offered to individual pet owners as a personal-lines specialty.
- Life Insurance Standalone life insurance coverage for individuals and families, navigated as a top-level product on the agency's website.
Companies that use J. Edward Knight Insurance
Customer profileNamed customers4 records
Segments2 records
Ideal customer profiles2 records
J. Edward Knight Insurance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
J. Edward Knight Insurance partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered minor and core.
- HagertyminorHagerty is an insurance carrier partner for classic car insurance, with J. Edward Knight offering Hagerty classic car insurance through an affiliate link on their website for motorcycle and classic car coverage.
- The David Chapman Insurance AgencycoreJ. Edward Knight Insurance announced acquisition of The David Chapman Insurance Agency in May 2026. Sarah Worster (current owner) and John Gallagher (former owner) transition as part of the acquisition, strengthening J. Edward Knight's market presence in the Maine region.
- Spencer E. Gray, Jr. LLC (Spencer Gray Insurance Agency)coreMerger effective January 1, 2025, with Spencer Gray Insurance Agency merging into J. Edward Knight Insurance. Elizabeth Gray continues serving clients as part of the Bath office team, ensuring seamless transition for Spencer Gray clients.
- Multiple Insurance CarrierscoreAs an independent agency, J. Edward Knight represents approximately 30 insurance carriers including Acadia, Allstate, Bristol West, Chubb, Concord Group Insurance, Countryway, Dairyland, Foremost, Hagerty, Hanover Insurance, Liberty Mutual, Safeco, MAPFRE, Marine MGA, MEMIC, National General, Ohio Mutual, Patriot Mutual, Patrons Oxford, Progressive, Providence Mutual, Safety Insurance, The Andover Companies, Travelguard, Travelers, Union Mutual Vermont, and Vermont Mutual. These carrier relationships enable the agency to shop multiple markets for customers.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
J. Edward Knight Insurance competitors and assessment
Company assessmentOthers
- Patrons Oxford Insurance Company: Patrons Oxford is one of JEK's carrier partners and a New England mutual property/casualty insurer. It is comparable as a regional insurance counterparty in JEK's carrier portfolio representing the type of relationship JEK manages on behalf of clients.
- Acadia Insurance: Acadia Insurance is a regional commercial lines carrier in JEK's carrier network. It is comparable as a specialty New England commercial carrier representing the kind of niche underwriting partner JEK leverages for commercial accounts.
- Concord Group Insurance: Concord Group is a New England regional carrier in JEK's carrier panel that underwrites personal and commercial lines. It is comparable as a regional insurance counterparty serving the same Midcoast Maine customer base through independent agency distribution.
Direct peers
- Cross Insurance: Cross Insurance is a large New England-based independent insurance agency with deep roots in Maine and a multi-line personal/commercial offering comparable to JEK's product breadth. It is one of the largest regional competitors to JEK in the same Midcoast Maine territory.
- Burns & Wilcox: Burns & Wilcox is a large national specialty insurance brokerage placing complex personal and commercial lines through carrier relationships. It is comparable as a high-touch specialty brokerage competing for the same marine, high-value home, and commercial niche business JEK targets in New England.
- Quirk Insurance Agency: Quirk Insurance is a family-owned independent insurance agency in Maine offering personal and commercial lines through multiple carriers. It is comparable as a directly competitive Midcoast/Maine independent agency of similar size and structure to JEK.
Broad incumbents
- USI Insurance Services: USI is a top-10 national insurance brokerage with a broad personal and commercial offering. It is comparable as a large-scale multi-carrier brokerage that competes with independent regional agencies like JEK for mid-market and commercial accounts in Maine.
- Hub International: Hub International is a major global insurance brokerage with a strong New England presence. It is comparable as a large multi-line brokerage competing for the same commercial and personal lines business JEK serves, but at meaningfully greater scale.
Regional players
- Maine Mutual Group (MMG Insurance): MMG Insurance is a regional mutual carrier headquartered in Maine offering personal and commercial lines through independent agents. It is comparable as a Maine-based insurance distributor with overlapping product lines, though operating under a different mutual vs brokerage structure.
- Frankenmuth Insurance: Frankenmuth Insurance is a regional mutual carrier that distributes through independent agents in the Northeast and Midwest. It is comparable as a carrier partner archetype operating in JEK's distribution channel and serving similar small-commercial accounts.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights7 records
Customer concentration
J. Edward Knight Insurance social profiles
Digital presenceJ. Edward Knight Insurance financial estimates
Financial estimateRevenue estimate
Valuation estimate
J. Edward Knight Insurance leadership team
Management profileNumber of profiles
Profiles4 records
J. Edward Knight Insurance subsidiaries and ownership
Company hierarchySubsidiaries2 records
J. Edward Knight Insurance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
J. Edward Knight Insurance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about J. Edward Knight Insurance
What does J. Edward Knight Insurance do?
J. Edward Knight Insurance (legal entity J. Edward Knight & Co.) is an independent insurance agency founded in 1898 that represents approximately 30 insurance carriers to deliver personal and commercial insurance brokerage services. The firm operates seven physical offices across Midcoast Maine and pairs carrier selection with in-house claims handling to serve individuals, families, and businesses in its regional market.
Is J. Edward Knight Insurance a public or private company?
J. Edward Knight Insurance is a private company. It is classified as family owned and is currently operating.
When was J. Edward Knight Insurance founded?
J. Edward Knight Insurance was founded in 1898. It employs 11 to 50 people.
Where is J. Edward Knight Insurance based?
J. Edward Knight Insurance is headquartered in Boothbay Harbor, United States, in the North America region.
How does J. Edward Knight Insurance make money?
One revenue line is on record: insurance Agency Commissions.
Who are J. Edward Knight Insurance's main competitors?
Others on record are Patrons Oxford Insurance Company, Acadia Insurance and Concord Group Insurance. Direct peers are Cross Insurance, Burns & Wilcox and Quirk Insurance Agency. Broad incumbents are USI Insurance Services and Hub International. Regional players are Maine Mutual Group (MMG Insurance) and Frankenmuth Insurance.
Does J. Edward Knight Insurance have an API?
No public API is recorded for J. Edward Knight Insurance.
What industry is J. Edward Knight Insurance in?
J. Edward Knight Insurance's product category is Insurance Brokerage. Its primary akta.pro industry code is FSAEADAJ, Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines), with a secondary code of FSAJAGAJ, Marine Specialty (Hull/P&I/Cargo). Its NAICS code is 52421 and its SIC code is 6411.