PayScore.ca
- Company typePrivate
- Founded2021
- HeadquartersAlix, Canada
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
PayScore.ca firmographics
Firmographics- Name
- PayScore.ca
- Legal name
- Prairie Digitech Ltd.
- Website
- https://payscore.ca
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
PayScore.ca industry classification
Industry- Product category
- Business Credit Reporting and Trade Credit Data
- NAICS
- Credit Bureaus (56145), Activities Related to Credit Intermediation (5223)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Bill Pay, Invoicing & Payables Platforms (BPAMAFAF)
- akta.pro secondary industry
- B2B / Invoice-Based BNPL (Trade Credit at Checkout) (FSAGAIAC)
Keywords
Where PayScore.ca is headquartered
LocationHeadquarters
- HQ city
- Alix
- HQ country
- Canada
- HQ region
- North America
Offices1 record
Markets served
PayScore.ca business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Vendor Annual Subscription: Annual subscription model for vendors (service companies, suppliers, contractors) providing full platform access including dashboard, search, and report credits. Single annual fee with no per-report or per-action charges.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Vendor Annual Subscription - $895/year |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels5 records
PayScore.ca product offering
Product offeringCore offering
PayScore.ca is a B2B credit intelligence platform that aggregates peer-reported payment experience data from service companies, suppliers, and contractors in Canada's energy and construction industries. Subscribing vendors use the platform to look up and monitor how their business customers actually pay their other vendors before extending credit or committing crews. The platform combines a dashboard for live customer monitoring with detailed reports powered by Time Rating, Effort Rating, and Days Equivalent metrics.
Product overview
PayScore.ca is a single unified B2B credit check platform for energy and construction businesses. The core product enables vendors to share and access peer-reported payment experience data to identify who pays fast and who pays last. The PayScore Dashboard serves as the main user interface where subscribers manage their customer portfolio. An optional enhancement called PayScore SELECT allows companies to voluntarily demonstrate their commitment to vendor partnerships and responsible financial stewardship. Enhanced Detailed Reports offer in-depth analytics with 24-month payment trend visualization.
Differentiator
Problem solved
Functional benefit
Brands
- PayScore SELECT: A program for companies that want to demonstrate their commitment to responsible financial stewardship and strong vendor partnerships. Available to rated companies including oil and gas producers and general contractors.
Products and services
- PayScore.ca Core Platform B2B subscription platform enabling vendors in the Canadian energy and construction industries to look up and monitor how their business customers pay their other vendors before extending credit, based on aggregated peer-reported payment experience data.
- PayScore SELECT Eligibility-based program for oil and gas producers, general contractors, and other companies that hire vendors and want to publicly demonstrate their commitment to strong vendor partnerships and responsible payment practices, with pricing varying by barrels of oil equivalent for producers.
Quantifiable outcome
- Service companies can lose over 20% of profit margins due to slow-paying customers carrying costs on lines of credit
- +1 more outcomes
Companies that use PayScore.ca
Customer profileSegments3 records
Ideal customer profiles2 records
PayScore.ca technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature6 records
PayScore.ca partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered minor and core.
- ENSERVAminorENSERVA members receive a 15% discount on PayScore vendor pricing. ENSERVA is an industry association serving the energy sector, and this partnership provides member benefits while expanding PayScore's reach within the ENSERVA member network.
- CAOEC (Canadian Association of Energy Contractors)minorCAOEC members receive a 15% discount on PayScore vendor pricing. This partnership with the Canadian Association of Energy Contractors provides member benefits and positions PayScore as an endorsed tool within the contractor community.
- Prairie Digitech Ltd.corePayScore is a product owned and operated by Prairie Digitech Ltd., the parent company headquartered in Alix, Alberta. Prairie Digitech developed PayScore to address payment intelligence gaps in the energy and construction industries based on the founders' firsthand experience running a service company.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
PayScore.ca competitors and assessment
Company assessmentBroad incumbents
- Dun & Bradstreet: The dominant commercial credit bureau offering PAYDEX scores and trade payment data. Competes broadly for the same B2B credit-intelligence wallet, but does not focus on oilfield-service vendor payment experience, which is PayScore's niche.
- Moody's Analytics: Provider of commercial credit data, risk analytics, and platforms (including via PayNet) used by lenders and corporates. Comparable on credit-information end markets; far broader portfolio and not specialized in service-company payment behavior.
- Experian Business: Global information services company providing commercial credit reports, scores, and monitoring. Comparable buyer (B2B credit teams) but broader portfolio and no specialization in oil & gas vendor payment behavior.
- Equifax Business: Major consumer and business credit bureau offering commercial credit reports and monitoring. Overlaps as a B2B credit data incumbent but lacks PayScore's peer-vendor payment-experience methodology in energy/construction.
Direct peers
- PayNet (Mastermind, a Moody's company): Provides commercial credit data on SMBs derived from lender and alternative sources, enabling B2B credit-risk decisions. Comparable in serving credit decisioning for smaller businesses, but PayNet's data is lender-sourced rather than peer-vendor sourced.
- Cortera (a Dun & Bradstreet business): B2B credit intelligence network aggregating trade payment experiences to provide business credit reports on SMBs. Closest functional analog to PayScore's crowdsourced payment-data approach, though at much larger scale and broader vertical coverage.
- Ansonia Credit Data: Commercial credit reporting agency providing business credit reports and monitoring to B2B subscribers. Direct analog in business-credit information services, though without PayScore's vertical specialization in energy/construction vendors.
- CreditSafe: Global provider of business credit reports and monitoring on SMBs, directly analogous to PayScore's model of aggregated payment/credit data sold to B2B subscribers. Overlap is high in product mechanics, with PayScore differentiated by vertical specialization.
Emerging players
- Fundbox: B2B payments and credit platform offering working-capital lines and invoice-based financing to SMBs. Shares the B2B SMB credit-risk decisioning buyer, but Fundbox extends credit whereas PayScore only assesses it.
- Bill.com: Cloud-based platform for SMB billing, invoicing, and AP/AR workflows. Adjacent rather than directly competitive — both sit in the B2B payables stack — but Bill.com is workflow-focused while PayScore is intelligence-focused.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
PayScore.ca social profiles
Digital presencePayScore.ca financial estimates
Financial estimateRevenue estimate
Valuation estimate
PayScore.ca leadership team
Management profileNumber of profiles
Profiles1 record
PayScore.ca funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
PayScore.ca M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about PayScore.ca
What does PayScore.ca do?
PayScore.ca is a B2B credit intelligence platform that aggregates peer-reported payment experience data from service companies, suppliers, and contractors in Canada's energy and construction industries. Subscribing vendors use the platform to look up and monitor how their business customers actually pay their other vendors before extending credit or committing crews. The platform combines a dashboard for live customer monitoring with detailed reports powered by Time Rating, Effort Rating, and Days Equivalent metrics.
Is PayScore.ca a public or private company?
PayScore.ca is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was PayScore.ca founded?
PayScore.ca was founded in 2021. It employs 1 to 10 people.
Where is PayScore.ca based?
PayScore.ca is headquartered in Alix, Canada, in the North America region.
How does PayScore.ca make money?
One revenue line is on record: vendor Annual Subscription.
Who are PayScore.ca's main competitors?
Broad incumbents on record are Dun & Bradstreet, Moody's Analytics, Experian Business and Equifax Business. Direct peers are PayNet (Mastermind, a Moody's company), Cortera (a Dun & Bradstreet business), Ansonia Credit Data and CreditSafe. Emerging players are Fundbox and Bill.com.
Does PayScore.ca have an API?
No public API is recorded for PayScore.ca.
What industry is PayScore.ca in?
PayScore.ca's product category is Business Credit Reporting and Trade Credit Data. Its primary akta.pro industry code is BPAMAFAF, Bill Pay, Invoicing & Payables Platforms, with a secondary code of FSAGAIAC, B2B / Invoice-Based BNPL (Trade Credit at Checkout). Its NAICS code is 56145 and its SIC code is 7320.