PERSPECTIV'IMMO

What PERSPECTIV'IMMO does

PERSPECTIV'IMMO (legal entity: Agence de la Plaine) is a French real estate agency structured as a Société par Actions Simplifiée (SAS) with RCS 531 974 905 and €25,000 share capital, headquartered in Saint-Nom-la-Bretêche and operating since 2002 across the Île-de-France region and select secondary markets. The agency offers three core service lines: Transaction Vente (residential sales), Transaction Location (rental management including tenant qualification and lease drafting), and Viager — a niche life-annuity transaction model covering occupied viager, nue-propriété (bare ownership), and vente à terme (deferred-occupation) products. Its viager expertise is grounded in the Daubry barème, a valuation methodology recognized by notaries, and includes complimentary feasibility studies for prospective sellers.

The underlying technology stack is provided entirely by third parties: La Boite Immo delivers the website platform (listings, virtual tours, energy diagnostics, mortgage calculators, contact forms), while Hektor supplies the transaction-management back office. The agency holds FNAIM membership and a €120,000 Galian financial guarantee, and operates as a preferred partner of VIAGER.COM, France's leading viager marketplace. No mobile application, public API, or proprietary AI capability is present.

The business model is commission-based and transactional, with no recurring revenue. Pricing is tiered by transaction type and property value: classic sales range from a €5,000 flat fee (under €100k) to 4% TTC above €250k; viager products range from €10,000 flat (under €200k) to 5% TTC above €300k; land transactions range from 5% to 4% depending on value. Diagnostic costs up to €400 TTC are reimbursed on exclusive mandates. The customer base is composed entirely of retail consumers — primarily retirees monetizing their primary residence, 30–50 year-old alternative-investment buyers, and conventional buyers/sellers and landlords — with no institutional or enterprise accounts.

Name

PERSPECTIV'IMMO

Legal name

Agence de la Plaine

Website

https://perspective-immo.com

Company type

Private

Founded year

2002

Operating status

Operating

Headcount range

11–50 employees

Short description

PERSPECTIV'IMMO is a French real estate agency specializing in viager (life annuity), nue-propriété, and classic residential sales and rentals across Île-de-France, serving retirees monetizing their homes and 30–50 year-old alternative-investment buyers.

Ownership category

akta.pro rank

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Real Estate Transaction Commissions: PERSPECTIVE IMMO earns commissions on completed property sales and lettings. For classic sales: fixed fees of €5,000 TTC for properties <€100k, €10,000 TTC for €100k–€250k, and 4% TTC for properties >€250k. For viager/nue-propriété/term sales: €10,000 TTC <€200k, €15,000 TTC €200k–€300k, 5% TTC >€300k. For land: 5% <€500k, 4% >€500k. Location fees are split equally between owner and tenant.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

PERSPECTIV'IMMO is a French real estate brokerage operating under the FNAIM federation, providing property sales (Transaction Vente), rental/leasing services (Transaction Location), and a specialized viager (lifetime annuity) practice covering nue-propriêtté and vente à terme arrangements. The agency accompanies clients from property estimation through buyer qualification, financial verification, marketing diffusion, and final act of sale at the notary.

Product overview

PERSPECTIV'IMMO is a French real estate agency operating under the FNAIM federation, offering three core service areas: Transaction Vente (property sales), Transaction Location (rentals), and Viager (life annuity sales). The agency specializes in viager transactions, helping retirees monetize their property while retaining occupancy rights, and assisting buyers in acquiring properties through life estate arrangements. The company also provides complimentary property valuations and utilizes the La Boite Immo/Hektor web platform for property listings.

Differentiator

Problem solved

Functional benefit

Products and services

• Transaction Vente Full-service classic residential property sales brokerage for individual buyers and sellers: free objective property estimation, listing diffusion, buyer qualification, financial capacity verification, viewings, negotiation, and accompaniment through the act of sale at the notary. Tiered fee structure based on property value.
• Transaction Location Rental property services for individual landlords and tenants: tenant search, financial dossier verification against rental insurance criteria, lease agreement drafting, and move-in inspection. Location fees split 50/50 between owner and tenant.
• Viager (Life Annuity Transactions) Specialty life-annuity and bare-ownership brokerage covering viager occupé, nue-propriété (bare ownership sale), and vente à terme (deferred-occupation sale). Includes free viager feasibility study, Daubry barème evaluation covering bouquet, rente, reversibility, and fiscal implications. Targets senior sellers seeking lifetime income plus investors aged 30–50 seeking discounted property acquisition without rental management burdens.
• Estimation Gratuite (Free Property Valuation) Complimentary objective property valuation service based on market knowledge and viager-specific calculation methods (Daubry barème). Provided to prospects to validate their project before committing to a sale transaction. Covers all financial and legal aspects relevant to the property.

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Five partnerships are on record, tiered core and minor.

• VIAGER.COMcoreGTM or Marketing PartnerPERSPECTIVE IMMO is described as a 'partenaire privilégié' (preferred partner) of VIAGER.COM, France's leading online viager property platform. This partnership provides the agency with access to a wider marketplace for viager and nue-propriété listings, and positions the agency as a trusted viager specialist reachable through VIAGER.COM's audience of viager buyers and sellers.
• FNAIM (Fédération Nationale de l'Immobilier)coreStrategic or Co-development PartnerPERSPECTIVE IMMO is an adherent member of FNAIM and complies with the standards recommended by the national real estate federation. FNAIM membership provides professional credentials, ethical standards, and network visibility within the French real estate industry.
• La Boite ImmocoreTechnology or IntegrationLa Boite Immo is a web communication agency exclusively dedicated to real estate professionals. They provide PERSPECTIVE IMMO's website platform (powered by Hektor property management software), including website hosting, property listing management, client contact forms, and analytics.
• HektorcoreTechnology or IntegrationHektor is described as 'le seul logiciel immobilier vivant du marché' (the only living real estate software on the market). It serves as PERSPECTIVE IMMO's transaction management software, handling property listings, client data, and agency operations.
• OVHminorOthersOVH is the hosting provider for PERSPECTIVE IMMO's website, as stated in the mentions légales. OVH is a French cloud and web hosting company (SAS, capital €10,069,020, RCS Roubaix/Tourcoing 424 761 419).

Scale indicators4 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Laforêt: Established French real estate franchise with deep coverage in Paris and surrounding regions. Comparable as a full-service residential agency competing on traditional sales, rentals, and increasingly on niche products like viager.
• SeLoger: France's leading online real estate listing portal, owned by Aviv Group. Comparable as a residential real estate distribution channel and competitor for buyer attention in the Paris region, though it operates a marketplace model rather than brokerage.
• Foncia: France's largest property management and transaction group. Comparable as a residential real estate services provider with significant Île-de-France operations, though its core strength is rental management rather than viager.
• Guy Hoquet l'Immobilier: National French real estate franchise with significant Paris-area footprint. Direct competitor for traditional residential transactions in the same geographic markets as PERSPECTIV'IMMO.
• Orpi: Major French cooperative real estate network with strong Île-de-France presence. Directly comparable as a residential brokerage competing for the same local seller and buyer pool as PERSPECTIV'IMMO.
• Century 21 France: Largest franchised real estate network in France with thousands of agents across all regions. Comparable as a residential brokerage competitor in Paris/Île-de-France, but operates a broad multi-service model rather than specialising in viager.
• Stéphane Plaza Immobilier: Fast-growing French real estate franchise leveraging a celebrity brand, with active Paris and Île-de-France coverage. Comparable as a residential brokerage competing for the same transactional volume.
• OptimHome: French real estate network operating a hybrid agent model with national reach including Île-de-France. Comparable as a residential brokerage competing for the same local pool of buyers, sellers, and landlords.

Direct peers

• VIAGER.COM: France's leading online marketplace dedicated to viager transactions. Direct partner and overlapping service provider — both broker viager listings nationwide and compete for the same niche buyer/seller audience in Île-de-France and beyond.
• Viager & Cie: French specialist agency focused exclusively on viager and nue-propriété transactions. Most direct competitor to PERSPECTIV'IMMO's specialty service line, with similar Daubry-based evaluation methodology and retiree buyer focus.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about PERSPECTIV'IMMO