Evergreen Private Wealth

What Evergreen Private Wealth does

Evergreen Private Wealth is a fee-only registered investment advisor (RIA) organized as an LLC in Colorado, founded in 2019 by Steven Bowes and Scott Preston. The firm provides commission-free financial planning, investment management, and wealth advisory services to high net worth individuals and families — its stated minimum is $2 million in investable assets — as well as to small business owners and employees with significant workplace retirement benefits. Revenue is generated exclusively through transparent advisory/management fees deducted monthly in arrears based on average daily account balance, with all transaction costs embedded in the management fee.

The firm's core offerings are organized across four pillars: retirement planning (anchored by the proprietary Evergreen Income Trail Markers withdrawal-rate methodology, adapted from Guyton-Klinger research); investment management (top-down sector and individual stock selection using the Evergreen Stock Framework, paired with behavioral coaching to mitigate emotional investing); tax planning (Evergreen 10-Year Tax Plan and 360 Tax Vista); and risk management (Evergreen Insurance Canopy). Supporting services include estate planning, Social Security and Medicare coordination, company retirement plan setup and analysis, and a quarterly themed review cadence called Process for the Seasons. The technology stack is built on third-party infrastructure — Fidelity Investments provides custody, clearing, and brokerage; Orion Advisor provides the client portal; Independent Financial Partners (IFP) supplies investment research and trade support with two CFAs on the asset management committee; Wealth.com supports estate plan legal services.

The go-to-market is a high-touch, referral-driven, relationship-based sales motion with no paid advertising. New prospects enter a structured 3-step onboarding process (initial 10-minute call, introduction meeting, "Are We a Fit" meeting), with non-fit prospects referred out to aligned advisors. Marketing is limited to educational content, a monthly newsletter, and published client case studies. The firm operates exclusively in the United States from a single headquarters in Greenwood Village, Colorado, with a four-person team including the two co-founders, a COO/advisor, and a client service associate/paraplanner.

Name

Evergreen Private Wealth

Legal name

Evergreen Private Wealth, LLC

Website

https://evergreenprivatewealth.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

1–10 employees

Short description

Evergreen Private Wealth is a fee-only, fiduciary registered investment advisor founded in 2019 that provides comprehensive financial planning, investment management, and wealth advisory services to high net worth individuals and families with $2M+ in investable assets in the United States.

Ownership category

akta.pro rank

Product category

Wealth Management Advisory

NAICS

Portfolio Management and Investment Advice (523940), Trusts, Estates, and Agency Accounts (52592)

SIC

Investment Advice (6282)

akta.pro primary industry

Private Wealth Planning (Tax, Estate & Succession) (FSAAABAE)

akta.pro secondary industries

Trust & Estate Tax Planning & Compliance (FSAEAKAE), Estate Planning, Trust Structuring & Governance (FSAAADAF)

Keywords

• Fee-only financial planning
• Retirement income planning
• Wealth management advisory
• Registered investment advisor
• Tax planning services

Headquarters

HQ city

Greenwood Village

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Advisory/Management Fees: Fee-only advisory model where compensation comes exclusively from transparent fees charged to clients. Fees are deducted directly and automatically from managed accounts at the end of each month based on average daily balance. All transaction costs are built into the management fee. Billing is done in arrears after service is rendered, with fees pro-rated upon termination.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels4 records

Core offering

Evergreen Private Wealth provides commission-free, fee-only financial planning, investment management, and wealth advisory services for high net worth individuals and families with $2 million or more in investable assets. Core offerings include retirement planning anchored by the proprietary Evergreen Income Trail Markers strategy, tax planning through the Evergreen 10-Year Tax Plan, individual stock portfolio management, comprehensive insurance review via the Evergreen Insurance Canopy, and estate planning coordination. Client accounts are custodied at Fidelity Investments, with reporting and document access delivered through the Orion Advisor client portal.

Product overview

Evergreen Private Wealth is a full-service financial planning firm offering a comprehensive suite of services organized around four core pillars: Retirement Planning (including the proprietary Evergreen Income Trail Markers and Retirement Pathway methodologies), Investment Management (Individual Stock Portfolios with top-down stock selection and Evergreen Stock Framework), Tax Planning (Evergreen 10-Year Tax Plan and Evergreen 360 Tax Vista), and Risk Management (Evergreen Insurance Canopy). Additional services include Estate Planning, Social Security & Medicare guidance, Company Retirement Planning, and Education. The firm operates as a fee-only registered investment advisor with a fiduciary commitment to clients, utilizing Fidelity Investments for custody and Orion Advisor for client portal access. The flagship client engagement methodology is Evergreen's Process for the Seasons, featuring quarterly themed reviews.

Differentiator

Problem solved

Functional benefit

Products and services

• Retirement Planning
• Investment Coach
• Individual Stock Portfolios
• Tax Planning
• Risk Management
• Estate Planning
• Company Retirement Planning
• Social Security and Medicare Planning
• Evergreen's Process for the Seasons
• Client Portal

Quantifiable outcome

• S&P 500 30-year average annual return: 9.96% vs. average equity fund investor return: 5.04% - demonstrating the value of behavioral coaching and investment discipline

Named customers3 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature4 records

Partnerships

Three partnerships are on record, tiered core and minor.

• Fidelity InvestmentscoreTechnology or IntegrationFidelity Investments provides the custodial platform for managing client accounts. Assets are held in client names at arm's length. Fidelity provides clearing, custody, and brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC. All accounts are covered by SIPC protection.
• Independent Financial Partners (IFP)coreTechnology or IntegrationIFP provides investment research and trade support. Two of IFP's Chartered Financial Analysts (CFAs) participate in Evergreen's asset management committee, reviewing and analyzing potential investment opportunities.
• Wealth.comminorImplementation/ SI/ Consulting PartnerEstate planning partnership where Wealth.com provides legal services for reviewing, updating, or creating client estate plans. Evergreen facilitates the connection but is not an attorney.

Scale indicators1 record

Recent moves6 records

Expansion highlights4 records

Direct peers

• Wealth Enhancement Group: Wealth Enhancement Group is a national fee-based RIA serving HNW individuals with financial planning, investment management, and tax strategies. It is comparable in offering mix and target segment to Evergreen, though it operates at much greater scale.
• Moneta Group: Moneta is a fee-only, employee-owned RIA serving HNW individuals and families with comprehensive financial planning, investment management, and tax/estate coordination — directly analogous service mix and HNW client focus to Evergreen.
• Buckingham: Buckingham is a fee-only, fiduciary wealth management firm serving HNW individuals with comprehensive financial planning, including tax, estate, and retirement strategies — a near-mirror business model to Evergreen in terms of service scope and compensation structure.

Broad incumbents

• Creative Planning: Creative Planning is one of the largest independent, fee-only RIAs in the U.S., serving HNW and UHNW households with retirement, tax, and estate planning — overlapping Evergreen's niche at meaningfully greater scale.
• Schwab Wealth Advisory: Schwab Wealth Advisory is the incumbent brokerage-affiliated advisory service offering portfolio management and financial planning to retail and HNW clients. It overlaps with Evergreen's fee-based, planning-centric HNW segment while leveraging Schwab's custody, technology, and brand scale.
• Mariner Wealth Advisors: Mariner is a national RIA providing fee-based wealth advisory, tax, estate, and retirement planning to HNW clients — same core services as Evergreen, but with substantially broader geographic and capability footprint.
• Carson Wealth: Carson is a large national RIA platform serving HNW clients with fee-only financial planning, investment management, and tax services. It is more diversified and scaled than Evergreen but competes for the same HNW segment via similar planning-driven offerings.
• Edelman Financial Engines: Edelman Financial Engines is a large national RIA offering commission-free financial planning, investment management, and retirement coaching. It competes for the same fee-only, planning-oriented HNW and mass-affluent prospects as Evergreen, at much greater scale.
• Merrill Lynch Wealth Management: Merrill Lynch Wealth Management is a large, incumbent wirehouse advisory franchise serving HNW clients with investment, retirement, and banking services. It competes for the same HNW segment as Evergreen, including prospects stewarded by founder Steven Bowes during his prior tenure at the firm.

Emerging players

• Facet Wealth: Facet is a tech-enabled, flat-fee RIA serving HNW clients with remote financial planning and investment management. It targets a similar HNW segment to Evergreen but via a digital-first delivery model rather than a local, high-touch approach.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/evergreen-private-wealth

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Evergreen Private Wealth