GIM WEALTH

What GIM WEALTH does

GIM Wealth (legal entity: Gaurang Insurance Marketing and Value Creation Private Limited) is an AMFI-registered mutual fund distributor headquartered in Nagpur, India, founded in 2016 by Sameer Y. Deshpande. The firm operates a hybrid distribution and advisory platform spanning mutual funds, insurance (life, health, motor, professional indemnity), alternative investments (PMS/AIF, P2P lending via LiquiLoans, bonds, NCDs, FDs), estate planning, tax advisory, and specialized NRI and GIFT City IFSC investment services. Its go-to-market is relationship-led, pairing dedicated relationship managers with a self-service technology layer that includes an iOS/Android mobile app, an Investwell-powered client portal, and a suite of financial calculators and mutual fund analytical tools.

The business generates revenue primarily through transaction-based commissions (upfront and trail) from mutual fund houses and insurers on distributed products, supplemented by advisory fees on PMS/AIF, estate planning, and cross-border compliance work. Customer segments span retail Indian investors (with SIP entry points as low as Rs. 500), NRIs across geographies including Australian SMSF investors, HNWIs seeking PMS/AIF and structured products, and individuals requiring insurance and estate solutions. The firm has no disclosed external funding, is founder-led, and operates with a small team of 1-10 personnel including ACCA-qualified cross-border compliance expertise.

Operationally, GIM Wealth relies on registered-associate relationships with multiple AMCs, major insurance carriers (LIC, Bajaj Allianz, HDFC Life), Tata Asset Management for GIFT City products, and RBI-regulated P2P platforms. Recent strategic activity centers on a September 2025 GIFT City advisory launch, an Australian SMSF content and advisory track, and progressive digital-channel expansion across YouTube, LinkedIn, Instagram, Facebook, and an educational blog. No AI/ML capabilities, patents, or institutional funding are disclosed in the input data.

Name

GIM WEALTH

Legal name

Gaurang Insurance Marketing and Value Creation Private Limited

Website

https://gimwealth.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

1–10 employees

Short description

GIM Wealth is a Nagpur-based, AMFI-registered mutual fund distributor and wealth advisor offering mutual funds, insurance, P2P lending, PMS/AIF, estate planning, and NRI/GIFT City advisory to retail Indian investors, NRIs, and HNWIs through dedicated relationship managers supported by a mobile app and Investwell-powered client portal.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282), Finance Services (6199)

akta.pro primary industry

Registered Investment Advisor (RIA) Wealth Management (FSAEABAA)

akta.pro secondary industries

Financial Planning–Led RIAs (FSAAACAB), Investment Management Advisory (RIA) (FSAEAAAB), Private Client/High-Net-Worth Advisory (FSAEAAAN)

Keywords

• Mutual fund distribution
• Wealth management advisory
• Insurance brokerage services
• NRI investment advisory
• GIFT City IFSC advisory

Headquarters

HQ city

Nagpur

HQ country

India

HQ region

Asia

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Mutual Fund Distribution: GIM Wealth earns commission from distributing mutual fund products as an AMFI-registered distributor. They receive trail commissions and upfront commissions from mutual fund houses for directing investor capital into various schemes including equity funds, debt funds, and hybrid funds.
2. Insurance Distribution: Revenue earned from distributing life insurance, health insurance, motor insurance, and professional indemnity insurance products. Commission-based model with payments from insurance companies upon policy issuance and renewal.
3. Advisory Fees: Fees charged for financial advisory services including investment advisory, tax planning, estate planning (will creation), and NRI investment consulting. Services include portfolio creation, due diligence, and compliance support.
4. Alternative Investments: Advisory and distribution revenue from PMS/AIF products, fixed deposits, bonds, NCDs, and P2P lending platforms. Higher-ticket advisory for portfolio management services and alternative investment funds.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels9 records

Core offering

GIM Wealth is an AMFI-registered mutual fund distributor and investment advisory firm offering distribution of mutual funds (equity, debt, hybrid, ELSS), insurance brokerage (life, health, motor, professional indemnity), wealth management, and goal-based financial planning. Services are delivered through dedicated relationship managers backed by an Investwell-powered client portal and proprietary mobile application, with specialized offerings for NRIs (GIFT City IFSC advisory) and HNWIs (PMS/AIF, estate planning).

Product overview

GIM Wealth is an AMFI-registered mutual fund distributor (ARN: 117095) operated by Gaurang Insurance Marketing & Value Creation Pvt. Ltd., offering a broad financial services platform centered on mutual funds distribution as the core product, supplemented by insurance advisory (life, health, motor, professional indemnity), alternative investments (PMS/AIF, P2P lending), tax and estate planning, and GIFT City investment advisory. The company also provides a proprietary mobile application, a suite of financial calculators (SIP, retirement, education, etc.), and MF analytical tools (past performance, NAV, scheme comparison). NRI investment services are offered alongside the GIFT City channel, enabling inbound global investor access to Indian equity funds. The product portfolio is accessible via the Investwell-powered client portal, the mobile app, and face-to-face advisory.

Differentiator

Problem solved

Functional benefit

Products and services

• Mutual Funds Distribution AMFI-registered mutual fund distribution offering access to equity, debt, hybrid, and specialized fund categories. Includes advisory, portfolio construction, and ongoing monitoring for retail and NRI investors under ARN 117095.
• Life Insurance Term life insurance advisory and placement services, helping clients select high-coverage, low-cost term plans from leading insurers to protect family financial security.
• Health Insurance Health insurance advisory covering individual and family floater plans, comparing top insurers to ensure adequate sum insured and comprehensive coverage without overpaying.
• Motor Insurance Motor insurance advisory for third-party and comprehensive vehicle coverage, helping clients select appropriate vehicle protection at competitive rates.
• Professional Indemnity Insurance Professional liability insurance advisory for professionals including advisors, doctors, lawyers, architects, IT consultants, and others who charge fees for advice or services.
• Peer-to-Peer (P2P) Investments Digital P2P lending investment access connecting investors with verified borrowers on RBI-regulated platforms such as LiquiLoans, enabling portfolio diversification with full regulatory compliance and personalized onboarding support.
• Estate Planning / Will Creation Will creation and estate planning advisory enabling intergenerational wealth transfer, including guidance on executor selection, nomination vs. legal heirs, and WILL registration.
• PMS / AIF Advisory Portfolio Management Services and Alternative Investment Fund advisory providing access to real estate, private equity, international equity, and complex market strategies for growth-oriented HNI investors.
• NRI Investment Advisory Specialized advisory for Non-Resident Indians covering mutual funds, debentures, bonds, real estate, and commodities, with full RBI and FEMA compliance and access to repatriable and non-repatriable schemes.
• Tax Saving Advisory Tax planning and income tax return (ITR) filing advisory, helping clients use tax-saving investments and file returns for proof of income for loans and visas.
• Fixed Deposits, Bonds & NCDs Fixed deposit, bond, and Non-Convertible Debenture (NCD) advisory comparing options from NBFCs, companies, and government-backed institutions for safe, steady returns.
• Loan Against Securities Secured loan advisory against pledged mutual funds, shares, or bonds, enabling clients to access cash without redeeming investments and disrupting compounding returns.
• GIFT City Investment Advisory GIFT City IFSC investment advisory for global investors, covering IFSC mutual funds, global ETFs, foreign equities, and debt instruments, with end-to-end KYC, onboarding, compliance, and repatriation support.
• GIM Wealth Mobile Application Mobile app for Android and iOS enabling investors to invest in mutual fund schemes, track portfolios, and access a hand-picked list of selected funds. App ID: com.iw.gimwealth (Android); gim-wealth (iOS).

Quantifiable outcome

• Minimum SIP investment starting from Rs. 500 enables entry for retail investors.
• +1 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature3 records

Partnerships

Five partnerships are on record, tiered core and supporting.

• Tata Asset Management (Tata AMC)coreChannel Partner/ Reseller/ DistributorGIM Wealth acts as a registered associate and distributor for Tata Asset Management's products including the innovative Tata India Dynamic Equity Fund available through GIFT City. This partnership enables access to professionally managed Indian equity funds with just $500 minimum investment, democratizing international investing for retail and institutional investors worldwide.
• LiquiLoanssupportingChannel Partner/ Reseller/ DistributorPartnership for Peer-to-Peer (P2P) lending investment platform. GIM Wealth provides clients access to LiquiLoans' P2P investment platform where investors can directly connect with verified borrowers on an RBI-regulated platform. The firm offers personalized support from onboarding to portfolio management for P2P investments.
• GIFT City Institutions (Multiple)coreChannel Partner/ Reseller/ DistributorRegistered associates with top GIFT City institutions providing access to IFSC mutual funds, global ETFs, foreign equities, debt instruments, and alternative investment products. GIM Wealth offers end-to-end support for GIFT City account setup, investment structuring, and compliance with IFSCA, RBI, and FEMA requirements.
• Mutual Fund Houses (Various)coreChannel Partner/ Reseller/ DistributorAs an AMFI-registered distributor (ARN 117095), GIM Wealth distributes mutual fund products from multiple asset management companies. The company has relationships with various mutual fund houses enabling access to equity funds, debt funds, hybrid funds, and thematic/sectoral funds for client portfolios.
• LIC India, Bajaj Allianz Life, HDFC LifesupportingChannel Partner/ Reseller/ DistributorInsurance distribution partnerships enabling online premium payment facilities for life insurance policies. GIM Wealth provides access to major insurance providers for term plans, health insurance, and other protection products.

Scale indicators3 records

Recent moves4 records

Expansion highlights5 records

Direct peers

• Groww: India's largest retail investment platform covering mutual funds, stocks, ETFs and US equities. Competes for the same retail-investor wallet as GIM Wealth and has materially disrupted the AMFI distribution channel through direct integrations.
• WealthDesk: Curated PMS and AIF platform serving investors seeking portfolio-management services and alternative investments. Directly overlaps with GIM Wealth's PMS/AIF advisory offering for HNIs.
• Scripbox: Goal-based mutual fund advisory platform that curates and recommends funds based on investor risk profile. Comparable to GIM Wealth's goal-based investing proposition, with a more digital-native delivery model.
• NJ IndiaInvest (NJ Wealth): One of India's largest traditional mutual fund distributors with a national partner/franchise network. Closely mirrors GIM Wealth's traditional, relationship-driven AMFI distribution model and offers similar products (MFs, insurance, fixed income).
• INDmoney: Digital super-app combining mutual fund distribution, stocks, US equities, loans and tax/financial planning. Comparable to GIM Wealth's comprehensive wealth+insurance+tax offering but at significantly larger scale and with venture-funded marketing.
• Kuvera: India's leading direct mutual fund platform offering commission-free MF investments, financial planning tools and an Investwell-style portal. Closest digital analogue to GIM Wealth's MF-distribution-plus-advisory model, although Kuvera operates without the insurance and NRI/GIFT City specialization.
• Zerodha (Coin): Discount brokerage whose Coin platform offers direct mutual fund investments with no commissions. Operates in the same MF-distribution value chain and has captured significant retail-investor share through its low-cost model.

Emerging players

• Upstox: Digital-first broker expanding into mutual funds and other investment products. Adjacent competitor for retail-investor wallet share, currently narrower than GIM Wealth in MF curation but rapidly expanding product breadth.

Broad incumbents

• HDFC Securities: Incumbent bank-affiliated brokerage and distribution arm offering MFs, insurance, bonds, loans and PMS/AIF under one roof. Comparable broad financial-product shelf to GIM Wealth's portfolio but with national reach, brand strength and balance-sheet scale.
• ICICI Securities: Full-service financial services firm distributing mutual funds, insurance, equities and structured products. Operates as a broad incumbent across the same categories GIM Wealth serves, but with significantly larger distribution scale.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xtwitter.com/samirdeshpande3
• YouTubeyoutube.com/channel/UCPRCu15_qzrYiAYICbqTELw?app=desktop
• Facebookfacebook.com/people/Gaurang-Insurance-Marketing-and-Value-Creation-Private-Limited/61554750691492
• LinkedInlinkedin.com/company/gimwealth/?viewAsMember=true
• Instagraminstagram.com/gimwealth

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about GIM WEALTH