1983 Patrimoine

What 1983 Patrimoine does

1983 Patrimoine is an independent wealth management advisory firm (cabinet de gestion de patrimoine indépendant) incorporated as a SAS in Nanterre, France, and headquartered at a single office in Garches, Île-de-France. The firm is registered as a Conseil en Investissements Financiers (CIF), is a member of CNCIF, and is listed with ORIAS under number 25003886, authorizing it to deliver regulated investment advisory services to French retail and HNW clients. The business was founded by two partners and operates without proprietary technology, APIs, or digital self-service channels; all client engagement is delivered through personalized human advisory consultations.

The firm's offering is structured as six interconnected service modules — wealth structuring (Structuration patrimoniale), tax optimization (Optimisation fiscale), wealth transmission (Transmission du patrimoine), investment solutions (Solutions d'investissement), retirement and provident planning (Retraite & prévoyance), and intake advisory — delivered via a four-step methodology (listening & analysis, mission letter, tailored recommendations, implementation & follow-up). The firm operates in open architecture, drawing on a curated network of insurance partners (Nortia, Spirica, Generali, CNP Assurances), asset managers (La Financière de l'Échiquier, DNCA, Amundi, Fidelity, Franklin Templeton), and banking counterparties (Société Générale, BNP Paribas, Natixis, Morgan Stanley, Private Corner, Raiffeisen), supplemented by expert third parties (notaries, tax attorneys, chartered accountants).

Revenue is generated exclusively through professional advisory fees on a fee-based model typical of independent CIF advisors in France; pricing is not publicly disclosed and is set per engagement following direct consultation. The target customer base comprises four HNW personas — business owners (chefs d'entreprise), liberal professionals, senior executives (cadres dirigeants), and families — operating within the Île-de-France region. Marketing is minimal and primarily digital via the firm's website contact form, supplemented by word-of-mouth referrals from professional networks; the firm has no disclosed headcount beyond the two founding partners, no parent company, no institutional backing, and a registered capital of €1,000.

Name

1983 Patrimoine

Legal name

1983 PATRIMOINE

Website

https://1983patrimoine.com

Company type

Private

Founded year

2025

Operating status

Operating

Short description

1983 Patrimoine is a France-based independent wealth management advisory firm, structured as a CIF-registered SAS in Garches, delivering bespoke tax, estate, investment, and retirement planning to HNW business owners, executives, liberal professionals, and families via open-architecture partnerships.

Ownership category

akta.pro rank

Product category

Wealth Management Advisory

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282)

akta.pro primary industry

Comprehensive/Full-Service RIAs & Independent Wealth Managers (FSAAACAA)

akta.pro secondary industries

Private Banking & UHNW Wealth Advisory (FSAEABAC), Trust, Fiduciary & Estate Planning Services (FSABADAG)

Keywords

• Independent wealth advisory
• Tax optimization services
• Estate planning advisory
• Investment advisory
• Retirement planning

Headquarters

HQ city

Garches

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Financial Advisory Services: Revenue generated from advisory fees for wealth management consulting services including structuring, tax optimization, estate planning, and investment solutions. Works on a fee-based model typical of independent financial advisors in France.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

1983 Patrimoine provides independent wealth management advisory services for high-net-worth entrepreneurs, executives, liberal professionals, and families in France. The firm delivers a unified consulting practice covering wealth structuring (investment vehicles, ownership structures, family organization), tax optimization (income, capital gains, IFI), estate transmission (donations, démembrement, Dutreil pacts, succession strategies), investment solutions (French and Luxembourg life insurance, securities accounts, ETFs, private equity, funds, structured products), and retirement and provident planning (PER, risk coverage). All services are delivered through a four-stage methodology (listening and analysis, mission letter, custom recommendations, implementation and follow-up) using open-architecture partner networks rather than proprietary financial products.

Product overview

1983 Patrimoine operates as a single integrated wealth management advisory practice rather than a platform with separate products. The firm offers a unified consulting service encompassing six interconnected modules: wealth structuring (Structuration patrimoniale), tax optimization (Optimisation fiscale), wealth transfer (Transmission du patrimoine), investment solutions (Solutions d'investissement), and retirement & provident planning (Retraite & prévoyance). All services are delivered through a bespoke, client-specific approach using open architecture partnerships with insurers and asset managers rather than proprietary financial products.

Differentiator

Problem solved

Functional benefit

Products and services

• Conseil en gestion de patrimoine (Wealth Management Advisory) Independent wealth management advisory services for entrepreneurs, executives, liberal professionals, and families, covering wealth structuring, tax optimization, estate transfer, and investment solutions through a unified consulting practice.

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

18 partnerships are on record, tiered core and minor.

• NortiacoreChannel Partner/ Reseller/ DistributorInsurance partner providing life insurance and savings products within their open architecture network.
• SpiricacoreChannel Partner/ Reseller/ DistributorInsurance partner for savings and retirement products.
• GeneralicoreChannel Partner/ Reseller/ DistributorMajor insurance group partner providing comprehensive insurance and wealth management products.
• CNP AssurancescoreChannel Partner/ Reseller/ DistributorFrench insurance company partner for personal protection and savings products.
• La Financière de l'ÉchiquiercoreChannel Partner/ Reseller/ DistributorIndependent French asset management company providing equity and multi-asset funds.
• DNCAcoreChannel Partner/ Reseller/ DistributorFrench independent management company specializing in equity and balanced funds.
• AmundicoreChannel Partner/ Reseller/ DistributorLeading European asset manager providing diversified investment solutions.
• FidelitycoreChannel Partner/ Reseller/ DistributorGlobal asset management firm providing equity and fixed income solutions.
• Franklin TempletoncoreChannel Partner/ Reseller/ DistributorGlobal investment management organization providing diverse asset class solutions.
• Société GénéraleminorChannel Partner/ Reseller/ DistributorBanking partner for investment and wealth management services.
• BNP ParibasminorChannel Partner/ Reseller/ DistributorBanking partner providing corporate and investment banking services.
• NatixisminorChannel Partner/ Reseller/ DistributorBanking and financial services partner within BPCE group.
• Morgan StanleyminorChannel Partner/ Reseller/ DistributorGlobal investment bank partner for wealth management solutions.
• Private CornerminorChannel Partner/ Reseller/ DistributorPrivate banking services partner.
• RaiffeisenminorChannel Partner/ Reseller/ DistributorCooperative banking group partner.
• Notaries (Notaires)coreImplementation/ SI/ Consulting PartnerExpert third-party partners for legal and estate planning services.
• Tax Attorneys (Avocats fiscalistes)coreImplementation/ SI/ Consulting PartnerExpert partners for tax law expertise and optimization strategies.
• Chartered Accountants (Experts-comptables)coreImplementation/ SI/ Consulting PartnerExpert partners for accounting and financial reporting matters.

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Emerging players

• Harvest: French fintech providing software and digital tools to wealth advisors (CIFs); not a direct competitor but a relevant ecosystem player that could either enable or disintermediate 1983 Patrimoine's advisory model.
• Ramify: Digital wealth advisory platform targeting HNW and mass-affluent clients in France; represents the digital-native competitive threat to traditional independent CIF boutiques like 1983 Patrimoine.

Direct peers

• Cyrus Conseil: One of France's largest independent wealth management advisory networks, providing a comparable open-architecture, fee-based advisory model to entrepreneurs, executives, and HNW families across structuring, tax optimization, and transmission.
• Optim Gestion Privée: Independent French wealth management advisory offering personalized patrimonial and investment solutions to business owners and families — a direct boutique competitor with similar methodology.
• Crystal Finance: French independent wealth management group aggregating independent CIF advisors under a shared brand and open-architecture platform; directly comparable in service scope and target HNW segments.
• Michelez & Associés: Paris-based independent wealth management firm offering comprehensive patrimonial advisory (structuring, tax, transmission, investment) to HNW individuals and families, closely overlapping with 1983 Patrimoine's service mix and target clientele.
• Lafayette Conseils: Independent French wealth management advisor providing personalized patrimonial advice (gestion de patrimoine, optimisation fiscale, transmission) to entrepreneurs and executives — a near-twin of 1983 Patrimoine's positioning.

Broad incumbents

• BNP Paribas Wealth Management: Wealth division of BNP Paribas providing comprehensive advisory, investment, and estate planning to HNW individuals and families across France; a major institutional competitor.
• Lazard Banque Privée: Private banking arm of Lazard providing advisory, wealth structuring, and investment services to HNW clients in France; serves as a benchmark incumbent competitor.
• Primonial: Large French wealth and asset management group with a private-banking and advisory division; competes for the same HNW clientele via a broader product-led platform, not a pure independent CIF.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about 1983 Patrimoine