Harvest
Harvest is a Paris-based WealthTech software publisher founded in 1989, providing financial, estate, and tax decision-making SaaS platforms for wealth advisors, banks, insurers, and asset managers across 30+ European jurisdictions.
- Company typePrivate
- Founded1989
- HeadquartersParis, France
- Headcount251–500
- GTM typeB2B
- OfferingSoftware
What Harvest does
Harvest is a French WealthTech software publisher founded in 1989 and headquartered in Paris, specializing in financial, estate, and tax decision-making software for wealth management professionals, independent financial advisors (CGPI), banks, insurance companies, and asset managers. The company's core platform comprises BIG (flagship wealth management and patrimonial analysis solution) and O2S (CRM with multi-bank account aggregation, compliance management for MIF2/DDA/LCBFT, electronic signature, and regulatory obligation tracking), supplemented by a modular product suite including MoneyPitch (white-label client wealth portal), Fidnet (advisory resources), Quantalys (financial product data and portfolio construction), ClickImpôts (tax declaration with EDI-IR government certification), Quantix (financial simulators), VIC (omnichannel credit sales and instruction), and Feefty (structured products platform). The technology stack is cloud-based SaaS with APIs for third-party integration and EDI-IR-certified direct tax filing to the French DGFIP.
The company generates revenue primarily through annual B2B SaaS subscriptions sold via direct enterprise sales and a quote-based model, with secondary streams from transaction and distribution fees on the O2S Business Link platform (connecting financial institutions with 1,400+ independent advisors), data licensing via Quantalys, and professional training through Harvest Fidroit Academy. ClickImpôts is sold via online store at €56–€119 (individuals) and €159+ (professionals). Harvest serves 4,600+ client companies with 100,000+ professional workstations deployed, including blue-chip logos such as BNP Paribas, HSBC, ING, Crédit Agricole, AXA, SwissLife, Groupama, Carmignac, Generali, and Invesco.
Following a 2024 ownership transition to TA Associates and Montagu Private Equity as co-controlling shareholders, Harvest has pursued an aggressive pan-European consolidation strategy, acquiring Feefty (structured products, April 2023), Fincite (Germany, March 2025), and Firstance (Italy, January 2026), expanding coverage to 30+ European jurisdictions with 7 local offices. The firm employs 251–500 people and has been recognized with 16 consecutive Palmarès Gestion de Fortune first-prize awards, WealthTech100 (2025), and ESGFinTech100 (2025) designations.
Harvest firmographics
Firmographics- Name
- Harvest
- Legal name
- HARVEST SAS
- Website
- https://harvest.fr
- Company type
- Private
- Founded year
- 1989
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- Harvest is a Paris-based WealthTech software publisher founded in 1989, providing financial, estate, and tax decision-making SaaS platforms for wealth advisors, banks, insurers, and asset managers across 30+ European jurisdictions.
- Ownership category
- akta.pro rank
Harvest industry classification
Industry- Product category
- Wealth Management Software
- NAICS
- Software Publishers (51321), Portfolio Management and Investment Advice (523940)
- SIC
- Services-Prepackaged Software (7372), Investment Advice (6282)
- akta.pro primary industry
- Private Banking Advisory & Discretionary Portfolio Management (FSABADAD)
- akta.pro secondary industries
- Managed Platforms & Wrap Programs for Private Clients (Model Portfolios, UMA/SMAs) (FSAAABAM), Full-Service Retail Brokerage & Wealth Platforms (FSAAAAAA)
Keywords
Where Harvest is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices4 records
Markets served
Harvest business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Software Subscriptions (SaaS): Harvest generates recurring revenue through subscription-based access to its software platforms including BIG, O2S, MoneyPitch, and other solutions. The company operates on a SaaS model with automatic updates and cloud-based delivery.
- Transaction and Distribution Fees: Revenue generated through O2S Business Link platform where financial institutions pay for distribution capabilities and connectivity to independent advisors. Trading Link service enables direct order processing for additional fees.
- Professional Services and Training: Harvest Fidroit Academy provides training courses in wealth management, including fiscal, transmission, retirement, insurance, real estate, credit topics. Training offerings include in-person, e-learning, blended learning, virtual classes, and custom modules.
- Data Licensing: Quantalys data and analysis capabilities are licensed to financial professionals for investment strategy and portfolio construction. Comprehensive financial product data is sold as part of the offering.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | ClickImpôts Individual - three versions from basic to advanced |
| Subscription | Annual | ClickImpôts Professional - single user base price |
| Subscription | Annual | Enterprise Software Packages - customized pricing |
Go-to-market motion3 records
Distribution channels6 records
Marketing channels9 records
Harvest product offering
Product offeringCore offering
Harvest develops and sells cloud-based SaaS software for wealth management and finance professionals in Europe. Its core platform comprises BIG (comprehensive wealth analysis and fiscal simulation tool) and O2S (patrimonial CRM with multi-bank account aggregation, compliance management, and client relationship capabilities), complemented by specialized modules including MoneyPitch (white-label client portal), Fidnet (advisory resources), Quantalys (fund analysis and portfolio construction), ClickImpôts (tax declaration), Quantix (simulators), VIC (omnichannel credit sales), and Feefty (structured products). The company serves banks, insurance companies, asset managers, independent wealth advisors, family offices, and legal/accounting professionals across France, Germany, and Italy.
Product overview
Harvest is a European WealthTech software publisher offering a comprehensive platform-plus-modules architecture for wealth management and finance professionals. The core platform consists of BIG (flagship wealth management solution) and O2S (CRM with aggregation and compliance capabilities), supplemented by specialized modules including MoneyPitch (client portal), Fidnet (advisory resources), Quantalys Licenses (investment analysis), Clickimpôts (tax software), Quantix (simulators), VIC (credit solutions), and Feefty (structured products). The company operates across France, Germany (via Fincite acquisition), and Italy (via Firstance acquisition), serving over 4,600 client companies across more than 30 European jurisdictions. The ecosystem is complemented by API access, aggregation services, training (Fidroit Academy), and regulatory document management.
Differentiator
Problem solved
Functional benefit
Brands
- BIG: Digital reference solution for wealth management
- O2S
- MoneyPitch
- Fidnet
- Quantalys
- Clickimpots
- Quantix
- VIC
- Feefty
- Fincite
- Firstance
Products and services
- BIG The flagship digital wealth management reference solution covering comprehensive or thematic wealth analysis including fiscal, social, succession, and business owner approaches. Provides automated updates, rapid impact simulation, and high-quality personalized reports for wealth management professionals.
- O2S Daily CRM tool for wealth management professionals featuring account aggregation, client relationship management, compliance tracking (DDA/MIF2/LCBFT), electronic signature, and regulatory obligation management. Used by 1,400+ establishments including CGPI offices, Family Offices, and Private Banks.
- MoneyPitch White-label web portal that aggregates all client financial data (bank accounts, securities, life insurance, funds, savings, retirement savings) to provide personalized advisory services. Accessible via smartphones, tablets, or computers; directly connects to the O2S platform.
- Fidnet
Quantifiable outcome
- 2,000 companies equipped with BIG and O2S software globally
- +4 more outcomes
Companies that use Harvest
Customer profileNamed customers26 records
Segments7 records
Ideal customer profiles4 records
Harvest technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
AI capability5 records
Feature9 records
Harvest partnerships and signals
Strategic signalPartnerships
20 partnerships are on record, tiered core, flagship and minor.
- Budget InsightcoreStrategic technology partnership with Budget Insight, France's #1 fintech for personal finance data aggregation. The partnership integrates Budget Insight's banking API connections into Harvest's wealth management solutions, enabling enhanced data aggregation capabilities for the MoneyPitch portal and other products.
- DOCAPOST (Groupe La Poste)coreDOCAPOST provides electronic signature functionality integrated into O2S software. Documents are electronically signed, certified, sealed, and archived in a probative vault compliant with NF Z42-013 standard for 10-year legal retention. DOCAPOST is a leader in dematerialization and digital transformation with 4,600 employees and €450M revenue in 2015.
- FirstanceflagshipHarvest acquired Firstance in January 2026, an Italian WealthTech company specializing in life insurance distribution. The acquisition expands Harvest's coverage to over 30 European jurisdictions with seven local offices and adds Firstance's platform managing €43 billion in assets. This follows the Fincite acquisition in Germany nine months earlier.
- FinciteflagshipHarvest acquired Fincite in March 2025, a German WealthTech software provider. The strategic alliance formed a pan-European market leader with the goal to double revenue within four years. Fincite brings expertise in German wealth management software and a team of 60+ employees from 15+ countries.
- FeeftycoreHarvest acquired Feefty in March/April 2023, a fintech specializing in structured products and related tools. The acquisition strengthened Harvest's position in the European wealth management market by integrating Feefty's digital platform for structured product portfolio creation and real-time tracking.
- CarmignaccoreCarmignac adopted O2S Business Link platform for direct product information distribution to independent wealth advisors through News Link service.
- Generali PatrimoinecoreGenerali Patrimoine uses O2S Business Link with Extranet Link service enabling CGPI users to navigate between O2S and Nomineo extranet for contract transactions including subscriptions, arbitrages, and partial redemptions.
- InvescocoreInvesco adopted O2S Business Link for product distribution to independent wealth advisors through the News Link service.
- NextStageAMcoreNextStageAM uses O2S Business Link for product information distribution to CGPI network through News Link.
- OddocoreOddo adopted O2S Business Link for product distribution to independent wealth management advisors.
- Primonial PartenairescorePrimonial Partenaires uses O2S Business Link platform for product distribution and information sharing with CGPI partners.
- Sycomore AMcoreSycomore AM adopted O2S Business Link for product information distribution to independent wealth advisors.
- Tocqueville FinancecoreTocqueville Finance uses O2S Business Link for product distribution through the News Link service.
- INTENCIAL Patrimoine (Apicil)coreINTENCIAL Patrimoine, the Apicil brand dedicated to independent wealth advisors, uses O2S Business Link with Extranet Link and Trading Link services. CGPI users can access INTENCIAL extranet directly from O2S with SSO and process arbitrage orders directly.
- MorningstarminorMorningstar collaborated on the WealthTech Radar 2026 report as one of 12 expert contributors, providing insights on direct indexing trends.
- AllUnityminorAllUnity contributed expertise to the WealthTech Radar 2026 report, specifically on asset tokenization topics.
- DWSminorDWS contributed expert insights to the WealthTech Radar 2026 report on crypto assets and digital products.
- UpvestminorUpvest contributed to the WealthTech Radar 2026 report, providing insights on digital wealth backend infrastructure.
- wealthAPIminorwealthAPI contributed expert insights to the WealthTech Radar 2026 report on wealth aggregation topics.
- Finance InnovationminorFinance Innovation competitiveness cluster collaborated with Harvest on the Livre Blanc Banque & Fintech publication addressing innovation challenges in retail banking.
Scale indicators15 records
Recent moves7 records
Expansion highlights6 records
Harvest competitors and assessment
Company assessmentEmerging players
- Backbase: Digital-banking platform provider serving retail and private banks with omnichannel customer-experience tooling. Comparable to Harvest's VIC omnichannel credit and MoneyPitch client-portal offerings for bank customers.
Broad incumbents
- Finastra: Global financial-services software provider (formed from Misys + D+H) serving retail, commercial and wealth-management institutions. Overlaps with Harvest on CRM, advisory and digital channels but as part of a much broader portfolio.
- Temenos: Swiss banking-software giant with a broad portfolio including wealth management and digital-front-office capabilities. Larger scale and broader product set than Harvest but overlapping on private banking and wealth advisory workflows.
- SS&C Technologies: US-listed financial software and services firm with extensive wealth and investment-management solutions (Advent, Eze, GLUX). Provides portfolio management, CRM and reporting tools comparable to Harvest's BIG, O2S and Quantalys.
- Morningstar: Global investment-data, analytics and wealth-management platform. Directly comparable to Quantalys (fund analysis, portfolio construction) and broader Harvest data-licensing business, though at much larger scale.
Direct peers
- Objectway: Italy/UK-based wealth and asset-management software vendor serving banks, asset managers and independent advisors. Now a direct head-to-head competitor to Harvest's newly acquired Firstance platform in the Italian market.
- Addepar: US-headquartered wealth-management technology platform serving RIAs, family offices and private banks with portfolio analytics, reporting and aggregation. Directly comparable to Harvest's BIG/O2S/Quantalys stack in target customer (wealth advisors) and core functionality (consolidated portfolio views, analytics, reporting).
- Avaloq: Swiss wealth-management software platform (now part of NEC) providing core banking and wealth-management solutions to private banks worldwide. Directly comparable to Harvest on target customer (private banks) and category (WealthTech platform for private banking).
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Harvest social profiles
Digital presenceHarvest compliance and trust
Trust signalCompliance2 records
Harvest financial estimates
Financial estimateRevenue estimate
Valuation estimate
Harvest leadership team
Management profileNumber of profiles
Profiles15 records
Harvest subsidiaries and ownership
Company hierarchySubsidiaries4 records
Harvest funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Harvest M&A and investment
M&A and investmentM&A5 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Harvest
What does Harvest do?
Harvest develops and sells cloud-based SaaS software for wealth management and finance professionals in Europe. Its core platform comprises BIG (comprehensive wealth analysis and fiscal simulation tool) and O2S (patrimonial CRM with multi-bank account aggregation, compliance management, and client relationship capabilities), complemented by specialized modules including MoneyPitch (white-label client portal), Fidnet (advisory resources), Quantalys (fund analysis and portfolio construction), ClickImpôts (tax declaration), Quantix (simulators), VIC (omnichannel credit sales), and Feefty (structured products). The company serves banks, insurance companies, asset managers, independent wealth advisors, family offices, and legal/accounting professionals across France, Germany, and Italy.
Is Harvest a public or private company?
Harvest is a private company. It is classified as private equity controlled and is currently operating.
When was Harvest founded?
Harvest was founded in 1989. It employs 251 to 500 people.
Where is Harvest based?
Harvest is headquartered in Paris, France, in the Europe region.
How does Harvest make money?
Four revenue lines are on record. Software Subscriptions (SaaS) is the primary driver. The others are transaction and Distribution Fees, professional Services and Training and data Licensing.
Who are Harvest's main competitors?
Backbase is listed as an emerging player. Broad incumbents are Finastra, Temenos, SS&C Technologies and Morningstar. Direct peers are Objectway, Addepar and Avaloq.
Does Harvest have an API?
Yes. Harvest offers API products under the O2S Success offering, providing API accelerators for building custom journeys and enabling partners to connect to O2S for data aggregation, compliance management, and client relationship workflows. The API enables programmatic access to O2S platform capabilities including account aggregation and business link services. Developer documentation is at www.harvest.fr/produit/api.
What industry is Harvest in?
Harvest's product category is Wealth Management Software. Its primary akta.pro industry code is FSABADAD, Private Banking Advisory & Discretionary Portfolio Management, with a secondary code of FSAAABAM, Managed Platforms & Wrap Programs for Private Clients (Model Portfolios, UMA/SMAs). Its NAICS code is 51321 and its SIC code is 7372.