What Certitude does

Certitude Solutions Inc. is a privately held Canadian software company founded in 2010 that develops and operates Akoe, a cloud-based fund accounting SaaS application designed exclusively for Canadian churches, charities, and non-profit organizations. The platform is built as a modular system requiring either the Households/People or Organizations/Associates base module, with 11 optional add-on modules covering General Ledger, Bank Accounts, Donations, Campaigns, Payables, Receivables, Assets, Sales Tax, Timesheets, and Payroll. Notable technical and compliance components include CRA-compliant donation receipting, Canadian payroll with T4 generation and electronic CRA submission, GST/HST tracking, multi-dimensional chart-of-accounts by department and fund, role-based security with full audit trails, and server-hosted delivery with automatic upgrades accessible from any modern browser.

The business model is a recurring SaaS subscription with one-time per-module activation fees and ongoing monthly or annual service fees, priced across five tiers based on the customer's annual revenue (ranging from under $250K to over $2M). Customer cost is not tied to user count, which differentiates Akoe from per-seat competitors. Go-to-market is direct-to-consumer through the company website (certitude.ca), with prospective customers submitting a contact form and receiving a tier-appropriate quote through a consultative sales motion; no self-serve purchase, resellers, or marketplace listings exist. The company is founder-operated with a lean team that includes a professional accountant, and there are no disclosed institutional investors, funding rounds, acquisitions, or partnerships. The platform serves only Canadian customers, with all regulatory features tailored to Canada Revenue Agency requirements.

Name

Certitude

Legal name

Certitude Solutions Inc.

Website

https://certitude.ca

Company type

Private

Founded year

2010

Operating status

Operating

Ownership category

akta.pro rank

Headquarters

HQ city

Strathroy

HQ country

Canada

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Infrastructure

Revenue model

1. Software Subscriptions: Modular SaaS subscription model with one-time activation fees for initial setup and training per module, plus ongoing monthly or annual service fees. Pricing tiers based on organization annual revenue size. Modules can be added/dropped at any time except for the required Households/People or Organizations/Associates module.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

Certitude sells Akoe, a cloud-based modular fund accounting SaaS application built specifically for Canadian churches, charities, and non-profits. The platform consolidates bookkeeping, donations, fundraising campaigns, payroll, budgeting, payables, receivables, assets, sales tax, and contact management into a single web-accessible application with CRA-compliant donation receipting and Canadian payroll (including T4 generation and electronic CRA submission). Customers subscribe to a base module plus individually activated feature modules, with pricing tiered by organization annual revenue.

Product overview

Certitude offers Akoe, a cloud-based fund accounting application designed specifically for churches, charities, and non-profits. Akoe operates as a modular platform where organizations can select and activate the modules they need. The core framework requires either Households/People or Organizations/Associates module, upon which all other modules build—including General Ledger (the core accounting backbone), Bank Accounts, Donations, Campaigns, Payables, Receivables, Assets, Sales Tax, Timesheets, and Payroll. The product consolidates financial data and operations into a single application, replacing separate tools for bookkeeping, donations, budgeting, and contacts. Pricing is tiered by organization size (based on annual revenue) rather than by user count, with a one-time activation fee and ongoing monthly or annual service fees per module.

Differentiator

Problem solved

Functional benefit

Brands

• Akoe: Fund accounting application developed by Certitude Solutions Inc. for churches, charities, and non-profits. Pronounced ak'-ō-ay. Provides comprehensive financial management including donations, payroll, budgeting, and reporting capabilities.

Products and services

• Akoe Cloud-based modular fund accounting application for Canadian churches, charities, and non-profits. Provides accounting depth, reporting, CRA-compliant donation receipting, Canadian payroll, budgeting, payables, receivables, and bank reconciliation in a single web-accessible system.
• Households/People Module Required base module providing framework for church family members, users, donors, vendors, customers, and staff, including household information, person details, groups, and audit trails.
• Organizations/Associates Module
• General Ledger Module
• Bank Accounts Module
• Donations Module
• Campaigns Module
• Payables Module
• Receivables Module
• Assets Module
• Sales Tax Module
• Timesheets Module
• Payroll Module

Quantifiable outcome

• Eliminate data inconsistencies from multiple disconnected applications
• +1 more outcomes

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Scale indicators1 record

Recent moves3 records

Expansion highlights3 records

Emerging players

• Pushpay: Pushpay is a church-focused digital giving and engagement platform expanding into broader church management; overlaps with Akoe's donations and donor-management functionality and represents both a competitor and potential integration partner for Canadian churches.
• Breeze ChMS: Breeze is a church management system with people, giving, and event modules, increasingly adding financial workflows that compete with aspects of Akoe for smaller churches.

Broad incumbents

• Xero: Xero is a leading cloud accounting platform serving Canadian small businesses and non-profits with strong payroll and bank-reconciliation features; a broad incumbent that competes for non-profit accounting budgets even without specialized fund accounting.
• Sage Intacct: Sage Intacct is a cloud financial management platform with a non-profit edition supporting fund accounting and donor restrictions; competes with Akoe in the mid-market and larger Canadian charity segment.
• QuickBooks (Intuit): QuickBooks is the dominant small-business accounting platform in North America, increasingly used by small Canadian non-profits; while not purpose-built for fund accounting, it competes for the same customer wallets with broader ecosystems and integrations.

Direct peers

• PowerChurch Software: PowerChurch offers church management and accounting software used by tens of thousands of churches across North America, with fund accounting and contribution tracking comparable to Certitude's Akoe offering for faith-based organizations.
• Aplos Software: Aplos is a cloud-based fund accounting platform purpose-built for churches and non-profits, offering donation tracking, pledge management, and general ledger functionality — the closest direct competitor to Akoe in the North American non-profit accounting SaaS space.
• ChurchTrac: ChurchTrac is an affordable church management platform offering membership, contributions, and basic accounting features, serving the same small-to-mid church segment as Certitude.
• Shelby Systems (ShelbyNext): ShelbyNext provides integrated church management and accounting software for churches and faith-based organizations, with fund accounting and donation receipting similar in scope to Akoe.
• ACS Technologies (Realm/ACS): ACS Technologies provides church management software including accounting, giving, and member tools through its Realm platform; a long-standing incumbent competing with Akoe for church financial and operational workflows.

Market position

Strengths5 records

Weaknesses3 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Instagraminstagram.com/realactualmorg
• Facebookfacebook.com/certitudesolutions

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Certitude