qualitas seguros

What qualitas seguros does

Qualitas Seguros is the private Peruvian subsidiary of the Qualitas group and is regulated by Peru’s SBS. It was formerly HDI Seguros and was renamed Qualitas Compañía de Seguros S.A. through SBS Resolution No. 2296-2019; the group originated in Mexico in 1993. It serves individual vehicle owners as the primary segment and also commercial fleet operators and heavy-vehicle owners with light- and heavy-vehicle policies, liability and theft protection, roadside and claims assistance, inspections, and digital SOAT. Source:

Quálitas Peru operates a vehicle-insurance platform centered on digital self-service. QMóvil supports incident reporting, adjuster and repair-status tracking, policy access, GPS vehicle location, and nearby service discovery; the company also describes vehicle inspection and online policy-payment capabilities. Its portfolio covers light vehicles, heavy vehicles, commercial fleets, SOAT Digital, and an affiliated repair-workshop network. Source:

The business model combines recurring vehicle insurance premiums, paid annually or monthly, with transaction-related income from deductible, inspection, and repair-administration processes. Pricing is quote-based, reflecting vehicle type, usage, driver history, and selected coverage, and is delivered through a primary broker network supplemented by direct commercial executives, phone advisors, a Lima office, and self-service channels. The parent group reports more than 3.6 million insured vehicles and 12,000 agents across operating markets, but the supplied material does not provide Peru-specific revenue or operating scale.

Name

qualitas seguros

Legal name

Qualitas Compañía de Seguros S.A.

Website

https://qualitasperu.com.pe

Company type

Private

Founded year

1993

Operating status

Operating

Short description

Qualitas Seguros is a Peru-based vehicle insurer serving individual owners and commercial fleet operators through light- and heavy-vehicle coverage, mandatory SOAT, inspections, roadside support, and digital claims tools distributed via brokers and direct advisors.

Ownership category

akta.pro rank

Product category

Vehicle Insurance

NAICS

Direct Insurance (except Life, Health, and Medical) Carriers (52412), Insurance Carriers and Related Activities (524)

akta.pro primary industry

Commercial Auto & Fleet Insurance (FSAJAKAB)

Keywords

• Vehicle insurance
• Auto insurance
• Motor insurance
• SOAT insurance
• Claims management

Headquarters

HQ city

Lima

HQ country

Peru

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Supply Chain, Marketing or Sales, Infrastructure

Revenue model

1. Vehicle Insurance Premiums: Recurring insurance premiums collected from policyholders for comprehensive vehicle coverage, third-party liability, and mandatory SOAT insurance. Revenue generated through annual and monthly premium payments with renewals as primary retention mechanism.
2. Claims Administration Services: Fees collected through claims handling processes including deductible payments, inspection fees, and repair coordination services at affiliated workshops.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

Quálitas Perú is a vehicle insurance carrier that sells comprehensive coverage for light vehicles (autos, SUVs, motorcycles) and heavy vehicles (trucks, buses, commercial fleets) along with the mandatory SOAT accident insurance. The company underwrites and administers insurance policies, processes claims through a network of affiliated repair workshops (Talleres Afiliados), and provides digital self-service via the QMóvil and Conductor mobile applications. Distribution is broker-led, supplemented by direct customer service and dedicated corporate sales for fleet operators.

Product overview

Quálitas Peru offers a comprehensive vehicle insurance portfolio covering both light vehicles (automobiles, SUVs, motorcycles) and heavy vehicles (trucks, buses, commercial fleets). The company provides two main digital channels: the Conductor App for policy management and incident reporting, and QMóvil for emergency assistance, GPS vehicle tracking, and locating nearby services. Supporting services include SOAT Digital for mandatory accident insurance, a network of affiliated repair workshops, and vehicle inspection services. The company distributes through insurance broker channels and provides online payment options through major Peruvian banks.

Differentiator

Problem solved

Functional benefit

Products and services

• Seguros Vehiculares Livianos Comprehensive vehicle insurance coverage for light vehicles including automobiles, SUVs, and motorcycles, providing protection against accidents, theft, and damage for individual and small-business vehicle owners in Peru.
• Seguros Vehiculares Pesados Vehicle insurance coverage for heavy vehicles including trucks, buses, and commercial fleet vehicles, addressing the higher risk exposure and specialized coverage needs of commercial transport operators.
• SOAT Digital Digital mandatory accident insurance (SOAT) product allowing customers in Peru to purchase and manage their legally required accident coverage online.
• QMóvil Mobile Application Standalone mobile app (available on Google Play and App Store) for Quálitas policyholders to report incidents, track assigned adjusters on a map, view claim details and repair status, access policy information, locate vehicles via GPS for satellite-assisted policies, and find nearby gas stations, hospitals, and workshops.
• Conductor App Mobile application for Quálitas Peru policyholders to manage their vehicle insurance, report incidents, and access assistance services from their mobile devices.
• Talleres Afiliados (Affiliated Workshop Network) Network of authorized vehicle repair workshops that provide insured repair services for Quálitas policyholders, ensuring quality repairs with geographic coverage as part of the claims handling value chain.
• Inspección Vehicular (Vehicle Inspection) Standalone vehicle inspection service used by Quálitas Peru to assess vehicle condition for insurance underwriting and claims processing, with associated inspection fees.
• Pago de Pólizas (Online Policy Payment) Online premium payment service enabling Quálitas Peru customers to pay their insurance premiums through major Peruvian banking channels including BCP, BBVA, Scotiabank, and Interbank.

Quantifiable outcome

• Over 3.6 million vehicles insured across operating markets
• +1 more outcomes

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Four partnerships are on record, tiered core and minor.

• APECOSE (Asociación Peruana de Empresas Corredoras de Seguros)coreChannel Partner/ Reseller/ Distributor · 17 October 2025Quálitas Peru hosted APECOSE leadership and members at an institutional breakfast on October 17, 2025, at their new Lima offices. The event reinforced Quálitas's positioning as an insurer that understands brokers, speaks their language, and structures operations around broker needs. Francisco Rodríguez Larraín represented APECOSE at the meeting.
• PRIMAXcoreChannel Partner/ Reseller/ DistributorConvenio (partnership agreement) with PRIMAX fuel station chain providing benefits to Quálitas policyholders. Terms and conditions document published for 2026 partnership period. Quálitas banner prominently featured on qualitasperu.com.pe homepage.
• ProtemaxminorChannel Partner/ Reseller/ DistributorPartnership offering exclusive benefits for Quálitas policyholders at Protemax automotive division. Benefits include discounts on security films, polarizers, injected bedliner, and alarms. Protemax is a Peruvian automotive accessories and services company.
• Wigo MotorsminorChannel Partner/ Reseller/ DistributorPartnership offering deductible discounts (US$50) for Quálitas policyholders who have their vehicles repaired at Wigo Motors authorized workshops. Valid promotional period June-July 2025. Wigo Motors is a Peruvian car dealership and service network.

Scale indicators4 records

Recent moves3 records

Expansion highlights5 records

Direct peers

• Pacífico Seguros: One of Peru's largest and longest-standing P&C insurers, with a substantial vehicle insurance portfolio distributed through brokers and direct channels. Direct competitor to Quálitas Peru across light vehicles, fleets, and SOAT.
• Rímac Seguros: Leading Peruvian P&C insurer with a comprehensive auto insurance offering and the broadest multi-line portfolio in the country. Competes with Quálitas in vehicle insurance while also offering diversification Quálitas lacks.
• Mapfre Peru: Subsidiary of Spanish multinational Mapfre with strong auto and fleet insurance presence in Peru, distributed through brokers and direct channels. Comparable in product scope and broker-led GTM.
• La Positiva Seguros: Peruvian P&C insurer with growing vehicle insurance franchise across light vehicles, heavy vehicles, and SOAT. Directly competes with Quálitas Peru for broker-sourced auto premium.
• Liberty Seguros Peru: Peruvian arm of Liberty Mutual offering P&C products with vehicle insurance as a core line. Competes through broker networks and direct distribution for the same customer segments as Quálitas.

Broad incumbents

• Chubb Peru: Subsidiary of global insurer Chubb, offering a broad P&C portfolio that includes auto. Less specialized than Quálitas in motor-only underwriting but competes for the same broker-sourced premium pool.
• Zurich Peru: Swiss-headquartered insurer with broad P&C and life offerings in Peru, including auto. Larger and more diversified than Quálitas but competes for the same vehicle-insurance customers.

Others

• Quálitas Controladora (Mexico): Mexican parent entity publicly listed on BMV and the originating Quálitas franchise. Same products, brand, and underwriting playbook as the Peru subsidiary, but operates in Mexico — the largest market for the group and the primary source of group-level expertise and capital.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/QualitasSeguros
• LinkedInlinkedin.com/company/qu-litas-compa-a-de-seguros-s-a-b-de-c-v

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about qualitas seguros