CIVA

What CIVA does

CIVA is a U.S.-based insurance technology company that builds AI-driven risk monitoring hardware and a cryptographic verification platform designed to make property loss-prevention behavior verifiable and rewardable. The company designs and distributes the CIVA Box, a wall-mounted edge AI appliance that monitors facilities for water, fire, energy, and occupancy risk signals and incorporates a physical red button for human action verification. Verified prevention events are cryptographically signed on-device and transmitted to the CIVA Trust Ledger, an immutable backend record that insurers use to confirm policyholder prevention behavior and to issue refunds or premium reductions.

CIVA operates a B2B2C partnership go-to-market. The company recruits insurance carriers, brokers/MGAs, and facility managers into a 'Verified Network' and runs pilot programs with founding partners before broader rollout. Revenue streams combine hardware sales of the CIVA Box with recurring, subscription-style fees tied to verified-prevention data shared with insurance partners. The platform holds FIPS 140-3, ISO 27001, and SOC 2 Type II certifications and is built on Intel edge AI compute. Technology partners include Intel and undisclosed cloud infrastructure providers, while major insurers participate as both strategic backers and distribution channels.

CIVA is a privately held early-stage company that raised a seed round in 2024 (amount undisclosed) from industry leaders in insurance and AI. The team is small (1-10 employees) and the company reports 4,892 active deployed devices, $12.4M+ in cumulative verified refunds issued to policyholders, and a stated 98.4% verification accuracy rate. The leadership page references founders drawn from the insurance and AI industries, though individual biographies are not yet publicly disclosed in available materials.

Name

CIVA

Legal name

CIVA Inc.

Website

https://civa.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

CIVA builds AI-powered edge appliances and a cryptographic Trust Ledger that let insurers verify and reward property owners' loss-prevention actions, serving carriers, brokers, and facility managers.

Ownership category

akta.pro rank

Product category

Insurance Technology (InsurTech)

NAICS

Security Systems Services (except Locksmiths) (561621)

SIC

Services-Computer Integrated Systems Design (7373)

akta.pro primary industry

Responsible AI, Security & Privacy Platforms (Safety, Guardrails, PII) (HDAEANAG)

Keywords

• AI risk monitoring
• Verified prevention
• Insurance technology
• Cryptographic verification
• Loss prevention

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Supply Chain, Marketing or Sales

Revenue model

1. Verified Prevention Data & Refunds: CIVA enables insurers to verify prevention behavior and issue refunds for proven safety actions. The platform measures and rewards human prevention, turning safety actions into tangible refunds and premium reductions. Revenue flows through partnerships with insurance carriers who pay for verified prevention data, ultimately redistributing value back to policyholders in the form of refunds.
2. CIVA Box Hardware: The CIVA Box is a wall-mounted AI appliance hardware device that is installed in facilities or homes. While the primary value proposition centers on the verification software and Trust Ledger, the physical appliance represents an initial hardware deployment component of the revenue model.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

CIVA builds and sells a verified-prevention platform consisting of the CIVA Box — a wall-mounted edge AI appliance that monitors facilities for water, fire, energy, and occupancy risks — paired with the Verified Intelligence Network and an immutable Trust Ledger that cryptographically signs each verified human action. The platform enables insurance carriers and brokers to issue premium refunds and reductions to policyholders based on verified prevention behavior, while keeping all raw sensor data processed locally on-device.

Product overview

CIVA is a unified platform consisting of the CIVA Box (a wall-mounted AI appliance) and the Verified Intelligence Network (the backend Trust Ledger infrastructure). The CIVA Box monitors facilities for water, fire, energy, and occupancy risks, and when users respond to alerts, their prevention actions are cryptographically verified and recorded in the Trust Ledger. Insurers use this verified data to issue refunds and premium reductions to policyholders. The system processes data locally for privacy while only sharing verified prevention events with the network.

Differentiator

Problem solved

Functional benefit

Products and services

• CIVA Box A wall-mounted edge AI appliance with a visible risk meter and red button that monitors facilities for water, fire, energy, and occupancy risks, verifies human actions locally, and cryptographically signs prevention events to the Trust Ledger. Sold to insurance carriers, brokers, facility/property managers, and homeowners via partner-led deployment.
• Verified Intelligence Network Backend infrastructure that ingests cryptographically signed prevention events from CIVA Boxes and exposes auditable verification data to insurance carriers and brokers without sharing raw footage or private sensor data.
• CIVA Trust Ledger An immutable, shared record system that cryptographically records every verified prevention action, providing proof for insurers, accountability for clients, and transparency for regulators.

Quantifiable outcome

• $12.4M+ in verified refunds issued to policyholders
• +2 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability5 records

Feature5 records

Partnerships

Four partnerships are on record, tiered core and supporting.

• Leading Insurance CarrierscoreStrategic or Co-development Partner · 15 October 2024CIVA announced partnership with leading insurance carriers on October 15, 2024. These partnerships are central to CIVA's go-to-market strategy, enabling carriers to integrate verified prevention data into their underwriting processes and offer refund programs to policyholders.
• IntelcoreTechnology or IntegrationIntel is listed as a technology partner providing the hardware foundation for CIVA's edge AI processing capabilities. The CIVA Box leverages Intel technology for local AI inference.
• Major InsurerscoreStrategic or Co-development PartnerMajor insurers are backing CIVA's technology and participating in the Verified Intelligence Network. These partnerships provide both strategic direction and deployment channels for CIVA's prevention verification platform.
• Cloud PartnerssupportingTechnology or IntegrationCloud infrastructure partners support the Verified Intelligence Network and Trust Ledger data transmission. These partners provide the scalable cloud backbone for handling cryptographically signed prevention events.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Notion (by Notion Insurance Technologies): Notion provides smart-home sensors (water leak, freeze, smoke) that integrate with insurance carriers for risk monitoring and loss prevention. Closest analog to CIVA's hardware-plus-insurance-data model, with overlapping use cases in water/fire monitoring and insurance carrier partnerships.
• Roost (now part of RPM): Roost builds connected sensors (water leak, smoke alarm, garage door) targeted at home insurance carriers for prevention-based monitoring. Same IoT sensor + insurance carrier distribution motion as CIVA, with overlapping water and fire risk signals.
• Flo Technologies: Flo offers a smart water leak detection and shutoff device aimed at homeowners and insurance carriers, focused on water damage prevention. Strongest overlap with CIVA on water risk monitoring and insurance refund/credit programs.

Peers

• Bidgely:
• Lemonade:

Broad incumbents

• ADT: ADT is a large incumbent security and monitoring provider offering intrusion, smoke, and water leak sensors with insurance carrier discount programs. Provides overlapping risk monitoring and insurance distribution, though as a broad security portfolio rather than a verified-prevention specialist.
• SimpliSafe: SimpliSafe sells home security systems with sensors for intrusion, fire, water, and environmental monitoring, often with insurance premium discounts. Adjacent in monitoring hardware but does not focus on cryptographic verification or carrier-grade verified-prevention data.
• Vivint Smart Home: Vivint provides smart home security, sensors, and automation with insurance partnerships for premium discounts. Overlapping risk monitoring and carrier distribution channels, but operates as a broad smart-home platform rather than a prevention-verification specialist.
• Hippo Insurance: Hippo is a large InsurTech focused on home insurance with its own smart-home sensor program for risk monitoring and loss prevention. Competes with CIVA for carrier-grade prevention data and policyholder sensor deployment, but acts as a carrier rather than a third-party verification layer.

Emerging players

• Samsara: Samsara provides industrial IoT sensors with edge AI for fleet and facility monitoring, with insurance-relevant safety and risk data products. Comparable edge AI + IoT + insurance data architecture, though primarily focused on commercial fleets and industrial facilities rather than residential prevention.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CIVA