cosat

What cosat does

COSAT (Comité d'Œuvres Sociales et d'Activités de Toulouse) is a French non-profit employee benefits organization functioning as a CSE (Comité Social Économique) under loi 1901, headquartered at 7 rue de Périgord in Toulouse. It serves employees of the City of Toulouse, Toulouse Métropole, and affiliated public-sector organizations, providing an integrated benefits ecosystem that includes subsidized vacation rentals, ticketing and events, sports and cultural associations, social aid and family grants, and access to a 100+ partner network spanning hospitality, dining, retail, insurance, finance, legal, and wellness. Core services include partner-branded vacation cards (Carte Bouquet Odalys, Carte Pass Liberté Pierre & Vacances/Adagio, CAPFUN campings), Chèque-Vacances and CESU domestic service vouchers subsidized by Family Quotient, and 20+ member-run sections (Gym, SkiClub, Salmotoc fishing, CosaTrail, La Bande Originale choir, Tennis/Padel, Football, Rugby, Golf, etc.).\n\nThe underlying technology is a standard web service platform hosted at cosat.fr, offering member authentication (using a 6-digit adherent number), online booking, payment processing, a member dashboard ("Ma Fiche"), digital member card ("Ma Carte"), and integration with the Edenred/Meyclub e-boutique. Integrations are limited to Matomo Analytics for traffic measurement and passConnect for third-party SSO. Mobile distribution occurs through the Chèque-Vacances CONNECT app ecosystem rather than a proprietary COSAT app. Distribution combines the digital self-serve portal with multiple physical permanence points across the Toulouse metropolitan area (Basso Cambo, Marengo, and additional sites per a published calendar).\n\nThe business model rests on three revenue streams: (1) mandatory employer contributions as a percentage of payroll, which constitutes the bulk of funding under standard French CSE practice; (2) modest annual subscriptions for specific sports sections and cultural activities (€5–€125 per year per activity); and (3) commissions or volume rebates from partner businesses for directing member traffic. Pricing across services is graduated by Family Quotient (QF0–QF5), making most benefits income-elastic and reinforcing the social/welfare orientation. COSAT is a private non-profit association; no ownership by external investors or parent company is recorded, and no funding rounds or M&A activity have been disclosed.

Name

cosat

Legal name

COSAT

Website

https://cosat.fr

Company type

Private

Operating status

Operating

Short description

COSAT is a French non-profit CSE (Comité Social Économique) headquartered in Toulouse that provides subsidized vacation, ticketing, sports, cultural, and social welfare benefits to employees of the City of Toulouse, Toulouse Métropole, and affiliated organizations, funded primarily by employer contributions.

Ownership category

akta.pro rank

Headquarters

HQ city

Toulouse

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Employer contributions: COSAT is financed primarily through mandatory employer contributions, typical of French Comités Sociaux Économiques (CSE). Member companies contribute a percentage of payroll to fund the works council's activities and services.
2. Member subscriptions and fees: Some specific services (e.g., sports section memberships, cultural activities) require additional paid subscriptions from members. Examples include Gym et Bien-être (85€–120€/year), La Bande Originale choir (90€–125€/year), Cosatrail (15€–25€/year).
3. Partner commissions and rebates: COSAT negotiates preferential rates with partner businesses (restaurants, travel, leisure, insurance, etc.) and may receive commissions or volume-based rebates from partners for directing member traffic.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

COSAT operates as a French Comité Social d'Économique (CSE) dedicated to municipal employees in the Toulouse metropolitan area. It provides subsidized benefits including ticketing (gift and culture vouchers), vacation subsidies, social aid, member events, and partner discounts, with the goal of enhancing purchasing power and well-being for its members.

Product overview

COSAT is a French CSE (Comité Social Économique) for employees in Toulouse and surrounding municipalities. It operates as an employee benefits platform providing vacation services (Billetterie & Événements, Vacances & Sorties), financial assistance (Prestations & Solidarité including school grants, birth bonuses, holiday and domestic vouchers), and recreational activities through supported associations (Assos & Sections). The platform also aggregates partner discounts across dining, retail, travel, real estate, automotive, childcare, and wellness. Core offerings include vacation property rentals through Odalys, CAPFUN campings, Pierre & Vacances/Adagio accommodations, and ANCV vacation check vouchers. Member access requires login with a 6-digit adherent number.

Differentiator

Problem solved

Functional benefit

Products and services

• Subsidized ticketing

Segments2 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Partnerships

15 partnerships are on record, tiered core and minor.

• Odalys VacancescoreChannel Partner/ Reseller/ DistributorCOSAT offers the 'Carte Bouquet Odalys' providing preferential rates on 400+ vacation residences across France, Italy, Spain, and Croatia, including campsites. Members access net prices with dossier fees waived.
• Pierre & Vacances / AdagiocoreChannel Partner/ Reseller/ DistributorCOSAT provides the 'Carte Pass Liberté' offering preferential rates on Pierre & Vacances and Adagio aparthotels across France and Europe. Members book through dedicated COSAT portals at reduced rates.
• CapFuncoreChannel Partner/ Reseller/ DistributorCOSAT offers reduced rates on 90+ CapFun campsite destinations in France, Spain, Italy, and Belgium, including mobile home rentals with access to aqua parks.
• ANCV (Agence Nationale pour les Chèques-Vacances)coreGTM or Marketing PartnerANCV provides the Chèque-Vacances system used by COSAT to distribute vacation subsidies to members, calibrated by Family Quotient (QF0–QF5). COSAT also distributes and subsidizes Chèque-Vacances CONNECT.
• Meyclub (Edenred)coreChannel Partner/ Reseller/ DistributorMeyclub provides the e-boutique platform integrated into COSAT's website, offering exclusive deals on travel, leisure, and retail to COSAT members. Customer service available at 01 79 62 15 13.
• UFCV ToulousecoreStrategic or Co-development PartnerUFCV Toulouse is COSAT's partner for adapted vacations for children with disabilities, organizing specialized stays tailored to each child's autonomy level.
• ASSENTISminorGTM or Marketing PartnerNew partner specializing in real estate loan insurance, offering preferential conditions to COSAT members.
• Stade ToulousainminorGTM or Marketing PartnerCOSAT provides a 15€ subsidy to members who subscribe or resubscribe to Stade Toulousain rugby club.
• TFC (Toulouse Football Club)minorGTM or Marketing PartnerCOSAT provides a 15€ subsidy to members who subscribe or resubscribe to TFC football club.
• Casden (Banque Populaire)minorGTM or Marketing PartnerFinancial services partner offering preferential conditions to COSAT members, present at proximity service points.
• Mutuelle Nationale Territoriale (MNT)minorGTM or Marketing PartnerHealth insurance partner offering 1 month free subscription to COSAT members, present at proximity service points.
• Catala & Associés (Avocats)minorGTM or Marketing PartnerLegal aid partner providing free first consultation and 20% reduction on subsequent consultations for COSAT members in civil, criminal, insurance, labor, and commercial law.
• Homair / TohapicoreChannel Partner/ Reseller/ DistributorCOSAT offers negotiated rates on Homair/Tohapi campsites across France including Le Neptune (Argelès), Les Dunes (Torreilles), and Lou Souleï (Carry-le-Rouet), with aqua park access and club activities.
• GrandvaliraminorChannel Partner/ Reseller/ DistributorCOSAT offers discounted ski lift tickets and packages for Grandvalira ski resort (Andorra) to members.
• LES BELLES ANNÉESminorGTM or Marketing PartnerPartner providing preferential rates on student residences and financial planning/budget consultation for COSAT members.

Scale indicators1 record

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Edenred: Global leader in payment solutions for employee benefits, including Ticket Restaurant meal vouchers, Kadéos gift, and mobility solutions. Already partners with COSAT via the Meyclub e-boutique platform, operating as a broad incumbent in the broader benefits ecosystem.

Direct peers

• Swile: French employee benefits platform offering multi-service cards covering meal vouchers, gift cards, vacation, mobility, and wellness. Targets the same employer-paid employee benefits space as COSAT but with a digital-first, app-driven approach.
• Up: French cooperative offering employee benefits solutions including meal vouchers, gift cards, and CSR-focused services. Competes with COSAT for employer relationships and member benefit delivery across French public and private sectors.
• ANCV (Agence Nationale pour les Chèques-Vacances): French national agency administering the Chèque-Vacances program, accepted at 170,000+ leisure and tourism professionals. Core partner of COSAT for vacation benefit distribution, operating as the national infrastructure through which COSAT channels subsidies to members.
• CNAS (Comité National d'Action Sociale): National social action committee serving French hospital civil servants, providing benefits, vacation services, and social assistance. Operates the same CSE-style works council model as COSAT but at national scale for public-sector healthcare employees.
• Pluxee: French employee benefits platform spun off from Sodexo, providing prepaid cards, vouchers, and benefits programs to employers. Competes with COSAT's benefits aggregation role by offering modern digital alternatives for employee perks and discounts.

Emerging players

• Wizbii: French employee benefits and engagement platform offering discounts, financial services, and content to employees. Competes in the same employee benefits aggregation space as COSAT with a digitally-native approach targeting younger workforces.

Regional players

• Comité Social Mairie de Paris: Municipal works council serving Paris municipal employees with similar benefits, vacation services, and partner discounts. Operates the same CSE model as COSAT but for Paris-based municipal employees, with a larger member base in a different geography.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/chorale.bo.cosat
• LinkedInlinkedin.com/company/cosat

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about cosat