nordecum sp. z o.o.

Name

nordecum sp. z o.o.

Website

https://credit.pl

Company type

Private

Operating status

Operating

Ownership category

akta.pro rank

Product category

Online Lending Marketplace

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Mortgage and Nonmortgage Loan Brokers (52231), Activities Related to Credit Intermediation (5223)

SIC

Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Marketplace & Loan Aggregation Platforms (Borrower-Lender Matching) (FSAGAHAL)

akta.pro secondary industry

Mortgage Comparison, Marketplace & Rate-Shopping Platforms (FSALABAJ)

Keywords

• Online lending
• Loan comparison platform
• Short-term loans
• Consumer credit
• Payday loans

Headquarters

HQ city

Warsaw

HQ country

Poland

HQ region

Europe

Markets served

GTM type

B2C

Offering type

Digital Commerce or Content

Cost components

Technology or R&D, Marketing or Sales, Personnel, Operations

Core offering

Nordecum sp. z o.o. provides short-term loans online through the Credit.pl website, a Polish online loan comparison platform. The platform aggregates and compares offers from multiple financial institutions, offering products such as quick loans (chwilówki), non-bank loans, free loans, installment loans, and business loans. It enables consumers to apply for fast, low-formality credit with minimal documentation, including options that do not require a credit history check.

Differentiator

Problem solved

Functional benefit

Products and services

• Online Loans (Pożyczki Online) Short-term personal loans available entirely online for individual borrowers in Poland, with fast approval and minimal documentation.
• Quick Loan (Szybka pożyczka)
• Non-bank Loans (Pożyczki pozabankowe)
• Free Loan (Darmowa pożyczka)
• Payday Loan (Chwilówka)
• Business Loans (Pożyczki dla firm)
• Installment Loans (Pożyczki na raty)

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves4 records

Expansion highlights4 records

Direct peers

• Comperia.pl: One of Poland's largest financial product comparison platforms, covering consumer loans, mortgages, credit cards, and bank accounts. Closely comparable to credit.pl on product scope, target audience (Polish consumers), and lead-gen business model.
• Rankomat.pl: Polish comparison marketplace aggregating insurance, loan, and credit-card offers from multiple providers. Directly comparable to credit.pl in operating a multi-lender lead-generation marketplace for Polish consumers.
• Paskolos.lt: Lithuanian consumer loan comparison site already listed as a partner in the credit.pl footer. Comparable as a regional Baltic peer running the same model in a neighboring market.
• Laen.ee: Estonian consumer credit comparison platform listed as a partner in the credit.pl footer. Directly comparable as a Baltic regional peer running the same lead-gen comparison model.
• eKredyt: Polish online loan comparison and brokerage site focusing on consumer and quick loans. Closely comparable to credit.pl in product scope and Polish consumer target market.

Broad incumbents

• Bankier.pl: Major Polish financial portal with extensive loan, mortgage, and banking product comparison functionality alongside news and market data. A broader incumbent that overlaps with credit.pl on the loan comparison category.
• Lendi: Australian mortgage and personal loan comparison platform. Comparable as an established lead-gen comparison marketplace in consumer credit, though in a different geography.
• LendingTree: US-based online loan marketplace connecting borrowers with multiple lenders across personal, mortgage, and business loans. The global benchmark for multi-lender comparison/lead-gen, with a business model closely analogous to credit.pl.
• MoneySupermarket: UK price-comparison platform covering loans, mortgages, credit cards, and insurance. Comparable to credit.pl as a broad consumer-finance comparison site monetizing through lender commissions.

Others

• Wallester: White-label card issuing and payment infrastructure provider listed as a partner in the credit.pl footer. Ecosystem/technology enabler adjacent to credit.pl rather than a direct competitor.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about nordecum sp. z o.o.