akisí

Name

akisí

Legal name

Pronet, Sociedad Anónima

Website

https://akisipuedo.com

Company type

Private

Founded year

2009

Operating status

Operating

Ownership category

akta.pro rank

Product category

Mobile Payment Services

akta.pro primary industry

Cash-in/Cash-out Agent Network Wallets (FSAMAEAJ)

akta.pro secondary industry

General-Purpose Digital Wallets (P2P + Merchant) (FSAMAEAA)

Keywords

• Mobile payment wallet
• Digital wallet services
• Money transfer platform
• Bill payment services
• Electronic money management

Headquarters

HQ city

Guatemala City

HQ country

Guatemala

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2C

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Operations, Marketing or Sales

Revenue model

1. Transaction Fees: Flat fees charged per transaction: Q2.00 for money transfers (Akisí to Akisí and Akisí to Akisí point) and Q2.00 for cash withdrawals. Loading the wallet is free.
2. Card Processing Fees: 4.05% + IVA fee applied on credit/debit card transactions, charged to the user for card-based operations.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels7 records

Core offering

akisí operates a mobile electronic wallet (billetera electrónica) that lets Guatemalan consumers manage money from their Android smartphones. Users can send and receive money nationally, pay utility and service bills (electricity, water, phone), recharge mobile phones, withdraw and deposit cash at more than 5,000 affiliated merchant points and 100+ intelligent ATMs, collect international remittances, request loans, pay credit cards, and open interest-bearing savings accounts through a partner bank.

Product overview

akisí offers a single unified mobile electronic wallet product that enables users to perform various financial transactions directly from their smartphones. The app serves as a comprehensive digital payment platform allowing money transfers, bill payments, mobile phone recharges, cash deposits and withdrawals at affiliated points, remittance collection, loan requests, and savings account integration with Banco de Antigua. The product operates exclusively on Android devices through the Google Play Store and is available throughout all departments of Guatemala.

Differentiator

Problem solved

Functional benefit

Products and services

• akisí Mobile Electronic Wallet A unified Android mobile wallet enabling Guatemalan consumers to send and receive money nationally, pay utility and service bills, recharge mobile phones, withdraw and deposit cash at affiliated points and intelligent ATMs, collect international remittances, request loans, pay credit cards, and open savings accounts via a partner bank.
• Peer-to-Peer Money Transfers Real-time domestic transfers between akisí wallet users and to akisí affiliated merchant points, available 24/7 with irreversible transactions upon credit.
• Bill Payment Service Bill payment acceptance for utilities, water, electricity, telephone, cable, internet, education, and municipal services through the akisí app, intelligent ATMs, and 5,000+ affiliated merchant points.
• Cash Withdrawal and Deposit at Intelligent ATMs Cash deposit and withdrawal services for akisí wallet users via a network of more than 100 intelligent ATMs across Guatemala.
• Banco de Antigua Savings Account Integration Interest-bearing savings accounts accessible through the akisí app via Banco de Antigua, with 4% annual interest capitalized monthly, open with Q0.00 balance, and generating income from Q300.

Quantifiable outcome

• Eliminates need to visit physical bank locations or wait in queues
• +2 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Four partnerships are on record, tiered core.

• EMPAGUA (Empresa Municipal de Agua)coreStrategic or Co-development Partner · 9 May 2022Alliance announced May 9, 2022 to expand and innovate water bill payment methods. EMPAGUA customers can now pay water bills through the akisí app, via 100+ Intelligent ATMs, or at 5,000 payment points nationwide. Network planned to grow to 10,000 points. This partnership is part of EMPAGUA's digital transformation strategy.
• Banco de AntiguacoreStrategic or Co-development Partner · 26 January 2021Partnership enabling users to open savings accounts directly from the akisí app. Accounts offer 4% annual interest (capitalized monthly), open with Q0.00 balance, and generate income from Q300. Users access accounts via Bantigua en Línea and Bantigua app.
• Fundación Génesis EmpresarialcoreChannel Partner/ Reseller/ DistributorCajas de Desarrollo (development fund boxes) of Fundación Génesis Empresarial serve as akisí points for wallet loading, cash withdrawals, and transactions, extending financial services access to underserved communities.
• VISANET GuatemalacoreTechnology or IntegrationVISANET Guatemala processes credit and debit card transactions for akisí users, enabling card-based wallet loading with 4.05% + IVA fee.

Scale indicators3 records

Recent moves6 records

Direct peers

• Tigo Money: Tigo Money is the mobile operator-backed digital wallet of Millicom/Tigo Guatemala, offering P2P transfers, bill payments, cash-in/cash-out via agent network, and remittances across Guatemala—directly competing with akisí on the same core use cases and merchant/consumer segments.
• BAM (Banco Agromercantil) Móvil: BAM Móvil is a Guatemalan bank-led mobile wallet offering transfers, bill payments, and card-based transactions to consumers and SMBs. It competes head-to-head with akisí in Guatemala for wallet share and merchant acceptance.
• Banrural (App Banrural): Banrural is Guatemala's largest rural-focused bank with extensive CICO agent coverage and a mobile wallet; its existing rural footprint and development-finance mission overlap directly with akisí's unbanked and rural customer strategy.

Broad incumbents

• Mercado Pago: Mercado Pago is Latin America's largest consumer/merchant digital wallet, offering P2P transfers, bill pay, payments, and credit. It provides a broad incumbent benchmark for the digital wallet business model akisí operates in within Guatemala.
• PayPal: PayPal is a global digital wallet and payments incumbent with consumer and merchant accounts. While not Guatemala-native, it represents the broad incumbent wallet competitive frame for akisí's cross-border and online merchant ambitions.
• Paytm: Paytm is India's leading mobile wallet and payments platform combining wallet, bill payments, banking, and merchant acquiring. It is the closest scaled analogue to akisí's combined wallet-plus-agent-network-plus-biller-aggregation model.

Regional players

• Nequi: Nequi is a Latin American digital wallet from Bancolombia serving Colombia and Mexico with mobile-first P2P, savings, and bill payments—closely analogous to akisí's product design and unbanked targeting, though operating in different geographies.
• GCash: GCash is the Philippines' leading mobile wallet, demonstrating the agent-network, biller-partnership, and unbanked-focused playbook that closely mirrors akisí's operating model.

Emerging players

• Wise (TransferWise): Wise is a multi-currency digital wallet and cross-border remittance platform. akisí's remittance-recipient use case (collecting international transfers in the wallet) overlaps with Wise's account/wallet model.
• Remitly: Remitly is a digital remittance provider with strong Latin American corridors. Its mobile-first recipient experience is directly comparable to akisí's remittance-collection feature for Guatemalan recipients.

Market position

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xtwitter.com/akisipuedo
• YouTubeyoutube.com/channel/UCxNQW6d65Rygwr8HjCjeaHQ
• Facebookfacebook.com/akisipuedo
• Instagraminstagram.com/akisipuedo/?hl=es-la
• LinkedInlinkedin.com/company/akisipuedo

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about akisí