Lendistry

Name

Lendistry

Legal name

B.S.D. Capital, Inc.

Website

http://www.Lendistry.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

251–500 employees

Ownership category

akta.pro rank

Product category

Small Business Lending

NAICS

Nondepository Credit Intermediation (5222), Credit Intermediation and Related Activities (522)

SIC

Short-Term Business Credit Institutions (6153), Federal & Federally-Sponsored Credit Agencies (6111)

akta.pro primary industry

SBA/Government-Backed & Development Finance Loans (FSAKAGAI)

akta.pro secondary industries

Private Credit / Direct Lending (FSAAAHAG), SBA/USDA Government-Backed Loan Intermediation (FSAEAEAI)

Keywords

• Small business loans
• SBA 7(a) lending
• CDFI financing
• Community development lending
• Underserved business capital

Headquarters

HQ city

Los Angeles

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Loan Interest Income: Lendistry generates revenue primarily through interest charged on business loans and SBA 7(a) loans. Interest rates range from 7.75% to 11.99% depending on loan type and size.
2. SBA Loan Origination and Servicing: As an SBA Preferred Lender, Lendistry earns origination fees and ongoing servicing income from SBA 7(a) government-backed loans ranging from $10,000 to $5 million.

Pricing tiers

Go-to-market motion4 records

Distribution channels5 records

Marketing channels6 records

Core offering

Lendistry is a fintech CDFI lender that originates and services SBA 7(a) loans, business term loans, and specialized financing products for underserved small businesses across the United States. As an SBA Preferred Lender, it underwrites loans ranging from $10,000 to $5,000,000 through a proprietary cloud-based application platform, complemented by partner-embedded programs (Visa & Main, Walmart Marketplace, Amazon Community Lending) and sub-brand offerings in home loans and insurance.

Product overview

Lendistry is a fintech small business and real estate lender offering a platform of lending products. The core products include Business Term Loans (fixed-rate, $10K-$350K, 1-5 years), SBA 7(a) Business Term Loans (variable rate, $10K-$350K, 10 years), and SBA 7(a) Standard Loans (as an SBA Preferred Lender, $350K-$5M, 10-25 years). These are complemented by specialized programs including Visa & Main (a $100M working capital facility in partnership with Visa), Walmart Marketplace Seller Financing, Amazon Community Lending, Contractor Finance, and Airport Concessions Lending. The company also offers Insurance services through LIFT and Home Loans through a separate branded platform (lendistryhomeloans.com). Technical Assistance is provided through The Center by Lendistry nonprofit. Founded in 2015 as a minority-led CDFI lender, the company has deployed $10.5 billion in small business loans and grants supporting 640,000 small businesses.

Differentiator

Problem solved

Functional benefit

Brands

• Lendistry Insurance: Insurance agency providing insurance services for growing small businesses.
• Lendistry Home Loans
• Small Business Unscripted

Products and services

• Business Term Loan A short-term, fully amortizing fixed-rate loan designed for established small businesses needing capital quickly. Loan sizes range from $10,000 to $350,000 with terms of 1-5 years and interest rates as low as 11.99%, with 3-7 business day processing.
• SBA 7(a) Business Term Loan A government-backed, fully amortizing SBA 7(a) loan for small businesses owned by U.S. citizens or nationals. Loan sizes range from $10,000 to $350,000 with variable rates as low as 8.25% and 10-year terms, with 5-20 business day processing.
• SBA 7(a) Standard Loan Lendistry's flagship SBA 7(a) product for larger capital needs, enabled by SBA Preferred Lender status. Loan sizes from $350,001 to $5,000,000 with variable rates as low as 7.75% and terms of 10-25 years, with 35-90 business day processing.
• Contractor Finance Financing solutions tailored specifically for contractors, providing working capital and equipment financing for business operations. Launched as part of Lendistry's Dallas expansion in partnership with Texas Capital Bank.
• Lendistry Home Loans Home lending products offered through the Lendistry Home Loans division, a separate branded platform (lendistryhomeloans.com) providing residential financing for small businesses and property owners.
• LIFT: Lendistry Insurance Fulfillment Team Insurance agency services for growing small businesses, branded as LIFT (Lendistry Insurance Fulfillment Team) and operated through lendistryinsurance.com.
• Visa & Main A platform in partnership with Visa designed to help small business owners access capital, reach customers, and adopt digital business tools. Includes a $100 million working capital facility managed by Lendistry, marketing support for FIFA World Cup 2026, digital payment tools, and financial education resources.
• Walmart Marketplace Seller Financing Financing options for small business sellers on Walmart Marketplace, including SBA 7(a) loans, offered through an embedded partnership to support business growth and inventory purchase.
• Amazon Community Lending Lending program in partnership with Amazon supporting small businesses in Amazon's ecosystem, including Amazon Marketplace sellers and community-based lending programs.
• Airport Concessions Lending Specialized lending program for airport concessionaires and related businesses, addressing financing needs within the airport concessions ecosystem.

Quantifiable outcome

• $10.5 billion in small business loans and grants deployed to date
• +3 more outcomes

Named customers6 records

Segments5 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Eight partnerships are on record, tiered flagship and core.

• Chicago SkyflagshipGTM or Marketing Partner · 28 April 2026Multi-year partnership naming Lendistry the Official Small Business Lending Partner of the WNBA team. Includes prominent baseline branding at home games and presenting partner of Chicago Sky Foundation's Women's Small Business Cohort awarding $80,000 through pitch competition.
• VisaflagshipStrategic or Co-development Partner · 5 February 2026Lendistry partnered with Visa for the $100 million Visa & Main working capital facility. Lendistry manages financing deployment through Visa's small business platform, addressing financing challenges cited by 43% of small businesses. Platform includes marketing support tied to FIFA World Cup 2026.
• Walmart MarketplacecoreChannel Partner/ Reseller/ Distributor · 16 October 2025Lendistry now offers financing options for small business sellers on Walmart Marketplace, including SBA 7(a) loans, to support business growth and inventory purchase. Initiative empowers small businesses to expand into larger retail channels.
• Gotham FCcoreGTM or Marketing PartnerOfficial Small Business Lender of Gotham FC, a WNBA team. Partnership includes Small Business of the Match activations and community engagement events.
• LA SparkscoreGTM or Marketing PartnerOfficial Small Business Lender of LA Sparks WNBA team, providing community engagement and brand visibility in Los Angeles market.
• Atlanta DreamcoreGTM or Marketing PartnerOfficial Small Business Lender of Atlanta Dream WNBA team, supporting women's sports and community investment in the Atlanta area.
• AmazoncoreChannel Partner/ Reseller/ DistributorAmazon Community Lending program and Amazon Relay Lending partnership enabling financing solutions for Amazon sellers and community-based lending.
• The Center by LendistrycoreStrategic or Co-development PartnerNonprofit strategic partner supporting small businesses through education, technical assistance, and access to competitive financing. Provides additional support services beyond direct lending.

Scale indicators9 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• CDC Small Business Finance: A certified CDFI and SBA Preferred Lender focused on SBA 7(a) and 504 loans to underserved small businesses, directly competing with Lendistry on SBA origination volume and CDFI-backed capital deployment to minority- and women-owned businesses.
• Accion: Global nonprofit CDFI providing small business loans to underserved entrepreneurs; overlaps directly with Lendistry on CDFI-certified SMB lending and impact-investor funding base.
• DreamSpring (formerly Opportunity Fund): CDFI providing small business loans and financial coaching to underserved entrepreneurs, including minority- and women-owned businesses - the same core customer segment and mission Lendistry targets.
• LiftFund: Texas-based CDFI providing SBA and small business loans to underserved entrepreneurs, with overlapping product mix (SBA 504/7(a), term loans) and direct competition in the Texas market where Lendistry expanded via Texas Capital Bank.
• Grameen America: Microfinance CDFI providing small business loans to low-income entrepreneurs, particularly women; comparable mission, regulatory CDFI certification, and focus on borrowers turned away by traditional banks.
• Funding Circle US: Online SMB lender offering term loans and lines of credit to small businesses through a digital application, competing head-on with Lendistry's Business Term Loan and SBA products on speed and online UX.
• BlueVine: Fintech providing working capital, lines of credit, and term loans to small businesses; directly overlaps with Lendistry's online SMB lending model, target customer, and digital application platform.
• OnDeck: Established online small business lender offering term loans and lines of credit to SMBs through a digital platform; comparable product set, target market, and capital structure approach to Lendistry.
• Coastal Enterprises Inc (CEI): Maine-based CDFI providing business loans, SBA lending, and technical assistance to underserved small businesses; mirrors Lendistry's combined lending-plus-technical-assistance model and CDFI funding model.

Emerging players

• Kiva: Nonprofit crowdfunding platform enabling 0% interest loans to underserved small businesses and entrepreneurs; overlapping mission to serve borrowers excluded from traditional finance, though operating via a different capital-aggregation mechanism than Lendistry.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel/UCnQaL_pavXBykyysnQa6aHA
• Facebookfacebook.com/lendistry
• LinkedInlinkedin.com/company/lendistry
• Instagraminstagram.com/lendistry
• TikToktiktok.com/@lendistry
• Xx.com/lendistry

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries4 records

Funding overview

Funding rounds10 records

Investors7 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Lendistry