Boost Payment Solutions

What Boost Payment Solutions does

Boost Payment Solutions is a privately held B2B payments company founded in 2009 and headquartered in New York City, operating in 180+ countries with a 51-100 employee organization that runs a 100% virtual workforce. The company optimizes the use and acceptance of commercial cards through a proprietary, multi-patented technology platform built around Boost Intercept, a straight-through processing (STP) engine that automates virtual card acceptance, CEDP parsing and validation, funding, and enhanced remittance reporting. Boost holds 6 utility patents (multiple U.S. patents plus a Canadian patent) and is certified at PCI DSS Level 1, SOC 2 Type 2, and HIPAA, processing over $12 billion in 2023 with cumulative volume exceeding $20 billion.

The core platform is layered: Boost Intercept serves as the STP backbone, Dynamic Boost is a patented rules-based pricing engine for real-time interchange flexibility, Boost 100 is the buyer-focused platform for paying suppliers by card regardless of acceptance willingness, Boost 100XB extends the platform cross-border to 180+ countries without foreign BIN requirements, and Boost Vault enables static-card tokenization. A Payments-as-a-Service (PaaS) gateway layer licenses Boost Intercept to acquirers, software platforms, and ERPs including FIS, Worldpay, Bill.com, AvidXchange, Coupa, Esker, and SAP Taulia.

The business model is per-transaction take rate plus technology licensing. Boost earns a share of interchange, network, assessment, and acquirer fees on each commercial card transaction (domestic all-in costs as low as 1.99%, cross-border Boost 100XB as low as 2.25%), with proprietary interchange rates granted by both Visa and Mastercard enhancing net economics. The customer base spans three primary constituencies: enterprise buyers (including 64 Fortune 100 clients), suppliers/merchants of all sizes, and commercial card issuers (JPMorgan Chase, Capital One, Wells Fargo, Bank of America, Citi, HSBC, MUFG, PNC, and others) using Boost as their supplier enablement and STP layer. AI-powered transaction validation, predictive analytics, and CEDP data structuring are integral to the platform.

Name

Boost Payment Solutions

Legal name

Boost Payment Solutions, Inc.

Website

https://boostb2b.com

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

51–100 employees

Ownership category

akta.pro rank

Product category

B2B Payment Processing

akta.pro primary industry

Processor-Agnostic / White-Label Acquiring Platforms (Acquiring-as-a-Service) (FSAMABAI)

akta.pro secondary industry

Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)

Keywords

• B2B commercial card processing
• Virtual card payment automation
• Straight-through processing platform
• Supplier enablement services
• Accounts payable automation

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure, Supply Chain

Revenue model

1. Transaction-based interchange and processing fees: Per-transaction revenue model. Boost earns a share of interchange, network, assessment, and acquirer fees on each commercial card transaction it processes through Boost Intercept and Boost 100. Fee responsibility can be buyer-funded, supplier-funded, or shared between both parties based on contract. Pricing is not publicly listed — all-in transaction costs are quoted as low as 1.99% (domestic) and 2.25% (cross-border). Boost also has proprietary interchange rates that further lower cost of acceptance.
2. Technology licensing and embedded/PaaS partnerships: Boost licenses its patented Boost Intercept STP technology to acquirers, processors, and software platforms (e.g., Moneris licenses Boost Intercept as its B2B gateway for Canada; FIS, Worldpay, Bill.com, AvidXchange, CoupaPay, Esker, Paymerang, Nuvei embed Boost technology). Generates licensing/royalty revenue alongside transaction volume.

Pricing tiers

Go-to-market motion5 records

Distribution channels6 records

Marketing channels8 records

Core offering

Boost Payment Solutions is a B2B acquirer and payments technology company that operates a patented straight-through processing (STP) platform purpose-built for commercial card acceptance. Its core products — Boost Intercept (STP), Dynamic Boost (rules-based pricing), Boost 100 and Boost 100XB (cross-border) — automate the use and acceptance of commercial cards between buyers, suppliers, and card-issuing banks across 180+ countries. Boost also licenses its patented technology as a Payments-as-a-Service (PaaS) gateway to acquirers, software platforms, and ERP vendors.

Product overview

Boost Payment Solutions is a platform-plus-modules B2B digital payments company offering a unified suite of proprietary commercial card acceptance and optimization products. The core architecture is built around Boost Intercept®, the patented straight-through processing (STP) technology that serves as the central automation engine, layered with Dynamic Boost®, a patented rules-based payment engine for interchange flexibility, and Boost 100®, the overarching buyer-focused platform that maximizes card-based payments. Boost 100XB® extends the platform cross-border to 180+ countries, while Boost Vault securely handles static card transactions and CEDP Essentials supports Visa Commercial Enhanced Data Program compliance. A Payments-as-a-Service (PaaS) gateway extends these capabilities to acquirers, merchant service providers, and embedded software platforms. Together, these products serve buyers (AP), suppliers (AR), card issuers, and strategic partners across 180+ countries with AI-powered transaction validation, data parsing, and real-time interchange optimization.

Differentiator

Problem solved

Functional benefit

Brands

• Boost 100®: Platform of solutions purpose-built to maximize commercial card spend; enables buyers to pay 100% of suppliers by card, 100% of the time.
• Boost Intercept®
• Dynamic Boost®
• Boost 100XB®
• Boost Vault℠
• CEDP Essentials

Products and services

• Boost Intercept Patented straight-through processing (STP) platform and the industry's first virtual card lockbox solution. Automates processing, funding, and reporting of commercial card payments, eliminating manual workflows and data entry for buyers and suppliers.
• Dynamic Boost Patented dynamic rules-based payment engine that enables buyers and suppliers to enforce contractual constructs, control which invoices can be paid by card, and apply flexible pricing based on dynamic variables in real time.
• Boost 100 Platform of solutions and services that gives enterprise buyers complete control and flexibility over how and when they use their commercial card, regardless of supplier willingness to accept. Expands working capital and increases supplier acceptance.
• Boost 100XB Cross-border B2B payments solution enabling buyers to pay suppliers in 180+ countries using their existing U.S.-issued commercial card without foreign BIN requirements, avoiding expensive cross-border assessment fees.
• Boost Vault Secure registry for static commercial cards that enables buyers to securely pay invoices without a virtual card program. Tokens are stored and processed via Boost Intercept for straight-through processing with no technical integration required.
• CEDP Essentials Solution suite helping clients understand, prepare for, and navigate Visa's Commercial Enhanced Data Program (CEDP) interchange and data-validation rules, including a pre-funding model that ensures customers benefit from qualified CEDP rates immediately.
• Payments-as-a-Service (PaaS) Gateway CEDP-ready PaaS gateway solution for acquirers and software platforms that handles parsing, validation, and submission directly, ensuring transactions meet Visa's CEDP schema and helping merchants and partners earn Verified status.

Quantifiable outcome

• Reduces supplier cost of acceptance by up to 50% via Boost Intercept
• +7 more outcomes

Named customers4 records

Segments7 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

AI capability10 records

Feature7 records

Partnerships

60 partnerships are on record, tiered flagship (global strategic alliance), flagship (cedp co-development partner), core, regional, vertical (healthcare), regional (canada), flagship (issuer), regional (emea), vertical (restaurant/restaurant-tech), regional (europe/canada), vertical, regional (caribbean) and regional (apac).

• Mastercardflagship (global strategic alliance)Strategic or Co-development PartnerMulti-phase strategic alliance spanning a decade: Phase 1 in 2012, Phase 2 in 2014, Caribbean alliance (2017), Global Framework Agreement (2019), and a global partnership in 2021 to expand the use and acceptance of commercial cards worldwide. Mastercard itself is also a Boost customer using Boost to transform its own AP process.
• Visaflagship (cedp co-development partner)Strategic or Co-development PartnerBoost and Visa partnered to increase business payments acceptance via the Dynamic Boost® platform (2019). Visa granted Boost proprietary interchange rates to match Mastercard (2019). Boost is a Visa-approved service provider listed on the Visa Global Registry and displays a 2026 Visa badge. Boost is fully prepared for Visa's CEDP.
• SAP TauliacoreStrategic or Co-development PartnerSAP Taulia partners with Boost Payment Solutions to accelerate virtual cards momentum, enhancing B2B payments infrastructure for enterprise clients.
• FIScoreStrategic or Co-development PartnerBoost and FIS announced a strategic partnership to integrate Boost's patented straight-through processing (STP) technology into FIS's Automated Finance suite, improving virtual card acceptance automation for enterprise customers. Announced July 2025.
• Conferma PaycoreStrategic or Co-development PartnerConferma Pay and Boost have an evolving partnership to transform B2B virtual payments. Initially teamed up in travel, with subsequent extensions across the wider B2B industry. Jason Lalor is CEO of Conferma Pay.
• EskercoreTechnology or IntegrationEsker and Boost Payment Solutions announced a partnership to revolutionize virtual card processing. Esker's U.S. COO Steve Smith described card issuance growth on the AP side as a driver of the partnership, focused on meeting customers' evolving needs for innovative and efficient payment solutions.
• OneSource Virtual (OSV)coreTechnology or IntegrationBoost Payment Solutions and OneSource Virtual partner on automated AP, integrating Boost's technology into OSV's Invoice Pay service for Workday financials customers. OSV CFO John Bax cited increased vendor matching and conversion rates as a key benefit.
• RobobairegionalStrategic or Co-development PartnerBoost Payment Solutions partnered with Australian FinTech leader Robobai to expand B2B payments in the APAC region.
• GHX (Global Healthcare Exchange)vertical (healthcare)Strategic or Co-development PartnerBoost Payment Solutions and GHX teamed up to drive cost savings to healthcare organizations by automating commercial card payments in the healthcare supply chain.
• Coupa (CoupaPay)coreTechnology or IntegrationBoost entered into a strategic partnership agreement with CoupaPay to enable B2B virtual card payments within Coupa's spend management platform.
• AvidXchangecoreTechnology or IntegrationAvidXchange embeds Boost's Boost Intercept STP technology into its AP automation platform to provide automated commercial card acceptance to its customers.
• Bill.comcoreTechnology or IntegrationBill.com is listed as a Boost partner leveraging Boost's STP technology to enable automated commercial card payments on its platform.
• PaymerangregionalTechnology or IntegrationPaymerang is listed as a Boost strategic partner leveraging Boost's commercial card automation for AP workflows.
• BottomlinecoreTechnology or IntegrationBottomline is listed as a Boost strategic partner, integrating Boost's STP technology into its B2B payments solutions.
• Monerisregional (canada)Channel Partner/ Reseller/ DistributorMoneris licenses Boost Intercept as its B2B gateway for Canada and launched B2B payment solutions to optimize commercial card acceptance in the Canadian market.
• American Express (Amex)coreStrategic or Co-development PartnerAmerican Express and Boost Payment Solutions partnered to bring optimized virtual card payments to suppliers, combining Amex's virtual card network with Boost's STP technology.
• TransferMatecoreStrategic or Co-development PartnerBoost Payment Solutions partnered with TransferMate to enhance cross-border payment capabilities, integrating TransferMate's international payments infrastructure with Boost's commercial card platform.
• JPMorgan Chase (J.P. Morgan)flagship (issuer)Strategic or Co-development PartnerBoost Payment Solutions collaborates with J.P. Morgan to offer fully integrated automated payments. Forms a strategic alliance to expand commercial card acceptance through JPMorgan's commercial card program.
• BMO Harris BankcoreChannel Partner/ Reseller/ DistributorBoost Payment Solutions collaborated with BMO Harris Bank to deliver automated B2B payment solutions to its corporate card clients.
• Wells Fargo BankcoreChannel Partner/ Reseller/ DistributorBoost executed a supplier enablement agreement with Wells Fargo Bank in 2013, enabling Wells Fargo's commercial card clients to use Boost's supplier enablement services.
• Citi (Citibank)coreChannel Partner/ Reseller/ DistributorBoost executed a supplier enablement agreement with Citibank in 2014, integrating Boost's supplier enablement services with Citi's commercial card program.
• U.S. BankcoreChannel Partner/ Reseller/ DistributorBoost executed a supplier enablement agreement with U.S. Bank in 2015, providing Boost's supplier enablement and STP services to U.S. Bank's commercial card clients.
• WEXcoreChannel Partner/ Reseller/ DistributorBoost executed a supplier enablement agreement with WEX in 2014 to support WEX's commercial card clients.
• Bilt RewardscoreTechnology or IntegrationBoost integrated into Bilt Rewards to provide a first-of-its-kind offering that allows renters to pay their landlords with a credit card (2022).
• Allied Irish Bank (AIB)regional (emea)Channel Partner/ Reseller/ DistributorBoost executed an ISO agreement with Allied Irish Bank in Europe to expand its Boost Intercept distribution in the European market.
• Worldpay (formerly Vantiv)coreChannel Partner/ Reseller/ DistributorBoost executed a payment facilitator agreement with Vantiv (now Worldpay) and a Boost Intercept gateway agreement with TransFirst (now TSYS, owned by Global Payments). Worldpay is listed as a Boost strategic partner.
• Global Payments (Nuvei, TSYS)coreChannel Partner/ Reseller/ DistributorGlobal Payments (TSYS) is listed as a Boost strategic partner; Nuvei is also listed as a Boost partner. Boost also executed a Boost Intercept gateway agreement with TSYS (via TransFirst acquisition).
• ElavoncoreChannel Partner/ Reseller/ DistributorElavon is listed as a Boost strategic partner distributing Boost Intercept for B2B virtual card acceptance.
• Capital OnecoreChannel Partner/ Reseller/ DistributorCapital One is listed among Boost's integrated commercial card issuer partners and partner logos, supporting supplier enablement on its commercial card program.
• HSBCcoreChannel Partner/ Reseller/ DistributorHSBC is listed among Boost's integrated commercial card issuer partners and partner logos.
• MUFGcoreChannel Partner/ Reseller/ DistributorMUFG is listed among Boost's integrated commercial card issuer partners and partner logos.
• PNCcoreChannel Partner/ Reseller/ DistributorPNC is listed among Boost's integrated commercial card issuer partners and partner logos.
• TruistcoreChannel Partner/ Reseller/ DistributorTruist is listed among Boost's integrated commercial card issuer partners and partner logos.
• Bank of AmericacoreChannel Partner/ Reseller/ DistributorBank of America is listed among Boost's integrated commercial card issuer partners and partner logos.
• MarginEdgevertical (restaurant/restaurant-tech)Technology or IntegrationMarginEdge is listed as a Boost strategic partner, integrating Boost's B2B payments into restaurant industry workflows.
• TrustCommerceregionalChannel Partner/ Reseller/ DistributorTrustCommerce is listed as a Boost strategic partner for B2B payment processing distribution.
• Worldline (formerly Bambora)regional (europe/canada)Channel Partner/ Reseller/ DistributorWorldline (formerly Bambora) is listed as a Boost strategic partner for B2B payment distribution.
• Cass Information SystemsverticalChannel Partner/ Reseller/ DistributorCass Information Systems is listed as a Boost strategic partner.
• Corpay (formerly Nvoicepay)coreChannel Partner/ Reseller/ DistributorCorpay (formerly Nvoicepay) is listed as a Boost strategic partner.
• LucrotecregionalChannel Partner/ Reseller/ DistributorLucrotec is listed as a Boost strategic partner.
• Swipe2BregionalChannel Partner/ Reseller/ DistributorSwipe2B is listed as a Boost strategic partner.
• Huntington BankcoreChannel Partner/ Reseller/ DistributorHuntington Bank is listed among Boost's integrated commercial card issuer partners and partner logos.
• Key BankcoreChannel Partner/ Reseller/ DistributorKey Bank is listed among Boost's integrated commercial card issuer partners and partner logos.
• Sagicorregional (caribbean)Channel Partner/ Reseller/ DistributorSagicor is listed as a Boost strategic partner, supporting Caribbean B2B payments.
• Regions BankcoreChannel Partner/ Reseller/ DistributorRegions Bank is listed among Boost's integrated commercial card issuer partners and partner logos.
• National Bank of Canada (NBC)regional (canada)Channel Partner/ Reseller/ DistributorNational Bank of Canada (NBC) is listed among Boost's integrated commercial card issuer partners and partner logos.
• Scotia Bankregional (canada)Channel Partner/ Reseller/ DistributorScotia Bank is listed among Boost's integrated commercial card issuer partners and partner logos.
• Bank UnitedregionalChannel Partner/ Reseller/ DistributorBank United is listed among Boost's integrated commercial card issuer partners and partner logos.
• EdenRedregionalChannel Partner/ Reseller/ DistributorEdenRed is listed among Boost's integrated commercial card issuer partners and partner logos.
• Commerce BankcoreChannel Partner/ Reseller/ DistributorCommerce Bank is listed among Boost's integrated commercial card issuer partners and partner logos.
• Fifth Third BankcoreChannel Partner/ Reseller/ DistributorFifth Third Bank is listed among Boost's integrated commercial card issuer partners and partner logos.
• WestPacregional (apac)Channel Partner/ Reseller/ DistributorWestPac is listed among Boost's integrated commercial card issuer partners and partner logos.
• SVB (Silicon Valley Bank)coreChannel Partner/ Reseller/ DistributorSVB is listed among Boost's integrated commercial card issuer partners and partner logos.
• FNBOcoreChannel Partner/ Reseller/ DistributorFNBO is listed among Boost's integrated commercial card issuer partners and partner logos.
• Citizens BankcoreChannel Partner/ Reseller/ DistributorCitizens Bank is listed among Boost's integrated commercial card issuer partners and partner logos.
• Mutual of OmahacoreChannel Partner/ Reseller/ DistributorMutual of Omaha is listed among Boost's integrated commercial card issuer partners and partner logos.
• SantanderregionalChannel Partner/ Reseller/ DistributorSantander is listed among Boost's integrated commercial card issuer partners and partner logos.
• Zions BankcoreChannel Partner/ Reseller/ DistributorZions Bank is listed among Boost's integrated commercial card issuer partners and partner logos.
• Umpqua BankcoreChannel Partner/ Reseller/ DistributorUmpqua Bank is listed among Boost's integrated commercial card issuer partners and partner logos.
• OneSource (separate from OSV)regionalChannel Partner/ Reseller/ DistributorOneSource is listed as a Boost strategic partner.

Scale indicators13 records

Recent moves11 records

Expansion highlights6 records

Emerging players

• Tipalti: AP automation and global supplier payments platform with virtual card and cross-border payment capabilities; comparable to Boost on the supplier enablement and global payment network side.
• Plastiq: B2B payments platform that lets businesses pay suppliers by credit card; overlaps with Boost's Boost 100 use case of paying non-card-accepting suppliers via card.

Direct peers

• Conferma Pay: Direct competitor in commercial virtual card processing for B2B travel and corporate payments. Conferma Pay partners with issuers and corporates to issue and accept virtual cards globally and is explicitly referenced in Boost's partnership history.
• Corpay (formerly Nvoicepay): Direct peer in B2B payments automation and virtual card programs, with comparable AP automation and supplier enablement offerings. Corpay/Nvoicepay is listed as a Boost strategic partner, reflecting their direct overlap in the AP automation space.
• AvidXchange: Direct peer in AP automation and B2B payments for mid-market and enterprise; embeds Boost Intercept and competes head-to-head with Boost's supplier enablement capabilities in adjacent AP automation workflows.
• Bill.com: B2B payments platform for SMBs and mid-market that embeds Boost Intercept while also competing with Boost in the broader AP/AR payments and virtual card space.
• Bottomline Technologies: Direct peer in B2B payments, commercial card, and AP automation for corporates and banks; embeds Boost technology while also offering its own competitive B2B payments solutions.
• Coupa (CoupaPay): Direct peer in B2B spend management and virtual card payments; has a strategic partnership with Boost via CoupaPay, and competes as a broader AP/spend platform with embedded payments.
• Esker: AP automation and order-to-cash software vendor that has a commercial card partnership with Boost; competes in adjacent AP automation while integrating Boost's STP for virtual card acceptance.

Broad incumbents

• WEX: Large commercial card and B2B payments incumbent; has a supplier enablement agreement with Boost and overlaps with Boost in commercial card issuing/processing for fleets and corporate payments.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/1468750
• Xx.com/boostb2b
• Facebookfacebook.com/boost-payment-solutions-452367171557869

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles14 records

Funding overview

Funding rounds4 records

Investors4 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Boost Payment Solutions