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Habi

Full company profile

uuid0000cwk

Namestring
Habi
Legal namestring
INVERSIONES MCN S.A.S
Websiteurl
habi.co
Company typeenum
Private
Founded yearint
2019
Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
1,001–5,000
akta.pro rankint
HeadquartersBogotá, Colombia
HQ citystring
Bogotá
HQ countrystring
Colombia
HQ regionstring
Latin America
Markets served

Serves global market

Offices7 records

Each record includes

City, Country, Type, Description, Source

Keyword5 values
residential real estate, iBuyer platform, proptech services, mortgage brokerage, home valuation
Industry1 code
1Senior Living & 55+ Community Brokerage
CodeBPAJAAAHPrimaryYes
NAICS code3 codes
  • Offices of Real Estate Agents and Brokers5312
  • Mortgage and Nonmortgage Loan Brokers522310
  • Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services518
SIC code3 codes
  • Loan Brokers6163
  • Real Estate Agents & Managers (For Others)6531
  • Real Estate Dealers (For Their Own Account)6532
Product category
Residential Real Estate Services
GTM motion4 records

Each record includes

Type, Description, Source

Revenue model4 records
1iBuyer home resale (spread on buy-renovate-sell)
TypeTransaction Fee
Description

Habi buys used homes directly from owners, renovates them, and resells them at market price, capturing the spread between acquisition cost (typically at or below market) and resale price. Operates in Colombia and Mexico with 66,000+ transactions processed and over $1B in aggregate transaction volume in 2025.

habi.co
2Habicredit mortgage brokerage commissions
TypeTransaction Fee
Description

Habicredit operates as a financial broker intermediating mortgage origination between customers and partner banks (Banco de Bogotá, AV Villas, Bancolombia, BBVA, Itaú, Credifamilia, Caja Social, Coomeva). Habicredit does not disburse funds but earns broker commissions for successful originations; banks are responsible for approval and disbursement.

habi.co
3Habi Inmobiliaria brokerage commissions
TypeTransaction Fee
Description

Traditional real estate brokerage service (Habi Inmobiliaria) where Habi helps sellers list their property to its network of 1,000+ allied agents. Charges no upfront fees; commission is earned upon successful sale through the network.

habi.co
4Real estate agent partner program commissions
TypeAffiliate Referral
Description

Habi pays commissions to its 4,000+ allied real estate agents who refer properties, sell Habi inventory, and originate mortgages. Habi earns margin on these transactions through its inventory and credit intermediation.

Marketing channels7 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels6 records

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components6 values
Operations, Personnel, Technology or R&D, Marketing or Sales, Infrastructure, Supply Chain
Pricing details4 tiers
1iBuyer direct purchase — up to 400M COP (Bogotá) / 300M COP (other cities) / 500M COP via Habi Inmobiliaria; cash in 10 days
ModelOtherBilling cadencePay-as-you-go
Notes

Direct cash purchase of used apartments/houses. Property must be under 39 years old, in coverage zone, and free of liens (or mortgaged up to 20% for Habi Inmobiliaria). Habi assumes notarial and registry costs as specified in the purchase agreement.

habi.co
2Habimetro online valuation — free
ModelFreemiumBilling cadencePay-as-you-go
Notes

Free online valuation tool; result is a commercial reference, not a certified appraisal under Colombian Law 1673 of 2013.

habi.co
3Habicredit mortgage brokerage — quote-based, dependent on partner bank
ModelTransaction based/ take rateBilling cadencePay-as-you-go
Notes

Habicredit is a broker, not a direct lender. Rates, terms, and approval are determined by partner banks (Banco de Bogotá, AV Villas, Bancolombia, BBVA, Itaú, Credifamilia, Caja Social, Coomeva). 15+ credit lines available. Maximum financing 70% of property value. Pre-approval in seconds.

habi.co
4Habi Inmobiliaria listing — no upfront fees, commission on sale
ModelTransaction based/ take rateBilling cadencePay-as-you-go
Notes

Free listing service with no exclusivity. Habi provides professional photography, 360° virtual tours, and access to 1,000+ allied agents. Commission is earned upon successful sale; no upfront charge. Properties up to 500M COP.

habi.co
GTM typeB2B and B2C
B2B and B2C
Offering typeServices
Services
Brand1 of 4 records shown
1Tuhabi
Description

Habi's Mexican operations brand, operating the company's used home purchase and sale platform in Mexico under the Tuhabi name.

contxto.com
+3 more records
Core offering1 text field

Habi is an AI- and data-driven proptech platform that buys used residential homes directly from owners in approximately 10 days, renovates them, and resells them at market price across Colombia and Mexico. The platform is vertically integrated with Habimetro free online valuation, Habicredit mortgage brokerage intermediating 15+ credit lines with partner banks, Habi Inmobiliaria brokerage with 1,000+ allied agents, and the Pulppo AI-powered broker cloud platform serving 100+ brokerages across Mexico, Colombia, and Argentina.

Differentiator
Functional benefit
Problem solved
Quantifiable outcome1 of 7 values shown
  • 66,000+ residential transactions processed via AI-based technology
+6 more records
Product and service2 records
1Habi core iBuyer platform
CategoryiBuyer platform
2Habimetro
Scale indicator14 records

Each record includes

Type, Value, Description, Source

Partnership11 partners
Strategic tierFlagshipTypeStrategic or Co-development PartnerAnnounced on2026-03-09
Description

Habi acquired Pulppo, a Mexico-based digital broker services company, integrating Pulppo's broker-focused technology with Habi's liquidity platform and mortgage origination. Pulppo serves 100+ brokerages and 800+ brokers; co-founders Matias Gath and Agustin Iglesias continue leading operations. Combined entity facilitated ~$1B in residential transactions in 2025.

Strategic tierFlagshipTypeStrategic or Co-development PartnerAnnounced on2022-01-19
Description

Habi acquired Mexican real estate holding OKOL (which controls Propiedades.com and Tu Canton) to establish itself as the largest tech-based property buyer in Mexico. This was a foundational acquisition enabling Habi's entry and consolidation in the Mexican market.

Strategic tierCoreTypeChannel Partner/ Reseller/ Distributor
Description

Bank partner within Habicredit's mortgage brokerage platform providing one of 15+ credit lines for new and used home financing. Logo featured as Habicredit ally.

Strategic tierCoreTypeChannel Partner/ Reseller/ Distributor
Description

Bank partner within Habicredit's mortgage brokerage platform offering credit lines for home financing.

Strategic tierFlagshipTypeChannel Partner/ Reseller/ Distributor
Description

Bank partner within Habicredit's mortgage brokerage platform; one of Colombia's largest banks providing home financing products through Habi's broker distribution.

Strategic tierCoreTypeChannel Partner/ Reseller/ Distributor
Description

Bank partner within Habicredit's mortgage brokerage platform offering credit lines for home financing.

Strategic tierCoreTypeChannel Partner/ Reseller/ Distributor
Description

Bank partner within Habicredit's mortgage brokerage platform offering home financing products.

Strategic tierCoreTypeChannel Partner/ Reseller/ Distributor
Description

Bank partner within Habicredit's mortgage brokerage platform offering home financing products.

Strategic tierCoreTypeChannel Partner/ Reseller/ Distributor
Description

Bank partner within Habicredit's mortgage brokerage platform offering home financing products.

Strategic tierMinorTypeGTM or Marketing Partner
Description

Moving services partner under the 2021 Alianza Habi-Mudango program offering Habi buyers up to COP 500,000 in moving vouchers when buying an apartment from Habi during promotional periods.

Strategic tierCoreTypeStrategic or Co-development Partner
Description

Partnership enabling online home buying in Colombia, jointly referenced by Habi and the Ministry of Housing as a step in digitizing real estate transactions in the country.

Recent move7 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight7 records

Each record includes

Type, Description

Peers10 records
TypeDirect peer
Description

Largest US iBuyer; operates the same direct-purchase, renovate-and-resell model that Habi runs in LatAm. Direct comparison point on unit economics, capital intensity, and exposure to housing price cycles.

TypeDirect peer
Description

US iBuyer with similar buy-renovate-resell model, plus ancillary mortgage and brokerage offerings. Comparable to Habi on business model and product breadth, though operating in a different geography.

TypeDirect peer
Description

Mexico- and Colombia-focused proptech with an iBuyer model and developer partnership network. Most direct LatAm competitor to Habi/Tuhabi in the same geographies and target customer segment.

TypeDirect peer
Description

US iBuyer operating a Home Trade-In model that combines direct purchase with mortgage origination — closely analogous to Habi's combined iBuyer + Habicredit stack.

TypeRegional player
Description

LatAm real estate marketplace operating across Argentina, Brazil, Colombia, Ecuador, Mexico, and Peru. Comparable in regional focus and audience (home sellers/buyers in Spanish-speaking LatAm) but operates a listings marketplace, not an iBuyer.

TypeRegional player
Description

Leading Mexican real estate classifieds portal owned by QuintoAndar. Direct competitor to Tuhabi's listings and marketplace motion in Mexico, but operates a listings model rather than an iBuyer.

TypeRegional player
Description

Colombia's main online real estate listings portal (owned by QuintoAndar). Closest Colombia-headquartered incumbent competing with Habi's listings and brokerage offering.

TypeBroad incumbent
Description

Brazilian proptech leader operating a full rental, sales, financing, and brokerage platform — a broader incumbent offering an analogous integrated proptech stack to Habi's, anchored in Brazil.

TypeRegional player
Description

Mexican real estate brokerage and listings platform; comparable competitor in Mexico's brokerage channel alongside Tuhabi and the Pulppo network.

TypeBroad incumbent
Description

US tech-enabled real estate brokerage with embedded mortgage and platform tools. Comparable to Habi's broker-network strategy (especially Pulppo) as a tech-forward brokerage model at scale.

Market position
Strengths5 records

Each record includes

Headline, Details, Source

Weaknesses5 records

Each record includes

Headline, Details, Source

Competitive moat6 records

Each record includes

Type, Details

Key risks6 records

Each record includes

Headline, Details, Source

Key highlights7 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Named customers14 records

Each record includes

Name, Industry, Type, Use case, Source, UUID

Segment5 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile3 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
Yes
API detail
Has APIbool
No

Docs URL, Description

Integration11 records

Each record includes

Title, Type, Description, Source

AI capability8 records

Each record includes

Type, Description, Source

AI maturity
App detail

Has app

Feature6 records

Each record includes

Title, Differentiator, Description, Source

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles5 records

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

Subsidiaries3 records

Each record includes

Name, Acquired on, Relationship type, Type, Business focus

Compliance2 records

Each record includes

Name, Class, Description

Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds11 records

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors31 records

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A3 records

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Habi

Residential Real Estate Serviceshabi.co

Habi firmographics

Firmographics
Name
Habi
Legal name
INVERSIONES MCN S.A.S
Website
https://habi.co
Company type
Private
Founded year
2019
Operating status
Operating
Headcount range
1,001–5,000 employees
Ownership category
akta.pro rank

Habi industry classification

Industry
Product category
Residential Real Estate Services
NAICS
Offices of Real Estate Agents and Brokers (5312), Mortgage and Nonmortgage Loan Brokers (522310), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)
SIC
Loan Brokers (6163), Real Estate Agents & Managers (For Others) (6531), Real Estate Dealers (For Their Own Account) (6532)
akta.pro primary industry
Senior Living & 55+ Community Brokerage (BPAJAAAH)

Keywords

  • Residential real estate
  • IBuyer platform
  • Proptech services
  • Mortgage brokerage
  • Home valuation

Where Habi is headquartered

Location

Headquarters

HQ city
Bogotá
HQ country
Colombia
HQ region
Latin America

Offices7 records

Markets served

Habi business model

Business model
GTM type
B2B and B2C
Offering type
Services
Cost components
Operations, Personnel, Technology or R&D, Marketing or Sales, Infrastructure, Supply Chain

Revenue model

  1. iBuyer home resale (spread on buy-renovate-sell): Habi buys used homes directly from owners, renovates them, and resells them at market price, capturing the spread between acquisition cost (typically at or below market) and resale price. Operates in Colombia and Mexico with 66,000+ transactions processed and over $1B in aggregate transaction volume in 2025.
  2. Habicredit mortgage brokerage commissions: Habicredit operates as a financial broker intermediating mortgage origination between customers and partner banks (Banco de Bogotá, AV Villas, Bancolombia, BBVA, Itaú, Credifamilia, Caja Social, Coomeva). Habicredit does not disburse funds but earns broker commissions for successful originations; banks are responsible for approval and disbursement.
  3. Habi Inmobiliaria brokerage commissions: Traditional real estate brokerage service (Habi Inmobiliaria) where Habi helps sellers list their property to its network of 1,000+ allied agents. Charges no upfront fees; commission is earned upon successful sale through the network.
  4. Real estate agent partner program commissions: Habi pays commissions to its 4,000+ allied real estate agents who refer properties, sell Habi inventory, and originate mortgages. Habi earns margin on these transactions through its inventory and credit intermediation.

Pricing tiers

ModelBillingPrice
OtherPay-as-you-goiBuyer direct purchase — up to 400M COP (Bogotá) / 300M COP (other cities) / 500M COP via Habi Inmobiliaria; cash in 10 days
FreemiumPay-as-you-goHabimetro online valuation — free
Transaction based/ take ratePay-as-you-goHabicredit mortgage brokerage — quote-based, dependent on partner bank
Transaction based/ take ratePay-as-you-goHabi Inmobiliaria listing — no upfront fees, commission on sale

Go-to-market motion4 records

Distribution channels6 records

Marketing channels7 records

Habi product offering

Product offering

Core offering

Habi is an AI- and data-driven proptech platform that buys used residential homes directly from owners in approximately 10 days, renovates them, and resells them at market price across Colombia and Mexico. The platform is vertically integrated with Habimetro free online valuation, Habicredit mortgage brokerage intermediating 15+ credit lines with partner banks, Habi Inmobiliaria brokerage with 1,000+ allied agents, and the Pulppo AI-powered broker cloud platform serving 100+ brokerages across Mexico, Colombia, and Argentina.

Differentiator

Problem solved

Functional benefit

Brands

  • Tuhabi: Habi's Mexican operations brand, operating the company's used home purchase and sale platform in Mexico under the Tuhabi name.
  • Pulppo
  • HabiCredit
  • Habi Inmobiliaria

Products and services

  • Habi core iBuyer platform
  • Habimetro

Quantifiable outcome

  • 66,000+ residential transactions processed via AI-based technology
  • +6 more outcomes

Companies that use Habi

Customer profile

Named customers14 records

Segments5 records

Ideal customer profiles3 records

Habi technology and API

Technology

Technology focussed Yes

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

Integration11 records

AI capability8 records

Feature6 records

Habi partnerships and signals

Strategic signal

Partnerships

Eleven partnerships are on record, tiered flagship, core and minor.

  • PulppoflagshipStrategic or Co-development Partner · 9 March 2026Habi acquired Pulppo, a Mexico-based digital broker services company, integrating Pulppo's broker-focused technology with Habi's liquidity platform and mortgage origination. Pulppo serves 100+ brokerages and 800+ brokers; co-founders Matias Gath and Agustin Iglesias continue leading operations. Combined entity facilitated ~$1B in residential transactions in 2025.
  • OKOL / Propiedades.com / Tu CantonflagshipStrategic or Co-development Partner · 19 January 2022Habi acquired Mexican real estate holding OKOL (which controls Propiedades.com and Tu Canton) to establish itself as the largest tech-based property buyer in Mexico. This was a foundational acquisition enabling Habi's entry and consolidation in the Mexican market.
  • Banco de BogotácoreChannel Partner/ Reseller/ DistributorBank partner within Habicredit's mortgage brokerage platform providing one of 15+ credit lines for new and used home financing. Logo featured as Habicredit ally.
  • Banco AV VillascoreChannel Partner/ Reseller/ DistributorBank partner within Habicredit's mortgage brokerage platform offering credit lines for home financing.
  • BancolombiaflagshipChannel Partner/ Reseller/ DistributorBank partner within Habicredit's mortgage brokerage platform; one of Colombia's largest banks providing home financing products through Habi's broker distribution.
  • Banco ItaúcoreChannel Partner/ Reseller/ DistributorBank partner within Habicredit's mortgage brokerage platform offering credit lines for home financing.
  • CredifamiliacoreChannel Partner/ Reseller/ DistributorBank partner within Habicredit's mortgage brokerage platform offering home financing products.
  • Banco Caja SocialcoreChannel Partner/ Reseller/ DistributorBank partner within Habicredit's mortgage brokerage platform offering home financing products.
  • CoomevacoreChannel Partner/ Reseller/ DistributorBank partner within Habicredit's mortgage brokerage platform offering home financing products.
  • MudangominorGTM or Marketing PartnerMoving services partner under the 2021 Alianza Habi-Mudango program offering Habi buyers up to COP 500,000 in moving vouchers when buying an apartment from Habi during promotional periods.
  • MinVivienda (Ministerio de Vivienda de Colombia)coreStrategic or Co-development PartnerPartnership enabling online home buying in Colombia, jointly referenced by Habi and the Ministry of Housing as a step in digitizing real estate transactions in the country.

Scale indicators14 records

Recent moves7 records

Expansion highlights7 records

Habi competitors and assessment

Company assessment

Direct peers

  • Opendoor: Largest US iBuyer; operates the same direct-purchase, renovate-and-resell model that Habi runs in LatAm. Direct comparison point on unit economics, capital intensity, and exposure to housing price cycles.
  • Offerpad: US iBuyer with similar buy-renovate-resell model, plus ancillary mortgage and brokerage offerings. Comparable to Habi on business model and product breadth, though operating in a different geography.
  • LaHaus: Mexico- and Colombia-focused proptech with an iBuyer model and developer partnership network. Most direct LatAm competitor to Habi/Tuhabi in the same geographies and target customer segment.
  • Knock: US iBuyer operating a Home Trade-In model that combines direct purchase with mortgage origination — closely analogous to Habi's combined iBuyer + Habicredit stack.

Regional players

  • Properati: LatAm real estate marketplace operating across Argentina, Brazil, Colombia, Ecuador, Mexico, and Peru. Comparable in regional focus and audience (home sellers/buyers in Spanish-speaking LatAm) but operates a listings marketplace, not an iBuyer.
  • Inmuebles24: Leading Mexican real estate classifieds portal owned by QuintoAndar. Direct competitor to Tuhabi's listings and marketplace motion in Mexico, but operates a listings model rather than an iBuyer.
  • Metrocuadrado: Colombia's main online real estate listings portal (owned by QuintoAndar). Closest Colombia-headquartered incumbent competing with Habi's listings and brokerage offering.
  • Cien Cuadras: Mexican real estate brokerage and listings platform; comparable competitor in Mexico's brokerage channel alongside Tuhabi and the Pulppo network.

Broad incumbents

  • QuintoAndar: Brazilian proptech leader operating a full rental, sales, financing, and brokerage platform — a broader incumbent offering an analogous integrated proptech stack to Habi's, anchored in Brazil.
  • Compass: US tech-enabled real estate brokerage with embedded mortgage and platform tools. Comparable to Habi's broker-network strategy (especially Pulppo) as a tech-forward brokerage model at scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

Habi social profiles

Digital presence

Habi compliance and trust

Trust signal

Compliance2 records

Habi financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Habi leadership team

Management profile

Number of profiles

Profiles5 records

Habi subsidiaries and ownership

Company hierarchy

Subsidiaries3 records

Habi funding detail

Funding detail

Funding overview

Funding rounds11 records

Investors31 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Habi M&A and investment

M&A and investment

M&A3 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Habi

What does Habi do?

Habi is an AI- and data-driven proptech platform that buys used residential homes directly from owners in approximately 10 days, renovates them, and resells them at market price across Colombia and Mexico. The platform is vertically integrated with Habimetro free online valuation, Habicredit mortgage brokerage intermediating 15+ credit lines with partner banks, Habi Inmobiliaria brokerage with 1,000+ allied agents, and the Pulppo AI-powered broker cloud platform serving 100+ brokerages across Mexico, Colombia, and Argentina.

Is Habi a public or private company?

Habi is a private company. It is classified as venture growth investor backed and is currently operating.

When was Habi founded?

Habi was founded in 2019. It employs 1,001 to 5,000 people.

Where is Habi based?

Habi is headquartered in Bogotá, Colombia, in the Latin America region.

How does Habi make money?

Four revenue lines are on record. iBuyer home resale (spread on buy-renovate-sell) is the primary driver. The others are habicredit mortgage brokerage commissions, habi Inmobiliaria brokerage commissions and real estate agent partner program commissions.

Who are Habi's main competitors?

Direct peers on record are Opendoor, Offerpad, LaHaus and Knock. Regional players are Properati, Inmuebles24, Metrocuadrado and Cien Cuadras. Broad incumbents are QuintoAndar and Compass.

Does Habi have an API?

No public API is recorded for Habi.

What industry is Habi in?

Habi's product category is Residential Real Estate Services. Its primary akta.pro industry code is BPAJAAAH, Senior Living & 55+ Community Brokerage. Its NAICS code is 5312 and its SIC code is 6163.

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Live signals
SemanaLas 5.000 empresas más grandes de Colombia: el salto de las compañías tecnológicasColombia's 5,000 largest firms by 2025 sales generated 2.213 trillion pesos, up 6.3% year-on-year, while tech firms posted 82 billion pesos, up 18%. Rappi and Habi are the only Colombian unicorns, and tech companies are expected to grow faster.LarepublicaRappi, Addi y Habi, algunas de startups nacionales que ganan escalaRappi, Addi, Habi, Bold, and Siigo were selected by Endeavor as 2026 Outliers for demonstrating high growth and performance within the Colombian startup ecosystem. These companies are highlighted for achieving significant financial milestones, including revenue growth, profitability, and substantial funding rounds, signaling a maturation phase in the local tech industry.CuatrecasasBBVA Spark finances Habi with USD 40 million to boost Colombian housing marketBBVA Spark, the business unit of BBVA Colombia, has provided a USD 40 million (COP 151 billion) financing facility to Habi, a Colombian proptech company that facilitates home purchases, sales, and financing. The financing will enable Habi to strengthen its investment capacity in residential assets and expand its AI-based technological model, which has supported over 66,000 transactions. Habi has helped more than 40,000 Colombian families execute real estate transactions using its platform, and the capital injection aims to improve liquidity and accessibility in Colombia's real estate market.LatamlistHabi secures $40M credit line from BBVA SparkColombian proptech Habi secured a $40 million credit line from BBVA Spark, bringing its total credit facilities to $100 million including a previous $60 million facility in Mexico. The company, founded in 2019, operates a platform for buying, selling, and financing homes using data and AI for property valuation and transaction processing. Habi plans to use the funds to expand its presence in Colombia, increase investment in residential assets, and continue developing its technology, having already served over 40,000 Colombian families and processed more than 66,000 transactions.InforcapitalHabi Secures $40M Credit Line from BBVA SparkHabi, a Colombian proptech firm, secured a $40 million credit line from BBVA Spark, bringing its total available credit lines to $100 million. The funds will support expansion in Colombia and investment in residential assets. Habi's platform has facilitated over 66,000 property transactions for 40,000 families.Empresas de Capital Riesgo en EspaBBVA Spark finances Habi with more than USD 40 million to boost the housing market in ColombiaHabi announced a new financing facility with BBVA Spark for COP 150 billion (approximately USD 40 million) to expand its operations in Colombia and further transform the regional real estate market. The funds will enable Habi to strengthen its presence, invest in residential assets, and develop technology for large-scale housing transactions, supporting over 40,000 families in Colombia.LatinFinanceBanco Plata poaches Habi CFOMexican fintech Banco Plata appointed Marcos Kantt as its new chief financial officer, hiring him away from Colombian real-estate platform Habi. Kantt brings over a decade of experience covering financial institutions, fintech and real estate from his tenure at Bank of America and Credit Suisse. Banco Plata received its banking license last December and raised $250 million in a Series B round last October, valuing the business at $3.1 billion, with CEO Neri Tollardo indicating the company could pursue an IPO in the medium term.LatinAmerican PostColombian Startups Promise a New Latin America but Need RootsColombia has emerged as Latin America's second-largest startup ecosystem, home to flagship unicorn Rappi and over 2,100 startups, with the 2016 Peace Accord credited for shifting its reputation from conflict to innovation hub. However, the ecosystem faces a structural vulnerability: most startups depend on foreign capital, and when global venture funding tightened after 2021, Latin American startups were among the first affected, even as companies like Foodology and Habi demonstrate local success through expansion across the region.BBCColombia's budding tech scene needs a cash boostColombia's tech start-up ecosystem is growing, with KPMG reporting 2,100 start-ups as of last year, up 24%, yet most remain early-stage and face significant funding challenges as venture capital investment has dried up following the 2021-2022 boom. Success stories like delivery platform Rappi (valued over $5bn), virtual restaurant operator Foodology ($60m raised, now profitable), and property tech unicorn Habi ($200m funding round) coexist with many firms struggling to secure follow-on investment. Industry experts argue that for the ecosystem to mature, local institutions, businesses, and families need to increase technology investment, as Colombian companies increasingly must look beyond the country's borders to raise capital.Proptech ConnectHabi Acquires Pulppo To Expand In Latin America's Residential Real Estate MarketHabi has acquired Pulppo, a Mexico-based digital broker services company, in a deal designed to strengthen Habi's position across Latin America's fragmented residential housing market. The acquisition combines Habi's liquidity, data infrastructure, and financial products with Pulppo's operating system for brokerages, with Pulppo co-founders Matias Gath and Agustin Iglesias continuing to lead operations under Habi. The transaction supports Habi's long-term expansion strategy in a market the company estimates at approximately $6 trillion that remains underserved by digital infrastructure.