What Due does

Due is a London-headquartered, privately held fintech founded in 2022 that operates a global stablecoin payments platform combining blockchain rails (USDC, USDT, EURC on Ethereum) with traditional payment infrastructure. The company offers multi-currency Global Accounts, cross-border Send Money and Payments products, non-custodial wallets, and an embeddable developer API plus white-label infrastructure, reaching 150+ countries with active payment corridors in 80+ markets. It sells through three distinct go-to-market motions: an API-first developer motion for fintech and Web3 platforms, an enterprise field-sales motion for banks, PSPs, payroll providers, and remittance operators, and a direct-to-consumer mobile app available on iOS and Android.

Under the hood, Due integrates fiat and stablecoin settlement, automated KYB/KYC and sanctions screening (delivered via partners Elliptic and Sumsub), real-time fraud monitoring, and local payment-rail connectivity in 80+ countries to bypass correspondent banking chains. The company monetises primarily through transaction-based take rates (0.2–1% cross-border, 0.20–0.60% currency conversion, fixed €0.90/£0.90 deposit and withdrawal fees, €5 reversal fee) plus volume-based white-label licensing fees to banks and PSPs, and it is registered or licensed in six-plus jurisdictions including the UK, EU (Spain CASP, Bulgaria VASP), Canada (FINTRAC MSB), Argentina, Brazil, and South Africa.

Due's customer base of 500+ businesses is heavily weighted toward early-stage fintech and Web3 firms (e.g., Salmon Bank, Ether.fi, Lido, Ledn, Copperx, Argent, Ciao, Fasset) alongside newer white-label bank and PSP engagements, with individuals served via consumer apps. As of mid-2025 the company had raised approximately $7.3M in total seed funding from Speedinvest, Semantic, Fabric Ventures, Polymorphic Capital, Blocktower, and Discovery Ventures, and was actively expanding coverage toward 100+ countries.

Name

Due

Legal name

Due Ltd

Website

https://opendue.com

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

11–50 employees

Short description

Due is a London-based global stablecoin payments platform founded in 2022, providing cross-border payment infrastructure, multi-currency accounts, and crypto on/off-ramp services across 150+ countries to fintechs, banks, PSPs, and individuals via API and white-label solutions.

Ownership category

akta.pro rank

Product category

Cross-Border Payments Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Activities Related to Credit Intermediation (5223)

SIC

Finance Services (6199), Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)

akta.pro secondary industries

Multi-Currency Accounts, Wallets & IBAN Services (FSAMAIAG), Cross-Border Collections & Local Receiving (Pay-ins) (FSAMAIAI), Stablecoin Payment Rails & Settlement Networks (Issuer-Led) (FSADADAF)

Keywords

• Cross-border payments
• Stablecoin payment rails
• Multi-currency accounts
• Payment API infrastructure
• White-label payments

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices11 records

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Cross-Border Payment Processing: Transaction fees charged on cross-border payments. Fees range from 0.2% to 0.6% for conversion plus fixed fees per transaction (€0.90 deposit/withdrawal). Cross-border processing at 0.5-1% vs standard 4-6% charged by traditional card networks.
2. Currency Conversion: Spread-based revenue from fiat-to-stablecoin and cross-currency conversions. EURC to USDC conversion at 0.30%, EUR to USDC at 0.20%, etc.
3. Merchant Payment Processing: Fees for accepting payments via bank transfers, mobile money, digital wallets. Near-zero fees for stablecoin receipts with settlement to local currency.
4. API/White-Label Licensing: Revenue from providing white-label payment infrastructure to banks, PSPs, and fintech platforms. Volume-based pricing with custom quotes for enterprise integrations.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels6 records

Core offering

Due provides a borderless payments platform combining stablecoin rails (USDC, USDT, EURC) with traditional local payment systems to enable multi-currency accounts, cross-border transfers, and global payment acceptance across 150+ countries. The platform is delivered via a self-serve consumer app, an embeddable API for fintechs, and white-label infrastructure for banks and PSPs.

Product overview

Due operates as a unified borderless payments platform combining traditional payment rails with blockchain-based stablecoin infrastructure. The core product portfolio consists of Global Accounts for multi-currency management, Payments for receiving cross-border funds, and Send Money for international transfers—all accessible through the Due API for developer integration. The platform layers in specialized use cases including Payroll Payments, Crypto/Web3 services, and Remittance capabilities. For institutional partners, Due offers White-Label Payment Infrastructure enabling banks and PSPs to deploy stablecoin-based payment capabilities under their own brand. Supporting infrastructure includes Non-Custodial Wallets giving users full control of funds, and a Referral Program incentivizing customer growth. The architecture integrates both fiat and stablecoin settlement options (USDC, USDT, EURC) with local payment rails across 150+ countries, enabling near-instant cross-border transactions at reduced costs compared to traditional correspondent banking.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• Settlement time reduced from 2-5 days to instant/under 24 hours
• +3 more outcomes

Named customers16 records

Segments7 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability3 records

Feature5 records

Partnerships

Three partnerships are on record, tiered core.

• CoinbasecoreTechnology or IntegrationStrategic partner providing exchange and liquidity services. Integration for crypto-to-fiat operations.
• EllipticcoreTechnology or IntegrationBlockchain analytics and compliance partner providing transaction monitoring, wallet analysis, and sanctions screening services.
• SumsubcoreTechnology or IntegrationKYC/KYB verification partner providing identity verification, liveness checks, and document verification services.

Scale indicators5 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Bridge: Bridge (acquired by Stripe for $1.1B in 2025) is the most direct comparable: a stablecoin payments API for businesses, virtual accounts, and cross-border movement. Now embedded inside Stripe, it competes head-to-head with Due's API and developer-first positioning.
• BVNK: BVNK is a UK-based payments infrastructure provider focused on stablecoin and fiat rails for fintechs and businesses. It offers similar cross-border payouts, collections, and embedded finance APIs, competing directly with Due for B2B and PSP clients.
• Zero Hash: Zero Hash provides crypto and stablecoin infrastructure-as-a-service, including payments, on/off-ramps, and white-label APIs for fintechs and banks. It competes with Due across both embedded API and white-label use cases.

Broad incumbents

• Circle: Circle, the issuer of USDC and EURC, has expanded into payment APIs and cross-border infrastructure. It is both Due's underlying stablecoin provider and an increasingly direct competitor in payments-as-a-service, with deeper balance sheet and regulatory standing.
• Ripple: Ripple offers cross-border payments using XRP and stablecoins (RLUSD) with deep bank distribution and licensing. It targets the same enterprise/bank corridor that Due addresses with stablecoin rails, but at a much larger scale and with established institutional relationships.
• Fireblocks: Fireblocks is a digital asset custody and payments infrastructure provider serving institutions, fintechs, and exchanges. Its payment network and white-label offerings overlap with Due's, but it is more focused on custody and institutional treasury use cases.

Regional players

• Yellow Card: Yellow Card is an Africa-focused crypto on/off-ramp and stablecoin payments company, and a partner of Due. It addresses overlapping customer use cases (remittances, business payouts) but in a narrower geographic footprint than Due.
• Bitso: Bitso is a Latin American crypto exchange and payments company offering stablecoin rails for cross-border transfers, particularly across the US-Mexico corridor. It competes with Due for LATAM businesses and remittance volume.

Emerging players

• MoonPay: MoonPay provides fiat-to-crypto on/off-ramp infrastructure and is expanding into payments and B2B APIs. It overlaps with Due in on-ramp and embedded payments, though historically more consumer/web3-focused.
• Bitnob: Bitnob is an emerging Africa-focused stablecoin payments and remittance platform serving businesses and individuals, with overlapping corridors and use cases to Due's African market expansion.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/due_network
• LinkedInlinkedin.com/company/due-network

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries7 records

Funding overview

Funding rounds2 records

Investors7 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Due