OneID
OneID is a UK-based digital identity verification company offering bank-verified identity, age verification, KYC/AML, and document-free DBS checks via Open Banking infrastructure. It serves financial services, government, e-commerce, and online platforms through a single API.
- Company typePrivate
- Founded2020
- HeadquartersStratford-upon-avon, United Kingdom
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What OneID does
OneID is a UK-based digital identity verification company, founded in 2020 and registered in England and Wales (company number 11800511), headquartered in Manchester. It offers a single API across identity, age, and agentic verification, built on Open Banking infrastructure that authenticates users through their existing bank accounts via banking apps (biometrics) or online banking (PIN), eliminating the need for document uploads or selfies. Its product portfolio spans identity verification, customer onboarding, KYC/AML, age assurance (covering five of Ofcom's seven highly effective age assurance methods), document-free DBS checks, Direct Debit setup, eSigning integration, Online Safety Act compliance, e-commerce plugins, and a digital wallet for reusable credentials.
The platform is FCA-regulated (FRN: 928911) as a Registered Account Information Service Provider and holds DVSTF certification as Identity, Orchestration, and Holder Service Provider — making it the first UK Orchestration Service Provider under the framework. It also holds ACCS, Cyber Essentials, B Corp, Living Wage, and Home Office IDSP certifications (the only IDSP certified for document-free DBS checks), and is an approved Crown Commercial Services supplier. Connected to 29 UK banks, it reaches an addressable footprint of approximately 50 million UK adults (97% of adults with bank accounts).
The business model is primarily transaction- and usage-based: per-verification fees for enterprise customers, pay-per-use age checks on Shopify ($0.35 per check) with a free basic tier, and multi-year enterprise contracts. Go-to-market combines API-first product-led growth (Shopify/WooCommerce self-serve), enterprise field sales to financial services, government, gambling, and healthcare, and channel partnerships with DocuSign, Adobe Acrobat Sign, Sumsub, Turnkey, and Aaron's Department. Notable customers and partners include NatWest, Adobe, DocuSign, Sumsub, Regula, Shopify, WooCommerce, and University of Lancashire. As of March 2026 the platform had crossed 10 million users for age verification, supported by 30-38 employees.
OneID firmographics
Firmographics- Name
- OneID
- Legal name
- OneID Limited
- Website
- https://oneid.uk
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- OneID is a UK-based digital identity verification company offering bank-verified identity, age verification, KYC/AML, and document-free DBS checks via Open Banking infrastructure. It serves financial services, government, e-commerce, and online platforms through a single API.
- Ownership category
- akta.pro rank
OneID industry classification
Industry- Product category
- Digital Identity Verification
- NAICS
- Investigation and Personal Background Check Services (561611), Credit Bureaus (561450)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Identity & Authentication for Open Banking (SCA support, token exchange) (FSAGACAF)
- akta.pro secondary industries
- Identity Verification & Digital ID (IDV, eIDAS, biometrics) (FSAGAFAA), Authentication (MFA/Passwordless/Biometrics) Platforms (BPAMAEAE), Decentralized Identity (DID) & Identity Wallets (DID methods, DIDComm, identity agents) (FSAPACAG)
Keywords
Where OneID is headquartered
LocationHeadquarters
- HQ city
- Stratford-upon-avon
- HQ country
- United Kingdom
- HQ region
- Europe
Offices1 record
Markets served
OneID business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations
Revenue model
- Per-Transaction Identity Verification: Corporate customers pay a fee per verification transaction. OneID charges businesses for each identity or age check completed through the platform. Pricing varies by method and volume, with free basic age checks available.
- Pay-per-Use Age Verification: Premium plan charges $0.35 per age check completed on Shopify. Basic age checks remain free. Transaction-based model aligns cost with usage for merchants.
- API Integration Services: Revenue from businesses integrating the OneID API for KYC, age verification, direct debit, and e-signing. Single API covers identity, age, and agentic verification with usage-based pricing.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Monthly | Free basic age checks for WooCommerce and Shopify merchants |
| Usage-based | Pay-as-you-go | $0.35 per age check on Shopify Premium plan |
| Transaction based/ take rate | Multi-year contract | Enterprise KYC and identity verification pricing |
Go-to-market motion5 records
Distribution channels6 records
Marketing channels8 records
OneID product offering
Product offeringCore offering
OneID provides a bank-verified digital identity verification platform built on Open Banking infrastructure. Through a single API, the company delivers identity verification, age assurance, KYC/AML compliance, document-free DBS checks, e-signing identity, direct debit verification, and agentic commerce verification for businesses. Customers authenticate via their banking apps with biometrics or online banking with PINs, eliminating document uploads and selfies.
Product overview
OneID is a UK-based digital identity verification platform offering bank-verified identity services. The product portfolio centers on a core Identity Verification platform with modules for Customer Onboarding, KYC/AML compliance, and a novel Agentic Commerce offering for AI-powered transactions. Age Verification is a standalone core product covering five of Ofcom's seven highly effective methods. Supporting modules include DBS Checks (document-free, Home Office certified), Direct Debit setup, eSigning integrations (Adobe, DocuSign, etc.), Online Safety Act compliance, eCommerce store integration (Shopify, WooCommerce), International services, Pre-employment Checks, Right to Rent, and Gambling sector compliance. The Wallet provides reusable credentials enabling single-tap verification for returning users. The architecture uses a single API across all services with orchestration routing users to appropriate verification methods.
Differentiator
Problem solved
Functional benefit
Products and services
- Identity Verification Bank-verified digital identity verification solution providing KYC/AML compliant identity assurance with document-free authentication, liveness detection, and regulatory-grade verification completed in seconds. Used by financial services, government, gambling, and healthcare organizations.
- Age Verification Age assurance solution offering multiple verification methods (open banking, photo ID matching, on-device facial age estimation, mobile network operator checks, and digital identity credentials) covering five of Ofcom's seven highly effective age assurance methods. Targeted at social platforms, gaming, e-commerce, and media.
- Customer Onboarding Digital onboarding solution that streamlines customer registration using bank-verified identity data, reducing verification time from days to seconds with automated confidence scoring. Used by businesses to reduce drop-off during onboarding.
- OneID Wallet Digital identity wallet providing reusable credentials and device passkeys, enabling returning customers to verify with a single tap. Stores verified credentials securely on the user's own device.
- Digital ID for DBS Checks Document-free DBS (Disclosure & Barring Service) ID check solution enabling verification for Standard, Basic, and Enhanced DBS checks without document scanning, streamlining employment screening processes from days to seconds.
- Agentic Commerce Verification Identity verification for AI agents transacting on behalf of customers. Verifies the human behind the agent, confirms intent, and provides complete audit trails for autonomous commerce transactions, supporting AI platforms, fintech, e-commerce, and Web3.
Quantifiable outcome
- 80-90% onboarding completion rates using bank-verified and digital-wallet methods
- +6 more outcomes
Companies that use OneID
Customer profileNamed customers14 records
Segments6 records
Ideal customer profiles5 records
OneID technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration12 records
AI capability6 records
Feature9 records
OneID partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered core and minor.
- AdobecoreOneID partnered with Adobe to integrate its verified signature technology into Adobe Acrobat Sign, part of Adobe Document Cloud. The partnership targets UK customers to enhance online security and digital identification through bank-verified identity.
- NatWestcoreNatWest partnered with OneID for bank-verified digital identity services. The collaboration enables NatWest to offer customers seamless identity verification through the bank's existing infrastructure, and a joint case study showcases cross-border e-signing capabilities.
- DocuSigncoreDocuSign integration enables e-signing with bank-verified identity verification. DocuSign reports 95% pass-through rates using OneID, significantly higher than other ID methods. Partnership showcased at Future Identity Finance event.
- SumsubcorePartnership combines Sumsub's verification platform with OneID's bank-verified identity checks for seamless KYC compliance. Sumsub CEO describes OneID as delivering 'a seamless, bank-verified identity check that aligns perfectly with our mission.'
- ShopifycoreOneID app available on Shopify App Store for age verification. Installable in seconds, verifies customers' age without interrupting checkout. Basic free plan with premium $0.35 per check.
- WooCommercecoreOneID WooCommerce plugin integrates age verification into WordPress e-commerce stores. Can be integrated within a day via simple code snippet.
- Aaron's DepartmentcoreStrategic partnership for document-free DBS ID checks. OneID is the only Home Office-certified IDSP for DBS checks without document scanning. Partnership streamlines verification for organisations, reducing process from days to seconds.
- TurnkeycorePartnership to deliver document-free identity verification for insolvency compliance. Turnkey is a leading provider of insolvency software solutions.
- Work.LifeminorWorkspace provider for OneID's Manchester headquarters. Provides shared office space data for carbon reduction reporting.
- RegulacoreRegula provides on-device facial age estimation technology with no biometric data stored by OneID, part of the multi-method age verification approach covering five of Ofcom's seven highly effective methods.
- Centre for Finance, Innovation and Technology (CFIT)coreOneID is actively involved in CFIT's coalition to create a Company ID wallet, collaborating on digital identity standards for UK financial services.
Scale indicators10 records
Recent moves6 records
Expansion highlights6 records
OneID competitors and assessment
Company assessmentDirect peers
- Yoti: UK-based digital identity verification platform offering age verification, IDV and reusable digital ID via a consumer app. Closest direct competitor to OneID in the UK market, particularly around age assurance under the Online Safety Act.
- Onfido: Global identity verification provider offering document, biometric and database checks for KYC/AML onboarding. Directly competes with OneID's Identity Verification and KYC modules in financial services and enterprise customer segments.
- Veriff: Identity verification platform combining document, biometric and database verification with orchestration capabilities. Competes head-to-head with OneID's orchestration and IDV offerings in financial services and online platforms.
- Sumsub: Full-cycle KYC/AML and identity verification platform with orchestration across multiple methods. Direct competitor to OneID's KYC and verification modules; also a documented channel/integration partner, intensifying the overlap.
- Persona: Configurable identity verification platform offering document, database, biometric and orchestration flows. Competes with OneID in flexible, API-first IDV for fintechs, gig economy and online platforms.
Broad incumbents
- GBG: UK-headquartered identity verification, location and fraud prevention provider serving financial services, gaming and government. Overlaps with OneID's IDV and KYC offerings as a broader incumbent with deeper enterprise footprint.
- Jumio: Large-scale identity verification and KYC platform with broad document, biometric and orchestration capabilities. Competes with OneID across financial services, crypto and online platforms as a more established global incumbent.
Emerging players
- Plaid: Open Banking and financial data aggregation platform. While not a direct IDV competitor, Plaid's bank-connected data infrastructure underpins a similar trust model and could expand into identity verification, posing an adjacent competitive threat.
- ID.me: US-based digital identity network providing identity verification and group affiliation verification for government, healthcare and financial services. Comparable in serving regulated use cases and reusable digital wallets but focused on the US market.
Regional players
- BankID (Sweden): Swedish national digital identity issuer operated by major banks, reaching 99.4% adult adoption. Closest structural analogue to OneID's bank-verified identity model and frequently cited benchmark, though geographically focused on the Nordics.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks7 records
Key highlights7 records
Customer concentration
OneID social profiles
Digital presenceOneID compliance and trust
Trust signalCompliance13 records
OneID financial estimates
Financial estimateRevenue estimate
Valuation estimate
OneID leadership team
Management profileNumber of profiles
Profiles6 records
OneID funding detail
Funding detailFunding overview
Funding rounds2 records
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
OneID M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about OneID
What does OneID do?
OneID provides a bank-verified digital identity verification platform built on Open Banking infrastructure. Through a single API, the company delivers identity verification, age assurance, KYC/AML compliance, document-free DBS checks, e-signing identity, direct debit verification, and agentic commerce verification for businesses. Customers authenticate via their banking apps with biometrics or online banking with PINs, eliminating document uploads and selfies.
Is OneID a public or private company?
OneID is a private company. It is classified as venture growth investor backed and is currently operating.
When was OneID founded?
OneID was founded in 2020. It employs 11 to 50 people.
Where is OneID based?
OneID is headquartered in Stratford-upon-avon, United Kingdom, in the Europe region.
How does OneID make money?
Three revenue lines are on record. Per-Transaction Identity Verification is the primary driver. The others are pay-per-Use Age Verification and API Integration Services.
Who are OneID's main competitors?
Direct peers on record are Yoti, Onfido, Veriff, Sumsub and Persona. Broad incumbents are GBG and Jumio. Emerging players are Plaid and ID.me. BankID (Sweden) is listed as a regional player.
Does OneID have an API?
Yes. OneID provides a REST API that enables bank-verified identity verification, age assurance, and agentic commerce. The API supports multiple verification methods including bank-verified identity, document scanning (IDVT), mobile network operator checks, facial age estimation, and digital wallet credentials. It returns verified attributes, risk scores, and auditable evidence trails. The single API covers identity, age, and agentic verification use cases, with orchestration routing users to appropriate methods. Developer documentation is available at https://docs.oneid.uk/. Developer documentation is at docs.oneid.uk.
What industry is OneID in?
OneID's product category is Digital Identity Verification. Its primary akta.pro industry code is FSAGACAF, Identity & Authentication for Open Banking (SCA support, token exchange), with a secondary code of FSAGAFAA, Identity Verification & Digital ID (IDV, eIDAS, biometrics). Its NAICS code is 561611 and its SIC code is 6199.