Tradewind
Tradewind Finance is a privately-held German-founded trade finance company providing export factoring and supply chain finance to over 500 SMEs engaged in international trade across 14 countries and 4 continents, with 25+ years of operating history.
- Company typePrivate
- Founded2000
- HeadquartersNew York, United States
- Headcount101–250
- GTM typeB2B
- OfferingServices
What Tradewind does
Tradewind Finance is a privately-held trade finance company founded in Germany in 2000 that provides liquidity solutions — primarily export factoring and supply chain finance — to small and medium-sized enterprises (SMEs) engaged in international trade. The company purchases client invoices and advances up to 95% of the invoice value within 24-48 hours, while also providing credit protection, professional collections, and receivables management. The revenue model charges factoring fees of 0.3% to 0.75% per month on gross sales, supplemented by pre-financing interest on advances and credit assessment fees.
The company operates 20+ offices across 14 countries and four continents (Europe, Americas, Middle East, South Asia, East Asia), with corporate headquarters in Mönchengladbach, Germany and a regional headquarters in New York. It serves more than 500 companies across 20+ industries including apparel, textiles, food and beverage, electronics, automotive, gaming, leather, aluminum, copper, and industrial equipment. Geographic distribution and an on-the-ground local presence in emerging markets (Turkey, Pakistan, India, Bangladesh) are central to its value proposition, particularly for SMEs that lack access to traditional bank trade finance. Named case-study facilities range from roughly USD 1.8M to USD 10M.
The product portfolio centers on Export Factoring and Supply Chain Finance, with additional offerings including bill discounting, letters of credit, cash against documents, non-recourse factoring, reverse factoring, and structured cross-border financing. Distribution combines direct enterprise sales through regional CEOs and client managers, a referral/partner program with banks, brokers, accountants, and logistics firms, and a self-service digital onboarding platform called Tradewind+. The company is founder-led under Executive Director Ansgar Hütten, with a regionally structured C-suite covering the Americas, Europe, the Middle East, and South Asia.
Tradewind firmographics
Firmographics- Name
- Tradewind
- Legal name
- Tradewind Finance
- Website
- https://tradewindfinance.com
- Company type
- Private
- Founded year
- 2000
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Tradewind Finance is a privately-held German-founded trade finance company providing export factoring and supply chain finance to over 500 SMEs engaged in international trade across 14 countries and 4 continents, with 25+ years of operating history.
- Ownership category
- akta.pro rank
Tradewind industry classification
Industry- Product category
- Trade Finance
- NAICS
- Sales Financing (52222)
- SIC
- Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- Trade Finance & Supply Chain Finance Platforms (FSAGAJAL)
- akta.pro secondary industries
- Supply Chain Finance (Approved Payables / Reverse Factoring) (FSABAHAC), Receivables Finance (Factoring, Invoice Discounting, Forfaiting) (FSABAHAD), Open Account Trade Finance (Receivables/Payables Finance) (FSABAHAB), Pre-Export & Export Finance (Working Capital, Packing Credit) (FSABAHAG), B2B / Invoice-Based BNPL (Trade Credit at Checkout) (FSAGAIAC)
Keywords
Where Tradewind is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices16 records
Markets served
Tradewind business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Factoring Fees: The primary revenue stream comes from factoring fees charged on gross sales, ranging from 0.3% to 0.75% per month depending on factoring sales, payment terms, and debtor portfolio. This is the core service fee for their export factoring and supply chain finance solutions.
- Pre-financing Interest: Interest charged on the advance payments made to clients before invoice maturity. Clients receive up to 95% of invoice value upfront, with the remaining balance paid after customer payment is received.
- Limit Checking Fee: Fees charged for credit assessment and monitoring of buyer creditworthiness. Tradewind conducts due diligence and monitors the creditworthiness of buyers as part of their service.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Factoring fee: 0.3% to 0.75% per month |
| Transaction based/ take rate | Pay-as-you-go | Advance rate: Up to 95% of invoice value |
| Other | Pay-as-you-go | Payout within 24-48 hours |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels5 records
Tradewind product offering
Product offeringCore offering
Tradewind Finance is a private trade finance company that purchases international receivables and provides working capital financing to small- and middle-market exporters. Its core services are Export Factoring (buying client invoices and advancing up to 95% of value within 24-48 hours, with collections and bookkeeping handled on the client's behalf) and Supply Chain Finance (facilities based on payables, receivables, and inventory using purchase order funding, inventory lending, letters of credit, and structured guarantees). Supporting these are the Tradewind+ client portal and a range of complementary services including bill discounting, letters of credit, non-recourse factoring, and reverse factoring.
Product overview
Tradewind Finance is a trade finance company offering a platform of financing solutions centered on export factoring and supply chain finance. The core offerings are Export Factoring (which purchases invoices and advances up to 95% of value with collections services) and Supply Chain Finance (supporting payables, receivables, and inventory facilities). These are supported by an onboarding platform called Tradewind+ and supplemented by sub-products including Bill Discounting, Cross Border Financing, Export Finance, Documentary Transactions (Letters of Credit, Cash Against Documents), Export Bill Discounting, Factoring Services, Export Invoice Financing, Non-Recourse Factoring, and Reverse Factoring. The company serves clients across Apparel & Textile, Food & Beverage, Electronics, Automotive, and Gaming & Media industries in over 30 countries.
Differentiator
Problem solved
Functional benefit
Brands
- Tradewind+: Dedicated online portal for client onboarding process, document management, and account access
Products and services
- Export Factoring Core service that purchases company invoices and advances up to 95% of the invoice amount upfront, with collections, dunning, and bookkeeping handled on behalf of the client. Solves short-term cash flow issues by converting invoices into immediate working capital.
- Supply Chain Finance
- Tradewind+
- Trade Finance Solutions
- Bill Discounting
- Cross Border Financing
- Export Finance
- Documentary Transactions
- Cash Against Documents (CAD)
- Letters of Credit
- Export Bill Discounting
- Factoring Services
- Non-Recourse Factoring
- Reverse Factoring
Quantifiable outcome
- 72.5% of payments worldwide are late, causing cash flow challenges for SMEs
- +4 more outcomes
Companies that use Tradewind
Customer profileNamed customers9 records
Segments9 records
Ideal customer profiles2 records
Tradewind technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Tradewind partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- MODINT Credit & FinancecoreTradewind Finance collaborated with MODINT Credit & Finance to provide a USD 3.5 million factoring facility for a Hong Kong subsidiary of a German shirt company. This partnership leveraged both organizations' global expertise to customize financing for the client's needs amid shifting trade policy.
Scale indicators10 records
Recent moves6 records
Expansion highlights6 records
Tradewind competitors and assessment
Company assessmentDirect peers
- Stenn: Digital-first trade finance platform providing invoice financing and factoring for international SMEs. Competes directly with Tradewind in cross-border receivables financing, targeting exporters with technology-led onboarding.
- Resolve: B2B trade financing platform offering invoice-based financing for businesses, including international suppliers. Directly comparable to Tradewind's export factoring and B2B invoice financing products.
- PrimeRevenue: Global supply chain finance platform providing payables/receivables financing and reverse factoring for mid-market and enterprise suppliers. Overlaps directly with Tradewind's supply chain finance and reverse factoring offerings.
- Taulia: Supply chain finance and dynamic discounting platform embedded in ERP systems, serving large buyer-supplier networks. Comparable to Tradewind's reverse factoring and supply chain finance solutions.
- BlueVine: Online invoice factoring and small business financing provider. Directly comparable to Tradewind's invoice factoring and working capital products, though BlueVine primarily serves US SMEs.
- C2FO: Global working capital marketplace offering dynamic discounting and supply chain finance for suppliers and buyers. Comparable to Tradewind's SCF and reverse factoring offerings.
Emerging players
- Fundbox: Small business working capital and invoice financing platform. Partial overlap with Tradewind's factoring and working capital products but primarily US-focused.
- Crowdz: Trade finance marketplace using blockchain/fintech rails for invoice discounting and supply chain finance. Competes in the same SME trade financing space but with a more technology-driven model.
Regional players
- KredX: Indian invoice discounting and supply chain finance platform serving domestic and cross-border SMEs. Comparable product offering to Tradewind's receivables financing, focused on the India and South Asia market where Tradewind also operates.
Broad incumbents
- HSBC Trade Finance: Global bank's trade finance division offering letters of credit, factoring, supply chain finance and documentary trade services. Overlaps broadly with Tradewind's full product suite but serves larger corporates as part of a broader banking offering.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Tradewind social profiles
Digital presenceTradewind financial estimates
Financial estimateRevenue estimate
Valuation estimate
Tradewind leadership team
Management profileNumber of profiles
Profiles9 records
Tradewind funding detail
Funding detailFunding overview
Funding rounds2 records
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Tradewind M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Tradewind
What does Tradewind do?
Tradewind Finance is a private trade finance company that purchases international receivables and provides working capital financing to small- and middle-market exporters. Its core services are Export Factoring (buying client invoices and advancing up to 95% of value within 24-48 hours, with collections and bookkeeping handled on the client's behalf) and Supply Chain Finance (facilities based on payables, receivables, and inventory using purchase order funding, inventory lending, letters of credit, and structured guarantees). Supporting these are the Tradewind+ client portal and a range of complementary services including bill discounting, letters of credit, non-recourse factoring, and reverse factoring.
Is Tradewind a public or private company?
Tradewind is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Tradewind founded?
Tradewind was founded in 2000. It employs 101 to 250 people.
Where is Tradewind based?
Tradewind is headquartered in New York, United States, in the North America region.
How does Tradewind make money?
Three revenue lines are on record. Factoring Fees are the primary driver. The others are pre-financing Interest and limit Checking Fee.
Who are Tradewind's main competitors?
Direct peers on record are Stenn, Resolve, PrimeRevenue, Taulia, BlueVine and C2FO. Emerging players are Fundbox and Crowdz. KredX is listed as a regional player. HSBC Trade Finance is listed as a broad incumbent.
Does Tradewind have an API?
No public API is recorded for Tradewind.
What industry is Tradewind in?
Tradewind's product category is Trade Finance. Its primary akta.pro industry code is FSAGAJAL, Trade Finance & Supply Chain Finance Platforms, with a secondary code of FSABAHAC, Supply Chain Finance (Approved Payables / Reverse Factoring). Its NAICS code is 52222 and its SIC code is 6153.