Occupi
Occupi is a Birmingham, Alabama-based fintech operating a digital rent payment and tenant screening platform that serves property managers, landlords, and housing authorities by enabling tenants—particularly unbanked and underbanked populations—to pay rent via 20+ mobile wallets, prepaid cards, and neobank apps.
- Company typePrivate
- Founded2022
- HeadquartersBirmingham, United States
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What Occupi does
Occupi is a Birmingham, Alabama-based fintech company founded in 2022 that operates a digital rent payment platform for the affordable and workforce housing market. The platform enables residential tenants—including unbanked and underbanked populations—to pay rent using over 20 alternative payment methods, including mobile wallets (Cash App, Venmo, Chime, SoFi, PayPal, Majority) and prepaid cards (Walmart Money Card, Varo, Axos Bank), replacing traditional payment methods such as money orders, checks, and cash. Its core technology consists of a payment processing layer that integrates with property management systems to post confirmed payments directly to the property manager's general ledger, with proprietary account-specific payment confirmation to ensure accurate tenant account allocation.
The company sells two integrated products: Occupi Payments (the primary digital rent collection platform) and Occupi Screening (a tenant application fee processing solution that uses digital wallet payments to prevent credit card chargebacks at the source). Occupi operates a sales-led go-to-market motion targeting property managers, landlords, and housing authorities, with quote-based custom pricing on a monthly billing cadence and a transaction-fee revenue model. Its flagship customer is the Housing Authority of the Birmingham District (HABD), where the platform is rolling out to 10,000+ residents in April 2026. The company is SOC 2 Type II certified, holds a registered trademark, and is privately held, having raised $3.105 million in an oversubscribed seed round in July 2025 co-led by Fenway Summer and Assurant Ventures.
Occupi firmographics
Firmographics- Name
- Occupi
- Legal name
- Occupi Inc.
- Website
- https://rentwithoccupi.com
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Occupi is a Birmingham, Alabama-based fintech operating a digital rent payment and tenant screening platform that serves property managers, landlords, and housing authorities by enabling tenants—particularly unbanked and underbanked populations—to pay rent via 20+ mobile wallets, prepaid cards, and neobank apps.
- Ownership category
- akta.pro rank
Occupi industry classification
Industry- Product category
- Property Management Payments Software
- NAICS
- Credit Bureaus (56145)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Biller Direct EBPP Platforms (FSAMAJAA)
- akta.pro secondary industry
- Tenant & Rental Background Screening (BPAKAEAB)
Keywords
Where Occupi is headquartered
LocationHeadquarters
- HQ city
- Birmingham
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Occupi business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- Digital Rent Payment Processing: Platform enables tenants to pay rent digitally through their preferred payment methods. Revenue is generated through transaction fees charged per payment processed, replacing traditional payment methods like money orders and checks.
- Tenant Screening Services: Digital tenant screening services with payment support for application fees, preventing credit card disputes before they occur.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Custom pricing based on property size and features required |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
Occupi product offering
Product offeringCore offering
Occupi provides a digital rent payment and tenant screening platform for property managers, landlords, and housing authorities. Tenants can pay rent and application fees using more than 20 payment methods, including mobile wallets (Cash App, Venmo, Chime, SoFi, PayPal, Majority) and prepaid cards (Walmart Money Card, Varo, Axos Bank), with payments posting directly to the property manager's general ledger. The companion screening suite prevents credit card chargebacks on tenant application fees by accepting digital wallet payments.
Product overview
Occupi is a fintech platform offering two integrated core products: the Payments Suite and the Screening Suite. The Payments Suite enables tenants to pay rent digitally using popular payment apps and methods (Cash App, Venmo, Chime, SoFi, PayPal, and prepaid cards), replacing traditional payment methods. The Screening Suite complements this by providing digital payment support for tenant application fees, preventing credit card disputes. Both products are designed for property managers and tenants, with payments posting directly to the property manager's general ledger.
Differentiator
Problem solved
Functional benefit
Products and services
- Occupi Payments Digital rent payment platform that enables tenants of property managers, landlords, and housing authorities to pay rent using digital payment methods they already know and trust, including Cash App, Venmo, Chime, SoFi, PayPal, Majority, and prepaid cards such as Walmart Money Card, Varo, and Axos Bank. The platform replaces traditional money orders, checks, and cash payments and posts transactions directly to the property manager's general ledger with instant account-specific payment confirmation.
- Occupi Screening Digital tenant screening solution that accepts application fees through digital wallets and prepaid cards, preventing credit card disputes and chargebacks before they occur. It is targeted at property managers and landlords running tenant screening processes and is designed to save them administrative time and money.
Quantifiable outcome
- Over 20 payment methods supported including mobile wallets and prepaid cards
- +2 more outcomes
Companies that use Occupi
Customer profileNamed customers1 record
Segments2 records
Ideal customer profiles2 records
Occupi technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration9 records
Feature4 records
Occupi partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Housing Authority of the Birmingham District (HABD)flagshipBirmingham Housing Authority partnered with Occupi to expand digital rent payment options for 10,000+ residents. Occupi provides its platform accepting over 20 payment methods including mobile wallets and prepaid cards, with instant account-specific payment confirmation. Rollout begins April 2026 with free onboarding assistance for residents.
Scale indicators3 records
Recent moves4 records
Expansion highlights5 records
Occupi competitors and assessment
Company assessmentDirect peers
- Zego (formerly PayLease): Zego (formerly PayLease, now part of the SFR/BTR-focused proptech stack) is the most direct competitor in online rent payments for property managers, with electronic rent collection, screening, and insurance products bundled into a single platform serving both market-rate and affordable housing operators.
- RentRedi: RentRedi is a landlord-focused software platform offering online rent payments (including ACH and card), tenant screening, and accounting. It targets the same SMB landlord and small-portfolio buyer as Occupi and is a closer direct competitor in tenant screening plus payments than the larger PM suites.
- DoorLoop: DoorLoop is a cloud-based property-management software for residential and commercial landlords that includes online rent payments, tenant screening, and accounting. It targets a similar SMB-to-mid-market landlord segment and competes head-to-head with Occupi's combined payments-plus-screening offering.
- TenantCloud: TenantCloud is a free-tier-friendly property-management platform offering online rent payments, tenant screening, and lease management for landlords and tenants. It competes directly with Occupi's two core products for the same independent-landlord buyer.
Broad incumbents
- AppFolio: AppFolio is a publicly traded property-management software platform that bundles rent payments, tenant screening, and accounting for residential property managers. It serves a similar buyer (PM firms and landlords) but as part of a much broader software suite with greater scale and existing integrations.
- Buildium: Buildium (owned by RealPage) is a property-management platform that includes online rent collection, tenant screening, and accounting features for small-to-mid-market residential landlords. It competes with Occupi on the same payments and screening use cases, but bundled into a full PM suite.
- Yardi: Yardi is a large, established property-management software provider whose RentCafe and Voyager platforms include online payments, screening, and resident services for both market-rate and affordable housing operators. It serves housing authorities and large PM firms, directly overlapping with Occupi's HABD-style buyer profile.
Emerging players
- Hemlane: Hemlane is a property-management platform for individual and small-portfolio landlords offering rent collection, tenant screening, and lease management. It overlaps with Occupi on screening and payment collection but with a heavier focus on full-service management features rather than payment-method breadth.
- Avail (now part of Move/Realtor.com): Avail provides online applications, tenant screening, and rent collection tools for independent landlords. It competes with Occupi's Screening product directly and offers some payments functionality, making it a comparable in the SMB landlord segment.
Regional players
- ResMan: ResMan is a property-management platform widely used by affordable-housing operators and housing authorities, with built-in rent collection, screening, and compliance modules. It overlaps with Occupi specifically in the affordable-housing segment that Occupi targets with HABD.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks7 records
Key highlights6 records
Customer concentration
Occupi social profiles
Digital presenceOccupi compliance and trust
Trust signalCompliance1 record
Occupi financial estimates
Financial estimateRevenue estimate
Valuation estimate
Occupi leadership team
Management profileNumber of profiles
Occupi funding detail
Funding detailFunding overview
Funding rounds1 record
Investors4 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Occupi M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Occupi
What does Occupi do?
Occupi provides a digital rent payment and tenant screening platform for property managers, landlords, and housing authorities. Tenants can pay rent and application fees using more than 20 payment methods, including mobile wallets (Cash App, Venmo, Chime, SoFi, PayPal, Majority) and prepaid cards (Walmart Money Card, Varo, Axos Bank), with payments posting directly to the property manager's general ledger. The companion screening suite prevents credit card chargebacks on tenant application fees by accepting digital wallet payments.
Is Occupi a public or private company?
Occupi is a private company. It is classified as venture growth investor backed and is currently operating.
When was Occupi founded?
Occupi was founded in 2022. It employs 1 to 10 people.
Where is Occupi based?
Occupi is headquartered in Birmingham, United States, in the North America region.
How does Occupi make money?
Two revenue lines are on record. Digital Rent Payment Processing is the primary driver. The others are tenant Screening Services.
Who are Occupi's main competitors?
Direct peers on record are Zego (formerly PayLease), RentRedi, DoorLoop and TenantCloud. Broad incumbents are AppFolio, Buildium and Yardi. Emerging players are Hemlane and Avail (now part of Move/Realtor.com). ResMan is listed as a regional player.
Does Occupi have an API?
No public API is recorded for Occupi.
What industry is Occupi in?
Occupi's product category is Property Management Payments Software. Its primary akta.pro industry code is FSAMAJAA, Biller Direct EBPP Platforms, with a secondary code of BPAKAEAB, Tenant & Rental Background Screening. Its NAICS code is 56145 and its SIC code is 7320.