Confirmo
Confirmo is a stablecoin-first payment platform enabling merchants and enterprises to accept, deposit, and disburse stablecoins and cryptocurrencies globally across 10+ blockchain networks, serving 800+ clients in prop trading, e-commerce, forex, iGaming, PSPs, and payroll.
- Company typePrivate
- Founded2014
- HeadquartersWilmington, United States
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What Confirmo does
Confirmo is a stablecoin-first global payment platform founded in 2014 in Czechia and headquartered operationally in Dublin, Ireland. The company enables merchants and enterprises to accept, deposit, and disburse stablecoins and cryptocurrencies via three core products — Checkout, Deposits, and Payouts — with an upcoming Confirmo Subscribe product for recurring billing. Underlying infrastructure is multi-chain, supporting 10+ cryptocurrencies (USDC, USDT, USDG, BTC, ETH, SOL, POL, LTC, TRX and others) across 10+ networks including Ethereum, Tron, Polygon, Arbitrum, Optimism, BNB Smart Chain, Bitcoin, Lightning Network, Solana, Litecoin, and the Plasma Layer 1. The platform advertises near-instant settlement, zero volatility through stablecoin rails, no chargeback exposure, and proprietary features such as stablecoin-to-stablecoin transfers without conversion fees, mass payouts via API, after-hours custody, and a Ceiling Shield for high-value transactions.
Confirmo operates a transaction-based revenue model, charging processing fees on crypto/stablecoin payments with optional fiat conversion (USD, EUR, GBP). Pricing is quote-based, with separate published fee schedules per legal entity in Ireland, the US, and the Dominican Republic, alongside a freemium demo/trial entry point. The customer base of 800+ clients spans verticals including prop trading (where Confirmo claims 60% of global prop trading payment flows), e-commerce (Trezor, Alza), forex brokerages, iGaming, PSPs, and global payroll (VivoPower). Go-to-market is hybrid: enterprise field sales (with senior hires dedicated to Ireland and the US) plus API-first self-serve integration supported by public developer documentation and GitHub repositories.
The company operates across four legal entities — Confirmo Group (Czechia, founding entity), Confirmo Limited (Ireland, EU regulatory hub, 8–34 Percy Place, Dublin 4), Confirmo US LLC (New York), and Confirmo SRL (Dominican Republic). Confirmo Limited holds a dual regulatory authorisation from the Central Bank of Ireland (MiCA CASP + Payment Institution), granting EEA passporting rights across all 27 EU member states, and US operations are enabled through a Paxos partnership providing regulated 50-state coverage. Recent monthly processing volume exceeds $90M, with 2024 annual volume of $372M across 1.17M transactions; the company reports 131% growth, sub-1% churn, and 99.97% uptime. No external funding rounds beyond a disclosed 2022 MitonC investment ($1.36M) are recorded, consistent with a bootstrapped, founder-led capital structure led by CEO Anna Kratky Strebl.
Confirmo firmographics
Firmographics- Name
- Confirmo
- Legal name
- Confirmo Limited
- Website
- https://confirmo.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Confirmo is a stablecoin-first payment platform enabling merchants and enterprises to accept, deposit, and disburse stablecoins and cryptocurrencies globally across 10+ blockchain networks, serving 800+ clients in prop trading, e-commerce, forex, iGaming, PSPs, and payroll.
- Ownership category
- akta.pro rank
Confirmo industry classification
Industry- Product category
- Stablecoin Payment Processing
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)
- akta.pro primary industry
- Crypto Payment Gateways & Checkout APIs (FSADAIAA)
- akta.pro secondary industries
- Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL), Stablecoin Payment Rails & Settlement Networks (Issuer-Led) (FSADADAF), Enterprise Payments & Tokenized Money (stablecoins, tokenized deposits, CBDC rails) (FSAPAIAJ)
Keywords
Where Confirmo is headquartered
LocationHeadquarters
- HQ city
- Wilmington
- HQ country
- United States
- HQ region
- North America
Offices4 records
Markets served
Confirmo business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales, Others
Revenue model
- Transaction Processing Fees: Confirmo charges fees for processing stablecoin and cryptocurrency payments. The platform enables merchants to accept crypto payments and receive settlements with transparent fee structures. Fee schedules are published for each legal entity (Ireland, USA, Dominican Republic).
- Fiat Conversion Services: Optional conversion of stablecoin receipts to fiat currencies (USD, EUR, GBP) with near-instant settlement. Merchants can choose to hold in crypto or convert for traditional banking settlements.
- Payment Gateway Integration: API-based payment gateway services for merchants requiring programmatic access to stablecoin payment infrastructure, including deposits, checkout, and mass payouts.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Standard pricing for crypto payment processing |
| Freemium | Monthly | Free demo and trial period available |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels7 records
Confirmo product offering
Product offeringCore offering
Confirmo provides a stablecoin-first payment platform that lets businesses accept, settle, and disburse funds in stablecoins and cryptocurrencies across 10+ blockchain networks, supporting USDC, USDT, USDG and other major digital assets. Its core products include Checkout (embeddable payment gateway and email invoicing), Deposits (API-based and no-code deposit acceptance at scale), and Payouts (automated mass disbursements to thousands of recipients), with optional fiat conversion and enterprise-grade security controls. The platform is sold to merchants and enterprises primarily via direct sales, API self-serve integration, and partner/embedded distribution, with transaction-based pricing.
Product overview
Confirmo is a stablecoin-first global payment platform offering three core integrated products: Checkout for accepting crypto payments on merchant websites or via digital invoicing, Deposits for accepting stablecoin deposits at scale through multiple channels (API, email invoices, payment buttons), and Payouts for automating mass crypto disbursements to thousands of recipients simultaneously with optional recurrent scheduling. All three products share the core platform infrastructure providing zero volatility, no chargeback risk, and near-instant settlements across leading stablecoins and major blockchain networks. The platform also offers Confirmo Subscribe (in development) for recurring stablecoin billing.
Differentiator
Problem solved
Functional benefit
Products and services
- Checkout Crypto payment gateway that lets merchants accept stablecoins (USDC, USDT, USDG) and cryptocurrencies directly on their website or via a digital invoice. It offers an embeddable, brand-customizable checkout flow and is targeted at online merchants and enterprises needing stablecoin payment acceptance with near-instant settlement.
- Deposits Platform product that enables merchants to accept stablecoin deposits at scale from recipients worldwide via a payment gateway API, email invoicing, and payment buttons. Designed for businesses that need automated, high-volume deposit acceptance with seamless settlement flows.
- Payouts Enterprise-grade mass payout infrastructure that lets merchants send crypto payments to thousands of recipients simultaneously, supporting both one-time mass payouts and scheduled recurrent payouts with automation from bank accounts or crypto wallets. Built for prop trading, payroll, marketplace, and other high-volume disbursement use cases.
- Confirmo Subscribe Recurring stablecoin billing product that lets merchants charge customers on a recurring basis with a single authorization paid every cycle, eliminating cards, chargebacks, and failed renewals. Targeted at crypto-native businesses and online merchants needing predictable subscription revenue in stablecoins.
Quantifiable outcome
- $90M+ monthly processing volume
- +6 more outcomes
Companies that use Confirmo
Customer profileNamed customers5 records
Segments6 records
Ideal customer profiles6 records
Confirmo technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature10 records
Confirmo partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered flagship and core.
- Solana FoundationflagshipIntegration into Solana's native Subscriptions and Allowances program live on mainnet. Enables shared on-chain program for fixed allowances, recurring delegations, and merchant subscription plans. Open source, audited program targeting crypto-native businesses needing recurring payment infrastructure without building custom billing logic. Solana Foundation collaboration positions Confirmo for subscription billing use cases.
- FT3 PAYcoreExclusive crypto payments partnership making Confirmo the sole stablecoin payment provider for FT3 PAY's global client base. FT3 PAY clients gain access to Confirmo's stablecoin checkout, payouts, automated conversion, and near-instant settlement capabilities integrated directly into FT3 PAY's platform. Partnership addresses crypto and stablecoin payments moving into mainstream with joint go-to-market.
- PaxoscoreStrategic partnership integrating Paxos' regulated trust and custody infrastructure into Confirmo's payment platform. Enables compliant digital asset deposits, payouts, and custody services to US businesses across all 50 states. U.S. clients gain access to compliant on- and off-ramps, enterprise-grade digital asset custody, and direct banking integrations within Confirmo's existing platform. Deposit and payout functionality launched early 2026.
- PlasmaflagshipIntegration with Plasma Layer 1 blockchain purpose-built for stablecoins, enabling zero gas fee USDT transfers for Confirmo's 800+ clients. Plasma sponsors transaction costs at protocol level with zero gas fees on USDT transfers. Faster settlement combined with Confirmo's existing infrastructure provides end-to-end speed from customer payment to account crediting.
- VivoPowerflagshipPartnership to power stablecoin-based employee payments for VivoPower's global workforce. Employees and contractors can receive salaries in stablecoins with optional conversion to USD, EUR, or GBP. Confirmo provides role-based approvals, audit trails, and exportable reports. Partnership designed for near-instant, lower-cost payouts with enterprise-grade controls. Foundation for broader treasury and B2B payment use cases including RLUSD stablecoin for supplier and customer transactions.
Scale indicators14 records
Recent moves9 records
Expansion highlights6 records
Confirmo competitors and assessment
Company assessmentDirect peers
- Coinbase Commerce: Coinbase's merchant crypto payment gateway accepting BTC, ETH, USDC and other assets with settlement into Coinbase accounts. Direct competitor offering similar checkout, invoicing and mass payout capabilities, with the advantage of integration with the broader Coinbase exchange ecosystem.
- CoinGate: Lithuania-headquartered crypto payment gateway serving merchants globally with checkout, billing, and POS integrations. Closest geographic and regulatory comparable to Confirmo, also operating under EU regulatory licensing and targeting similar e-commerce, PSP and gaming verticals.
- BitPay: One of the longest-running crypto payment processors, offering merchant checkout, invoicing, and settlement in crypto or fiat. Direct competitor in the merchant crypto gateway category with broader brand recognition but more US-centric footprint than Confirmo.
- NOWPayments: Non-custodial crypto payment gateway supporting 200+ cryptocurrencies with mass payouts, invoices, and donation tooling. Direct competitor focused on flexibility of asset coverage and self-serve onboarding for the same SMB and enterprise merchant segments as Confirmo.
- CoinPayments: Global crypto payment processor offering checkout, invoices, and fiat settlement across a wide range of digital assets. Direct competitor in the merchant crypto gateway space with a longer history but heavier emphasis on altcoin coverage.
- Triple-A: Singapore-headquartered licensed crypto payment gateway serving merchants in Asia and globally with crypto checkout and payouts. Direct competitor with strong APAC presence; comparable regulatory posture and merchant onboarding focus.
- Alchemy Pay: Crypto and fiat on/off-ramp provider combining payment gateway services with fiat-crypto conversion via its Ramp Network. Direct competitor targeting similar emerging-market and Web3 merchant segments with broader fiat rail connectivity.
Broad incumbents
- Circle (Merchant & APIs): USDC issuer and regulated money-transmitter expanding into merchant APIs, payouts and embedded wallets. Functions as both a rail provider and an indirect competitor, since Circle can route payments on its own USDC rails without an independent processor like Confirmo.
- Stripe (Bridge / stablecoin acceptance): Global payments incumbent that acquired stablecoin-rail provider Bridge and is rolling out USDC and USDP acceptance across its merchant base. Represents the most consequential adjacent competitor; comparable product is the merchant checkout layer, but at vastly larger scale and with fiat rail depth Confirmo cannot match.
Emerging players
- BTCPay Server: Open-source, self-hosted crypto payment processor popular with technical merchants and privacy-focused use cases. Comparable product surface (checkout, invoices, payouts) but opposite commercial model; relevant as a low-cost alternative that may attract developers away from Confirmo's hosted API.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Confirmo social profiles
Digital presenceConfirmo compliance and trust
Trust signalCompliance2 records
Confirmo financial estimates
Financial estimateRevenue estimate
Valuation estimate
Confirmo leadership team
Management profileNumber of profiles
Profiles8 records
Confirmo funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Confirmo M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Confirmo
What does Confirmo do?
Confirmo provides a stablecoin-first payment platform that lets businesses accept, settle, and disburse funds in stablecoins and cryptocurrencies across 10+ blockchain networks, supporting USDC, USDT, USDG and other major digital assets. Its core products include Checkout (embeddable payment gateway and email invoicing), Deposits (API-based and no-code deposit acceptance at scale), and Payouts (automated mass disbursements to thousands of recipients), with optional fiat conversion and enterprise-grade security controls. The platform is sold to merchants and enterprises primarily via direct sales, API self-serve integration, and partner/embedded distribution, with transaction-based pricing.
Is Confirmo a public or private company?
Confirmo is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Confirmo founded?
Confirmo was founded in 2014. It employs 51 to 100 people.
Where is Confirmo based?
Confirmo is headquartered in Wilmington, United States, in the North America region.
How does Confirmo make money?
Three revenue lines are on record. Transaction Processing Fees are the primary driver. The others are fiat Conversion Services and payment Gateway Integration.
Who are Confirmo's main competitors?
Direct peers on record are Coinbase Commerce, CoinGate, BitPay, NOWPayments, CoinPayments, Triple-A and Alchemy Pay. Broad incumbents are Circle (Merchant & APIs) and Stripe (Bridge / stablecoin acceptance). BTCPay Server is listed as an emerging player.
Does Confirmo have an API?
Yes. Confirmo offers a REST API enabling developers to integrate crypto payment acceptance into merchant websites and applications. The API supports payment gateway integration, invoicing, mass payouts, and payment automation. Documentation is available at docs.confirmo.net with a public developer portal. The platform also maintains a GitHub presence at github.com/confirmo. Developer documentation is at docs.confirmo.net/reference/intro-to-the-confirmo-api.
What industry is Confirmo in?
Confirmo's product category is Stablecoin Payment Processing. Its primary akta.pro industry code is FSADAIAA, Crypto Payment Gateways & Checkout APIs, with a secondary code of BPAMAFAL, Crypto Payments & Stablecoin Settlement Platforms. Its NAICS code is 522320 and its SIC code is 6200.