PayTabs Group
PayTabs Group is a MENA-focused payment infrastructure company that operates an AI-powered payment orchestration platform serving banks, fintechs, enterprises, governments, and SMEs across seven MENA countries plus Turkey and India through gateways, SoftPOS, card issuance, and white-label solutions.
- Company typePrivate
- Founded2014
- HeadquartersAl Khobar, Saudi Arabia
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
What PayTabs Group does
PayTabs Group, founded in 2014 by Saudi entrepreneur Abdulaziz Al-Jouf and headquartered in Dubai as PAYTABS PAYMENT SERVICES PROVIDER L.L.C, is a MENA-focused payment infrastructure company that operates an AI-powered payment orchestration platform serving banks, fintechs, enterprises, government institutions and SMEs across seven MENA countries (UAE, KSA, Egypt, Oman, Jordan, Iraq, Kuwait) plus Turkey and India. The technology stack spans a payment gateway with five API integration types (Hosted Payment Page, Invoices, PayLinks, Managed Form, Own Form), nine mobile SDKs, e-commerce plugins for Shopify/WooCommerce/Magento/OpenCart and others, and an underlying orchestration layer that performs smart routing across acquirers and local schemes (mada, KNET, Meeza, OmanNet, SADAD). Complementary products include the Paymes Super App for SMEs, SoftPOS (PT Touch) turning mobile devices into contactless terminals, TAPn'GO for table-side contactless payments in hospitality, PayTabs SwitchOn (national payment switch, acquiring switch, ATM controller, POS terminal management), PayTabs Issuance for card programmes, and white-label deployments for banks.
Revenue is generated primarily through transaction-based take rates on processed payments, supplemented by subscription or licence fees for orchestration, white-label and consultancy engagements. The go-to-market is hybrid: enterprise field sales with dedicated relationship managers for merchants exceeding USD 50,000/month in volume, self-serve online onboarding for SMBs and freelancers, e-commerce plugin distribution, and bank-channel partnerships such as the Doha Bank and MEPS alliances. The firm employs 101-250 staff, is privately held and funded historically by Saudi Aramco's corporate venture arm (~USD 25 million disclosed across 2017 rounds), with no public listing.
PayTabs Group firmographics
Firmographics- Name
- PayTabs Group
- Legal name
- PAYTABS PAYMENT SERVICES PROVIDER L.L.C
- Website
- https://paytabs.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- PayTabs Group is a MENA-focused payment infrastructure company that operates an AI-powered payment orchestration platform serving banks, fintechs, enterprises, governments, and SMEs across seven MENA countries plus Turkey and India through gateways, SoftPOS, card issuance, and white-label solutions.
- Ownership category
- akta.pro rank
PayTabs Group industry classification
Industry- Product category
- Payment Infrastructure
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Payouts, Disbursements & Mass Payments Infrastructure (FSAGABAN)
- akta.pro secondary industries
- Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB), Bill Pay, Invoicing & Payables Platforms (BPAMAFAF), Request-to-Pay (R2P) & Pay Links (FSAMAFAE), Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)
Keywords
Where PayTabs Group is headquartered
LocationHeadquarters
- HQ city
- Al Khobar
- HQ country
- Saudi Arabia
- HQ region
- Middle East
Offices3 records
Markets served
PayTabs Group business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Operations, Personnel, Infrastructure, Marketing or Sales
Revenue model
- Transaction Processing Fees: PayTabs charges transaction fees for processing payments through its gateway. The company operates on a transaction-based pricing model where merchants pay fees per transaction processed.
- Payment Gateway Services: Revenue from providing payment gateway services including hosted payment pages, API integrations, and SDK integrations for merchants of all sizes from SMBs to enterprises.
- Payment Orchestration Platform: Revenue from enterprise-level payment orchestration services for banks, fintechs, and large enterprises including white-label solutions.
- SoftPOS and Terminal Solutions: Revenue from contactless payment acceptance solutions including SoftPOS mobile acceptance and POS terminal management services.
- Settlement Services: Revenue from settlement and payout services with automatic or manual payout options. Automatic payouts settle weekly when minimum balance threshold is met.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Standard Merchant Account |
| Transaction based/ take rate | Multi-year contract | Enterprise Account |
| One time/ perpetual license | One time/ perpetual license | UAE Merchant Setup |
Go-to-market motion3 records
Distribution channels7 records
Marketing channels7 records
PayTabs Group product offering
Product offeringCore offering
PayTabs Group is a payment infrastructure company that provides an AI-powered payment orchestration platform enabling merchants, banks, fintechs, and governments to accept, process, and manage digital payments. It offers end-to-end solutions spanning payment gateways, mobile point-of-sale (SoftPOS), national payment switches, ATM controllers, issuance, white-label platforms, and merchant-facing super apps across the MENA region, Turkey, and India.
Product overview
PayTabs Group is an award-winning payment infrastructure company operating across the MENA region with an AI-powered payment orchestration platform that serves banks, fintech players, enterprises, and government institutions. The company offers a comprehensive full-stack suite of payment solutions organized into three main pillars: GROW (Paymes Super App for SMEs), SCALE (Payment Orchestration, SoftPOS PT Touch, Bank Moderator Platform), and CONNECT (National Payment Switch, Acquiring Switch, ATM Controller, POS Terminal Management, PayTabs Issuance). Additional offerings include payment gateway solutions with white labeling options, consultancy services, and developer tools including APIs and SDKs. The ecosystem processes payments across multiple channels including cards, digital wallets, and BNPL services, supporting both online and offline (SoftPOS, TAPn'GO) payment acceptance.
Differentiator
Problem solved
Functional benefit
Brands
- Paymes Super App: A super app for total SME experience offering social commerce, digital onboarding, and payment acceptance across online, social, and retail channels.
- PayTabs SwitchOn (PT SwitchOn)
- PayTabs Touch (PT Touch)
- TAPn'GO
- PayTabs Issuance
- PayLinks
- MEPS
Products and services
- PayTabs Payment Orchestration
- PayTabs Payment Gateway
- Paymes Super App
- PT Touch SoftPOS
- PayTabs Bank Moderator Platform
- PT SwitchOn National Payment Switch
- Acquiring Switch
- ATM Controller
- POS Terminal Management
- PayTabs Issuance
- White Label Payments
- PayTabs Consultancy Suite
- PayLinks
- Digital Invoicing
- QR Pay
- TAPn'GO
- 3D Secure 2.0
- Merchant Dashboard
- PayTabs Mobile App
Quantifiable outcome
- Over 20,000 businesses set to adopt contactless payment solutions
- +2 more outcomes
Companies that use PayTabs Group
Customer profileNamed customers10 records
Segments6 records
Ideal customer profiles4 records
PayTabs Group technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration32 records
AI capability4 records
Feature10 records
PayTabs Group partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core and minor.
- Valu JordancoreStrategic partnership with Valu Jordan and MEPS to expand Buy Now, Pay Later (BNPL) solutions across physical retail and e-commerce channels in Jordan. The partnership leverages MEPS's national payments infrastructure connecting over 1,400 ATMs and thousands of POS terminals, enabling merchants to activate BNPL services without additional hardware.
- MEPS (Middle East Payment Services)coreMEPS provides the national payments infrastructure for the BNPL partnership with Valu Jordan and PayTabs. Their infrastructure connects over 1,400 ATMs and thousands of POS terminals across Jordan, enabling seamless BNPL activation for merchants.
- TAPn'GOcoreAcquisition of UAE-based contactless payment provider TAPn'GO. The acquisition enhances PayTabs' merchant-focused payments app with bill splitting, contactless tipping, instant reviews, and paperless receipt solutions. Over 20,000 businesses across MENA's retail, hospitality, healthcare, and entertainment sectors set to adopt the solution.
- CuzdanminorAzerbaijani paytech Cuzdan selected PayTabs for their e-commerce merchant solutions, expanding PayTabs' reach in the Eurasian market.
- Doha BankcorePartnership with Doha Bank to improve Qatar's e-commerce landscape by providing digital payment solutions aimed at supporting SMEs and advancing the country's cashless economy. The alliance aligns with Qatar National Vision 2030.
- OGS PayLabcoreAcquisition of 100% stake in OGS PayLab, a transaction processing service provider based in Chennai, India. The acquisition strengthens PayTabs' position in the fintech market and enhances its transaction processing capabilities and infrastructure.
- PaymescoreTurkish fintech Paymes merged with PayTabs, with Paymes' Turkish office becoming PayTabs' Eurasia regional management center. The merger extends Paymes' social commerce products across the EMEA region.
Scale indicators6 records
Recent moves7 records
Expansion highlights7 records
PayTabs Group competitors and assessment
Company assessmentDirect peers
- HyperPay: MENA-focused online payment gateway and acquiring platform headquartered in Saudi Arabia. Closest direct competitor to PayTabs in merchant gateway, regional scheme support and SMB onboarding across KSA/UAE.
- Telr: UAE-based payment gateway serving SMBs and enterprises across MENA and South Asia. Comparable offering of multi-method acquiring, hosted pages and plugins to PayTabs' gateway tier.
- Geidea: Saudi-based payment service provider offering POS, SoftPOS, gateway and merchant financing. Direct overlap with PayTabs in KSA SMB acquiring and SoftPOS hardware-replacement.
- Fawry: Egyptian bill-pay and digital payments network serving tens of thousands of merchants and consumers. Comparable regional breadth and EBPP-style capabilities to PayTabs in Egypt.
- Tap Payments (tap.): Kuwait-headquartered payment platform with strong MENA presence offering gateway, POS, invoicing and BNPL. Directly competes with PayTabs in Gulf e-commerce acquiring and SMB self-serve onboarding.
Broad incumbents
- Stripe: Global payments platform with expanding presence in the UAE and Saudi Arabia. Competes with PayTabs for cross-border e-commerce merchants and developer-led integrations.
- Checkout.com: Global PSP with growing MENA footprint, serving enterprise merchants with cross-border acquiring. Competes with PayTabs for enterprise payment volume and smart-routing mandates.
- Adyen: Global unified commerce platform with enterprise MENA merchants. Competes for high-volume enterprise processing and orchestration mandates that PayTabs targets with its SwitchOn stack.
- Network International (now emarat): Largest MENA payments processor serving banks and merchants across the Gulf. Competes with PayTabs SwitchOn at the national-switch / acquiring level rather than at the gateway layer.
Regional players
- Moyasar (by SAMA): Saudi-focused online payment gateway launched by Saudi Payments / SAMA ecosystem. Competes with PayTabs in KSA merchant acquiring, particularly for government-adjacent merchants.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
PayTabs Group social profiles
Digital presencePayTabs Group compliance and trust
Trust signalCompliance3 records
PayTabs Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
PayTabs Group leadership team
Management profileNumber of profiles
Profiles3 records
PayTabs Group subsidiaries and ownership
Company hierarchySubsidiaries3 records
PayTabs Group funding detail
Funding detailFunding overview
Funding rounds3 records
Investors4 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
PayTabs Group M&A and investment
M&A and investmentM&A5 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about PayTabs Group
What does PayTabs Group do?
PayTabs Group is a payment infrastructure company that provides an AI-powered payment orchestration platform enabling merchants, banks, fintechs, and governments to accept, process, and manage digital payments. It offers end-to-end solutions spanning payment gateways, mobile point-of-sale (SoftPOS), national payment switches, ATM controllers, issuance, white-label platforms, and merchant-facing super apps across the MENA region, Turkey, and India.
Is PayTabs Group a public or private company?
PayTabs Group is a private company. It is classified as venture growth investor backed and is currently operating.
When was PayTabs Group founded?
PayTabs Group was founded in 2014. It employs 101 to 250 people.
Where is PayTabs Group based?
PayTabs Group is headquartered in Al Khobar, Saudi Arabia, in the Middle East region.
How does PayTabs Group make money?
Five revenue lines are on record. Transaction Processing Fees are the primary driver. The others are payment Gateway Services, payment Orchestration Platform, softPOS and Terminal Solutions and settlement Services.
Who are PayTabs Group's main competitors?
Direct peers on record are HyperPay, Telr, Geidea, Fawry and Tap Payments (tap.). Broad incumbents are Stripe, Checkout.com, Adyen and Network International (now emarat). Moyasar (by SAMA) is listed as a regional player.
Does PayTabs Group have an API?
Yes. PayTabs API supports five integration types: Hosted Payment Page (HPP), Invoices, PayLinks, Managed Form, and Own Form. The API also includes APM Direct endpoints for alternative payment methods. The platform offers both test and production profiles for merchants. Documentation available at docs.paytabs.com with an AI chatbot assistant providing 24/7 integration support. Developer documentation is at docs.paytabs.com.
What industry is PayTabs Group in?
PayTabs Group's product category is Payment Infrastructure. Its primary akta.pro industry code is FSAGABAN, Payouts, Disbursements & Mass Payments Infrastructure, with a secondary code of FSAGALAB, Embedded Payments (Pay-ins, Pay-outs, Wallets). Its NAICS code is 52232 and its SIC code is 6199.