Plumery
- Company typePrivate
- Founded2016
- HeadquartersAmsterdam, Netherlands
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Plumery firmographics
Firmographics- Name
- Plumery
- Legal name
- Plumery B.V.
- Website
- https://plumery.com
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Plumery industry classification
Industry- Product category
- Digital Banking Platform
- NAICS
- Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Customer Experience & Engagement (CRM, Support, Rewards, Loyalty) (FSAGAAAM)
- akta.pro secondary industries
- Loyalty Technology Platforms (LMS, Wallets, APIs) (THABAKAH), SME Banking Suite (Business Accounts, Invoicing, Payroll Integrations) (FSAGAAAI), Digital Wallets & Account Aggregation Hub (Multi-account, Stored Value) (FSAGAAAD)
Keywords
Where Plumery is headquartered
LocationHeadquarters
- HQ city
- Amsterdam
- HQ country
- Netherlands
- HQ region
- Europe
Offices3 records
Markets served
Plumery business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Platform/SaaS Licensing: Plumery operates primarily as a SaaS/platform licensing model where financial institutions subscribe to access the Digital Success Fabric platform, digital banking journeys, and related capabilities. The platform is described as 'SaaS-first' and 'composable,' with institutions able to purchase individual capabilities (e.g., Cashback Management as standalone product) or as part of the full composable digital banking experience layer.
- Professional Services: Implementation, customization, and consulting services delivered through the partner ecosystem including system integrators and consulting partners (Darien Technology, Aequilibrium, Fincog, 42flows, Inventi). These services support deployment, integration, and customization of the platform for financial institutions.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise SaaS platform — quote-based pricing tailored to institution size and scope |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels7 records
Plumery product offering
Product offeringCore offering
Plumery builds and sells the Digital Success Fabric, a cloud-native, API-first, event-driven composable digital banking experience platform that enables financial institutions to launch and continuously enhance mobile and web banking applications on top of existing core banking systems. The platform provides ready-to-use digital banking journeys (onboarding, payments, cards, lending), AI Fabric for operationalising AI, an Integration Factory with 50+ data formats, and a UI/UX Factory with Web and Mobile SDKs and full source code handover, sold as a SaaS subscription to banks, credit unions, neobanks, digital wallets and lending companies.
Product overview
Plumery offers Digital Success Fabric, a composable digital banking experience platform with modular architecture. The platform comprises core modules including Web & Mobile (UI/UX Factory), Digital Banking Journeys, Customer Onboarding Digitalisation, Straight-Through Lending Digitalisation, Cashback Management, Integrations and Workflows (Integration Factory), Cloud Application Development (Operational Backbone), and AI Fabric. AI Fabric provides the AI-ready event-driven foundation, while Cashback Management offers personalised rewards. The platform serves distinct segments including Consumer Banking, Business Banking (SME), Credit Unions, Lending Companies, Neobanks, and Digital Wallets through solutions built on the unified platform. Plumery Marketplace provides pre-integrated partner solutions across core banking, AML/KYC, payments, and other categories.
Differentiator
Problem solved
Functional benefit
Products and services
- Digital Success Fabric (DSF) Core composable digital banking experience platform sitting between core banking systems and customer-facing channels. Provides progressive modernisation without rip-and-replace core transformations, with Thin User Interface, API SDKs, Digital Banking Journeys, Cloud Application Development, Integrations and Workflows, and Integration Connectors.
- AI Fabric AI-ready foundation built on an event-driven data mesh that standardises how AI and GenAI models and agents connect to banking data, eliminating point-to-point integrations and providing governance, lineage and regulatory compliance for AI use cases across customer journeys.
- Web & Mobile (UI/UX Factory) UI/UX Factory providing pre-integrated foundation for mobile and web banking app development, including UI components, design system, rendering, routing and full source code handover. Enables 80% of digital channel development out-of-the-box with the remaining 20% on differentiating features.
- Digital Banking Journeys Ready-to-use, API-only digital banking journeys covering onboarding, identity and access management, accounts, payments, cards management, financial planning, statements, notifications, AI-powered conversational banking and lending.
- Customer Onboarding Digitalisation End-to-end digital customer enrolment solution including account opening, identity verification with biometric, KYC/AML compliance, user enrolment, configurable workflows, document processing and PSD2 SCA compliance for fully digital process with real-time approval.
- Straight-Through Lending Digitalisation (Digital Lending) End-to-end loan origination and servicing platform covering multichannel loan origination, personalised underwriting, comprehensive document management, customisable ML-driven scoring, disbursements, notifications, payment registration, overdue management, collections, and upsell/cross-sell.
- Cashback Management Composable SaaS-first cashback management capability including transaction processing, rules engine, settlement, customer user experience, analytics, and an AI-driven personalisation module for reward group generation.
- Integrations and Workflows (Integration Factory) Integration framework built on Enterprise Integration Patterns supporting RESTful APIs, SOAP WebServices and IBM Mainframe via MQ or files. Provides ready-to-use components supporting over 50 data formats for mapping and transformation, enabling seamless integration with core banking systems, CRM, FRAML, cards, payments rails and third-party services.
- Cloud Application Development (Operational Backbone) Developer platform providing event-driven microservices and serverless architecture for building, deploying and operating resilient digital banking applications. Includes fintech-grade DevSecOps, engineering metrics, incident management, developer experience tools, logs and metrics, app performance monitoring and microservices templates.
- Plumery Marketplace Marketplace connecting financial institutions with pre-integrated technology partners across core banking (Mambu, Tuum, SaaScada, Fimple, Skaleet), KYC/AML (Sumsub, Fourthline, Amlyze, ComplyAdvantage, Hawk), open banking (Salt Edge, Ozone API), payments (Payment Components), identity (Smile ID for Africa), and localisation (Lokalise).
Quantifiable outcome
- Up to 80% faster development of customer-facing digital banking applications
- +5 more outcomes
Companies that use Plumery
Customer profileNamed customers2 records
Segments6 records
Ideal customer profiles4 records
Plumery technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration22 records
AI capability11 records
Feature10 records
Plumery partnerships and signals
Strategic signalPartnerships
18 partnerships are on record, tiered core and minor.
- SwobodacorePlumery joined Swoboda as a Strategic Partner Member for 2026 to support credit unions in Great Britain and Ireland deliver practical, scalable digital innovation through the i4 Incubator programme. The i4 Incubator is a year-long collaboration programme launching Q1 2026 with up to 15 credit unions, focusing on AI-enabled services, process automation, smarter credit/operational decisioning, and modern digital member experiences.
- LokalisecoreStrategic partnership to embed enterprise-grade localisation functionality, including AI orchestration and translation, directly into Plumery's digital banking platform. Enables financial institutions to deliver hyper-localised multilingual digital banking experiences at scale, reducing cost and time while ensuring compliance with language and accessibility regulations. The partnership is live across all markets with first mutual deployments already underway.
- AequilibriumcorePartnership with Vancouver-based consultancy Aequilibrium to deliver Plumery's Canadian-ready digital banking platform to credit unions in Canada. Aequilibrium brings deep knowledge of the Canadian regulatory landscape and user experience design. Collaboration also extended to WCUC 2025 in Stockholm with a joint VR Lounge presence and a co-hosted webinar with Mambu in July 2025.
- Ozone APIcoreStrategic partnership to embed standards-based open banking in digital journeys. Combines Ozone API's specialist open banking platform (built to support all global open banking standards and regulations) with Plumery's Digital Success Fabric. Enables financial institutions to rapidly deploy customer-centric mobile and web applications that incorporate open banking capabilities without compromising compliance or security.
- Salt EdgecorePartnership integrating Salt Edge's open banking gateway capabilities into Plumery's platform. Provides real-time access to account aggregation and payment initiation across thousands of banks worldwide (2,400+ banks across Europe). Simplifies access to end-users' financial data through a single API and enables seamless connectivity for instant payments and transfers.
- Darien TechnologycoreStrategic partnership with Darien Technology, a consulting and technology firm specialising in financial services across South America and Spain. Combines Plumery's API-first platform with Darien Technology's regional delivery capabilities and expertise in technology consulting, software development, and UX/UI design. Focuses on empowering banks to modernise digital channels without full-scale core replacements.
- Smile IDcorePartnership with Smile ID to power secure, scalable digital banking in Africa. Enables financial institutions to accelerate digital transformation while enhancing secure onboarding and authentication, with identity verification solutions tailored for African markets.
- IBS Intelligence and Cedar-IBSiminorPartnership with IBS Intelligence and Cedar-IBSi Capital & FinTech Lab to bring the Building a Future-Ready Bank Summit to Mumbai, India. Plumery is a partner for this fintech-focused event.
- MambucoreTechnology partnership with Mambu, a leading SaaS cloud core banking platform. Mambu and Plumery collaborate to deliver end-to-end next-generation core banking and digital experience solutions for banks and fintechs. Plumery's digital experience layer integrates seamlessly with Mambu's composable core banking platform.
- TuumcoreTechnology partnership with Tuum, a next-generation core banking provider. Collaboration delivers end-to-end next-gen core banking platform combining Tuum's core banking capabilities with Plumery's digital experience layer.
- FimplecoreStrategic partnership with Fimple, a next-generation composable cloud-based SaaS core banking provider. Collaboration helps financial institutions in their digital banking journeys by combining Fimple's transaction composer with Plumery's digital experience platform.
- SumsubcorePartnership with Sumsub to bring new generation digital onboarding solutions to Plumery's headless digital banking platform. Sumsub provides comprehensive KYC/compliance identity verification integrated into Plumery's digital onboarding journeys.
- AMLYZEcoreStrategic partnership with AMLYZE, a RegTech company offering AML/CFT solutions including real-time transaction monitoring, customer risk assessment, sanctions/PEP screening, and AML investigations. Integrated into Plumery's digital banking platform to provide comprehensive anti-financial crime capabilities.
- Payment ComponentscorePartnership with Payment Components, a B2B solution provider specialising in payments, open banking, and AI for the financial industry. Enables financial institutions to adopt instant payments without overhauling existing core banking infrastructure through pre-integrated payment capabilities.
- Google CloudcorePlumery's Digital Success Fabric is available on Google Cloud Marketplace, enabling banks to speed up development of digital front ends via GCP's trusted global infrastructure. Partnership provides enhanced scalability, security, and compliance with reduced operational costs.
- 42flowsminor42flows is a global technology solutions provider specialising in system integrations, process orchestrations, architecture development, Open API and middleware solutions, customised CRM, and conversational banking solutions. Listed on Plumery's marketplace as a system integrator.
- FincogminorThe Fintech Consulting Group (Fincog) helps financial services customers define strategy, optimise operations, and guide implementation. Listed as a consulting partner on Plumery's marketplace.
- InventiminorInventi is a technology consulting and software development firm listed as a consulting partner on Plumery's marketplace, providing implementation services for Plumery's platform.
Scale indicators10 records
Recent moves7 records
Expansion highlights6 records
Plumery competitors and assessment
Company assessmentDirect peers
- Backbase: Backbase offers a similar digital banking experience / engagement platform (the 'Engagement Cloud') that sits on top of core systems. Plumery's CEO and Head of Growth both came from Backbase, and Backbase targets the same retail, business, and credit union segments Plumery serves. The two companies are the closest direct comparables in this niche.
- Mambu: Mambu is a composable core-banking platform with growing digital-banking capabilities of its own, making it a partial competitor as well as Plumery's most prominent technology partner. Three of Plumery's senior leaders came from Mambu, and Mambu's customer base of 300+ banks overlaps directly with Plumery's target market.
- Tuum: Tuum is a next-generation composable core-banking platform that Plumery co-sells with for an end-to-end core plus digital experience proposition. Tuum's target customers (mid-sized banks, lenders, fintechs) directly overlap Plumery's, and both companies pitch a MACH-aligned composable architecture.
- nCino: nCino provides digital banking and lending platforms to banks and credit unions, particularly community financial institutions, and has a strong credit-union franchise that overlaps with Plumery's credit union focus. Both companies offer onboarding, digital channels, and lending workflow capabilities.
- Alkami Technology (including Q2): Alkami, formed from the merger with Q2, is one of the largest dedicated digital banking platform vendors for US community banks and credit unions. It competes for the same SMB and credit union digital experience budgets that Plumery targets in Canada and other markets.
- Newgen Software: Newgen Software supplies digital banking, onboarding, and lending platforms to banks and credit unions across multiple regions including Europe, ME, and APAC — directly overlapping Plumery's segments and its geographic expansion into GCC and emerging markets.
Broad incumbents
- Temenos: Temenos is a broad incumbent banking platform vendor covering core, digital, and payments. While Plumery's composable layer often wraps around rather than competes with Temenos, large banks evaluating digital banking platforms frequently shortlist Temenos alongside Plumery-style vendors.
- Finastra: Finastra is a major incumbent financial software provider with retail and digital banking offerings, formed from the merger of Misys and D+H. Its broad portfolio overlaps Plumery's digital banking scope at larger banks where Finastra has deep incumbency.
Emerging players
- Thought Machine: Thought Machine is a cloud-native core banking platform that, like Plumery, pitches modern, composable architecture to incumbent banks. While primarily a core vendor, its Vault and related capabilities partially intersect with Plumery's journey and digital experience layer.
- 10x Banking: 10x Banking provides a cloud-native core and digital banking platform to challenger and incumbent banks. It competes in adjacent slots in RFPs alongside Plumery, particularly when banks evaluate next-generation banking stacks as a whole.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Plumery social profiles
Digital presencePlumery compliance and trust
Trust signalCompliance2 records
Plumery financial estimates
Financial estimateRevenue estimate
Valuation estimate
Plumery leadership team
Management profileNumber of profiles
Profiles7 records
Plumery funding detail
Funding detailFunding overview
Funding rounds3 records
Investors6 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Plumery M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Plumery
What does Plumery do?
Plumery builds and sells the Digital Success Fabric, a cloud-native, API-first, event-driven composable digital banking experience platform that enables financial institutions to launch and continuously enhance mobile and web banking applications on top of existing core banking systems. The platform provides ready-to-use digital banking journeys (onboarding, payments, cards, lending), AI Fabric for operationalising AI, an Integration Factory with 50+ data formats, and a UI/UX Factory with Web and Mobile SDKs and full source code handover, sold as a SaaS subscription to banks, credit unions, neobanks, digital wallets and lending companies.
Is Plumery a public or private company?
Plumery is a private company. It is classified as venture growth investor backed and is currently operating.
When was Plumery founded?
Plumery was founded in 2016. It employs 11 to 50 people.
Where is Plumery based?
Plumery is headquartered in Amsterdam, Netherlands, in the Europe region.
How does Plumery make money?
Two revenue lines are on record. Platform/SaaS Licensing is the primary driver. The others are professional Services.
Who are Plumery's main competitors?
Direct peers on record are Backbase, Mambu, Tuum, nCino, Alkami Technology (including Q2) and Newgen Software. Broad incumbents are Temenos and Finastra. Emerging players are Thought Machine and 10x Banking.
Does Plumery have an API?
Yes. Plumery offers an API-first, event-driven digital banking platform. The platform provides RESTful APIs for integration, supports over 50 data formats for mapping and transformation, and enables developers to build, deploy, and manage digital banking applications. The developer platform includes Web and Mobile SDKs, templates, and APIs. API documentation URL not specified in source material.
What industry is Plumery in?
Plumery's product category is Digital Banking Platform. Its primary akta.pro industry code is FSAGAAAM, Customer Experience & Engagement (CRM, Support, Rewards, Loyalty), with a secondary code of THABAKAH, Loyalty Technology Platforms (LMS, Wallets, APIs). Its NAICS code is 5182 and its SIC code is 7372.