Accountable
- Company typePrivate
- Founded2019
- HeadquartersBrussels, Belgium
- Headcount1–10
- GTM typeB2C
- OfferingSoftware
Accountable firmographics
Firmographics- Name
- Accountable
- Legal name
- Accountable
- Website
- https://accountable.eu
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Accountable industry classification
Industry- Product category
- Self-Employed Tax & Financial Management Software
- NAICS
- Accounting, Tax Preparation, Bookkeeping, and Payroll Services (54121)
- SIC
- Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Bill Management & Subscription Management (FSAGADAG)
- akta.pro secondary industries
- Bill Pay, Invoicing & Payables Platforms (BPAMAFAF), Billing, Payments & Subscription Support (BPAAABAC)
Keywords
Where Accountable is headquartered
LocationHeadquarters
- HQ city
- Brussels
- HQ country
- Belgium
- HQ region
- Europe
Offices2 records
Markets served
Accountable business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Subscription Plans: Tiered subscription model with 5 plans ranging from free to €59.9/month (annual billing). Revenue is primarily from monthly/annual subscriptions. Upsell opportunities as users' businesses grow.
- Professional Accounting Services: On-demand access to certified accountants available for consultation at fixed rates, providing high-added-value advice for users needing individual support beyond AI capabilities.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Monthly | Free Invoicing - free forever |
| Subscription | Annual | Invoicing Plus - €9.9/month |
| Subscription | Annual | Bookkeeping - €19.9/month |
| Subscription | Annual | Taxes - €29.9/month |
| Subscription | Annual | Max - €59.9/month |
Go-to-market motion2 records
Distribution channels6 records
Marketing channels8 records
Accountable product offering
Product offeringCore offering
Accountable sells a unified mobile and web financial management subscription for self-employed professionals in Belgium and Germany, combining bookkeeping, invoicing (with free PEPPOL e-invoicing), direct VAT and income tax filing, an AI Tax Advisor, Tax Coaches, and integrated free business banking (Belgian IBAN, cards, Tap to Pay). Revenue is primarily generated through tiered subscriptions ranging from a free plan to €59.9/month, supplemented by on-demand access to certified accountants.
Product overview
Accountable is a unified financial management platform for self-employed professionals in Belgium, combining bookkeeping, invoicing, banking, and tax management in a single mobile and web application. The core platform includes the main Accountable App with integrated Accountable Banking (free business account with Belgian IBAN), AI Tax Advisor (Belgium's first AI-powered tax assistant), PEPPOL e-invoicing (mandatory as of 2026), and Tax Coaches for human support. The product portfolio includes Accountable for Accountants (Expert Interface) for accountant-client collaboration, Accountable Connect for exporting data to external accounting software (Horus, Exact Online, Odoo, Octopus, WinBooks), and a tiered pricing structure from free invoicing to premium Max plan. The AI Tax Advisor is covered by a Tax Guarantee (€500-€10,000 depending on plan), making Accountable unique as Belgium's only tax software with user-error coverage.
Differentiator
Problem solved
Functional benefit
Products and services
- Accountable App Belgium's #1 unified mobile and web application for self-employed professionals combining bookkeeping, invoicing, banking, and tax management in a single platform. Targets freelancers, sole traders and micro-businesses in Belgium (and increasingly Germany).
- Accountable Banking Free integrated business banking for freelancers and sole traders, powered by Swan: Belgian IBAN business account, automatic tax savings allocation via 'Spaces', virtual and physical Mastercard, Apple Pay / Google Pay, and Tap to Pay functionality. Built into the main Accountable app.
- AI Tax Advisor Belgium's first AI-powered virtual tax assistant: a conversational AI that answers Belgian tax questions 24/7, auto-categorizes expenses, performs tax audits before filing, and provides personalized tax tips. Trained on Belgian tax legislation and continuously refined by certified accountants, and covered by Accountable's Tax Guarantee.
- Accountable for Accountants (Expert Interface) Free accounting interface for certified accountants to collaborate with self-employed clients: access client documents, register clients for Peppol, and export data to external accounting software, enabling accountants to focus on advising rather than data entry.
- PEPPOL E-invoicing Free PEPPOL network integration that lets Belgian self-employed users send and receive compliant electronic invoices. Mandatory for VAT-liable Belgian self-employed from 2026; included free with Accountable subscriptions and handles 68% of all digital VAT filings in Belgium.
- Tax Coaches
Quantifiable outcome
- 68% of all digital VAT filings in Belgium are submitted via Accountable
- +3 more outcomes
Companies that use Accountable
Customer profileNamed customers4 records
Segments3 records
Ideal customer profiles3 records
Accountable technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration7 records
AI capability4 records
Feature7 records
Accountable partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered major, core and minor.
- ProximusmajorProximus partnered with Accountable and Leexi to enhance offerings for small and medium-sized enterprises (SMEs). Collaboration aims to improve services and advertising capabilities for Proximus's SME clients. Accountable provides financial management and tax services integration.
- BNP Paribas FortiscoreJoint launch of 'Start for Free' platform with Partena Professional and Accountable. All-in-one digital platform for new entrepreneurs in Belgium combining startup administration, financial management, and accounting services. Offers cost savings of €540-650, free registration with Crossroads Bank for Enterprises, free VAT activation, and waived management fees for first year.
- Partena ProfessionalmajorBusiness counter partner for self-employed registration. Partnership offers €100 discount on yearly Accountable subscription for users who register through Partena Professional. Partner for Start for Free platform launch with BNP Paribas Fortis.
- LiantisminorBusiness counter partner for self-employed registration in Belgium. Alternative registration pathway for new entrepreneurs.
- SwancoreBanking partner providing infrastructure for Accountable Banking services. Swan is an Electronic Money Institution that powers the business account, debit card (physical and virtual), Tap to Pay functionality, and payment processing. Swan handles all banking operations while Accountable integrates the experience.
- SecurexminorBusiness services partner, appears in partners section of website.
- FIB (Fédération des Notaires)minorPartner organization, appears in partners section of website.
- MaltminorFreelance platform partner, appears in partners section of website.
Scale indicators8 records
Recent moves6 records
Expansion highlights6 records
Accountable competitors and assessment
Company assessmentDirect peers
- Indy: Indy is a French all-in-one financial platform for freelancers and self-employed, offering invoicing, expense tracking, and tax assistance. It is the closest geographic and product analog to Accountable in a neighboring EU market.
- Pennylane: Pennylane is a French fintech providing combined accounting, banking, and financial management for freelancers and small businesses. Comparable to Accountable in its integrated approach to banking + bookkeeping + tax.
- Bonsai: Bonsai is a US-based all-in-one business management platform for freelancers and solopreneurs, covering invoicing, contracts, expenses, and taxes. Directly comparable in target persona and product scope.
- Keeper.app: Keeper is a US tax filing and bookkeeping app for freelancers and self-employed individuals, focused on finding deductions. Similar target user and AI-assisted workflow to Accountable's AI Tax Advisor.
- Yuki: Yuki is a Belgian/Dutch cloud accounting platform for SMEs and accountants using document recognition and automation. Operates in Accountable's home market with overlapping automation and accountant-facing positioning.
Broad incumbents
- Wolters Kluwer (Belgium): Wolters Kluwer provides professional tax and accounting software across Europe, including Belgium. It is a larger incumbent in the same space, with deeper accountant-channel relationships.
- Intuit QuickBooks: QuickBooks is a global incumbent in SMB accounting, invoicing, and tax. While not Belgium-focused, it is the dominant competitor Accountable would face if expanding internationally.
- Qonto: Qonto is a leading European SMB business account provider with invoicing and expense management features. Overlaps with Accountable's banking + invoicing value proposition for SMEs and self-employed.
Emerging players
- Finom: Finom is a European fintech combining business banking, invoicing, and expense management for freelancers and SMEs. Comparable to Accountable Banking's positioning and SME target, though not tax-specialized.
Regional players
- ClearTax: ClearTax is a tax-filing and compliance platform in India. While geographically distinct, its product model (AI-assisted personal tax filing, integrations with accountants) parallels Accountable's AI Tax Advisor.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Accountable social profiles
Digital presenceAccountable compliance and trust
Trust signalCompliance1 record
Accountable financial estimates
Financial estimateRevenue estimate
Valuation estimate
Accountable leadership team
Management profileNumber of profiles
Profiles3 records
Accountable funding detail
Funding detailFunding overview
Funding rounds2 records
Investors3 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Accountable M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Accountable
What does Accountable do?
Accountable sells a unified mobile and web financial management subscription for self-employed professionals in Belgium and Germany, combining bookkeeping, invoicing (with free PEPPOL e-invoicing), direct VAT and income tax filing, an AI Tax Advisor, Tax Coaches, and integrated free business banking (Belgian IBAN, cards, Tap to Pay). Revenue is primarily generated through tiered subscriptions ranging from a free plan to €59.9/month, supplemented by on-demand access to certified accountants.
Is Accountable a public or private company?
Accountable is a private company. It is classified as venture growth investor backed and is currently operating.
When was Accountable founded?
Accountable was founded in 2019. It employs 1 to 10 people.
Where is Accountable based?
Accountable is headquartered in Brussels, Belgium, in the Europe region.
How does Accountable make money?
Two revenue lines are on record. Subscription Plans are the primary driver. The others are professional Accounting Services.
Who are Accountable's main competitors?
Direct peers on record are Indy, Pennylane, Bonsai, Keeper.app and Yuki. Broad incumbents are Wolters Kluwer (Belgium), Intuit QuickBooks and Qonto. Finom is listed as an emerging player. ClearTax is listed as a regional player.
Does Accountable have an API?
No public API is recorded for Accountable.
What industry is Accountable in?
Accountable's product category is Self-Employed Tax & Financial Management Software. Its primary akta.pro industry code is FSAGADAG, Bill Management & Subscription Management, with a secondary code of BPAMAFAF, Bill Pay, Invoicing & Payables Platforms. Its NAICS code is 54121 and its SIC code is 6159.