What Velocity does

Velocity is an enterprise stablecoin infrastructure platform founded in 2025 by Eric Queathem, formerly EVP at Worldpay (now Global Payments). The company provides a unified, API-first platform that bridges traditional banking networks with digital asset rails, enabling real-time cross-border payments, settlement, treasury management, and FX for institutional clients. The platform supports 30+ fiat currencies and stablecoins including USDC, USDT, PYUSD, RLUSD, EURC, USDG, BUSD, AUSD, and Quantoz stablecoins, with settlement occurring in minutes on a 24/7/365 basis rather than within banking cut-off windows. Target customer segments are payment companies, Fortune 2000 global businesses (marketplaces, media, travel, insurance, retail), and financial institutions (banks, neobanks, trading firms, fintechs), with each segment using Velocity to replace fragmented correspondent banking and prefunded multi-currency account structures.

The platform is organized around three core product modules — Payments, Settlement, and Treasury — all accessible through a single REST API and supported by TMS/ERP integrations that allow stablecoin wallets to function as first-class liquidity locations alongside traditional bank accounts. Underlying infrastructure relies on a stack of regulated partners: Zodia Custody (institutional custody backed by Standard Chartered, Northern Trust, and SBI Holdings) for digital asset safekeeping, Fireblocks for secure wallet architecture and policy enforcement, and Prove for digital identity verification. Compliance architecture is anchored by SOC 2 Type I attestation, ISO 27001-aligned controls, and embedded Travel Rule monitoring and screening. Velocity generates revenue through transaction and settlement fees plus FX conversion spreads, with pricing quoted on a bespoke, transaction-based model for enterprise accounts.

Velocity operates a multi-entity corporate structure (Velocity Technology Sp. z o.o. in Poland, Velocity Technology Holdings Ltd. and Velocity Technology Ltd. in the UK, and Velocity Technology Inc. in Delaware), with offices in London, Warsaw, New York, and Melbourne, and serves markets across North America, Europe, APAC, and EMEA. The company has raised $10 million in pre-seed funding led by Activant and Fuel Ventures, with additional investment from Dragonfly Capital and angel investors from Revolut, Worldpay, PayPal, Stripe, and Visa. Strategic alliances also include support for stablecoins issued by Circle, Tether, Paxos, PayPal, Ripple, Agora, Quantoz, Binance, and the Global Dollar Network.

Name

Velocity

Legal name

Velocity Technology Sp. z o.o.

Website

https://velocity.xyz

Company type

Private

Founded year

2025

Operating status

Operating

Headcount range

11–50 employees

Short description

Velocity is an enterprise stablecoin infrastructure platform founded in 2025 that unifies cross-border payments, real-time settlement, treasury, and FX into a single API for payment companies, Fortune 2000 global businesses, and financial institutions.

Ownership category

akta.pro rank

Product category

Cross-Border Payments Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)

akta.pro secondary industries

Payment Orchestration Platforms (FSAGABAA), Stablecoin Payment Rails & Settlement Networks (Issuer-Led) (FSADADAF)

Keywords

• Enterprise stablecoin infrastructure
• Cross-border payments platform
• Real-time settlement rails
• Multi-asset treasury management
• FX conversion API

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure, Others

Revenue model

1. Transaction and Settlement Fees: Fees generated from processing cross-border payments, settlements, and treasury operations. Pricing is transparently quoted with spreads and transaction costs disclosed across supported payment flows.
2. FX Conversion Spread: Revenue generated from foreign exchange conversions across fiat and stablecoin pairs, with single FX conversion routed across a broad liquidity provider network for optimized market pricing.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

Velocity provides an enterprise-grade stablecoin infrastructure platform that unifies payments, settlement, treasury, and FX into a single programmable, multi-asset system. The platform enables real-time cross-border money movement across 30+ fiat currencies and stablecoins, eliminating banking cutoffs, prefunding requirements, and FX friction for institutional clients. It is delivered via REST API and supports TMS/ERP integration for embedding into enterprise financial operations.

Product overview

Velocity is a unified enterprise platform for payments, settlement, treasury, and FX, built on stablecoin infrastructure and designed for CFOs and finance teams managing global cross-border operations. The platform consists of the core Velocity Platform encompassing Payments (real-time global money movement across 30+ fiat currencies and stablecoins), Settlement (continuous transfer across banks and blockchains without banking hour constraints), and Treasury (unified multi-asset management with automated governance and yield optimization). Additional offerings include the Velocity API for developer integration and the Stablecoin Guide 2026 as educational content for enterprise adoption.

Differentiator

Problem solved

Functional benefit

Products and services

• Velocity Platform Unified enterprise platform that consolidates payments, settlement, treasury, and FX into a single programmable, multi-asset system for real-time global finance operations. Designed for CFOs and enterprise finance teams managing cross-border operations, powered by stablecoins.
• Payments Global payment infrastructure enabling real-time money movement across fiat and stablecoins, 24/7/365. Supports cross-border payments, internal money transfers, and global on/off-ramps across 30+ currencies with reduced FX friction and fewer intermediaries. Built for payment companies, global businesses, and financial institutions.
• Settlement Real-time settlement layer enabling instant fund transfers across banks and blockchains without banking cutoffs, batch windows, or weekend delays. Accelerates card scheme settlement, reduces FX costs, and frees up working capital through continuous settlement. Designed for acquirers, PSPs, and merchants moving funds globally.
• Treasury Unified treasury layer providing full visibility and intelligent automated control across global finance operations. Manages fiat and stablecoin balances, enables yield optimization on idle balances, and replaces manual treasury workflows with governed rules-based automation. Designed for CFOs, treasurers, and finance teams managing high-volume cross-border flows.
• Velocity API REST API enabling developers and enterprise technical teams to build and automate payments, settlement, treasury, and FX operations. Supports transfers, quotes, wallet creation, beneficiary management, and currency conversions between fiat and stablecoins. Authentication uses Bearer tokens with documentation and sandbox environment available.

Quantifiable outcome

• Settlement cycles reduced from 1-5 business days to minutes, operating 24/7/365 without cut-offs, weekends, or holidays
• +3 more outcomes

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature7 records

Partnerships

Four partnerships are on record, tiered core and minor.

• ProvecoreTechnology or Integration · 1 January 2026Prove, a digital identity verification company, partnered with Velocity to address trust gaps hindering mainstream stablecoin adoption. The combined offering integrates Velocity's payments infrastructure with Prove's identity network, which claims to verify 90% of digitally active people worldwide. The partnership targets banks, payment companies, and multinational corporations seeking compliant, verified stablecoin transactions.
• FireblockscoreTechnology or Integration · 4 November 2025Fireblocks serves as strategic infrastructure partner providing secure wallet architecture for Velocity's enterprise stablecoin platform. Fireblocks has become a core layer for institutions requiring secure self-custody, governance controls, and scalable transaction infrastructure. The partnership enables complex approval flows, policy enforcement, asset segregation, and operational resilience across jurisdictions.
• Zodia CustodycoreTechnology or Integration · 15 October 2025Zodia Custody serves as Velocity's custodian, providing institutional-grade digital asset safekeeping. Backed by Standard Chartered, Northern Trust, and SBI Holdings, Zodia Custody is FCA-registered with strong emphasis on security and compliance. The partnership ensures digital asset layer underpinning settlement flows is handled with controls and safeguards institutions expect.
• RevolutminorGTM or Marketing PartnerRevolut, through Global Head of Expansion Markets Mazen ElJundi, provided a testimonial on Velocity's partner page: 'Building a modern payments and treasury platform requires a deep, global, partner network across stablecoins, liquidity providers, banking, and infrastructure. Velocity is taking a thoughtful approach to bringing those partners together to power the next generation of enterprise finance.'

Scale indicators7 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• BVNK: BVNK is an enterprise payments platform built on stablecoins for cross-border payouts and collections, with a similar API-first model and a comparable target buyer profile of payment companies, platforms, and corporates. It is the closest direct competitor in the regulated enterprise stablecoin-rails space.
• Bridge (now part of Stripe): Bridge built stablecoin orchestration APIs (issuance, accounts, payments) for platforms and fintechs before its Stripe acquisition. Its API-first approach to stablecoin payments and treasury is closely aligned with Velocity's core product.
• MoonPay: MoonPay provides crypto on/off-ramps and B2B payments APIs for stablecoins. It overlaps with Velocity in fiat-to-stablecoin conversion, payouts, and enterprise API delivery, though it skews more retail/Web3-native.

Broad incumbents

• Circle: Circle is the issuer of USDC and EURC and operates Circle APIs / Circle Payments Network for cross-border stablecoin settlement. It overlaps with Velocity in enterprise stablecoin rails, but with greater scale, an owned stablecoin, and direct banking relationships that Velocity lacks.
• Ripple: Ripple combines the RLUSD stablecoin with Ripple Payments for cross-border enterprise settlement. It targets many of the same financial institutions and corporates as Velocity and competes on both the issuer and rails layers, but with a much larger balance sheet and existing bank network.
• Fireblocks: Fireblocks provides wallet infrastructure, custody connectivity, and policy controls for digital asset operations across banks and fintechs. It is a current Velocity partner but also offers payments and treasury-adjacent capabilities that overlap with Velocity's programmable wallet and treasury modules.
• Stripe: Stripe is a global payments incumbent that has expanded into stablecoins (including via its Bridge acquisition) and offers cross-border payout rails to enterprise merchants. It competes with Velocity for the same enterprise treasury and cross-border use cases, with vastly greater distribution.
• Coinbase Commerce / Coinbase Prime: Coinbase offers stablecoin payments (Commerce) and institutional custody/treasury (Prime). It competes with Velocity on enterprise stablecoin rails and has far greater scale and regulatory breadth, though less specialization in treasury-management workflows.

Emerging players

• Zero Hash: Zero Hash offers embedded crypto and stablecoin infrastructure (custody, trading, payments, on/off-ramps) for fintechs and banks. It targets a similar B2B / embedded-finance customer base as Velocity and competes on the orchestration and API layer.
• Conduit (formerly Payset): Conduit provides API-driven fiat and stablecoin payments infrastructure for platforms and neobanks, with a comparable cross-border B2B positioning. It is a smaller, emerging competitor in the same enterprise stablecoin-payments category.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks2 records

Key highlights7 records

Customer concentration

• Xx.com/velocityxyz_

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds3 records

Investors19 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Velocity