Verivox Holdings Ltd.

What Verivox Holdings Ltd. does

Verivox Holdings Ltd. is a Heidelberg-headquartered German online price comparison portal founded in 1998, operating across four consumer verticals: Energy (electricity, gas, green electricity, heat-pump and EV-charging tariffs), Telecommunications (DSL, cable, fiber, mobile), Insurance (motor, health, property, liability, legal protection and niche products), and Finance (consumer credit, mortgage, savings, investment). The platform lists 12,000+ electricity tariffs, 5,000+ gas tariffs, more than 800 gas providers and covers 90%+ of available internet providers, generating commissions and advertising fees when German residential households and SMBs complete a contract switch through verivox.de or the Verivox app. Underlying technology is a cloud-based comparison engine hosted on Amazon Web Services — with authentication handled by AWS Cognito — integrated into a deep partner network that spans energy utilities, telecom carriers, banks (CreditPlus, TARGOBANK, ING, Deutsche Bank, norisbank and 20+ others), insurers, Kfz-Zulassungsservice providers, video-identification vendors (WebID, IDnow, PostIdent), and affiliate/fintech partners (Interhyp, financeAds, Asuro, Covomo, finanzen.de, Europace). End-to-end switching is automated, including consumer-side cancellation via Aboalarm and digital onboarding for credit/insurance products.

The business model is commission-driven and freemium for the consumer: the platform and app are free, while Verivox monetizes through affiliate/referral commissions on completed provider switches, advertising and promotional fees from partners, and consented data-driven marketing services (pseudonymized Custom Audiences shared with partners for cross-site targeting). Distribution combines product-led growth through the owned website and mobile app with an inside-sales layer (phone-based expert consulting 8:00–22:00 daily, callback service), a referral program powered by Tellja (up to €200 per referral) and cashback promotions of up to €415 on internet tariffs. Brand trust is reinforced by TÜV Saarland certifications across electricity, gas, credit, KfZ and DSL/LTE categories and nine consecutive years as Germany's #1 "Price Champion" (Die Welt / ServiceValue, 2017–2025).

Following the 2025 acquisition by Moltiply Group, Verivox operates within the Mavriq division of the parent; the deal contributed an 80.7% revenue increase to the Mavriq division in Moltiply's Q1 2026 disclosure. Verivox had previously raised approximately EUR 653M from NuCom Group in February 2018 and pursued a rollup strategy through acquisitions of TopTarif (2014), Aboalarm (2017), Outbank (2017) and Getsafe's digital broker business (2018).

Name

Verivox Holdings Ltd.

Legal name

Verivox GmbH

Website

https://verivox.de

Company type

Private

Founded year

1998

Operating status

Operating

Headcount range

101–250 employees

Short description

Verivox is Germany's leading independent online price comparison portal, founded 1998 in Heidelberg, enabling residential and SMB consumers to compare and switch providers across energy, telecommunications, insurance, and finance, earning commissions from providers on completed switches.

Ownership category

akta.pro rank

Product category

Price Comparison and Switching Services

akta.pro primary industry

Auto-Switching & Price Comparison Platforms (EUAGAEAD)

Keywords

• Price comparison platform
• Energy tariff comparison
• Telecom tariff comparison
• Insurance comparison portal
• Consumer switching service

Headquarters

HQ city

Heidelberg

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Technology or R&D, Marketing or Sales, Personnel, Operations

Revenue model

1. Affiliate / Referral Commissions: Verivox receives commissions from providers (energy companies, insurers, lenders, telecom operators) when customers complete a contract switch or purchase through the platform. This is the primary revenue model. The platform is free for consumers.
2. Advertising and Promotional Fees: Fees from partners for personalized advertising, targeted marketing, and promotional placement within the platform, governed by consent-based cookie policies.
3. Data-Driven Marketing Services: Custom Audiences: email addresses shared in pseudonymized form with partners for targeted advertising based on cross-site behavioral analysis.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels9 records

Core offering

Verivox operates a free online price comparison portal that allows German consumers to compare and switch providers across electricity, gas, internet, mobile, insurance, credit, and financial products. The platform aggregates over 12,000 electricity tariffs, 5,000 gas tariffs, 800+ gas providers, and 90%+ of internet providers, and handles the end-to-end contract switching process including cancellation of the old contract on behalf of the customer. The service is provided free to consumers, with Verivox earning commissions from providers when customers complete a switch.

Product overview

Verivox operates as a multi-category German price comparison portal, offering consumers a unified platform to compare and switch providers across four core verticals: Energy (electricity and gas tariffs including green electricity, heat pump electricity, and EV charging), Telecommunications (internet services including DSL/cable/fiber, mobile tariffs, and IPTV), Insurance (motor vehicle, health, property, liability, legal protection, and pet insurance), and Finance (installment loans, home financing, savings accounts, and investment products). The platform functions as a unified web portal with integrated customer account management, mobile application, and supplementary services like automated cancellation and insurance needs analysis. All comparison tools are offered free to consumers, with the company generating revenue through commissions from completed provider switches.

Differentiator

Problem solved

Functional benefit

Products and services

• Stromvergleich (Electricity Comparison) Online comparison and switching service for household electricity tariffs across German providers, available free to consumers with automated provider-switching support.
• Gasvergleich (Gas Comparison) Online comparison and switching service for household natural gas tariffs across 800+ German gas providers, available free to consumers.
• Internet Comparison Online comparison portal for DSL, cable, fiber-optic, and complete-package internet tariffs from over 90% of German internet providers, with free switching support.
• Mobile Tariff Comparison (Handytarife) Online comparison portal for mobile phone contracts, prepaid tariffs, mobile data plans, and 5G/LTE offers from major German operators.
• KfZ Insurance Comparison Online comparison and brokerage portal for motor vehicle insurance policies including liability, partial, and comprehensive coverage from multiple German insurers.
• Insurance Comparison (Versicherungsvergleich) Online comparison portal for general insurance products including health, property, liability, legal protection, and pet insurance, operated by Verivox Versicherungsvergleich GmbH as a licensed §34d GewO insurance broker.
• Loan Comparison (Kreditvergleich) Online comparison portal for installment loans, auto loans, debt restructuring, and home equity financing from over 20 German banks including CreditPlus Bank, TARGOBANK, ING-DiBa, norisbank, Deutsche Bank, and Consors Finanz.
• Mortgage Comparison (Baufinanzierung) Online comparison portal for construction financing, follow-up financing, and modernization loans, partnered with Interhyp AG for mortgage offers.
• Investment Products Comparison (Geldanlage) Online comparison portal for savings and investment products including savings accounts, term deposits, securities accounts, ETFs, and credit cards.
• Commercial Electricity Comparison (Gewerbestrom) Online comparison portal for commercial electricity tariffs targeted at German small businesses, tradespeople, and self-employed professionals.

Quantifiable outcome

• Over €4 billion saved by more than 8 million customers since 1998
• +4 more outcomes

Named customers9 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

14 partnerships are on record, tiered core and minor.

• Amazon Web Services (AWS) — CognitocoreTechnology or IntegrationCustomer authentication and account management ('Mein Konto') is powered by AWS Cognito, hosted by Amazon Web Services EMEA SARL in Luxembourg.
• Tellja GmbHminorGTM or Marketing PartnerPowers the 'Freunde werben' (refer a friend) program with tracking cookies to attribute referrals and calculate referral bonuses of up to €200.
• YouTube LLCminorGTM or Marketing PartnerVideo content integration for educational and marketing content on the Verivox platform.
• auxmoney GmbHminorChannel Partner/ Reseller/ DistributorPeer-to-peer lending platform partnered for credit product distribution, referencing Süd-West-Kreditbank as the underlying lender.
• FinanzChef24 GmbHminorChannel Partner/ Reseller/ DistributorProvides commercial insurance (Gewerbeversicherung) comparison calculator integrated into the platform.
• InSharedminorChannel Partner/ Reseller/ DistributorMotor insurance provider advertised on Verivox offering family motor coverage. Cashback campaign active on the platform.
• TiRo CheckEnergy GmbH ('Selfmade Energy')minorChannel Partner/ Reseller/ DistributorProvides photovoltaic (balkonkraftwerk) comparison and consultation under the 'Selfmade Energy' brand.
• finanzen.de Vermittlungsgesellschaft für Verbraucherverträge AGminorChannel Partner/ Reseller/ DistributorProvides comparison calculators for term life insurance, private pension, Riester-Rente, and Rürup-Rente integrated into the platform.
• Asuro GmbHminorChannel Partner/ Reseller/ DistributorProvides term life insurance (Risikolebensversicherung) comparison calculator.
• Covomo Versicherungsvergleich GmbHminorChannel Partner/ Reseller/ DistributorProvides travel insurance and mobile phone insurance comparison calculators.
• Europace Ratenkredit GmbHminorChannel Partner/ Reseller/ DistributorProvides installment credit comparison and brokerage platform integrated into the credit comparison workflow.
• Vattenfall, E.ON, eprimo, Lichtblick, and 10+ other energy providersminorChannel Partner/ Reseller/ DistributorEnergy suppliers whose tariffs are listed and compared on the platform; Verivox earns a commission when customers switch to these providers.
• Deutsche Telekom, Vodafone, 1&1, o2, and other telecom providersminorChannel Partner/ Reseller/ DistributorTelecom providers whose internet and mobile tariffs are listed and compared on the platform; commissions earned on successful switches.
• CreditPlus Bank, TARGOBANK, ING-DiBa, norisbank, Deutsche Bank, Consors Finanz, and 20+ other banks and lendersminorChannel Partner/ Reseller/ DistributorBanks and credit institutions whose loan products are listed in the credit comparison; commissions earned on loan originations.

Scale indicators12 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Check24: Germany's largest multi-vertical price comparison portal covering energy, telecom, insurance and finance. It is Verivox's most direct domestic competitor serving the same German consumers with an almost identical product scope.

Regional players

• Uswitch: UK energy, broadband and mobile switching and comparison service with automated switching, mirroring Verivox's core model in a different geography.
• Compare the Market: UK price comparison platform for insurance, energy and financial products earning provider commissions, structurally similar to Verivox but focused on the UK.
• GoCompare: UK comparison site for insurance, utilities and financial products operating the same consumer-free, commission-funded model as Verivox in a different territory.
• Confused.com: UK insurance and utility comparison platform with a comparable business model and category mix to Verivox, serving UK consumers.
• Comparis: Swiss consumer comparison portal for insurance, telecom, banking and utilities, closely analogous to Verivox but serving the Swiss market.

Broad incumbents

• MoneySuperMarket: Large UK-listed comparison group spanning insurance, energy, broadband and money products, overlapping heavily with Verivox's multi-category comparison and commission model but in the UK market.
• Moltiply Group (MutuiOnline): Verivox's Italian parent, which operates leading Italian mortgage, insurance and utility comparison portals; comparable business model and now the corporate umbrella for Verivox.

Emerging players

• Selectra: France-based energy and telecom switching/comparison provider expanding internationally, overlapping with Verivox's core energy-and-telecom switching niche.

Others

• NerdWallet: US consumer finance comparison and recommendation platform monetized via lead-generation and referral commissions, thematically similar to Verivox's finance-comparison verticals in a different market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/verivox
• Facebookfacebook.com/verivox
• LinkedInlinkedin.com/company/verivox-gmbh

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Subsidiaries2 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A4 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Verivox Holdings Ltd.