Avenia

What Avenia does

Avenia (legally BRLA Digital LTDA) is a Brazilian fintech that provides regulated, stablecoin-native cross-border payments and treasury infrastructure for businesses moving money into, out of, and across Latin America. Its core platform is built around the BRLA stablecoin, a 1:1 BRL-pegged, fully collateralized digital real with monthly third-party attestations and audited reserves held in Brazilian government bonds, deployed natively on multiple chains. Avenia exposes this infrastructure through a unified API that integrates local LATAM instant payment rails (PIX in Brazil, SPEI in Mexico) with global stablecoin settlement, eliminating the typical 3–5 day correspondent-bank delays. A separate web product, Avenia Direct, offers a no-code interface for corporate treasury use cases such as intercompany transfers and BRL↔USD conversion.

The company operates under regulated frameworks — BRLA Digital LTDA is a foreign exchange banking correspondent of Ouribank under CMN Resolution 4,935/2021, and references compliance with Brazil's Lei 14.478/22 crypto framework and FATF-aligned AML/KYC — with regulated operations in Brazil, the United States, and Argentina. Avenia monetizes through transaction fees on its API and treasury products, BRLA issuance and ecosystem services, and a recurring infrastructure-as-a-service layer that lets clients offer cross-border and stablecoin products without obtaining their own specialized licenses. Pricing is quote-based and not publicly disclosed. Go-to-market is hybrid: a self-serve developer API and Avenia Direct web product serve fintechs and SMBs, while direct field sales target larger enterprise clients across LATAM, the US, and Europe.

The business has scaled to over US$1B in cumulative Total Payment Volume, 5M+ transactions, and 50+ clients, and reached cash-positive operations during 2025 alongside 7x growth. In February 2026 the company closed a US$17M Series A led by Quona Capital and Big Bets, with proceeds earmarked for geographic expansion, new products (Yield Accounts and Cards), and absorbing rising Brazil Central Bank minimum capital requirements.

Name

Avenia

Legal name

BRLA Digital LTDA

Website

https://avenia.io

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

11–50 employees

Short description

Avenia (legally BRLA Digital LTDA) is a Brazilian fintech providing regulated, stablecoin-native cross-border payments and treasury infrastructure for fintechs, corporates, and crypto platforms moving money into and across Latin America via a unified API, Avenia Direct web product, and the BRLA stablecoin.

Ownership category

akta.pro rank

Product category

Cross-Border Payments Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199)

akta.pro primary industry

Cross-Border FX, Multi-Currency & Treasury for Payments (FSAGABAK)

akta.pro secondary industries

Cross-Border & FX Payments Platforms (BPAMAFAK), Cross-Border Payment Orchestration & Routing (FSAGAKAJ), Multi-Currency Accounts, Wallets & IBAN Services (FSAMAIAG)

Keywords

• Cross-border payments
• Stablecoin infrastructure
• Payment API platform
• Latin America fintech
• Foreign exchange services

Headquarters

HQ city

São Paulo

HQ country

Brazil

HQ region

Latin America

Offices3 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Others, Marketing or Sales

Revenue model

1. Cross-border payments & FX API (Avenia API): Usage-/transaction-based revenue from businesses using the unified API to send, receive and convert cross-border flows, with deep local rail integration (PIX, SPEI) and stablecoin settlement.
2. International treasury & FX web product (Avenia Direct / Avenia Pay): Revenue from corporate treasury users moving capital between entities, converting BRL↔USD and accessing U.S. yield through a no-code web platform with compliance built in.
3. BRLA stablecoin issuance and ecosystem services: Revenue from issuance, distribution and on/off-ramp services around the BRLA stablecoin (e.g., partner integrations, staking/yield, reserve management). Stated as a planned area to add yield accounts and cards.
4. Regulated infrastructure-as-a-service / licensing layer: Recurring SaaS-style revenue from enabling other companies to offer cross-border payments and stablecoin services via Avenia's regulated infrastructure and licenses, without those clients obtaining their own specialized licenses.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels6 records

Core offering

Avenia builds cross-border payment infrastructure for Latin America via a unified API and the BRLA Brazilian Real-pegged stablecoin. Its product suite (Avenia API, Avenia Direct web platform, Avenia Assets for digital asset management, and Avenia Pay for payouts) enables fintechs, payment service providers, corporates, consumer apps, and international merchants to move money in and out of Brazil with FX, treasury, and on/off-ramp capabilities.

Product overview

Avenia operates as a platform-plus-modules architecture for cross-border B2B payments in Latin America, with the Avenia API serving as the unified integration layer and Avenia Direct as the web-based treasury platform front-end. Underpinning the platform is the Avenia Assets stablecoin ecosystem, including the BRLA stablecoin (originating from the company's previous identity as BRLA Digital). Avenia Pay extends the platform with treasury management functionality, while planned additions such as Yield Accounts and Cards broaden the offering into treasury optimization and spend management. The combined stack lets enterprises settle cross-border flows through local payment rails such as PIX and SPEI via a single API and dashboard.

Differentiator

Problem solved

Functional benefit

Brands

• BRLA: Fully collateralized stablecoin pegged 1:1 to the Brazilian Real, issued and operated by Avenia, with monthly attestations and audited reserve holdings held in Brazilian government bonds and regulated custody.

Products and services

• Avenia API

Quantifiable outcome

• US$1B+ Total Payment Volume processed since inception
• +5 more outcomes

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature6 records

Partnerships

Two partnerships are on record, tiered core and supporting.

• FiptocoreStrategic or Co-development Partner · 16 February 2026Fipto (a B2B payments and treasury firm) and Avenia launched a two-way EUR-BRL stablecoin corridor for cross-border payments. Fipto provides the regulated European gateway and stablecoin infrastructure, while Avenia contributes local market expertise and deep liquidity for the Brazilian market. The corridor uses stablecoins as the settlement layer, enabling 24/7 bidirectional fund flows between Europe and Brazil in near real-time, eliminating typical 3–5 day correspondent bank delays.
• PolygonsupportingTechnology or IntegrationAvenia operates as a blockchain project built on Polygon, processing $106.9M monthly as of late 2025. Polygon features Avenia in its LatAm Dispatch coverage of regional stablecoin and cross-border payment projects.

Scale indicators9 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Bitso: Latin America's largest crypto exchange, operating across Brazil, Argentina and Mexico, with stablecoin-based cross-border payments and BRL/MXN/ARS on/off-ramps — the most direct comparable to Avenia's BRLA-powered cross-border flows.
• Ripio: Argentina- and Brazil-based crypto and payments platform offering cross-border transfers, stablecoin services and B2B payment rails — comparable regional footprint and target customers as Avenia.
• Mercado Bitcoin: Brazil's largest crypto exchange, with stablecoin trading, BRL on/off-ramps and growing B2B infrastructure offerings — directly competes for BRL on-chain liquidity and regulated crypto distribution.

Broad incumbents

• dLocal: Public, large-cap LATAM-focused cross-border payments processor serving global merchants with local payment methods including PIX; broader incumbent in the same cross-border B2B payments category Avenia targets.
• EBANX: Established LATAM cross-border payments processor with deep PIX integration and enterprise merchant focus — overlaps with Avenia's API-first B2B cross-border offering.
• Circle: Issuer of USDC and emerging regulated stablecoins, with growing focus on regional LATAM corridors and institutional treasury — competes head-on with BRLA at the regulated stablecoin layer.
• Ripple: Issuer of RLUSD stablecoin and provider of cross-border payments via RippleNet; competes in both the cross-border B2B payments and regulated stablecoin categories Avenia addresses.

Emerging players

• Paxos: Regulated US stablecoin issuer and tokenization infrastructure provider expanding into emerging-market corridors — comparable technology stack and regulated issuance model to BRLA.
• BitPay: Crypto payments processor with stablecoin merchant acceptance and B2B APIs — comparable API-first stablecoin payments infrastructure model, though primarily US-focused.

Regional players

• Lemon Cash: Argentina-focused crypto exchange and payments app with stablecoin and ARS-USD rails — comparable regional player serving overlapping B2C and B2B use cases in one of Avenia's operating markets.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/aveniaio

Compliance6 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds4 records

Investors13 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Avenia