unico IDtech

What unico IDtech does

Unico IDtech is a Brazilian identity verification and fraud prevention company founded in 2007 that has evolved into a pan-regional biometric AI platform spanning 25+ countries. The company provides deterministic identity verification through its two core platforms: Unico IDCloud One (facial biometric verification with proprietary liveness detection and the 4x4 Defense Matrix security architecture) and Unico IDPay (card-not-present transaction verification integrated with 25+ Brazilian issuers covering 85% of domestic cards under a shared liability model). The technology stack combines computer vision, Graph Technology, Time-Series Machine Learning, and behavioral analytics to deliver identity, liveness, fraud risk classification, and continuous adaptive authentication, processing 1.2B+ authentications and 150M+ transactions per month across a database containing 170M+ unique user faces that covers 9 out of 10 Brazilian adults.

The product portfolio is structured as a platform-plus-modules architecture with sign-up capabilities (Onboarding, Non-Document Verification, Fraud Risk Level Detection, Age Verification), continuous authentication modules (Smart Revalidation, Step-up Authentication), and specialized use-case solutions for deepfake detection, synthetic identity prevention, multi-account detection, account takeover prevention, money muling prevention, bonus abuse prevention, transaction fraud prevention, and chargeback fraud prevention. Multiple third-party certifications (iBeta Level 1 and 2, BixeLab Level 1 and 2 PAD, BixeLab IADC injection attack detection, SOC 2 Type 2, GDPR, NIST 800-53 testing) support enterprise procurement.

The business model combines subscription-based identity verification services (IDCloud One, Age Verification) with transaction-based fees (IDPay shared liability model) sold primarily through enterprise field sales to banks, neobanks, credit fintechs, digital wallets, betting operators, and large retailers. The company has executed six acquisitions since 2020 (Vianuvem, CredDefense, Meerkat Computer Vision, MakroSystems, Trully.AI, Oz Forensics, OwnID) and raised approximately $336M+ in venture capital from General Atlantic, SoftBank, Goldman Sachs, and others to support its transition from a Brazilian identity provider into a global trust infrastructure competitor with offices in São Paulo, Mexico City, Menlo Park, and Londrina.

Name

unico IDtech

Legal name

Unico

Website

https://unico.io

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Unico IDtech is a Brazilian biometric identity verification and fraud prevention platform serving 400+ enterprise customers across 25+ countries, primarily financial institutions, betting operators, and retailers, with proprietary AI spanning liveness detection, behavioral analytics, and card-not-present transaction verification.

Ownership category

akta.pro rank

Product category

Identity Verification & Biometric Authentication

NAICS

Investigation and Personal Background Check Services (561611)

akta.pro primary industry

Identity Verification & Digital ID (IDV, eIDAS, biometrics) (FSAGAFAA)

akta.pro secondary industries

Authentication (MFA/Passwordless/Biometrics) Platforms (BPAMAEAE), Identity Verification (IDV) & Document Verification (FSAMALAE)

Keywords

• Identity verification
• Facial biometrics
• Fraud prevention
• Digital onboarding
• Liveness detection

Headquarters

HQ city

São Paulo

HQ country

Brazil

HQ region

Latin America

Offices4 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Identity Verification Platform (IDCloud One): Subscription-based identity verification services with usage-based components. Enterprise clients pay for verification volumes and advanced features.
2. IDPay - Transaction Verification: Transaction-based revenue model for card-not-present verification. Shared liability model with issuers.
3. Age Verification: Additional verification service for regulated industries including betting and adult content.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels5 records

Core offering

unico IDtech provides an AI-powered biometric identity verification and fraud prevention platform that uses facial recognition, liveness detection, and behavioral analytics to authenticate users and prevent deepfakes, synthetic identities, multi-account fraud, and transaction fraud. Its core offerings are the IDCloud One platform for deterministic identity verification across the customer lifecycle and IDPay for card-not-present transaction verification with shared issuer liability. The platform serves banks, fintechs, betting operators, retailers, and other enterprises across 25+ countries.

Product overview

Unico IDtech is a Brazilian digital identity protection and verification company offering a platform-plus-modules architecture centered on two core products: Unico IDCloud One (the main identity verification platform providing deterministic facial biometric verification with 100% precision) and Unico IDPay (a card-not-present payment verification solution with shared liability). The platform integrates modular capabilities including onboarding, non-document verification, fraud risk detection, age verification, data verification, smart revalidation, and step-up authentication, along with specialized use-case solutions for deepfake detection, synthetic identity prevention, multi-account detection, account takeover prevention, money muling prevention, bonus abuse prevention, transaction fraud prevention, and chargeback fraud prevention. The portfolio is enhanced through strategic acquisitions including OwnID (passwordless authentication), Oz Forensics (deepfake fraud prevention), Trully.AI (digital identity verification), MakroSystems (financial transaction validation), CredDefense (facial biometric anti-fraud), and Vianuvem (digital process management).

Differentiator

Problem solved

Functional benefit

Brands

• Unico IDCloud One: The unique platform for secure identity verification with market-leading precision guarantee.
• IDPay
• Unico SafeApp
• Trully by Unico

Products and services

• Unico IDCloud One Deterministic identity verification platform combining facial biometrics, liveness detection, document verification, device/IP/location signals, and behavioral risk intelligence to verify users in 3 seconds with 99.9% approval rate and zero false acceptance. Designed for financial institutions, fintechs, betting operators, and retailers needing onboarding, age verification, continuous authentication, and fraud prevention at scale.
• Unico IDPay Card-not-present payment verification solution that unifies identity, card ownership, and behavioral intelligence into a single fraud decision with shared liability across 25+ integrated issuers covering 85% of Brazilian cards. Targets banks, payment processors, and e-commerce merchants looking to reduce CNP fraud and chargebacks.
• Unico Age Verification Deterministic, privacy-preserving age verification product that confirms legal age from a single selfie with 99.9% accuracy, returning only a Yes/No/Inconclusive response after biometric data is deleted. Built for regulated industries such as gambling, adult content, and alcohol/tobacco retailers.
• OwnID (by Unico)

Quantifiable outcome

• 99.9% approval rate — 97% on first attempt
• +8 more outcomes

Named customers20 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability6 records

Feature8 records

Partnerships

Six partnerships are on record, tiered strategic acquisition.

• OwnIDstrategic acquisitionTechnology or Integration · 22 September 2025Acquired OwnID, a leader in passwordless authentication, to expand technology portfolio and strengthen global presence including entry into United States market. Enables enhanced secure identity verification and authentication solutions.
• Oz Forensicsstrategic acquisitionTechnology or Integration · 9 September 2024Acquired Dubai-based deepfake fraud prevention company Oz Forensics to expand technological capabilities and digital security. Oz Forensics specializes in advanced fraud detection and biometric analysis technology.
• Trully.AIstrategic acquisitionTechnology or Integration · 6 September 2024Acquired Mexican digital identity verification startup Trully.AI to expand presence in Latin America. Trully pivoted to Trully by Unico following acquisition to enhance identity verification services.
• MakroSystemsstrategic acquisitionTechnology or Integration · 9 August 2022Acquired MakroSystems, a software developer specializing in financial transaction validation, for R$ 150 million through cash and equity combination. Integration aimed to enhance product offerings without increasing subscription prices.
• CredDefensestrategic acquisitionTechnology or Integration · 29 July 2021Acquired CredDefense, a company specializing in anti-fraud solutions through facial biometrics. Integration aimed to strengthen digital transaction security and expand market presence.
• Vianuvemstrategic acquisitionTechnology or Integration · 1 June 2021Acquired Vianuvem, a startup specializing in digital process management for car sales. Strategic growth plan supported by recent significant investments. Integration completed within six months.

Scale indicators13 records

Recent moves8 records

Expansion highlights6 records

Broad incumbents

• Mitek Systems: Mitek Systems is an established digital identity verification company specializing in mobile deposit and biometric identity solutions. Comparable to Unico in mobile-first biometric verification for financial services.
• ID.me: ID.me is a digital identity network providing identity verification and group affiliation verification, primarily to US government agencies and large enterprises. Comparable to Unico's high-assurance IDV capabilities at scale.

Direct peers

• Jumio: Jumio is an end-to-end identity verification and KYC platform with biometric, document, and AML capabilities serving global enterprises. Directly overlaps with Unico's IDCloud One offering across onboarding and fraud prevention use cases.
• Veriff: Veriff provides AI-powered identity verification with biometric matching, document verification, and fraud prevention. Competes directly with Unico in financial services, gaming, and marketplace onboarding use cases.
• Sumsub: Sumsub is a full-stack identity verification and compliance platform with KYC, AML, and biometric authentication. Competes with Unico across onboarding, multi-account detection, and continuous authentication use cases globally.
• iProov: iProov specializes in biometric facial authentication with patented liveness detection for deepfake prevention. Directly competes with Unico's deepfake/spoofing detection and 4x4 Defense Matrix capabilities for government and enterprise use cases.
• Persona: Persona offers a configurable identity verification platform with biometric, document, and database verification. Competes with Unico's IDCloud One for enterprise customers requiring flexible KYC/onboarding flows.
• Onfido: Onfido (now part of Entrust) is a global identity verification provider offering AI-powered document verification and biometric facial matching. Directly competes with Unico in enterprise KYC/onboarding across financial services and other regulated industries.
• Prove: Prove provides identity verification and authentication solutions with focus on phone-centric and biometric identity for financial services and commerce. Competes with Unico in identity verification and transaction fraud prevention.
• Socure: Socure provides AI-driven identity verification and fraud prevention for financial institutions, with focus on synthetic identity and account takeover prevention. Comparable to Unico's Fraud Radar and US market ambitions.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/unicoidtech
• LinkedInlinkedin.com/company/unicoidtech
• Facebookfacebook.com/unicoidtech

Compliance8 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries6 records

Funding overview

Funding rounds4 records

Investors5 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A9 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about unico IDtech