unico IDtech
Unico IDtech is a Brazilian biometric identity verification and fraud prevention platform serving 400+ enterprise customers across 25+ countries, primarily financial institutions, betting operators, and retailers, with proprietary AI spanning liveness detection, behavioral analytics, and card-not-present transaction verification.
- Company typePrivate
- Founded2007
- HeadquartersSão Paulo, Brazil
- Headcount501–1,000
- GTM typeB2B
- OfferingSoftware
What unico IDtech does
Unico IDtech is a Brazilian identity verification and fraud prevention company founded in 2007 that has evolved into a pan-regional biometric AI platform spanning 25+ countries. The company provides deterministic identity verification through its two core platforms: Unico IDCloud One (facial biometric verification with proprietary liveness detection and the 4x4 Defense Matrix security architecture) and Unico IDPay (card-not-present transaction verification integrated with 25+ Brazilian issuers covering 85% of domestic cards under a shared liability model). The technology stack combines computer vision, Graph Technology, Time-Series Machine Learning, and behavioral analytics to deliver identity, liveness, fraud risk classification, and continuous adaptive authentication, processing 1.2B+ authentications and 150M+ transactions per month across a database containing 170M+ unique user faces that covers 9 out of 10 Brazilian adults.
The product portfolio is structured as a platform-plus-modules architecture with sign-up capabilities (Onboarding, Non-Document Verification, Fraud Risk Level Detection, Age Verification), continuous authentication modules (Smart Revalidation, Step-up Authentication), and specialized use-case solutions for deepfake detection, synthetic identity prevention, multi-account detection, account takeover prevention, money muling prevention, bonus abuse prevention, transaction fraud prevention, and chargeback fraud prevention. Multiple third-party certifications (iBeta Level 1 and 2, BixeLab Level 1 and 2 PAD, BixeLab IADC injection attack detection, SOC 2 Type 2, GDPR, NIST 800-53 testing) support enterprise procurement.
The business model combines subscription-based identity verification services (IDCloud One, Age Verification) with transaction-based fees (IDPay shared liability model) sold primarily through enterprise field sales to banks, neobanks, credit fintechs, digital wallets, betting operators, and large retailers. The company has executed six acquisitions since 2020 (Vianuvem, CredDefense, Meerkat Computer Vision, MakroSystems, Trully.AI, Oz Forensics, OwnID) and raised approximately $336M+ in venture capital from General Atlantic, SoftBank, Goldman Sachs, and others to support its transition from a Brazilian identity provider into a global trust infrastructure competitor with offices in São Paulo, Mexico City, Menlo Park, and Londrina.
unico IDtech firmographics
Firmographics- Name
- unico IDtech
- Legal name
- Unico
- Website
- https://unico.io
- Company type
- Private
- Founded year
- 2007
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Short description
- Unico IDtech is a Brazilian biometric identity verification and fraud prevention platform serving 400+ enterprise customers across 25+ countries, primarily financial institutions, betting operators, and retailers, with proprietary AI spanning liveness detection, behavioral analytics, and card-not-present transaction verification.
- Ownership category
- akta.pro rank
unico IDtech industry classification
Industry- Product category
- Identity Verification & Biometric Authentication
- NAICS
- Investigation and Personal Background Check Services (561611)
- akta.pro primary industry
- Identity Verification & Digital ID (IDV, eIDAS, biometrics) (FSAGAFAA)
- akta.pro secondary industries
- Authentication (MFA/Passwordless/Biometrics) Platforms (BPAMAEAE), Identity Verification (IDV) & Document Verification (FSAMALAE)
Keywords
Where unico IDtech is headquartered
LocationHeadquarters
- HQ city
- São Paulo
- HQ country
- Brazil
- HQ region
- Latin America
Offices4 records
Markets served
unico IDtech business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Identity Verification Platform (IDCloud One): Subscription-based identity verification services with usage-based components. Enterprise clients pay for verification volumes and advanced features.
- IDPay - Transaction Verification: Transaction-based revenue model for card-not-present verification. Shared liability model with issuers.
- Age Verification: Additional verification service for regulated industries including betting and adult content.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise pricing - custom quote |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels5 records
unico IDtech product offering
Product offeringCore offering
unico IDtech provides an AI-powered biometric identity verification and fraud prevention platform that uses facial recognition, liveness detection, and behavioral analytics to authenticate users and prevent deepfakes, synthetic identities, multi-account fraud, and transaction fraud. Its core offerings are the IDCloud One platform for deterministic identity verification across the customer lifecycle and IDPay for card-not-present transaction verification with shared issuer liability. The platform serves banks, fintechs, betting operators, retailers, and other enterprises across 25+ countries.
Product overview
Unico IDtech is a Brazilian digital identity protection and verification company offering a platform-plus-modules architecture centered on two core products: Unico IDCloud One (the main identity verification platform providing deterministic facial biometric verification with 100% precision) and Unico IDPay (a card-not-present payment verification solution with shared liability). The platform integrates modular capabilities including onboarding, non-document verification, fraud risk detection, age verification, data verification, smart revalidation, and step-up authentication, along with specialized use-case solutions for deepfake detection, synthetic identity prevention, multi-account detection, account takeover prevention, money muling prevention, bonus abuse prevention, transaction fraud prevention, and chargeback fraud prevention. The portfolio is enhanced through strategic acquisitions including OwnID (passwordless authentication), Oz Forensics (deepfake fraud prevention), Trully.AI (digital identity verification), MakroSystems (financial transaction validation), CredDefense (facial biometric anti-fraud), and Vianuvem (digital process management).
Differentiator
Problem solved
Functional benefit
Brands
- Unico IDCloud One: The unique platform for secure identity verification with market-leading precision guarantee.
- IDPay
- Unico SafeApp
- Trully by Unico
Products and services
- Unico IDCloud One Deterministic identity verification platform combining facial biometrics, liveness detection, document verification, device/IP/location signals, and behavioral risk intelligence to verify users in 3 seconds with 99.9% approval rate and zero false acceptance. Designed for financial institutions, fintechs, betting operators, and retailers needing onboarding, age verification, continuous authentication, and fraud prevention at scale.
- Unico IDPay Card-not-present payment verification solution that unifies identity, card ownership, and behavioral intelligence into a single fraud decision with shared liability across 25+ integrated issuers covering 85% of Brazilian cards. Targets banks, payment processors, and e-commerce merchants looking to reduce CNP fraud and chargebacks.
- Unico Age Verification Deterministic, privacy-preserving age verification product that confirms legal age from a single selfie with 99.9% accuracy, returning only a Yes/No/Inconclusive response after biometric data is deleted. Built for regulated industries such as gambling, adult content, and alcohol/tobacco retailers.
- OwnID (by Unico)
Quantifiable outcome
- 99.9% approval rate — 97% on first attempt
- +8 more outcomes
Companies that use unico IDtech
Customer profileNamed customers20 records
Segments3 records
Ideal customer profiles3 records
unico IDtech technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability6 records
Feature8 records
unico IDtech partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered strategic acquisition.
- OwnIDstrategic acquisitionAcquired OwnID, a leader in passwordless authentication, to expand technology portfolio and strengthen global presence including entry into United States market. Enables enhanced secure identity verification and authentication solutions.
- Oz Forensicsstrategic acquisitionAcquired Dubai-based deepfake fraud prevention company Oz Forensics to expand technological capabilities and digital security. Oz Forensics specializes in advanced fraud detection and biometric analysis technology.
- Trully.AIstrategic acquisitionAcquired Mexican digital identity verification startup Trully.AI to expand presence in Latin America. Trully pivoted to Trully by Unico following acquisition to enhance identity verification services.
- MakroSystemsstrategic acquisitionAcquired MakroSystems, a software developer specializing in financial transaction validation, for R$ 150 million through cash and equity combination. Integration aimed to enhance product offerings without increasing subscription prices.
- CredDefensestrategic acquisitionAcquired CredDefense, a company specializing in anti-fraud solutions through facial biometrics. Integration aimed to strengthen digital transaction security and expand market presence.
- Vianuvemstrategic acquisitionAcquired Vianuvem, a startup specializing in digital process management for car sales. Strategic growth plan supported by recent significant investments. Integration completed within six months.
Scale indicators13 records
Recent moves8 records
Expansion highlights6 records
unico IDtech competitors and assessment
Company assessmentBroad incumbents
- Mitek Systems: Mitek Systems is an established digital identity verification company specializing in mobile deposit and biometric identity solutions. Comparable to Unico in mobile-first biometric verification for financial services.
- ID.me: ID.me is a digital identity network providing identity verification and group affiliation verification, primarily to US government agencies and large enterprises. Comparable to Unico's high-assurance IDV capabilities at scale.
Direct peers
- Jumio: Jumio is an end-to-end identity verification and KYC platform with biometric, document, and AML capabilities serving global enterprises. Directly overlaps with Unico's IDCloud One offering across onboarding and fraud prevention use cases.
- Veriff: Veriff provides AI-powered identity verification with biometric matching, document verification, and fraud prevention. Competes directly with Unico in financial services, gaming, and marketplace onboarding use cases.
- Sumsub: Sumsub is a full-stack identity verification and compliance platform with KYC, AML, and biometric authentication. Competes with Unico across onboarding, multi-account detection, and continuous authentication use cases globally.
- iProov: iProov specializes in biometric facial authentication with patented liveness detection for deepfake prevention. Directly competes with Unico's deepfake/spoofing detection and 4x4 Defense Matrix capabilities for government and enterprise use cases.
- Persona: Persona offers a configurable identity verification platform with biometric, document, and database verification. Competes with Unico's IDCloud One for enterprise customers requiring flexible KYC/onboarding flows.
- Onfido: Onfido (now part of Entrust) is a global identity verification provider offering AI-powered document verification and biometric facial matching. Directly competes with Unico in enterprise KYC/onboarding across financial services and other regulated industries.
- Prove: Prove provides identity verification and authentication solutions with focus on phone-centric and biometric identity for financial services and commerce. Competes with Unico in identity verification and transaction fraud prevention.
- Socure: Socure provides AI-driven identity verification and fraud prevention for financial institutions, with focus on synthetic identity and account takeover prevention. Comparable to Unico's Fraud Radar and US market ambitions.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks5 records
Key highlights7 records
Customer concentration
unico IDtech social profiles
Digital presenceunico IDtech compliance and trust
Trust signalCompliance8 records
unico IDtech financial estimates
Financial estimateRevenue estimate
Valuation estimate
unico IDtech leadership team
Management profileNumber of profiles
Profiles5 records
unico IDtech subsidiaries and ownership
Company hierarchySubsidiaries6 records
unico IDtech funding detail
Funding detailFunding overview
Funding rounds4 records
Investors5 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
unico IDtech M&A and investment
M&A and investmentM&A9 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about unico IDtech
What does unico IDtech do?
unico IDtech provides an AI-powered biometric identity verification and fraud prevention platform that uses facial recognition, liveness detection, and behavioral analytics to authenticate users and prevent deepfakes, synthetic identities, multi-account fraud, and transaction fraud. Its core offerings are the IDCloud One platform for deterministic identity verification across the customer lifecycle and IDPay for card-not-present transaction verification with shared issuer liability. The platform serves banks, fintechs, betting operators, retailers, and other enterprises across 25+ countries.
Is unico IDtech a public or private company?
unico IDtech is a private company. It is classified as venture growth investor backed and is currently operating.
When was unico IDtech founded?
unico IDtech was founded in 2007. It employs 501 to 1,000 people.
Where is unico IDtech based?
unico IDtech is headquartered in São Paulo, Brazil, in the Latin America region.
How does unico IDtech make money?
Three revenue lines are on record. Identity Verification Platform (IDCloud One) is the primary driver. The others are IDPay - Transaction Verification and age Verification.
Who are unico IDtech's main competitors?
Broad incumbents on record are Mitek Systems and ID.me. Direct peers are Jumio, Veriff, Sumsub, iProov, Persona, Onfido, Prove and Socure.
Does unico IDtech have an API?
No public API is recorded for unico IDtech.
What industry is unico IDtech in?
unico IDtech's product category is Identity Verification & Biometric Authentication. Its primary akta.pro industry code is FSAGAFAA, Identity Verification & Digital ID (IDV, eIDAS, biometrics), with a secondary code of BPAMAEAE, Authentication (MFA/Passwordless/Biometrics) Platforms. Its NAICS code is 561611.