What Yield App does

Yield App was a community-driven digital asset wealth management platform founded in 2020 and headquartered in Victoria, Seychelles, operating through Yield App Limited (Seychelles) and Yield App S.r.l. (Italy), with a subsidiary Trofi Group Limited (BVI) acquired in January 2023. The platform served individual cryptocurrency investors ranging from retail to high net worth participants, reporting a user base of over 105,000 that included approximately 1,000 high net worth crypto users collectively holding more than $20 billion in personal digital assets. The company processed over $2.5 billion in transactions since inception, positioning itself as an accessible alternative to direct DeFi participation by offering yield generation, structured products, and early-stage project exposure without requiring deep technical expertise from end users.\n\nThe product stack was organized around three pillars: (1) core Earn, Lock, and Stake services for digital asset lending and yield generation, including flexible Earn+ and fixed-term Earn+365 products; (2) Yield Pro structured products (Dual Currency, Sharkfin, Target, and Range) acquired via the January 2023 Trofi Group acquisition; and (3) Angel Launchpad, a tiered membership service powered by the native YLD token that granted access to vetted early-stage crypto projects. The technology stack employed multi-party computation (MPC) for cryptographic asset security, multi-layered DDoS protection with dispersed private keys, and an internal proprietary 135-point risk model used to vet external managers, with only 6% of evaluated managers approved for portfolio inclusion. Strategic partnerships with SumSub (KYC/AML), Merkle Science (transaction monitoring), Credmark (risk and governance monitoring), and DFDL (legal) supported compliance and risk infrastructure.\n\nYield App monetized through net interest spreads between yields earned on deployed digital assets and rates paid to users across Earn/Lock/Stake products, transaction and swap fees on asset exchanges, and fees on Angel Launchpad allocations and structured product issuance via Trofi. Distribution was predominantly self-serve via web and mobile applications, with a tiered membership model (Bronze, Silver, Gold, Diamond, Angel) gated by YLD token staking that drove referral dynamics and progressively higher allocation limits. The company raised approximately $61 million across three funding rounds between 2020 and 2022, with the Series 1 round led by Alphabit Fund and Digital Strategies. As of 1 July 2024, Yield App Limited entered insolvent liquidation proceedings, with Stephen Cork and Hadley Chilton of Cork Gully LLP appointed as joint liquidators to oversee the orderly winding-up of the company.

Name

Yield App

Legal name

Yield App Limited

Website

https://yield.app

Company type

Private

Founded year

2020

Operating status

Closed

Headcount range

51–100 employees

Short description

Yield App was a community-driven crypto wealth platform offering lending, staking, and structured yield products to over 105,000 retail and high net worth investors. Founded in 2020, the company processed $2.5B+ in transactions before entering insolvent liquidation in July 2024.

Ownership category

akta.pro rank

Product category

Digital Asset Wealth Management

NAICS

Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523), Other Financial Investment Activities (5239), Funds, Trusts, and Other Financial Vehicles (525)

SIC

Finance Services (6199), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

Yield, Vaults & Asset Management (vault strategies, robo-vaults, structured yield) (FSAPAEAG)

akta.pro secondary industries

Yield Aggregators, Auto-Compounding & Strategy Vaults (DeFi Yield) (FSADAHAK), Structured Products & Notes (Yield/Principal-Linked) (FSADAGAD), Yield Aggregators & Strategy Vaults (FSADAMAF)

Keywords

• Digital asset yield
• Crypto wealth management
• Structured crypto products
• Digital asset lending
• Crypto launchpad services

Headquarters

HQ city

Mahé

HQ country

Seychelles

Offices2 records

Markets served

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Digital Asset Lending Interest: Yield App borrows digital assets from users through Earn, Lock, and Stake services. Users receive interest payments in the same digital assets they lent. The company uses these assets for commercial purposes including investing with third-party exchanges, generating yield from the spread.
2. Swap Fees: Transaction fees levied on digital asset and fiat swaps executed through the platform. Fees may include spread from exchange rate conversions between supported asset pairs.
3. Yield Enhancement Products (Yield Pro): Non-principal protected structured products (Dual Currency, Sharkfin, Target, Range) offered through Trofi. Revenue generated from the spread and fees associated with these yield enhancement products.
4. Angel Launchpad Fees: Fees paid on each launchpad allocation, with final fee structures including potential utilization to repurchase YLD tokens in the open market.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Yield App is a licensed digital asset wealth management platform that allows customers to buy, trade, lend, and earn yield on cryptocurrencies. Customers use Earn+ and Earn+365 for digital-asset lending, Lock and Stake for fixed-term or staked yield, Swap for fiat and crypto conversion, Yield Pro (Trofi) structured products (Dual Currency, Sharkfin, Target, Range), and the Angel Launchpad for early-stage crypto project participation, all under a YLD-token tiered membership model.

Product overview

Yield App is a community-driven digital wealth management platform that has been undergoing insolvent liquidation proceedings since July 2024. The platform offers a unified ecosystem of crypto yield products comprising: (1) Core Earn services including Earn+ (flexible), Earn+365 (fixed 365-day lock-up), Lock, and Stake for digital asset lending and yield generation; (2) Yield Pro structured products including Dual Currency, Sharkfin, Target, and Range acquired via Trofi Group in January 2023; (3) Angel Launchpad for early-stage crypto project access; and (4) Swap and Custody services for asset exchange and storage. The native YLD token powers membership tiers and platform access.

Differentiator

Problem solved

Functional benefit

Brands

• Trofi: A platform offering structured product solutions for cryptocurrencies, offering Dual Currency, Sharkfin, Target, and Range products. Acquired by Yield App in January 2023.
• Angel Launchpad
• Yield Pro
• YLD

Products and services

• Earn+ Flexible digital-asset lending service allowing users to lend cryptocurrencies to earn passive income and yield while retaining flexible access to funds.
• Earn+365 Digital-asset lending service with a fixed 365-day lock-up period offering higher interest rates compared with flexible Earn+.
• Lock Service Allows users to designate certain digital assets as locked-up for a selected fixed period in return for receiving a higher rate of interest.
• Stake Service Digital-asset staking service allowing users to stake cryptocurrencies to earn rewards, with access to specific features and services including Lock and Stake services via the YLD token.
• Swap Service Allows users to swap digital assets or fiat through the Yield Platform, including digital-asset-to-digital-asset, fiat-to-digital-asset, and digital-asset-to-fiat swaps.
• Custody Service Digital-asset custody service where Yield App holds users' assets in custody until designated for lending via Earn, Lock, or Stake services, using multi-party computation (MPC) and dispersed private keys.
• Yield Pro – Dual Currency Non-principal-protected structured product where users select an Investment Asset, Linked Asset, Maturity Date, and Buy/Sell Level; settlement determines whether redemption is in the Investment Asset plus APR or converted to the Linked Asset.
• Yield Pro – Sharkfin Non-principal-protected structured product offering tiered returns based on settlement price at maturity, with redemption varying depending on whether the price falls below, between, or above defined levels.
• Yield Pro – Target Non-principal-protected structured product where returns depend on whether the Linked Asset's price at maturity reaches a Target Level, falls between levels, or drops below the Buy Level.
• Yield Pro – Range Non-principal-protected structured product where returns depend on whether the settlement price at maturity stays within or outside defined upper and lower levels.
• Angel Launchpad Early-stage crypto project launch platform operated by AP Labs that gives users exclusive pre-vetted access to blockchain projects, with allocation limits and benefits tied to YLD token membership tiers (Bronze, Silver, Gold, Diamond, Angel).
• YLD Token Native cryptographic digital token issued by YLD Limited that grants users access to specific features and services including Lock and Stake services, Angel Launchpad access tiers, and loyalty rewards.
• Trofi (powered by Yield App) Wealth-management platform offering structured product solutions for cryptocurrencies, including Dual Currency, Sharkfin, Target, and Range products, acquired by Yield App in January 2023.

Quantifiable outcome

• Up to 15% APY on stablecoins and up to 10% APY on Bitcoin
• +3 more outcomes

Named customers1 record

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature4 records

Partnerships

Six partnerships are on record, tiered flagship, supportive and core.

• ValosflagshipStrategic or Co-development Partner · 17 February 2026Valos launched its institutional credit vault on YieldApp as the first institutional private credit offering. The vault offers $100M initial allocation with $200M capacity target and AUSD-denominated yields on the Monad blockchain.
• Trofi GroupflagshipStrategic or Co-development Partner · 26 January 2023Acquired platform known for structured product solutions for cryptocurrencies. Acquisition introduced four new crypto structured product strategies (Dual Currency, Sharkfin, Target, Range) and positioned Yield App as a pioneer in crypto structured products. Company launched 'Trofi, powered by Yield App' dedicated app.
• DFDLsupportiveOthersCompliance partner providing legal advisory services as part of Yield App's global compliance framework supporting KYC and AML requirements.
• SumSubcoreTechnology or IntegrationKYC/AML verification partner providing customer identity verification services. Essential for user onboarding and compliance with global KYC regulations.
• Merkle SciencecoreTechnology or IntegrationRisk monitoring partner providing blockchain analytics and transaction monitoring services for compliance and risk management.
• CredmarksupportiveTechnology or IntegrationRisk data and governance partner providing additional risk assessment and continuous monitoring services for the platform.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• Aave: Aave is a decentralized lending protocol supplying variable supply APY to lenders — a yield primitive that CeFi platforms like Yield App ultimately re-package for retail users.
• Lido: Lido is a leading liquid staking protocol that aggregates staking yield across validators. Comparable to Yield App's Stake service from a yield-generation mechanism, though non-custodial and DeFi-native.
• Yearn Finance: Yearn Finance is a DeFi yield aggregator that auto-routes deposits into the highest-yielding strategies, conceptually aligned with Yield App's curated, multi-manager approach but on-chain.

Broad incumbents

• Gemini: Gemini operates an exchange, custody, and earn program (Gemini Earn) that historically competed directly with Yield App's retail yield offerings.
• Crypto.com: Crypto.com's Earn, staking, and credit card products overlap with Yield App's core yield and structured offerings. It is a broad incumbent with a much larger user base and deeper regulatory footprint.
• Coinbase: Coinbase offers staking, lending, and wealth products through Coinbase Advanced and Coinbase One. Comparable as a broad incumbent CeFi yield and asset-management platform, though serving a different scale of user.

Direct peers

• Nexo: Nexo offers crypto Earn products, structured yield, and credit lines against digital assets, with tiered loyalty programs. Most directly comparable to Yield App's Earn/Stake core, though larger and more regulatorily diversified.
• BlockFi: BlockFi operated a crypto interest account and lending platform analogous to Yield App's Earn/Lock. Now in bankruptcy, BlockFi is the closest cautionary comparable on product and outcome.
• Ledn: Ledn offers Bitcoin and USDC yield products plus crypto-backed lending, targeting retail and HNW crypto holders. Comparable to Yield App's Earn and structured-yield positioning with a tighter asset focus.
• Hodlnaut: Hodlnaut offered crypto interest accounts and yield products similar to Yield App's Earn, and is now in liquidation — providing a near-direct peer in both product and distressed outcome.

Market position

Strengths3 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/YieldApp
• Facebookfacebook.com/YieldApp

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries3 records

Funding overview

Funding rounds3 records

Investors8 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Yield App