Sky Systemz
Sky Systemz provides SkyOS, a modular cloud-based business operating system integrating payment processing, CRM, inventory, and analytics for US construction, heavy building materials, and professional services merchants. Revenue comes from transaction fees, platform subscriptions, and hardware sales.
- Company typePrivate
- Founded2017
- HeadquartersLexington, United States
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What Sky Systemz does
Sky Systemz is a Lexington, Kentucky-based fintech operating company that builds and sells SkyOS, a modular cloud-based business operating system aimed at US construction, heavy building materials, building products, and professional services verticals. SkyOS integrates payment processing, customer relationship management, inventory management, employee management, booking, and analytics into a single platform built on AWS, with payment and transactional data processed through Fractal's PCI-DSS Level 1 and SOC 2 Type 2 certified infrastructure. The platform supports SkyPOS in-person payments, Pay By Bank ACH transfers at 0.5%, digital invoicing, recurring billings, an eStore with website builder, chargeback protection, and an Insights & Performance analytics dashboard.
Sky Systemz generates revenue primarily through transaction-based payment processing fees on card and ACH payments, supplemented by recurring subscription/platform fees for the SkyOS business management modules and hardware sales of POS terminals, tablets, and card readers. Pricing is quote-based and customized through a dedicated account-management team, with a 'Pass the Fee' model (used by over 70% of customers) that allows merchants to shift credit card fees to customers. The Billions Back Initiative, co-launched with Fractal and Command Alkon, packages payment optimization and cost-reduction advisory as a profit-margin product.
The company is privately held and founder-led by CEO Brian Nichols and President Natalie Nichols, with a sales-led go-to-market supplemented by self-serve registration for smaller merchants. Sky Systemz has raised approximately $3.3M in disclosed funding across a 2017 seed and a 2020 round, employs 51-100 staff, serves customers in 1,500s across 713 construction-related industry categories, and partners with Grasshopper Bank, N.A. for FDIC-insured banking services delivered through the SkyFi sub-brand.
Sky Systemz firmographics
Firmographics- Name
- Sky Systemz
- Legal name
- Sky Systemz
- Website
- https://skysystemz.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Sky Systemz provides SkyOS, a modular cloud-based business operating system integrating payment processing, CRM, inventory, and analytics for US construction, heavy building materials, and professional services merchants. Revenue comes from transaction fees, platform subscriptions, and hardware sales.
- Ownership category
- akta.pro rank
Sky Systemz industry classification
Industry- Product category
- Business Operating System / Payment Processing Software
- NAICS
- Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (51821), Computer Systems Design and Related Services (54151)
- akta.pro primary industry
- Cloud FinOps & SaaS Spend Management (BPAEAOAH)
Keywords
Where Sky Systemz is headquartered
LocationHeadquarters
- HQ city
- Lexington
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Sky Systemz business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Payment Processing Fees: Transaction-based fees on card and ACH payments. Includes 'Pass the Fee' feature allowing merchants to shift credit card fees to customers. Pay by bank at 0.5% for converted card payments.
- Subscription/Platform Fees: SkyOS platform subscription for business management tools including CRM, inventory, employee management, and analytics.
- Equipment Sales: Hardware sales including POS terminals, tablets, and card readers. Offers $50 credit for every $5,000 processed in first billing cycle for hardware purchases.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Custom negotiated rates |
| Transaction based/ take rate | Monthly | Billions Back Initiative savings demonstration |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels5 records
Sky Systemz product offering
Product offeringCore offering
Sky Systemz builds and sells SkyOS, a modular cloud-based business operating system built on AWS for construction, heavy building materials, building products/distribution, and professional services businesses. The platform combines payment processing (card and ACH), CRM, inventory, employee management, chargeback protection, online store, and analytics into a unified system, with payment infrastructure delivered through Fractal's PCI-DSS Level 1 and SOC 2 Type 2 certified stack. The company also sells POS hardware and operates SkyFi (financial technology with banking services provided by Grasshopper Bank, N.A., Member FDIC).
Product overview
Sky Systemz offers SkyOS, a modular business operating system built for construction, heavy building materials, and professional services industries. The platform consists of a core operating system with five integrated module categories: Selling & Transactions (SkyPOS, Pay By Bank, Card Processing, Invoices, Billings, eStore), Customer Hub (CRM), Product & Inventory (Product Management, Inventory Management), Business Operations (Employee Management, Chargeback Protection, Booking), and Insights & Performance. The system unifies payment processing, customer management, inventory control, employee scheduling, and business analytics. Additionally, SkyFi provides financial technology infrastructure including business checking services through Grasshopper Bank. The Billions Back Initiative, in partnership with Fractal and Command Alkon, offers payment optimization to help businesses reclaim up to 25% in profit margins.
Differentiator
Problem solved
Functional benefit
Brands
- SkyOS: Modular business operating system for construction and material supply businesses, integrating payment processing, payroll management, employee scheduling, and CRM.
- SkyFi
- SkyPOS
- Sky Payments
Products and services
- SkyPOS Point of Sale system built for the trades, accepting in-person, manual, and product-based transactions with partial payments, 3D security, and cash discount options. Designed for construction, ready-mix, and building-materials merchants.
- Pay By Bank
Quantifiable outcome
- Reduce payment processing fees by up to 50%
- +8 more outcomes
Companies that use Sky Systemz
Customer profileNamed customers5 records
Segments4 records
Ideal customer profiles4 records
Sky Systemz technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature8 records
Sky Systemz partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- Fractal (Fractal Pay)coreSkyOS has exclusively teamed up with Fractal to launch the Billions Back Initiative. Fractal provides the payment infrastructure underneath SkyOS, delivering PCI-DSS Level 1 and SOC 2 Type 2 certified payment processing. Fractal's technology enables pay-by-bank (ACH) at 0.5%, fee pass-through, chargeback protection with 3D Security, and monthly statements with savings summaries. Together they help operators reclaim profits by up to 25%.
- Command AlkoncoreSkyOS has exclusively teamed up with Fractal and Command Alkon to launch the Billions Back Initiative. Command Alkon is a trusted partner company in the construction and concrete industry that utilizes Sky Payments' optimization approach. Command Alkon is referenced as a customer utilizing payment optimization alongside Walbec and Breckinridge Materials.
Scale indicators15 records
Recent moves6 records
Expansion highlights6 records
Sky Systemz competitors and assessment
Company assessmentDirect peers
- Jobber: SaaS platform for field service and home service businesses with quoting, scheduling, invoicing, and payments. Comparable as a vertical SaaS for SMB service trades that uses integrated payments as a monetized layer on top of the operational software.
- ServiceTitan: Vertical SaaS platform for trades and construction service businesses, combining CRM, scheduling, dispatch, payments, and reporting. Highly comparable because it also serves trades and construction SMBs with an integrated payments + business management stack, though it skews more to residential service contractors than heavy materials.
- PaySimple: Integrated payments and SaaS platform for SMBs offering card processing, ACH, recurring billing, and basic business management. Comparable as a small-business payments-plus-software stack competing for similar customers, though without Sky Systemz's deep construction vertical focus.
- Toast: Vertical SaaS + payments platform purpose-built for restaurants, with an integrated POS, payments, payroll, and marketing suite. Comparable as a vertical-first SaaS-plus-payments model where the OS is the wedge for selling payment processing and adjacent fintech services to SMBs.
- Housecall Pro: SaaS platform for home service businesses (plumbing, HVAC, electrical, cleaning) with integrated payments, invoicing, and CRM. Comparable as a vertical SaaS for trades that bundles payments with operational software, although it focuses on smaller residential service businesses rather than heavy materials.
- SpotOn: Vertical SaaS and payments provider for SMBs across restaurants, retail, and other verticals, combining POS, payments, marketing, and payroll. Comparable due to its vertical-SaaS-led payments GTM and emphasis on payment-cost optimization as a customer ROI story.
- Stax Payments: Subscription-based payments platform for SMBs that competes on transparent pricing and lower effective rates. Comparable because it pitches payment-cost optimization as a primary differentiator and targets similar SMB verticals, though it is not construction-specialized.
Broad incumbents
- Square (Block): Large incumbent SMB payments and software platform with POS, card processing, payroll, banking, and capital products. Comparable because it competes with Sky in payments processing and SMB software, but operates as a horizontal platform across many verticals rather than specializing in construction.
- Clover (Fiserv): POS and payments platform owned by Fiserv, widely distributed through banks and ISOs to SMBs across verticals. Comparable as a competing SMB POS + payment processing bundle, with significant scale and bank-channel distribution that Sky Systemz lacks.
- Stripe: Global payments infrastructure and SaaS platform serving online and in-person commerce with terminal, issuing, and software products. Comparable on the payments and software integration layer, especially for Sky's eCommerce and digital invoicing flows, but is a horizontal platform rather than a construction-specialist.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Sky Systemz social profiles
Digital presenceSky Systemz compliance and trust
Trust signalCompliance3 records
Sky Systemz financial estimates
Financial estimateRevenue estimate
Valuation estimate
Sky Systemz leadership team
Management profileNumber of profiles
Profiles13 records
Sky Systemz funding detail
Funding detailFunding overview
Funding rounds2 records
Investors3 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Sky Systemz M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Sky Systemz
What does Sky Systemz do?
Sky Systemz builds and sells SkyOS, a modular cloud-based business operating system built on AWS for construction, heavy building materials, building products/distribution, and professional services businesses. The platform combines payment processing (card and ACH), CRM, inventory, employee management, chargeback protection, online store, and analytics into a unified system, with payment infrastructure delivered through Fractal's PCI-DSS Level 1 and SOC 2 Type 2 certified stack. The company also sells POS hardware and operates SkyFi (financial technology with banking services provided by Grasshopper Bank, N.A., Member FDIC).
Is Sky Systemz a public or private company?
Sky Systemz is a private company. It is classified as venture growth investor backed and is currently operating.
When was Sky Systemz founded?
Sky Systemz was founded in 2017. It employs 51 to 100 people.
Where is Sky Systemz based?
Sky Systemz is headquartered in Lexington, United States, in the North America region.
How does Sky Systemz make money?
Three revenue lines are on record. Payment Processing Fees are the primary driver. The others are subscription/Platform Fees and equipment Sales.
Who are Sky Systemz's main competitors?
Direct peers on record are Jobber, ServiceTitan, PaySimple, Toast, Housecall Pro, SpotOn and Stax Payments. Broad incumbents are Square (Block), Clover (Fiserv) and Stripe.
Does Sky Systemz have an API?
No public API is recorded for Sky Systemz.
What industry is Sky Systemz in?
Sky Systemz's product category is Business Operating System / Payment Processing Software. Its primary akta.pro industry code is BPAEAOAH, Cloud FinOps & SaaS Spend Management. Its NAICS code is 51821.