Levr.ai
Levr.ai is a Vancouver-based fintech that operates an AI-powered, three-sided platform connecting small businesses to 50+ lenders, brokers, and ISOs across Canada and the US, automating loan application matching, intake, and deal pipeline management.
- Company typePrivate
- Founded2023
- HeadquartersVancouver, Canada
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Levr.ai does
Levr.ai (legal entity: Levr Technologies Inc., with US subsidiary Levr Technologies USA Inc.) is a Vancouver-based fintech software company founded in February 2023 by Kaylan Pepin (CEO, CPA/CMA, ex-RBC/CIBC/BDC) and Roman Hartmann (CTO, data/AI/ML background). The company operates an AI-powered, three-sided business lending platform that matches small and medium-sized businesses with capital providers, streamlines loan application intake for brokers and ISOs, and delivers criteria-locked, fully documented applications to lenders. Core technology is a recommendation engine that evaluates borrower financial profiles against lender underwriting criteria to surface 3–7 best-fit lenders with approval probability scores, supported by generative document automation, a broker CRM with commission tracking, integrated client communication, and a white-label deployment option. The platform spans 10+ loan categories — business term loans, SBA, MCA, venture debt, A/R financing, SR&ED, equipment financing, business credit cards, lines of credit, and commercial real estate — across Canada and the US.
Levr.ai monetizes on a transaction-fee basis: lenders pay Levr.ai a referral commission on funded loans, with 100% of the commission passed through to the originating broker or ISO; Levr's economics sit in the residual take rate. A secondary revenue line comes from a white-glove concierge application-preparation service priced per-client. Go-to-market is multi-modal: product-led self-serve for SMBs (free account creation at app.levr.ai), channel-driven broker and ISO networks, and direct lender sales. Distribution is anchored by 50+ pre-signed lender partnerships across banks, alternative lenders, and specialty financiers, eliminating per-lender onboarding overhead.
The company has raised over $2.5M across two pre-seed rounds (Feb 2023 $1M CAD led by Sprout.vc and MAVAN Capital Partners; Feb 2024 $1M USD with non-dilutive capital from NRC IRAP and BDC). It employs 11–50 people, supports 2,000+ small businesses, and holds SOC 2 Type 2 certification with bank-level 256-bit encryption.
Levr.ai firmographics
Firmographics- Name
- Levr.ai
- Legal name
- Levr Technologies Inc.
- Website
- https://levr.ai
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Levr.ai is a Vancouver-based fintech that operates an AI-powered, three-sided platform connecting small businesses to 50+ lenders, brokers, and ISOs across Canada and the US, automating loan application matching, intake, and deal pipeline management.
- Ownership category
- akta.pro rank
Levr.ai industry classification
Industry- Product category
- Small Business Lending Platform
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310)
- SIC
- Loan Brokers (6163)
- akta.pro primary industry
- SME Lending & Working Capital Platforms (FSAGAJAA)
- akta.pro secondary industry
- SME Lending Platforms & Embedded SME Credit (FSAKAGAJ)
Keywords
Where Levr.ai is headquartered
LocationHeadquarters
- HQ city
- Vancouver
- HQ country
- Canada
- HQ region
- North America
Offices1 record
Markets served
Levr.ai business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Commission passthrough from lenders: When Levr.ai matches a business with a lender and the loan is funded, the lender pays Levr.ai a referral fee or commission. Levr.ai passes 100% of this commission through to the broker or ISO who submitted the deal. Commissions are subject to lender-specific clawback windows during which funds are held before disbursement to brokers.
- White-glove concierge services: Levr.ai offers a premium white-glove service for clients needing additional support preparing their loan applications. This service is priced based on each business's specific needs.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Pay-as-you-go | Free platform access for businesses |
| Transaction based/ take rate | Pay-as-you-go | Broker/ISO commission retention |
| Other | Multi-year contract | White-glove premium service |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels8 records
Levr.ai product offering
Product offeringCore offering
Levr.ai operates an AI-powered SaaS platform that matches small businesses seeking loans with 50+ certified lenders across Canada and the US. The platform serves three constituencies simultaneously: SMBs receive AI-driven lender recommendations and guided application support; loan brokers and ISOs use built-in intake software to submit pre-qualified, criteria-matched applications while retaining 100% of commissions; and lenders access a stream of broker-submitted, fully completed applications without portal overhead. The offering includes an integrated CRM, automated document generation, white-label capability, and a premium white-glove concierge service for application preparation.
Product overview
Levr.ai is a unified AI-powered business lending platform consisting of a core AI matching engine surrounded by several integrated modules: the Broker Application Intake Software enables brokers and ISOs to submit pre-qualified, fully completed loan applications; the AI-Powered Referral Channel Management System (Lender Portal) allows lenders to manage broker partnerships and scale intake without adding headcount; the Built-in Brokerage CRM provides free pipeline and commission tracking; and Document Generation Tools auto-produce credit memos, NDAs, and lender-ready documentation. The platform connects 2,000+ small businesses with 50+ lending partners across all major loan categories (Business Term Loans, SBA Loans, MCA, Venture Debt, A/R Financing, SR&ED Financing, Equipment Financing, Business Credit Cards, Lines of Credit, Commercial Real Estate, Working Capital Loans) in Canada and the US.
Differentiator
Problem solved
Functional benefit
Products and services
- Levr.ai Platform An AI-powered SaaS lending platform that connects small businesses seeking financing with 50+ certified lenders across Canada and the US, while providing brokers/ISOs with application intake software, integrated CRM, and automated commission tracking, and providing lenders with a stream of pre-qualified, criteria-matched, fully completed loan applications. The platform supports all major loan categories including business term loans, SBA loans, MCA, venture debt, A/R financing, SR&ED financing, equipment financing, lines of credit, business credit cards, and commercial real estate financing. Free for SMBs and brokers to sign up and use.
- White-Glove Concierge Service A premium, hands-on support service for clients requiring additional assistance preparing their loan applications, priced per-client based on each business's specific needs. Available as a paid offering layered on top of the core platform.
Quantifiable outcome
- 25X more applications processed per broker
- +7 more outcomes
Companies that use Levr.ai
Customer profileNamed customers4 records
Segments3 records
Ideal customer profiles3 records
Levr.ai technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability6 records
Feature8 records
Levr.ai partnerships and signals
Strategic signalPartnerships
15 partnerships are on record, tiered core.
- OndeckcoreOnline lender for small businesses. Lending partner on the Levr.ai platform, receiving pre-qualified loan applications from brokers.
- BrexcoreFinancial platform for startups and enterprises. Lending partner on the Levr.ai platform.
- WayflyercoreRevenue-based financing platform for e-commerce businesses. Lending partner on Levr.ai.
- Pipe Technologies Inc.coreCapital-as-a-service platform providing revenue-based financing. Lending partner on Levr.ai.
- FloatcoreFinancial management platform for businesses. Lending partner on Levr.ai.
- TIMIA CapitalcoreGrowth investor providing capital to SaaS and technology companies. Lending partner on Levr.ai.
- CorlcoreRevenue-based financing for SaaS companies. Lending partner on Levr.ai.
- Flow CapitalcoreGrowth capital provider. Lending partner on Levr.ai.
- Merchant GrowthcoreOnline lender providing business loans and financing. Lending partner on Levr.ai.
- CapchasecoreNon-dilutive capital provider for SaaS companies. Lending partner on Levr.ai.
- Greenbox CapitalcoreBusiness financing provider. Lending partner on Levr.ai.
- FundThroughcoreInvoice financing and business funding platform. Lending partner on Levr.ai.
- VenbridgecoreBusiness financing solutions provider. Lending partner on Levr.ai.
- Liquid CapitalcoreCommercial financing provider. Lending partner on Levr.ai.
- QuicklycoreBusiness loan provider. Lending partner on Levr.ai.
Scale indicators5 records
Recent moves7 records
Expansion highlights6 records
Levr.ai competitors and assessment
Company assessmentDirect peers
- Lendio: Lendio operates an SMB loan marketplace matching small businesses with a network of lenders across term loans, SBA loans, lines of credit, MCAs and equipment financing - directly comparable to Levr.ai's core offering, with a much larger US lender footprint.
- Fundera: Fundera (now part of NerdWallet) is an SMB lending marketplace connecting business owners with lenders and brokers across multiple loan products, serving a similar SMB customer base and broker-driven distribution model as Levr.ai.
- Nav: Nav provides SMBs with credit data and matches them to financing options across term loans, SBA loans, business credit cards and lines of credit via a partner lender network - the same SMB borrower and broker-aggregator dynamic as Levr.ai.
Broad incumbents
- LendingTree: LendingTree is the largest US loan-shopping marketplace, offering SMB and consumer loan comparison across a broad lender panel; it is an incumbent reference point for marketplace scale, though it serves consumer lending more deeply than SMB-specific broker workflows.
- QuickBooks Capital (Intuit): QuickBooks Capital leverages Intuit's accounting platform to match SMB customers with financing partners, representing an embedded-finance incumbent in the same SMB lending market Levr.ai addresses via its broker channel.
- Funding Circle US: Funding Circle is an established online SMB lending platform offering term loans and lines of credit to small businesses via its own balance sheet and partner networks - a broader incumbent reference point for digital SMB credit origination.
Emerging players
- Canopy: Canopy offers SMB-focused servicing and borrower-experience tools for lenders and brokers, overlapping with Levr.ai's CRM, commission tracking and pipeline management capabilities for the broker side of the market.
Others
- FundThrough: FundThrough is an invoice-financing platform and a certified Levr.ai lending partner; it is also a comparable SME working-capital platform serving a similar SMB borrower segment with comparable technology-led underwriting.
- Brex: Brex is a financial platform for startups and enterprises (cards, banking, lending) and a certified Levr.ai lending partner; it is comparable as a technology-led SMB/enterprise credit provider whose products sit alongside Levr.ai's marketplace.
- Pipe: Pipe is a capital-as-a-service platform offering revenue-based financing to SaaS and subscription businesses, and is a certified Levr.ai lending partner; comparable as a tech-enabled alternative SMB financing provider feeding Levr.ai's marketplace.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Levr.ai social profiles
Digital presenceLevr.ai compliance and trust
Trust signalCompliance1 record
Levr.ai financial estimates
Financial estimateRevenue estimate
Valuation estimate
Levr.ai leadership team
Management profileNumber of profiles
Profiles5 records
Levr.ai funding detail
Funding detailFunding overview
Funding rounds5 records
Investors11 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Levr.ai M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Levr.ai
What does Levr.ai do?
Levr.ai operates an AI-powered SaaS platform that matches small businesses seeking loans with 50+ certified lenders across Canada and the US. The platform serves three constituencies simultaneously: SMBs receive AI-driven lender recommendations and guided application support; loan brokers and ISOs use built-in intake software to submit pre-qualified, criteria-matched applications while retaining 100% of commissions; and lenders access a stream of broker-submitted, fully completed applications without portal overhead. The offering includes an integrated CRM, automated document generation, white-label capability, and a premium white-glove concierge service for application preparation.
Is Levr.ai a public or private company?
Levr.ai is a private company. It is classified as venture growth investor backed and is currently operating.
When was Levr.ai founded?
Levr.ai was founded in 2023. It employs 11 to 50 people.
Where is Levr.ai based?
Levr.ai is headquartered in Vancouver, Canada, in the North America region.
How does Levr.ai make money?
Two revenue lines are on record. Commission passthrough from lenders are the primary driver. The others are white-glove concierge services.
Who are Levr.ai's main competitors?
Direct peers on record are Lendio, Fundera and Nav. Broad incumbents are LendingTree, QuickBooks Capital (Intuit) and Funding Circle US. Canopy is listed as an emerging player. Others are FundThrough, Brex and Pipe.
Does Levr.ai have an API?
Yes. The Terms of Service state that APIs are provided as part of the Service, and users may integrate any APIs and portions of tools into websites and applications they operate, solely for internal business purposes. Users may not use the APIs for any purpose not described in the API documentation. No dedicated developer portal or public API documentation URL is provided.
What industry is Levr.ai in?
Levr.ai's product category is Small Business Lending Platform. Its primary akta.pro industry code is FSAGAJAA, SME Lending & Working Capital Platforms, with a secondary code of FSAKAGAJ, SME Lending Platforms & Embedded SME Credit. Its NAICS code is 522310 and its SIC code is 6163.